Kidney stones, despite their size, can cause intense pain and significant health issues. These crystal formations that develop in the kidneys bring discomfort and require a deep understanding for accurate diagnosis and effective treatment. Kidney stones exhibit a range of symptoms that indicate their presence. The notable sign is excruciating pain, usually concentrated in the back or side and radiating towards the abdomen. The diagnosis of kidney stones may require various tests.

Diagnosis of Kidney Stone

• Thorough Evaluation of Medical History

The diagnostic process begins with an examination of the patient’s background. Healthcare professionals carefully explore aspects including:

•  Symptoms experienced by the individual.
•  Characteristics of pain considering its nature, intensity and duration.
•  Family history is examined to identify any genetic predispositions.
•  Dietary habits are assessed to understand their role in kidney stone formation.

This thorough evaluation forms the basis for further decisions.

• Physical Examination

• In depth Assessment of Symptoms: Conducting a detailed physical examination actively identifies symptoms related to kidney stones. It meticulously evaluates signs such as flank pain or tenderness as indications of kidney stones.
• Blood Pressure and Kidney Function Assessment: Evaluating blood pressure and overall kidney function provides a comprehensive understanding of the patient's renal health.

• Imaging Tests

To determine the presence of kidney stones, various imaging tests can be employed:

• Ultrasound: Utilising waves, ultrasound is an imaging technique that creates images of the kidneys helping visualise any stones present. It is an efficient method to identify the location and size of kidney stones.
• Non-Contrast CT Scan: This radiographic procedure generates sectional images, enabling accurate identification and characterisation of kidney stones. It is particularly beneficial for individuals to contrast agents.
• Intravenous Pyelogram (IVP): By injecting a contrast dye into the bloodstream, IVP enhances X-ray images of the tract. This contrast-enhanced radiography provides a view of the kidneys, ureters and bladder, aiding in stone identification. IVP is especially useful in assessing urine flow and detecting any obstructions caused by stones.
  

• Blood Tests

• Complete Blood Count (CBC): Examining the levels of blood cells, such as white blood cells and platelets, helps identify any abnormalities linked to kidney stones. Deviations in blood cell counts may indicate conditions that contribute to the development of kidney stones.
• The Comprehensive Metabolic Panel (CMP): This blood test evaluates substances such as electrolytes, kidney function markers, and liver function markers. It provides an understanding of metabolic processes in the body. Abnormalities in the CMP results may indicate disruptions in the body's metabolic balance and provide information about factors contributing to the development of kidney stones.

• Urinalysis

Urinalysis is used to identify the presence of blood or crystals in urine, which may indicate kidney stone formation. Patients may be asked to collect any passed stones in the laboratory using a strainer for analysis. Analysing these stones can offer insights into their composition and help guide personalised treatment plans.

Updated on 8 Dec 2025

Kidney health is vital for filtering out waste and maintaining overall balance in the body. When conditions like polycystic kidney disease (PKD) occur, they can gradually disrupt this balance and affect daily life. Since PKD progresses silently in many cases, being aware of its signs and seeking timely diagnosis and treatment can help manage the condition effectively and reduce complications.

In this blog, you will learn more about polycystic kidney disease, its symptoms, diagnosis and the most effective treatment options.

What is polycystic kidney disease (PKD)?

Polycystic kidney disease (PKD) is a genetic disorder where clusters of fluid-filled cysts grow inside the kidneys. Over time, these cysts can enlarge the kidneys, reduce their ability to filter waste and lead to complications such as high blood pressure or kidney failure. PKD often progresses slowly, requiring regular monitoring and timely care.

What are the symptoms of PKD?

Many people with polycystic kidney disease (PKD) may not notice symptoms early on, but as the condition progresses, common signs can include:

• Persistent back or side pain
• Blood in the urine
• Frequent headaches
• Feeling of heaviness or fullness in the abdomen
• High blood pressure
• Kidney stones
• Repeated urinary tract infections
• Risk of kidney failure in advanced stages

How is PKD diagnosed?

A healthcare professional uses a combination of medical history, imaging tests and physical examination to diagnose polycystic kidney disease (PKD). Ultrasound is the most common method to detect kidney cysts, while CT scans or MRIs may provide clearer details when needed. Sometimes, blood and urine tests are also suggested to assess kidney function.

What is the treatment for polycystic kidney disease?

Since there is no definitive cure, treatment for polycystic kidney disease (PKD) focuses on managing symptoms, preventing complications and slowing the progression of kidney damage. The key ways involve:

• Medications for blood pressure control: PKD commonly results in increased blood pressure. It should be controlled as soon as possible to slow down the progression of the disease. Medications may be prescribed to keep it in a safe range, reducing the risk of having chronic diseases such as heart disease.
• Treating urinary tract infections (UTIs): PKD is also associated with increased rates of UTIs. These infections may require antibiotics to treat. They are often considered to be the most effective in preventing the worsening of kidney function and managing symptoms at the earliest.
• Growth hormone therapy: In some cases, growth hormone therapy can help. Growth problems are common PKD symptoms among pediatric patients. In such cases, this approach works best, as growth hormones stimulate growth and development.
• Dialysis: When PKD progresses to an advanced stage, the kidneys cannot clear the waste from the blood. In such conditions, dialysis can help the kidneys eliminate waste and extra fluid in the blood.
• Kidney transplantation: If dialysis becomes ineffective, a kidney transplant becomes a viable treatment option. In the case of a kidney transplant, a defective kidney is replaced by a recipient’s functional kidney. Though this procedure has great potential for improving the quality of life, the patient must take immunosuppressive drugs for his entire life to avoid rejection of the new kidney by the body.
• Lifestyle adjustments: These involve good eating habits, regular exercising and avoiding excessive cigarettes and alcohol. Such alterations control blood pressure and help in avoiding heart diseases among patients with PKD who are more susceptible to developing the same.
• Regular monitoring: Regular screening ensures ongoing assessment of kidney function and aims to manage any associated symptoms, fostering optimal kidney health. These screenings typically include blood tests, urine analysis and imaging studies like ultrasounds or MRIs.

Conclusion

Polycystic kidney disease treatment might seem scary at first glance, but knowledge about available treatments can be empowering. At present, the focus revolves around managing symptoms and preserving the health of the kidneys. In such cases, having a suitable health insurance policy significantly eases the burden of medical expenses.

Depending on your specific needs, you can opt for plans such as individual health insurance, family floater plan or critical illness plan, which can help cover hospitalisation costs, doctor consultations and essential treatments. If you need advice related to a particular plan, fill out the form on this page to receive expert guidance.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Muscular sclerosis (MS) causes decreased nerve function with initial inflammation of the protective myelin nerve. It is an autoimmune disease that affects the brain and spinal cord (central nervous system). In MS, the immune system attacks the myelin sheath and interrupts nerve signals from your brain to other parts. What causes muscular sclerosis in some people and not others is not clear, but scientists say that a combination of genetics and environmental factors appears to be responsible. 

What are the Causes of Muscular Sclerosis Disease?

Factors that may trigger MS include:

• Age: The studies say that MS can occur at any age but more cases are mainly reported around 20 and 40 years of age. 
• Sex: More cases of MS are reported in women i.e. 2 to 3 times as likely as men 
• Family history: The cases of MS are linked with family history if any of the parents or siblings have had MS in the past.
• Certain infections: The studies have reported cases of MS linked with a variety of viruses, including Epstein-Barr, the virus that causes infectious mononucleosis.
• Race and Ethnicity: White people are more likely to get this disease as compared to people of Asian, African or Native American descent have the lowest risk. 
• Climate: The cases of MS are far more common in countries with temperate climates, including Canada, the northern United States, and New Zealand, southeastern Australia Europe  etc. where temperature is either extremely cold or too hot.
• Vitamin D: People with low levels of vitamin D and less exposure to sunlight are at greater risk of developing MD disease.
• Your genes: A gene on chromosome 6p21 has been studied to be associated with multiple sclerosis. People with this gene are at greater risk of developing MS.

Well, whatever the case maybe, not any longer. This handy guide helps you to address your basic doubts about health insurance.

Let's Start
So, what are mediclaim, health insurance and medical insurance? Well, all refer to the same thing - an insurance plan that protects you against medical emergencies, monetarily, of course. These plans cover expenses related to hospitalization, including eligible pre as well as certain post-hospitalization expenses.

Summarizing Quickly The Indian Scenario

Insurance Regulatory and Development Authority (IRDA) regulates the insurance sector in India. Any person seeking to insure himself/herself against medical expenses needs to buy a mediclaim policy by paying the requisite insurance premium on the policy. On incurring hospitalization expenses, he/she can then make a claim to the health insurance company.

Apart from the standard policies that cover expenses right from ambulance charges to operation theatre charges, a number of diverse policies are designed that cater to certain unique requirements of each person. Some of these innovative policies are as follows:

Family Medical Insurance Policy

These are family floater health plans that cover all family members under a single policy instead of individual policies for each member.

Upside

Flexibility of utilizing the sum insured by any member of the policy. E.g. If the sum insured is Rs.3 lakhs for Mr. Sharma and Mrs. Sharma; Mrs. Sharma alone can utilize the entire limit of Rs. 3 lakhs.

Downside

Members prone to illness may exhaust the cover leaving other family members with no cover or an insufficient cover.

Learning the Lingo

Moving ahead, let's get acquainted with a few terms used in common parlance:

Cashless Claims

Availing treatment in an approved hospital (list uploaded regularly by the insurance company) without having to pay money to the hospital is termed as cashless mediclaim. In such claims the Health Insurance Company directly settles the amount with the hospital. The insured is given a Health Card which has to be shown to the hospital for availing such cashless facility during hospitalization.

Reimbursement Claims

Under reimbursement claims, the insured actually pays the medical expenses related to hospitalization. Subsequently he/she claims the amount from the Insurance Company, by submitting relevant documents like hospital bills, doctor's certificates, etc.

Sub-limit

Sub-limit refers to the maximum limit on the amount that can be claimed under certain ailments. However, you can choose to buy plans that raise or waive off these sub-limits.

Third Party Administrator (TPA)

Hired by the Insurance Company, a TPA agency processes claims including cashless facility.

Exclusions

Certain diseases excluded from health insurance are termed as exclusions. E.g. Cosmetic surgery is generally excluded from health insurance.

ICICI Lombard Health Insurance Cashless Network Hospital List in Goalpara, Assam

Explore ICICI Lombard’s health insurance plans :

• Family Health Insurance
• Personal Accident Insurance 
• Top Up Health Insurance
• Arogya Sanjeevani Policy
• Corona Kavach Policy
• Senior Citizen Health Insurance
• Parents Health Insurance
• Children Health Insurance

which offers people much needed financial backup during any medical emergencies.

Updated on - 02 Feb 2026

Trigger finger can make simple tasks, like typing, buttoning your shirt or holding a cup, painful and difficult. If you have ever felt your finger catching, locking or refusing to bend smoothly, you know how frustrating it can be. The good news is that with a few simple exercises, you can ease stiffness, reduce pain and gradually restore smooth movement.

In this guide, we will show you effective exercises you can do at home, helping you regain control over your fingers while also understanding how having a good health insurance policy can protect you financially if treatment becomes necessary.

List of the Best Exercises for Trigger Finger

You can perform these exercises for trigger finger:

• Finger tendon gliding
• Rubber band stretch
• Thumb flexor stretch
• Ball squeeze
• Active finger extension

1. Finger Tendon Gliding

Finger tendon gliding exercises provide an excellent way to maintain the flexibility and strength of the tendons and ligaments in the affected finger. Begin by straightening your affected finger gently. Then, slowly bend the finger at the middle joint while keeping the rest of the finger straight. Gradually bend the tip of the finger, followed by the base joint.

Reverse the motion, starting with the base joint, followed by the middle and tip joints. Perform this exercise slowly and calmly, aiming for 10 repetitions per session. It helps to improve tendon gliding, reduce adhesions and enhance overall finger mobility.

2. Rubber Band Stretch

A simple yet viable activity includes utilising a rubber band to develop finger strength and flexibility further. Place a rubber band around your thumb and fingertips on the impacted hand. Gently spread your fingers apart against the resistance of the rubber band and then release. Repeat this motion about 10-15 times. This exercise helps to enhance the strength of the muscles and tendons responsible for finger movement and can help reduce the symptoms of the trigger finger.

3. Thumb Flexor Stretch

The trigger finger can often affect the thumb, causing discomfort and reduced mobility. The thumb flexor stretch can help alleviate these issues. Hold your affected hand out in front of you with the palm facing away. Gently use your other hand to pull the thumb back, creating a stretch along the inner part of the wrist and thumb base. Hold this stretch for about 15-20 seconds and repeat it a few times. This exercise aids in maintaining the flexibility of the thumb tendons and can contribute to reducing inflammation.

4. Ball Squeeze

Improving grip strength and finger dexterity is crucial in managing the trigger finger. A simple ball squeeze exercise can be highly beneficial. Hold a stress ball or soft rubber ball in your affected hand and gently squeeze it for about 5-10 seconds before releasing it. Repeat this squeezing motion about 10-15 times. This exercise targets the muscles responsible for finger flexion and extension, reducing stiffness and enhancing finger movement.

5. Active Finger Extension

Active finger extensions are trigger thumb exercises focused on improving the extension capability of the affected finger. Start by putting your hand level on a table with your fingers spread apart. Gently lift your impacted finger while keeping the other fingers on the table. Hold this extended position for a few seconds before lowering the finger back down. Aim for 10 repetitions of this exercise. Active finger extension exercises help to prevent finger stiffness and promote better movement.

Common Causes and Symptoms of Trigger Finger

Trigger finger usually occurs when the tendon in your finger becomes swollen or irritated, making it hard for the finger to move smoothly. Many people develop it from repeated hand use, gripping tools or performing heavy work. The main symptoms include stiffness, pain and a clicking sound when you bend the finger.

In some cases, you may not be able to fully straighten the finger, as it can get stuck in a bent position. These signs often start gradually and can worsen if not treated early.

Importance of Exercise in Managing Trigger Finger

Exercise is essential for managing trigger finger. Simple hand movements help reduce stiffness and improve finger flexibility. Regular practice can ease pain and make daily tasks easier. These exercises also help the tendons move smoothly, preventing the finger from locking.

With slow and steady movements, you can support healing and avoid further problems. Always follow your doctor’s advice to ensure you perform the exercises safely and correctly.

Precautions to Take Before Starting Exercises

If you have trigger finger pain, take some precautions before starting exercises. Warm your hands with a soft cloth or in warm water to relax the muscles. Begin with slow and gentle movements to avoid sudden pain, and stop immediately if you feel sharp or increasing discomfort.

Keep your fingers straight and relaxed while stretching, and perform the exercises in a clean, calm space to stay focused. Follow your doctor’s advice, especially if you recently had an injury or swelling, and avoid overdoing the exercises by taking short breaks when needed.

When to see a Doctor for Trigger Finger

You should see a doctor for a trigger finger if the pain does not improve with rest and simple exercises. Seek medical help if your finger gets stuck frequently, becomes stiff or causes sharp pain during movement. Swelling or difficulty bending or straightening the finger is also a warning sign. Consulting a doctor early allows for proper evaluation and treatment, which can help prevent the condition from worsening.

Additional Treatment Options for Trigger Finger

You can take extra care to manage trigger finger pain in several ways. Resting the affected finger can help reduce pain and swelling, while using a splint keeps the finger straight and prevents strain. A doctor may recommend steroid injections to reduce inflammation, and warm water therapy can relax the finger and improve movement.

In severe cases, minor surgery may be needed to release the tight tendon. Pain relief medicines can also help manage discomfort during daily activities.

How Health Insurance can Help Cover Trigger Finger

When trigger finger affects your daily work, treatment costs can add stress. Health insurance can help by covering doctor visits, tests, medicines and even surgery if needed. This allows you to focus on healing rather than worrying about bills.

Family health insurance also ensures your loved ones are protected, giving you peace of mind while you follow the exercises to recover. You can learn more about suitable plans by filling out the form on this page, and experts will guide you through the options.

Conclusion

Managing trigger finger is not just about easing pain; it’s about reclaiming the use of your hand for daily activities. By practicing gentle exercises consistently, you can improve flexibility, reduce stiffness and prevent the finger from locking. Pairing these exercises with proper care, rest and medical guidance when needed empowers you to take control of your recovery.

