Preterm birth, or delivering a baby before 37 weeks of pregnancy, may occur due to factors like maternal health complications, inadequate prenatal care, or poor nutrition. In some cases, even environmental stressors and lack of awareness about maternal health, increase the risks of preterm labor. Understanding the causes for premature birth can help expecting parents take preventive steps and seek appropriate medical care.

Causes of premature birth:

Several factors contribute to preterm labor and birth, including:

• Deficiencies in iron, folic acid, and essential nutrients or other health conditions like high blood pressure, diabetes, infections, kidney disease, or thyroid disorders.
• Urinary tract infections, sexually transmitted infections, and bacterial infections.
• Certain cervical issues, uterine abnormalities, or placental problems.
• Pollution, excessive tobacco or alcohol consumption, high stress levels, domestic violence, or physically demanding work.
  
  

Managing preterm birth risks

While not all preterm births can be prevented, regular prenatal check-ups and early medical intervention can help manage risks. Since premature birth often requires NICU stays, specialised care, and long-term follow-ups, having maternity health insurance can ensure timely medical support for both mother and baby.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

While the blood type generally remains the same, there are rare circumstances where it can change. To comprehend how this happens and do blood types change, let's understand what determines blood type.

What are blood groups?

The absence or presence of certain antigens on red blood cells determines blood type. The most well-known system is the ABO grouping, which includes types A, B, AB, and O. Additionally, the Rh factor (positive or negative) further categorises each blood type into positive or negative.

Can your blood type change?

Most people's blood type stays the same from birth to death. It's determined by genetic inheritance, and there is no natural mechanism for the body to alter it. However, if you've ever wondered can your blood group change— under exceptional medical conditions, some people experience a shift in their blood type.

• Bone marrow transplant: A common reason for a change in blood type is a bone marrow transplant. Bone marrow produces blood cells, and if a person undergoes a transplant from a donor with a different blood type, the blood group changes to match the donor's. This process can take weeks or months.
• Massive blood transfusions: A temporary change can occur during enormous blood transfusions. If an individual loses a significant amount of blood and receives a large volume of transfused blood, their circulating blood may reflect the donated type for a short period. However, once their body replenishes its own blood supply, the original type returns.
• Bacterial infections: In extremely rare cases, bacterial infections can cause a temporary shift in blood type. Certain bacteria produce enzymes that can alter the molecular structure of blood group antigens. For instance, some intestinal infections have been known to convert type A blood into something resembling type B, a phenomenon called the "acquired B antigen." This condition is usually temporary and resolves once the infection is treated.

Conclusion

For the vast majority of people, blood types don't change. But if someone undergoes medical procedures like a bone marrow transplant or experiences severe infections, a temporary or even permanent shift is possible. In such cases, it's crucial to have health insurance that covers the treatment and the potential need for blood transfusions or other critical medical procedures. Emergencies involving blood transfusions can be costly, and comprehensive health insurance can provide peace of mind, knowing you're covered for unexpected medical expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Pregnancy is a beautiful journey, but unfortunately, not every pregnancy progresses to full term. Miscarriage means the unexpected loss of a pregnancy within the first 20 weeks. Let's explore the common causes of miscarriage.

What causes miscarriage?

Here is a curated list of factors that cause miscarriage:

Chromosomal abnormalities: A major cause of miscarriage is chromosomal abnormalities in the developing baby. Some common chromosomal issues leading to miscarriage include:

• Blighted ovum: The fertilised egg implants in the uterus, but an embryo never develops.
• Molar pregnancy: An abnormal mass forms instead of a healthy embryo due to incorrect chromosomal contribution.
• Partial molar pregnancy: An embryo begins to develop but has an extra set of chromosomes, leading to early pregnancy loss.

Underlying medical conditions: A mother's health is crucial in sustaining a pregnancy. Certain medical conditions can increase the risk of miscarriage, including:

• Uncontrolled chronic illnesses like diabetes or high blood pressure
• Autoimmune disorders
• Uterine or cervical abnormalities like fibroids or cervical insufficiency
• Infections such as rubella, cytomegalovirus (CMV), or sexually transmitted infections
• Blood clotting disorders can restrict oxygen and nutrients to the baby.

