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Event Insurance Policy
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What is wedding insurance?

They say that matches are made in heaven but weddings are celebrated on earth. This is especially true in India where weddings are considered as grand affairs, where each event involves extensive planning and huge investments. But unexpected circumstances like natural calamities, accidents and hospitalisation can put dent in your finances and dampen your high spirits. This is where wedding insurance comes in.

Wedding insurance is a type of event insurance policy that helps you tackle the financial losses incurred due to covered perils during your wedding. It provides coverage against hospitalisation expenses, event cancellations, venue mishaps/accidents and natural disasters. This insurance policy helps you focus on wedding ceremonies, ensuring that you stay stress-free on your special day.

So if you’re someone who is planning to tie the knot soon, then let us secure the most memorable event of your life with our wedding insurance.

Online Event Insurance Policy

What are the benefits of wedding insurance in India?

  • 1Protection against event cancellation

    Contact us immediately after the accident/theft via any one of the ways below:

    • Covers cancellation due to hospitalisation of the groom/bride/family members
    • Covers cancellation due to civil unrest
    • Covers cancellation due to natural & man-made calamities
  • 2 Public liability cover
    • Provides coverage against third-party injuries at your event
    • Offers financial protection against third-party damages at your event
    • 3 Coverage for material damage
      • Covers material damage to wedding wardrobe, sets, equipment and stages
      • Covers material damage to tapes/negatives
    • 4 Coverage for personal accident:
      • Get your hospitalisation expenses covered in cased of any accident
      • Offers financial support in case of accidental death, permanent total disablement and temporary total disablement

Key features of buying wedding insurance policy from ICICI Lombard

Features Benefits
Event cancellation Covers cancellation caused by listed natural and man-made calamities
Material damage cover Covers loss or accidental damages to event property
Public liability cover Covers third-party injuries or losses at the event
Personal accident cover Covers hospitalisation expenses
Customer Support Offers seamless assistance for policy purchase and claims process

What Does A Marriage Insurance Cover?

1

Event cancellation

Your wedding is the happiest day of your life. While we want nothing to step in the way of your happily ever after, certain unexpected situations can force you to cancel your wedding. Worry not. Our wedding insurance provides financial coverage against wedding cancellation caused due to civil unrest, terrorism, natural calamities and hospitalisation of bride/groom/family members.

2

Material damage cover

Accidents happen but we won’t let them ruin your big day. Our wedding insurance is here to ensure you are protected against any loss or accidental damage to the wedding property. Specifically, it covers your wedding wardrobe, sets, equipment and stages in case they’re damaged by natural calamities or they get stolen.

3

Public liability cover

Things can go haywire despite having the best of safety precautions. That’s why our wedding insurance provides coverage for third-party injuries or damages at the venue of your wedding. It goes beyond a common public liability cover by offering valet parking extension, food & beverage extension and liquor liability extension.

4

Personal accident cover

While we try to plan every aspect of our lives, unexpected emergencies can still render you helpless. That’s why our wedding insurance offers personal accident cover to secure you against hospitalisation expenses incurred due to accidents. It also covers accidental death, permanent total disablement and temporary total disablement.

5

Material damage to tapes/negatives

Memories are forever and but what happens if your wedding tapes/recordings gets damaged? While we can bring back those treasured moments, we can provide financial coverage against material damage to tapes/negatives. Our wedding insurance covers the Digi-Beta tapes of your event against physical and external nature. Note that this cover is only applicable if these tapes were under your possession or part of your baggage whilst travelling.

Exclusions Of Event Insurance Policies For Weddings

  • Any consequential loss due to wedding cancellation
  • Loss or damage to insured property due to wear and tear
  • Loss or damage to insured property kept outside the wedding venue without due attendance or supervision
  • Any infringement of intellectual property rights such as copyright, patent, trademark, registered design and trade secrets
  • Fines or penalties arising out of any criminal liabilities

Steps to buy wedding insurance plans online

Buying a wedding insurance is extremely simple and straightforward. Just follow the below steps:

  • Visit our website and provide details like name, number, email ID, etc
  • Our insurance experts will reach out and explain our policy benefits
  • Complete payment online
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Necessary Documents Required For Purchasing Wedding Insurance

  • We hope that your wedding goes smoothly without any hiccups. But, in case you need to raise a claim, we’ll ensure that have a hassle-free claim experience. Note that you can file a claim via our website or by intimating the claim to our customer service representative. Submit the duly filled claim form with the necessary and required details.

Frequently Asked Questions on Wedding Insurance

1. What is wedding insurance?

Wedding insurance provides coverage for the financial losses incurred due to listed perils during a wedding.

2. Is wedding insurance policy available in India?

Yes, ICICI Lombard offers wedding insurance.

3. What is covered by wedding insurance?

Wedding insurance offers coverage against event cancellation, material damages, public liabilities and personal accidents. Please ensure to read the policy documents for detailed information about the policy coverage

4. Does wedding insurance cover both indoor and outdoor events?

Yes, a wedding insurance policy covers both indoor and outdoor wedding functions.

5. Can I cancel my wedding insurance if the event is not happening?

Yes. However, the reason for cancellation should be covered by the policy.

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