Early attention and consistent effort can make a real difference, helping your fingers feel stronger, more comfortable and ready for the tasks that matter most in your everyday life.

FAQs

1. Can trigger finger heal on its own?

Mild cases may improve with rest and avoiding repetitive finger movements, but exercises and proper care speed up recovery and reduce the risk of the finger getting permanently stuck.

2. When is surgery necessary for a trigger finger?

Surgery is usually considered only if conservative treatments, like exercises, splints or steroid injections, do not relieve pain or the finger continues to lock.

3. Can lifestyle changes help prevent trigger finger?

Yes, reducing repetitive gripping, taking regular breaks during hand-intensive tasks, and maintaining hand flexibility with gentle exercises can lower the risk of trigger finger.

4. Does age or health condition affect recovery?

Recovery can take longer for older adults or people with conditions like diabetes or rheumatoid arthritis. Early intervention and consistent care are especially important in these cases.

5. Can health insurance cover all trigger finger treatments?

Most comprehensive health insurance plans cover doctor visits, tests, medications and sometimes minor surgery. Checking your plan details ensures you get the right financial support.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

ICICI Lombard Health Insurance Cashless Network Hospital List in Nandyal, Andhra Pradesh

Explore ICICI Lombard’s health insurance policies :

• Family Health Insurance
• Personal Accident Insurance 
• Top Up Health Insurance
• Arogya Sanjeevani Policy
• Corona Kavach Policy
• Senior Citizen Health Insurance
• Parents Health Insurance
• Children Health Insurance

which offers people much needed financial backup during any medical emergencies.

Have you ever heard of hepatitis C? It's a liver disease caused by the hepatitis C virus (HCV) that affects millions of people around the world. Left untreated, HCV can lead to severe health problems such as cirrhosis (liver scarring). Knowing the symptoms and signs of hepatitis C is key to catching it early and getting proper treatment as soon as possible. In this blog post, we'll dive into what Hepatitis C is, discuss the various types, list its common signs and symptoms, how prevention works best in combating it, and provide helpful resources to turn to when seeking help for yourself or someone close to you if needed.

What are the Symptoms of Hepatitis C?        

Long-term or chronic hepatitis is usually followed by acute hepatitis, which in most cases is asymptomatic. The acute form may be associated with some generalized symptoms that include fatigue, joint pain, and pain in the upper right side of the abdomen, which are the early symptoms of hepatitis C. This makes the diagnosis of acute HCV infection challenging.

The other signs and symptoms of hepatitis C include the following:

• Nausea and vomiting
• Abdominal pain
• Fluid accumulation or edema in ankles and feet
• Build-up of ascites in abdomen
• Dark urine
• Jaundice
• Poor quality of life

Blood donation is of great importance, and the demand for blood donation always remains high. However, there are still many people that do not volunteer for this cause due to various reasons. There are many factors which might prevent them from donating blood.

 The biggest reason can be a lack of knowledge among them. Many people who donate blood for the first time have several questions. Two of the most common questions include ‘What to eat before donating blood?’ and ‘What to do after donating blood?’

 Read on to find the answers to these common yet vital questions that cross your mind.

How is donated blood used to help others?

Donated blood is a lifeline for many patients. It is separated into components such as red cells, platelets and plasma, each serving distinct medical purposes. These components assist accident victims, surgical patients and those battling illnesses like cancer. For instance, individuals like James Harrison, known as the "man with the golden arm," have made significant impacts by donating blood that helped treat Rhesus disease, saving millions of babies. 

Dos and don'ts before donating blood

Keep this list of dos and don’ts in mind if you are planning on donating blood:

Dos:

• Hydrate: Consume ample water before donating to maintain blood volume.
• Balanced Diet: Eat iron-rich foods such as red meat, fish, poultry, beans and spinach to bolster iron levels.
• Rest: Ensure a good night's sleep prior to donation.
• Check Your Medical Coverage: If you are a senior citizen, having health insurance for senior citizens can be beneficial in case of any post-donation complications.

Don'ts:

• Avoid Fatty Foods: Steer clear of high-fat meals before donating, as they can affect blood tests.
• Medications: Refrain from taking aspirin at least two days before donating platelets.

What to avoid before blood donation?

Before donating blood, it's advisable to avoid alcohol and fatty foods. Alcohol can lead to dehydration, while fatty foods can interfere with blood testing processes. Additionally, ensure you're not on medications that could affect your eligibility to donate. Having medical insurance can offer protection if any health concerns arise post-donation.

What to eat before donating blood?

Blood donation can be the safest way to help people suffering from critical medical issues. However, to do so, you must be safe and healthy, especially before donating blood. So, you should always pay close attention to what to eat before blood donation. Some nutritional elements that are vital for blood donation are:

• Iron

Iron is important for haemoglobin production. This means that the amount of iron in your body can affect your entire blood-pumping system. Vegetables such as spinach, peas, kale, and beans can provide enough iron before blood donation.

• Vitamin C

Vitamin C will complement the iron in your body. It will increase the capacity of your body to absorb iron more effectively. One can easily consume vitamin C through fruits such as kiwi, papaya and mango. You can also have vegetables like tomatoes to fulfil your body’s vitamin C requirements.

What to eat after donating blood?

Blood donation may cause dizziness and weakness, but that is temporary. As we all know, our bodies recover the blood that we donate in very little time. Want to know what to eat after blood donation? Just read on!

Some nutrients that can help you after blood donation are:

• Vitamin B complex

Vitamin B does not simply mean a single nutrient but many of them, such as B-2 and B-6. These nutrients will assist your body in building new red blood cells. Vitamin B will also speed up the procedure of recovery after blood donation. Having dairy products or some fruits like bananas will be enough.

• Water

Water is essential as our bodies cannot build blood cells without it. So, one should have a sufficient quantity of water after donating blood.

Conclusion

Blood donation is not complicated or dangerous. It isn’t harmful to the body of the donor. However, the donor needs to know what to eat after blood donation to recover faster. Donating blood improves your cardiovascular health. It also speeds up the process of creating new red blood cells in your body. Thus, donating blood benefits both the recipient and the donor! Understanding the role of donated blood and adhering to recommended guidelines can make your contribution even more meaningful. Additionally, ensuring you have medical insurance or health insurance for senior citizens can safeguard your health, providing financial security in case of any post-donation health concerns.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on 14 Dec 2025

Typhoid fever is a health concern in many parts of the world, including India. It is a life-threatening disease.  If it is not treated on time, it can lead to serious health complications.  Quick diagnosis and antibiotic treatment can help in speedy recovery.

While vaccination is an important preventive step, awareness about good sanitation is equally important. To manage the expenses associated with health problems like typhoid, getting a reliable health insurance policy for the family is necessary. It ensures access to proper medical care without financial stress.

What is typhoid fever?

Typhoid fever, also called enteric fever, is a bacterial disease. The infection spreads through fecal contamination of food and water. Typhoid is common in regions with poor sanitation and unsafe water sources.

Typhoid remains a severe threat worldwide, affecting as many as 26 million people (or more) every year.

What causes typhoid fever?

The Salmonella typhi (S. typhi) bacterium causes typhoid. This microorganism enters the human body and colonises the small intestine. Typhoid symptoms typically appear 5–14 days after exposure to S. typhi. After recovery, in some people, the bacteria can remain in the gallbladder, making a person contagious even after symptoms improve.

What are the symptoms of typhoid fever?

Symptoms of typhoid fever are:

• High fever up to 103-104°F that rises and falls
• Headache and chills
• Weaknesses and fatigue
• Muscles ache
• Sweating
• Cough
• Loss of appetite
• Diarrhoea or constipation
• Rash with flat pink spots on the chest or stomach
• Stomach pain and swelling
• Blood infection
• Confusion and difficulty in responding.

What is the treatment for typhoid fever?

The following is the treatment approach for typhoid fever.

1.  Antibiotic treatment: Doctors may prescribe medicines like ciprofloxacin, azithromycin or ceftriaxone. In case of antibiotic resistance, doctors may prescribe alternative medicines or combinations.
2. Supportive care: If diarrhoea is present, you may require oral or IV fluids. You should also eat small, healthy meals and get proper rest for quick recovery.
3. Severe cases: In serious situations, hospitalisation is required. IV antibiotics and close monitoring are needed. In rare cases, intestinal perforation may require surgery.
4. Follow-up and monitoring: Doctors may check for relapse or the carrier state. Some patients need repeat tests to confirm that the bacteria are fully cleared. Prompt treatment prevents complications and stops further spread of the disease.

Tips to prevent typhoid

Check out the points given below to prevent typhoid and lower the risk of infection in your daily life.

1. Water safety

• Avoid drinking untreated tap water. Drink bottled or boiled water.
• Hot drinks like tea and coffee are safe if prepared with boiled water.

2. Food safety

• Avoid raw and uncooked foods, especially salads and unwashed fruits.
• Be careful with street food and prefer freshly cooked items.

3. Hygiene

• Wash your hands with soap before you start your meals and after using the toilet.
• Keep cooking and eating areas clean.

4. Vaccination

• Vaccination is advised for people living in or travelling to typhoid-prone areas.
• In India, it is recommended to repeat the vaccine every three years.

5. General precautions

• Stay alert to food and water quality when you are travelling.

Conclusion

Typhoid fever remains a serious health concern, but it can be managed with correct precautions and timely care. Clean, safe water, hygienic food practices and vaccination play the biggest role in keeping the disease away. If detected, complete the full course of antibiotics; it is crucial to avoid relapses or complications.

Along with the health precautions, having a reliable health insurance policy provides financial support during unexpected medical needs. So, fill out the form on this page to get the best medical insurance.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Sneezing is a natural and essential bodily function that helps expel irritants from nasal passages. However, excessive sneezing can become bothersome and may indicate underlying allergens or irritants. Although over-the-counter medications can offer relief, numerous effective home remedies are also available to ease sneezing. This article will explore various natural solutions to help you address sneezing without solely depending on pharmaceutical choices.

What makes you sneeze?

Sneezing happens when something tickles or irritates the inside of your nose, making your body react by forcing air out quickly. There are many different reasons why people sneeze:

• Dust and pollen

  Tiny airborne particles such as dust, pollen and pet fur can irritate the nasal passages, causing a sneeze.

• Allergies

  Many people suffer from allergies, such as hay fever, which can trigger sneezing as the body attempts to remove allergens from the nose.

• Strong smells

  Exposure to strong odours, such as perfumes, smoke or spicy foods, can overstimulate the nasal nerves and lead to sneezing.

• Infections

  Colds, flu, and sinus infections often cause increased mucus production and nasal irritation, making sneezing more frequent.

• Bright light (photic sneeze reflex)

  Some individuals experience sneezing when exposed to sudden bright light, a phenomenon known as the photic sneeze reflex.

• Temperature changes

  A sudden shift in temperature, such as moving from a warm environment to cold air, can stimulate the nasal lining and trigger a sneeze.

• Airborne irritants

  Pollution, strong chemicals and other airborne particles irritate the respiratory system and cause sneezing.