Lifestyle factors: Certain lifestyle habits are risky during this phase:

• Smoking (even secondhand smoke)
• Heavy alcohol consumption
• Illegal drug use

Environmental hazards: Everyday surroundings may contain hidden dangers that can harm a developing baby, including:

• Lead (from old paint or water pipes)
• Mercury (from broken thermometers or contaminated seafood)
• Pesticides
• Solvents

Medications and food safety: Certain medications and foods can unknowingly cause miscarriage. Some prescription and over-the-counter drugs are not safe during pregnancy.

Conclusion

Miscarriage is a deeply emotional experience, but understanding the possible causes can offer some comfort, as it is often beyond a mother's control. During such a difficult time, it's crucial to have the right support, and one of the most important steps is ensuring you have maternity health insurance. This coverage can provide financial aid by covering treatment costs, medical procedures, and necessary follow-up care. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Nuchal translucency (NT) refers to the fluid accumulation at the back of a baby's neck during early pregnancy. This is a normal part of foetal development and can be observed through an ultrasound scan. However, reasons for high nuchal translucency may indicate potential health concerns such as chromosomal abnormalities or structural defects. While many babies with increased NT develop normally, further diagnostic tests are often recommended for a clearer assessment.

Why is NT measured?

During pregnancy, NT is measured as part of the combined screening test, which evaluates the risk of chromosomal conditions such as Down , Edwards, and Patau syndrome. This screening combines the NT measurement with a maternal blood test to assess overall risk. If the NT is 3.5mm or more, additional testing may be suggested to determine whether there is an underlying condition.

What are the causes of high nuchal translucency?

Some of the main causes of increased nuchal translucency are:

• Genetic syndromes such as Noonan syndrome.
• Structural defects like congenital heart defects, diaphragmatic hernia, and exomphalos.
• Skeletal and neuromuscular disorders.
• Microdeletion syndromes.

While these conditions are associated with increased NT, many babies with a high NT measurement have no identifiable problems. Therefore, additional testing is required for an accurate diagnosis.

Conclusion

Many babies with high NT levels develop normally, while others may require further evaluation to determine any underlying issues.

As you navigate this crucial time, maternity insurance can be an essential safety net. It provides financial security for a wide range of pregnancy-related medical expenses, including prenatal tests, doctor visits, hospital stays, and even complications that may arise during labour.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Knowing your blood type is more than just a medical necessity. Whether you’re planning to donate blood, undergo surgery, or in an emergency requiring transfusion, your blood group plays a crucial role.

How test for blood typing is performed?

A blood group test requires no fasting or special preparation. However, if you’ve had a transfusion, organ transplant, or pregnancy, it’s prudent to inform your healthcare provider, as your body may have developed antibodies that could affect the results.

Blood type determination involves three steps:

• Forward typing: In forward typing, a blood sample is mixed with antibodies for A and B blood types. Clumping with A antibodies indicates type A blood, while clumping with B antibodies indicates type B. If both react, the blood is AB; if neither does, it’s O.
• Reverse typing: The blood plasma is mixed with known blood cells of type A and type B. If agglutination occurs with type B cells, your blood group is A. If it occurs with type A cells, your blood group is B.
• Rh-D typing: The test determines if your blood is negative or positive for the Rh factor. If your blood reacts with the anti-Rh serum, you’re Rh- If there’s no reaction, you’re Rh-negative.

Conclusion

A blood group examination is one of the simplest yet most crucial medical exams, providing essential information for medical treatments and emergencies. Having comprehensive health insurance is crucial for both routine and emergency care. A good insurance plan can cover regular check-ups, diagnostic tests like blood typing, and preventive care while also ensuring financial protection in case of medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The scorching heat of summer can negatively impact your health, leaving you feeling exhausted and dehydrated. While it’s tempting to cool off with ice cream and fizzy drinks, the best way to beat the heat is by incorporating hydrating and nutrient-rich seasonal vegetables into your diet. Here’s a list of the best vegetables in summer season in India that will help you stay cool and healthy.

List of vegetables in summer season in India

Here is a curated list of summer season vegetables in India:

• Cucumbers

One of the best summer season vegetables, cucumbers consist of 96% water, are low in calories, high in dietary fibre and abundant in vital nutrients like vitamin C, magnesium and potassium. They are a great addition to your diet, whether consumed raw, mixed in salads or blended into refreshing drinks.

• Bottle gourd

Bottle gourd, also known as lauki, is another highly recommended vegetable in the summer season. They have a high water content that helps keep your body cool, and their rich nutrient profile, including vitamin C, zinc, magnesium and potassium, supports digestion and strengthens the immune system.

• Zucchini

Although less common in traditional Indian cuisine, Zucchini is one of the most versatile summer season vegetables. They are low in calories, high in fibre and loaded with potassium, which helps regulate blood pressure and prevent muscle cramps.

• Pointed gourd

Popularly known as parval, pointed gourd is a great addition to summer meals. They are rich in vitamins C and A, which boost immunity and protect against frequent infections. It also helps lower cholesterol and supports digestion.

• Tomatoes

Tomatoes are packed with lycopene, an antioxidant high in fibre and essential nutrients that protect your skin from harmful UV rays. They also contain vitamin C, which strengthens immunity and promotes hydration.

Conclusion

Including these summer season vegetables in your diet can keep your body hydrated, improve digestion and protect you from heat-related ailments. Additionally, maintaining a healthy diet with these vegetables can contribute to health, lowering the risk of illnesses and medical expenses. It is also crucial to take into account the health insurance for parents to ensure they receive the best medical care when needed. Look for a good health insurance policy that provides comprehensive coverage against various medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Pregnancy is a beautiful journey, but unexpected situations can arise that require medical attention. One such condition is Premature Rupture Of Membranes (PROM). This occurs when the protective layer, called the amniotic sac, around the baby breaks before the 37th week of pregnancy.

Read on to discover the premature rupture of membrane definition, its causes and how it can be treated.

What is premature rupture of membranes?

PROM is a sudden gush or slow fluid leak from the vagina. This fluid is clear or pale yellow; some women may even mistake it for urine. If you notice fluid leaking, seeing a doctor immediately is important.

There is no single cause for PROM, but some factors can increase its chances. These include:

• Infections: Bacterial infections in the vagina or uterus can weaken the membranes.
• Previous PROM: If a woman had PROM in an earlier pregnancy, she may be at a higher risk of having it again.
• Multiple pregnancies: Carrying twins or more can put extra pressure on the membranes.
• Smoking: Smoking during pregnancy leads to a higher risk of PROM.
• Excess amniotic fluid: Too much fluid can stretch the sac, making it more likely to break.
• Cervical issues: A short cervix may lead to early rupture.

Risks of premature rupture of membranes

PROM can lead to complications, depending on how early it happens. The risks include:

• Infection: Once the membranes break, bacteria can enter the uterus, leading to infections.
• Preterm birth: If PROM happens before 37 weeks, the baby may be born too early, possibly leading to complications.
• Cord prolapse: The umbilical cord may slip through the cervix before the baby, which can be dangerous.
• Placental abruption: The placenta could separate from the uterus too soon, which can cause heavy bleeding.

Conclusion

 It is always a good idea to know the premature rupture of membranes meaning and seek medical help if you have any concerns during pregnancy. PROM is a serious condition that requires immediate medical attention.

While it can lead to complications, early detection and proper care can improve outcomes for both the mother and baby. An appropriate health insurance policy can cover the cost of consultations, diagnosis and treatment, ensuring well-being and peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Cooking oil is a vital ingredient in every kitchen. It influences the flavour, texture, and nutritional value of food. With so many options available, choosing the right oil can be overwhelming. Some oils are best for frying, while others work well in dressings or baking. The key is understanding their smoke points, health benefits, and suitable uses.

This blog explores different types of cooking oil and how to use them for maximum flavour and nutrition.

List of different types of cooking oil

Different types of oil vary in taste, nutrition, and cooking applications. Each has a unique smoke point, which makes it ideal for specific methods like frying, roasting, or drizzling.

Olive oil:

• Ideal for salads, sautéing, and roasting.
• Drizzle over salads for a fresh taste, use for light frying, or brush onto vegetables before roasting.

Vegetable oil:

• A neutral option suitable for frying, baking, and general cooking.
• Use it for deep-frying crispy snacks, making moist cakes, or stir-frying vegetables.

Coconut oil:

• Adds a slight sweetness, best for baking, frying, and Asian cuisine.
• Use in baked goods for a rich texture, fry pancakes for a crisp edge, or stir into curries for depth.

Sunflower oil:

• High in vitamin E, great for frying and deep-frying due to its high smoke point.
• Ideal for making crispy fried foods, roasting potatoes, or cooking stir-fries.

Sesame oil:

• Used in stir-fries and dressings for a rich, aromatic taste.
• Add a few drops to stir-fried vegetables, drizzle over soups, or mix into marinades for extra flavour.

Ghee (clarified butter):

• Popular in Indian cooking for its buttery taste and high smoke point.
• Use for preparing rotis, sautéing spices for curries, or adding richness to rice dishes.

Mustard oil:

• Strong-flavoured and antimicrobial, used in Indian cooking and pickling.
• Heat until smoking before using for cooking, add to pickles for preservation or drizzle over dishes for a sharp kick.

Conclusion

Choosing the right types of oils enhances the taste and nutrition of your meals. However, even with the healthiest diet, unexpected health issues can arise. Cooking injuries, high cholesterol, or food-related illnesses can lead to medical expenses. Thus, a good health insurance policy can provide financial security. Investing in health insurance for family ensures peace of mind, knowing you are covered for unforeseen health concerns.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

A foetal echocardiography, commonly known as a fetal echo scan report, is a specialised ultrasound that helps doctors assess the structure, function, and blood flow of the foetal heart to ensure everything is developing as expected. This test is typically recommended based on the health of the mother and baby, especially if there is a family history of congenital heart disease or other risk factors.

What does the results of fetal echo mean?

If you receive a fetal echo test report indicating normal findings, it means that no structural or functional heart problems were detected. However, it is important to understand that not all heart abnormalities can be identified before birth since foetal circulation differs from postnatal circulation. Some small defects, such as tiny holes in the heart, may not be easily detected during pregnancy.

A fetal echo normal report typically includes:

• A clear four-chamber view of the heart
• Proper valve function
• Smooth blood flow
• A steady foetal heart rate between 120 and 160 beats per minute

Conclusion

Undergoing a fetal echo scan report can be essential in ensuring your baby's heart health. Given that this test may be recommended for high-risk pregnancies, it is beneficial to check whether maternity health insurance covers foetal echocardiography. Some insurance policies include prenatal diagnostic tests, making it easier for expectant parents to access essential healthcare services without financial stress.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Dental implants are considered a reliable long-term solution for replacing missing teeth. Unlike dentures, implants are fixed and mimic natural teeth, providing better comfort and stability. Various types of implants are available, each designed for specific dental conditions. The right choice depends on bone structure, oral health, and budget.

Let’s look at the different kinds of dental implants in this blog.

List of different types of dental implants

Different types of dental implants are made to meet various needs. Here are the types of dental implants and how they function:

• Zygomatic implants: Implants used when the upper jaw lacks enough bone and are placed in the cheekbone instead of the jaw.
• Single-tooth implants: Used to replace a single missing tooth with a customised crown.
• Multiple-tooth implants: Suitable for replacing several missing teeth as these implants hold bridges in place.
• All-on-4 implants: A full-arch replacement using only four implants, offering a quicker and more stable solution.
• All-on-6 implants: Similar to All-on-4 but with six implants, providing extra support for better durability.
• Mini dental implants (MDIs) are smaller implants used to stabilise dentures or replace small teeth in tight spaces.
• Immediate load implants: Also called same-day implants, allow for a temporary crown immediately after implant placement.
• Two-stage implants: Involves a two-step process where the implant is placed first, followed by the attachment of the crown after healing.
• Basal implants: Suitable for patients with severe bone loss, these are placed in the basal bone, which is stronger and more stable.

FAQs

• How long do dental implants last?

Dental implants may last over 20 years with proper care. Regular check-ups, good oral hygiene and avoiding smoking help maintain their longevity.

• Are dental implants painful?

The procedure is done under anaesthesia, which minimises pain. Some discomfort may occur during recovery, but it is manageable with prescribed medication.

• What happens if you don’t get an implant after losing a tooth?

The jawbone in the missing tooth may shrink over time, affecting the facial structure and causing nearby teeth to shift.

