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Covers medical and non-medical expenses for students studying abroad
Customized Student Medical Insurance plans across 500+ universities
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Student Travel Insurance

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Student Medical Insurance - Policy Details

Key Benefits

  • Buy the policy in Indian rupees, which is 1/3 the cost of buying similar insurance abroad
  • Sum Insured options upto $ 500,000
  • Our plans are accepted by most of the foreign universities as a substitute for their compulsory insurance
  • We have partnered with leading US-based Health Care provider UnitedHealth International, to provide better health care benefits and services to be availed when in the US
  • Time saver: Saves time by enabling online extension of policy and quick cashless claim settlement through our tie-up's with a vast network of hospitals across the globe.
  • