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Know the benefits offered by a two wheeler insurance policy for your bike

March 14, 2014
As the number of vehicles on roads increases, so does the incidence of traffic and subsequent mishaps. Sometimes, accidents due to someone else’s negligence can cost you dearly by way of repairs for damages. Arranging for money on such a short notice may not be possible for all and can cause extra stress in an already stressful situation. To avoid all these hassles and to stay better prepared in times of an exigency, buying a two wheeler insurance policy is a good choice. A two wheeler insurance policy is also mandated by the law, so procuring one will certainly keep you out of any kind of legal hassles.

When choosing a policy, a comprehensive cover is always better as the coverage offered is on a broader range. Such a motor insurance policy will give you the minimum mandatory cover and also offer a little extra coverage which can prove extremely handy during an exigency. A correct motorbike policy will greatly reduce your financial stress with its coverage.

The cover for third party liability is offered by all insurance providers as it is mandated by the law as the minimum required insurance for motorbikes. This cover takes care of any losses to a third person in case of permanent injury or death caused by your insured motorbike. This liability cover also extends to cover the damage caused to the property of another person and will surely help to mitigate the burden of finances during such times. Legal liabilities as a result of an accident are also covered by this section of your two wheeler insurance and will further help you stay calm and stress-free.

The cashless claim benefit you can get your bike repaired at any of the network garages without having to shell a rupee as all expenses are settled by the insurer. Insurance cover for personal accident is another essential aspect of the bike insurance coverage as it proves beneficial if the driver-owner is injured in an accident.

Knowing these benefits, buying your policy is easy but with the abundance available, it can be a daunting task. As a reliable and quick solution, several insurance companies now operate online which allow you to buy two wheeler insurance online. To know which policy is best for you, it is important to have a clear idea about your budget and needs. Thereafter you can conduct a comparison of insurance quotes, weigh the coverage against the premium and make your choice. Not just purchase, several insurance providers offer the added convenience of renewing your policy for motorbike insurance.

Thus, knowing the benefits of your bike insurance, it would be best to secure two wheeler insurance online without and stay prepared for any exigency.

Disclaimer-The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.

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