Conclusion

Dental implants are a dependable long-term solution for missing teeth. While implants improve oral health and confidence, they can be costly. Medical insurance can ease financial concerns, providing access to quality treatment without excessive expenses. Thus, investing in dental care and health insurance for parents leads to a healthier, worry-free future for you and your family.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Multiple pregnancy occurs when a woman carries more than one baby simultaneously. While twins are the most common, some women may carry triplets or more. Managing multiple pregnancies requires extra care to ensure the health of both the mother and the babies. A multiple pregnancy care plan involves increased monitoring, specialised nutrition, and potential medical interventions as needed.

Management of multiple pregnancy

A multiple pregnancy care plan requires more attention than a singleton pregnancy.  A multiple-pregnancy parental care plan will be based on the mother’s overall health, the number of foetuses, and the likelihood of complications. Some key aspects of prenatal care include:

• Increased nutrition: Women carrying multiple foetuses need additional calories, protein, iron, and folic acid. Weight gain recommendations vary depending on the mother’s pre-pregnancy weight.
• More frequent prenatal visits: Antenatal management of multiple pregnancy involves frequent check-ups as it carries a higher risk of complications.
• Referrals to specialists: Some women may need to see a maternal-foetal medicine specialist, also known as a perinatologist, for specialised testing and ultrasounds.
• Maternal and foetal testing: Tests such as ultrasounds and foetal monitoring may be needed to check the health of the babies.
• Tocolytic medications: If preterm labour occurs, doctors may prescribe tocolytic drugs, such as nifedipine or magnesium sulphate, to slow or stop contractions.
• Corticosteroid medications: Corticosteroids may be administered to aid foetal lung development in cases of premature birth.
• Cervical cerclage: Some women with an incompetent cervix may require a cerclage procedure, where stitches are placed in the cervix to prevent early dilation.

Delivery for multiple pregnancies

The delivery method for a multiple pregnancy depends on several factors.

• Vaginal delivery: In case of twin pregnancy, if both twins are in the head-down (vertex) position, vaginal delivery is often possible. In cases where the first baby is head-down but the second is not, a doctor may attempt to turn the second baby or deliver it in the breech position. However, if complications arise, an emergency C-section may be required.
• C-section delivery: If the first baby is not in the head-down position, a C-section will likely be performed. Triplets and higher-order multiples are almost always delivered via c-section.

Conclusion

Multiple pregnancies require specialised care and close monitoring. Since multiple pregnancies have a higher risk of complications, opting for maternity insurance will help you financially prepare for the babies. The insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including delivery, hospitalisation, and newborn expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Knowing blood groups and their importance is more than just useful information—it can be lifesaving in medical emergencies and blood transfusions. Let’s explore the importance of blood typing and how it plays an integral role in healthcare.

Why the blood typing test is performed?

Some reasons why the test is performed are:

• Essential care: In a medical emergency, knowing your blood type can ensure you get the right blood. If you receive an incompatible blood type, your immune system could attack the transfused blood, leading to serious complications.

• Pregnancy: Blood typing is important during pregnancy. A baby might have a different Rh blood test result than the parent. In this case, the parent’s body might recognise the baby’s blood as foreign and create antibodies against it. Blood typing helps recognise this risk and ensures the appropriate injections are given to prevent complications.
• Health risks: Your blood type may influence your health in ways beyond transfusions and donations. People with a certain blood type may be more vulnerable to certain health issues. Knowing your risk factors for illnesses can help you prepare for the worst and plan healthcare.

Conclusion

To find out blood groups and their importance is just one segment of maintaining good health. While genetics play a key role, a balanced diet, regular exercise, and preventive healthcare are key to overall well-being. Having the right health insurance ensures you’re financially protected, covering both routine check-ups and unexpected medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

A fetal echo test, or a fetal echocardiogram, is an ultrasound that checks the size, position and function of a baby’s heart during pregnancy. This test is safe for both the mother and the baby because it does not use radiation—just sound waves to create pictures of the baby’s heart.

Read on to learn why and how echo test is done during pregnancy.

What happens during the fetal echo exam?

A fetal echocardiogram is usually done between 18 and 24 weeks of pregnancy. At this stage, the baby’s heart is developed enough for doctors to see details. Doctors may recommend an echo test during pregnancy if:

• The mother has a medical condition such as diabetes or lupus.
• There is a family history of heart problems.
• A previous ultrasound showed something unusual in the baby’s heart.