• Nasal congestion

  When the nasal passages get blocked due to colds, allergies or sinus issues, the body may respond by sneezing to clear them.

• Pepper and spices

  Inhaling fine particles from spices such as black pepper can irritate the nose and lead to sneezing.

• Nerve stimulation

  Certain activities, such as plucking eyebrows or touching sensitive areas of the face, can sometimes trigger sneezing due to nerve stimulation.

Home remedies to stop sneezing

Sneezing can be bothersome. In some cases, persistent sneezing may require medical attention and having health insurance plan can help cover consultations, allergy tests and treatments if needed.

If you’re looking for ways to stop sneezing with home remedies, here are some solutions you can try:

• Limit exposure to irritants: An essential and easy solution for preventing sneezing is to limit contact with normal aggravators like pollen, dust, and pet dander. By keeping your living space neat, using air purifiers, and closing windows during dusty winds, you can easily lessen your susceptibility to these triggers.
• Hand hygiene after cuddling pets: If you have allergies to specific animals, particularly those covered in fur or plumes, clean up after cuddling or petting them. Allergens can promptly move from their coats to your skin, and accidental contact with your face can set off sneezing and other hypersensitive reactions.
• Steam inhalation: Breathing in steam is a viable method for calming disturbed nasal passages and lessening sneezing. Heat some water until bubbling, then, at that point, cautiously move it into a bowl. Use a towel to cover your head; now inhale the steam, and take profound inward breaths for roughly 5-10 minutes. Consider adding a few drops of essential oils such as eucalyptus or peppermint for added advantage.
• Use honey: Consuming locally made, raw honey can help alleviate sneezing caused by seasonal allergies. The thought behind this theory is that when you consume locally produced honey, your body might get exposed to pollen. After some time, this exposure might assist your immune system by strengthening it. This, in turn, makes you less sensitive to allergens over time, prompting a decrease in sneezing.
• Black pepper concoction: Black pepper has natural anti-inflammatory properties that can assist with controlling sneezing. Mix black pepper with warm water and drink it. You can also add black pepper to your daily diet to experience its potential advantages in the long run.
• Use turmeric: This spice contains curcumin, a compound recognised for its anti-inflammatory and antioxidant characteristics. Including turmeric in your diet or adding it in warm milk can assist in mitigating sneezing triggered by allergies.
• Saline nasal rinse: Utilising a saline nasal wash can eliminate aggravations from your nasal passage, reducing sneezing and blockage. Buy a pre-made saline solution or make your own by adhering to the suggested guidelines for mixing salt and water.
• Consume ginger: This herb has natural antihistamine properties that can relieve sneezing caused by allergies. You can consume ginger in many ways, including ginger tea and culinary uses. If you don’t like the taste of ginger, you can also take a supplement.
• Drink peppermint tea: Peppermint tea boasts menthol, a natural decongestant that can effectively alleviate irritated nasal passages. A comforting cup of warm peppermint tea can offer respite from sneezing and congestion.
• Use eucalyptus oil: Eucalyptus oil is famous for clearing air passages and easing respiratory discomfort. Add a couple of drops of eucalyptus oil into a bowl of steaming water and inhale the fumes. You can also use a diffuser to experience its impact constantly over the day.

Conclusion

Sneezing might prove bothersome, yet there are better choices than depending solely on pharmaceutical remedies. Now that you know how to stop sneezing with home remedies, trying these solutions can aid in managing sneezing and easing nasal discomfort. You can find relief from sneezing by introducing minor adjustments to your lifestyle, exploring natural remedies, and even considering a health insurance policy for family that covers allergies. But do remember that individual bodies vary, so don’t underscore the importance of identifying the most effective remedies for yourself.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The new healthcare body will look after the implementation of umbrella health insurance scheme, PMJAY

The government of India dissolved the existing healthcare body, National Health Agency and replaced it with National Health Authority for better implementation of Ayushman Bharat, the centre’s health insurance scheme for the poor. It will now directly oversee the government’s flagship scheme known as Pradhan Mantri Jan Arogya Yojana (PMJAY) aimed at providing umbrella healthcare policy to the Indian citizens.

The composition of the Governing Board of the National Health Authority (NHA) is broad-based with due representation from the government and domain experts, with the Union Health Minister of India as its chairman. Besides, the states shall also be represented on the board on rotational basis.

The government of Kerala has issued orders for the proper enforcement of Awaz, a health insurance scheme for migrant labourers. The scheme emphasises on timely data collection of migrant workers and helps in providing them health care facilities.

Under the scheme, all migrant workers are registered and given an identity card. The scheme is targeted towards migrant workers aged 18-60 years in various sectors and is an attempt by the state government to improve their lives.

All migrant labourers who join the scheme are entitled to a free medical treatment worth ₹15,000 in all government hospitals across the state. Besides, certain empanelled private hospitals will also provide medical treatment to these workers. The scheme includes accident coverage for the workers along with the health insurance plan.

The workers can reach out to the district labour officer to register a complaint and in the case of an appeal, they can address the labour commissioner. The labour department is to look after the distribution of identity card and enrolment of beneficiaries. Moreover, the district labour officer will oversee the implementation of the scheme at the district level.

Did you know that at least 7 lives can be saved from the donations of a single organ donor?

Understand the significance and make a difference

Organ donation, the practice of removing healthy organs and tissues from a donor and transplanting them to a person in need, can help save numerous lives.

Most organ donations are performed after a person’s death; however, some organs and tissues such as kidneys and a part of the liver can be donated while the donor is still alive.

Who Can Donate Organs?