Even if none of these apply, some doctors may still suggest the test to examine the baby’s heart closely.

A fetal echocardiogram is done in two ways. These are:

1.     Abdominal echocardiogram

This is the most common method, similar to a regular pregnancy ultrasound. Here’s how a fetal echo is done:

• The doctor or sonographer applies a gel on her belly.
• A small device called a transducer is moved over the belly. This device sends sound waves that create pictures of the baby’s heart.
• The doctor reviews the images on a screen and takes measurements.
• The test generally takes 30 to 60 minutes.

2.     Transvaginal echocardiogram

This method is used in early pregnancy or when the baby’s heart is difficult to see with an abdominal scan. So, if you are wondering how a fetal echo scan is done, here are the steps:

• A thin transducer is carefully inserted into the mother’s vagina for the procedure.
• The transducer sends sound waves that create clearer images of the baby’s heart.
• The test takes about 15-60 minutes.

Conclusion

A fetal echo test helps assess a baby’s heart health during pregnancy. If your doctor recommends this test, there’s no need to worry. If you have any concerns about the procedure, your healthcare provider can explain its purpose and address your questions. Pregnancy is a delicate time when extra care and attention are essential. That’s why having a maternity health insurance policy is advisable—to ensure coverage for medical expenses and provide peace of mind throughout your journey.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Twins have always intrigued people, and many have questions regarding the differences between identical and fraternal twins. While both share a unique bond, their development and genetic similarities differ significantly. From mirror twins to twins with different fathers, the world of twins has always been full of surprises.

Difference between identical and fraternal twins

Fraternal twins vs identical twins develop in different ways. Two distinct fertilised eggs produce fraternal twins, sometimes called dizygotic twins. Fraternal twins, being born from different eggs and sperm, are genetically no more similar than siblings born at different times. They can be of the same or different sexes and usually develop separate amniotic sacs and placentas. Fraternal twins can also have unique characteristics. In rare cases, fraternal twins may have different fathers, a phenomenon called heteropaternal superfecundation. This happens when two eggs are fertilised by sperm from two other men during the same menstrual cycle.

When a single fertilised egg divides into two embryos, identical twins, also known as monozygotic twins, are produced. These twins share the same DNA and are always of the same sex unless a rare genetic mutation occurs. Depending on when the egg splits, they may or may not share the same amniotic sac. Identical twins often look similar, but environmental factors can lead to subtle differences in their appearance.

Conclusion

Regardless of whether they are identical or fraternal, twins share a deep connection. Even identical twins who start with the same DNA develop their unique traits over time due to environmental influences. Minor differences shape their individuality, such as scars, lifestyle habits, and personal choices.

Understanding the difference between fraternal twins and identical twins is essential, especially for parents considering maternity insurance. Identical and fraternal twins difference plays a role in medical considerations, prenatal care, and insurance policies. The unique characteristics of twin pregnancies—whether related to prenatal care, delivery, or medical complications—can affect your insurance needs. Maternity insurance helps cover medical expenses related to both routine and high-risk pregnancies, offering vital support for the health and well-being of both mother and babies during a complex pregnancy.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

If you've ever looked at motorcycle specifications, you may have come across the terms dry weight and kerb weight. This article breaks down the differences between wet weight vs dry weight and explains why they matter.

Dry weight in motorcycles refers to the weight of a bike without any consumable fluids, whereas kerb weight, also known as wet weight, is the total weight of a bike when it is fully equipped with all essential fluids.

Dry weight vs wet weight

The primary difference between kerb weight vs dry weight lies in what is included in the measurement. Here’s a summary:

Conclusion

When evaluating a motorcycle, it is crucial to understand both dry weight and kerb weight. While dry weight helps compare structural aspects and performance potential, kerb weight provides a real-world perspective on handling, manoeuvrability, and fuel efficiency.

Additionally, a motorcycle’s weight can influence insurance premiums. Heavier bikes may be associated with a higher risk of damage in accidents, potentially leading to higher insurance costs. Therefore, considering weight-related factors can also help riders choose the right two-wheeler insurance policy that provides the necessary coverage and protection on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The absence or presence of certain proteins or antibodies on red blood cells determines blood types. The major blood groups are A, B, AB, and O. The Rh factor decides whether your blood type is positive (A+, B+, O+, etc.) or negative  (A-, B-, O-, etc.). This brings the total number of common blood types to eight.

Is there a universal blood donor type?

Blood transfusions require a careful match between the donor and recipient. Administering the wrong blood type may cause the recipient’s immune system to attack the transfused blood, leading to serious complications. Type O-ve is the universal blood donor type as it lacks A, B, and Rh antigens, making it the safest option in emergencies.

Even though O-ve donors can help save anyone, only about 7% of people worldwide have this blood type. This means hospitals often face shortages, making regular donations critical. Also, unlike other blood types, O-ve individuals can only receive O-ve blood.

Conclusion

Every drop of donated blood has the potential to save a life. Whether you have the universal donor blood group or not, your contribution is important. Additionally, having a health insurance plan ensures coverage provides peace of mind. In the event of an emergency that requires a blood transfusion, insurance ensures that you are covered, reducing financial stress during difficult times.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Twin pregnancies have become increasingly common, thanks to advancements in fertility treatments and assisted reproductive techniques. Many women are opting to have children later in life, which can further increase the likelihood of having twins.

In this blog, we explore the different kinds of twin pregnancy.

Typical & atypical twining

There are typically two type of twins: fraternal and identical. Fraternal twins occur when two separate sperm fertilise two different eggs. Identical twins result from one fertilised egg splitting into two embryos.

Atypical twinning refers to rare cases where twin conception occurs unusually. These atypical twin pregnancy types may have genetic differences that sometimes lead to complications.

Identical twins

Monozygotic or identical twins occur when a fertilised egg splits into two embryos. They share 100% of their DNA and are always the same gender. Identical twins can either share the same amniotic sac or have separate ones, based on when the egg divides.

Non-identical twins

Dizygotic or fraternal twins are the most common type. They develop when two separate eggs are fertilised by two different sperm, resulting in twins who share only 50% of their DNA. Non-identical twins can be of different genders and do not necessarily resemble each other. They usually have separate placentas and amniotic sacs.

Rare types of twins

While monozygotic and dizygotic twins are common, other different type of twin pregnancies are:

●       Semi-identical twins

Also known as sesquizygotic twins, this extremely rare type occurs when a single egg is fertilised by two sperm. These twins can share anywhere from half to all of their DNA. Semi-identical twins can be of different genders.

●       Quaternary twins

This occurs when two different sets of identical twins have children within a short period. Although cousins, they share more genetic similarities than typical cousins and may even resemble siblings.

●       Conjoined twins

Conjoined twins result when a fertilised egg begins to split but does not complete the process. These twins remain physically connected and may share organs. The point of connection can vary, such as at the chest, abdomen, or head. While some conjoined twins can be separated through surgery, the procedure is complex and depends on how they are connected.

●       Parasitic twins

Parasitic twins develop when one twin fails to develop fully and remains attached to the other. Unlike conjoined twins, the underdeveloped twin is nonfunctional and often appears as additional limbs or body structures on the developed twin.

Conclusion

The pregnancy phase is fascinating whether you are expecting a singleton or twins. However, alongside the excitement, it's important to be prepared for any sudden mishaps. This is where comprehensive maternity insurance comes into play. Having a right policy can help alleviate concerns by covering medical expenses before and after delivery.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

A twin pregnancy is when a woman carries two foetuses in her uterus, which can happen when two separate eggs are fertilised or when a single fertilised egg divides into two embryos. While having twins can be an exciting journey, twin pregnancy symptoms are often more intense than those experienced in a singleton pregnancy.

What are the signs of a twin pregnancy?

Here is a curated list of symptoms of pregnancy for twins:

• Increased morning sickness: Many women experience more severe nausea and vomiting compared to those carrying a single baby. This is due to higher human chorionic gonadotropin ( hCG) levels.
• Digestive discomfort: Carrying twins means there is more pressure on the digestive system, leading to heartburn, indigestion, and constipation.
• Extreme fatigue: Since the body works harder to nourish the babies, fatigue tends to be more intense in a twin pregnancy.
• Rapid weight gain: Weight gain happens more quickly in twin pregnancy, as the body adjusts to carrying two babies.
• Increased appetite: An increased appetite is common with two babies to nourish.
• Stronger fetal movements: Feeling foetal movements in different areas of the belly simultaneously can be symptoms of twins during pregnancy.