Every adult can become an organ donor. Even children can become organ donors with consent from their parents. Patients with certain diseases such as cancer, HIV, and some types of infections cannot donate their organs.

What Can You Donate? Different Types of Organ Donations

A living person can donate blood, bone marrow, one kidney, and portions of their liver, lung or pancreas. When the living donor is a family member of the patient receiving the transplant, it is called a live related donation. If it is a friend, relative or neighbour it is known as a live unrelated donation. Donors can donate corneas, skin upto 100 years; kidneys, liver upto 70 years; heart, lungs upto 50 years, and heart valves upto 40 years.

After the donor’s death, it is known as deceased cadaver organ donation in which the recipient-to-be is put on an organ donation list until an appropriate organ from a deceased donor is made available. Almost all organs and tissues can be used from deceased donors – eyes, heart valves, skin and bones to kidneys, livers, lungs, arteries, veins and nerves. However, these need to be removed at the earliest on confirmation of patient being brain dead, while artificial circulation is being maintained.

What is Cashless Mediclaim?

With the entire world going cashless in the form of debit cards, credit cards and cash cards, should not your insurance be cashless too? Cashless mediclaim insurance enables insured patients to avail hospitalization at select hospitals and get treated without settling the hospital bill. The expenses incurred during hospitalization are directly paid by the health insurance company to the hospital.

Benefits of Cashless Health Insurance

• No cash expenses
  Cashless mediclaim policy is unlike reimbursement claims where you pay the hospital, only to file for reimbursement of expenses later on. Here, the insured does not pay at all and hence does not have to arrange for short-term funds (from friends or relatives) to meet hospital expenses on an urgent basis.

• No hassles Hospitalization
  Cashless mediclaim enables the patient and relatives to have peace of mind so that they can focus on the treatment.

• Less administrative formalities
  Queries in the billing or any unjustified costs are directly taken up by the insurance company with the hospital. Thus, the patient stays out of unnecessary administrative formalities.

Health insurance is all set to be more buyer-friendly in the coming days

An effective risk mitigating tool that prevents out-of-pocket expenses during a medical emergency, health insurance is a modern-day need. A growing segment, the standalone health insurance market in India is expected to grow at a CAGR of 30% in the next five years and will be worth Rs. 21,904 crore by 2022.

In what could further make health insurance more customer-friendly, transparent and boost the growth of the sector, a working panel constituted by insurance regulator IRDAI has proposed several changes. Read on to know the effects of these changes on your health insurance policy.

Clearer Definition of Pre-Existing Diseases

A major bone of contention in a health insurance policy is the interpretation of pre-existing diseases. The working panel has suggested a simpler and clearer definition of pre-existing diseases to weed out any anomaly over its interpretation and subsequent disputes.

According to the suggested definition, any disease, injury, condition or ailment diagnosed prior to buying the first policy for which medical treatment or advise was recommended or received from a doctor qualifies as a pre-existing disease.

With a simpler definition, as a policyholder, you would know about the conditions or ailments that qualify as a pre-existing disease which you need to disclose while filling up the proposal form to avoid rejection. The working panel has also asked insurers to take a lenient view in case a pre-existing disease is discovered later.

Insurers have been recommended by the working panel to put a waiting period on such diseases, instead of cancelling the policy. The option, however, will be available only during the moratorium period.

Lowering Waiting Period of Lifestyle Diseases

Lifestyle diseases have evolved as one of the biggest killers in India. As per studies conducted by the Indian Council of Medical Research (ICMR) and other institutes, estimated proportion of all deaths from lifestyle styles has gone up from 37.09% in 1990 to 61.8% in 2016. The high-treatment cost of lifestyle diseases can derail a family’s finances.

On most occasions, the waiting period of lifestyle diseases such as diabetes, hypertension and cardiac problems range from one to four years. Waiting period refers to the time/duration during which you can’t make a claim from your Mediclaim insurance.

However, the working panel has suggested lowering the waiting period of lifestyle diseases up to 30 days (maximum), unless they are pre-existing.

Standardisation of Pre-Existing Diseases

The working panel has also proposed a standard list of 17 pre-existing diseases which could be excluded from a Mediclaim policy. The list includes diseases such as epilepsy, cerebral stroke, chronic heart and kidney diseases, HIV, AIDS, Parkinson’s, hepatitis B, loss of hearing and other physical disabilities.

It has also said that policyholders can’t be denied coverage for AIDS, Parkinson’s, Alzheimer’s and morbid obesity if diagnosed after the purchase of a policy.

This means if you contact the above-mentioned diseases after buying a health insurance policy, you will be entitled to receive coverage for them. To put it simply, the working panel has suggested all health conditions acquired after policy issuance to be covered. Experts believe that this standardisation will help in the smooth settlement of claims.

Easy Coverage for Individuals with Severe Health Conditions

People with severe health conditions such as epilepsy and physical disabilities find it difficult to avail a health insurance policy. Also, insurers are wary about extending cover to cancer survivors. They are usually denied coverage for procedures and diseases that may be completely unrelated.

If the proposals of the panel are accepted, it’ll become easy for such individuals to avail health insurance. However, no coverage will be provided for specific pre-existing diseases. Nevertheless, if you are suffering from a severe health condition and are denied a Mediclaim insurance, the road ahead might be a little easy for you.

Claims Can’t be Questioned After Eight Years of Continuous Renewals

Another proposal mooted by the panel is that insurers can’t question claims on basis of non-disclosure after eight years of continuous renewals, except in cases of frauds. It means if you’ve renewed your policy for straight years since its inception, the insurer can’t raise objections on your claims on grounds of concealing information.

This will ease your worries and concerns regarding claim rejection if you have paid all the premiums on time. However, it’s essential to note that the co-pay, sub-limit and all the other applicable clauses as mentioned in the policy document will remain in force.

Coverage for Advanced Treatment Procedures

The panel has also proposed setting up of a Health Assessment Technology Committee that will recommend inclusion of advanced and modern treatment procedures for which you will be offered coverage. Insurers will have to provide coverage for procedures listed by the committee.

The above proposals are set to be reviewed and expected to be implemented in the next year. If accepted and applied, these will help you make the most out of your health insurance policy.

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Understanding how you can save tax from health insurance

Simply put together, a health insurance is an insurance policy that covers the medical expenses incurred for the treatment of an insured. The insured either pays the expenses from his own pocket and then obtains reimbursement or seeks cashless treatment wherein the insurance company makes the payment directly to the healthcare service provider.

The level or kind of indemnity against healthcare costs depends on the kind of health insurance cover and the level of sum insured opted for. The insured can claim medical expenses only on hospitalization if the insurance policy bought does not cover pre-hospitalization and post-hospitalization expenses. If you want your insurance company to pay for pre-hospitalization as well as post-hospitalization expenses, then you must ensure these expenses are included when you buy the insurance policy.

You can also opt for a cover that includes offer of daily cash on hospitalization which takes care of petty cash expenses.

Premium Varies As Per Cover

Beware that the premium you pay for the health insurance cover will be higher or lower depending on the sum insured you choose and the healthcare expenses you choose to include in addition to hospitalization expenses.

The level of sum insured also determines the kind of hospital room you will be entitled. A lower sum insured will entitle you to a shared or general ward room and a higher sum insured can entitle you to a single bed room. The insurance company also links some of the other charges at the hospital to the kind of room you are entitled to. Actual expenses or charges at the hospital exceeding the sub-limits set by your insurance company are to be paid by you from your own pocket.

Telengana Chief Minister K Chandrashekhar Rao announced a mega life-cum health insurance scheme for farmers of the state at ‘Farmers Coordination Committee’ meeting in Karimnagar. Under this scheme, the ryots would be provided a cover of ₹5 lakh per annum for healthcare and hospitalization as well as in case of death.

The state government would allocate ₹500 crore for this insurance scheme in the upcoming Budget Session. The scheme is stated to benefit a total of 77 lakh farmers in the southern state. The families of these farmers will be paid the amount if the farmer dies of any accident or natural cause.

“The state government will pay the entire premium on behalf of the farmers,” the chief minister said, adding that state Finance Minister Etela Rajendra has to give his final nod for the scheme to be implemented.

The Chief Minister also informed that the insurance application forms would be sent to the villages soon and directed the FCC members to ensure that it is filled by every farmer of the state.

The announcements came in response to a farmer’s query seeking financial security for his family members. Telangana Rhythula Ikya Vedika (TRIV) who has been battling for farmer’s welfare have welcomed the decision and urged the government to provide pension to farmers who have crossed 60 years of age.

TRIV President, Venkat Reddy said,“CM’s announcement had brought much sought after respite to the farming community, who otherwise incurred huge amount for their medical treatment.”

In India, just as everywhere across the globe, people are enjoying longevity. It is also no secret that Indian population is ageing and will continue to age on a consistent basis of the newt decades. It is also estimated that the population aged up 60 years and above will eventually grow from 77 million. This was about 7.4 percent of the total population in the 2001 and up to 300 million (17 percent) by 2050!

The ageing of the populace has key implications for the health system of India and humanity as a whole. This requires being further researched, understood as well as addressed by appropriate and apposite strategies and movements. According to Dr. Nata Menabde, the WHO Representative to India, the challenge for India, as for all nations across the globe, is not only to add a few more years to life but most significantly to add life to years. The prime motive here is to guarantee that the elderly can easily live life in full terms. He also added that it is all about leading an inspiring as well as creative lives. In order to make this possible, being in good health is extremely essential.

With the steady upsurge in life expectation and the aging population, the problem of non-communicable diseases (NCDs), such as like stroke, heart disease, cancers, mental health problems, diabetes and vision and hearing damage will persist. This will increase demands for health services. Dr. Samlee Plianbangchang, WHO Regional Director for South-East Asia said that with trend towards nuclear family, it has become extremely difficult to take good care of elderly population. He also mentioned that long term care of old and weak will require extra inputs both from the families and governments.

Dr. Nata Menabde also added that the inauguration of the National Programme for Health Care of the Elderly (NPHCE) by the Ministry of Health and Family Welfare is a significant step in this direction.

When you are surrounded by clinking weights at the gym, determined to shed those extra pounds, do you sometimes wonder: Does weight training burn fat?

The answer is: absolutely yes! A well-planned weight training regimen may hold the secret to shedding stubborn body fat. Let’s understand why and how.

Weight training, also referred to as strength/resistance training, involves lifting weights to build muscles. But when you engage in weight training — lifting dumbbells, barbells or working with resistance bands, you are not just sculpting your muscles. You are also firing up your body’s burning furnace.

The magic lies not only in the workout but in its aftermath, which continues long after you have put down those weights.

The afterburn effect

Here is the exciting part. Weight training doesn’t just work its magic during your workout; it continues its fat-burning ability even after you shower. This post-workout phase is called the afterburn effect or Post Exercise Oxygen Consumption (EPOC). Essentially, your metabolism is elevated for hours. Yes, you’re reading it right — hours after your session!

Your body is repairing and recovering, expending energy and burning calories even as you rest. This means that weight training contributes to fat loss during the workout and long after you have left the gym or finished your session.