Conclusion

Given that twin pregnancies involve more intense symptoms and a higher risk of complications, having maternity health insurance can provide financial security during this time. It covers a wide range of pregnancy-related medical expenses, including prenatal check-ups, ultrasounds, hospital stays, and delivery costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Pregnancy is a rollercoaster ride—exciting, overwhelming, and filled with anticipation. Among the many tests and scans you’ll go through, one of the most important is the TIFFA scan, also known as Targeted Imaging for Foetal Anomalies. If you’re wondering what is tiffa scan in pregnancy, this blog will answer all your queries.

Meaning of Tiffa Scan

TIFFA scan means a mid-pregnancy health check for your baby. It is done between 18 to 22 weeks and can provide highly detailed images, from 2D black-and-white visuals to advanced 3D and colour photographs, helping detect any potential abnormalities.

Some of the key things this scan checks include:

• Facial features: It can detect any abnormalities like a cleft lip.
• Brain development: The scan examines the size and structure of the brain to identify any potential issues.
• Spine and ribcage: This helps check bone structure and skin development.
• Heart health: Each heartbeat is monitored to ensure proper walking of the valves and the atria and ventricles are the same size.
• Limb development: The scan assesses fingers and toes to ensure proper growth.
• Kidney function: It accesses the proper functioning of the kidneys. By this stage, your baby should be producing urine every 30 minutes.

Conclusion

Pregnancy is filled with uncertainties, but the TIFFA scan offers valuable reassurance. Whether it confirms a healthy baby or flags concerns, it allows you and your doctor to make informed decisions.

As an essential part of prenatal care, the TIFFA scan is often covered under maternity health insurance plans. It is advisable to check your insurance policy to see if it includes coverage for detailed prenatal scans and any follow-up treatments required.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

As expectant parents prepare to welcome their little one, prenatal care becomes crucial to ensuring a healthy pregnancy. Sonography, which is commonly known as ultrasound, uses sound waves to create a baby's image in the womb. These scans provide valuable insights into the baby's growth, position, and overall health. Understanding different types of ultrasound in pregnancy helps ensure better prenatal care.

Types of Pregnancy ultrasounds

The following are the most common types of pregnancy sonography scans:

1.      Early Pregnancy Scans

Often called the dating scan, it is usually performed between 8 and 14 weeks. This scan helps determine the baby's gestational age, confirm the pregnancy, and detect cardiac activity.

2.      NT Scan for Chromosomal Abnormalities

The nuchal translucency (NT) scan is conducted between 11 and 14 weeks to assess the risk of chromosomal abnormalities such as Down syndrome. When combined with blood tests, it provides a clearer understanding of potential genetic conditions.

3.      Anomaly Scan for Structural Assessment

The anomaly scan, performed between 18 and 24 weeks, examines the baby's organs, bones, and overall development, making it one of the most crucial pregnancy scan types.

4.     Foetal Echo for Heart Health

A foetal echocardiography scan is typically performed between 23 and 24 weeks to evaluate the baby's heart structure and function. This specialised ultrasound helps detect congenital heart conditions and ensures the heart is developing properly.

5.      Foetal Doppler for Heartbeat and Blood Flow Monitoring

A foetal Doppler scan is conducted between 28 and 32 weeks to assess the baby's blood flow and oxygen supply. This scan helps doctors identify potential complications such as placental insufficiency or restricted foetal growth.

6.      Monitoring Growth and Amniotic Fluid Levels

Throughout pregnancy, doctors monitor foetal growth and amniotic fluid levels to ensure the baby is developing well. If concerns arise about slow growth or low amniotic fluid, additional scan types for pregnancy may be performed to determine any necessary medical interventions.

Conclusion

Prenatal sonography plays a vital role in ensuring a healthy pregnancy. Understanding these scanning types during pregnancy helps expectant parents to participate in proper prenatal care.

As prenatal care often involves multiple types of USG in pregnancy, it is important to consider maternity insurance. Many insurance plans cover routine and specialised pregnancy sonography types, ensuring comprehensive care without financial burden.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.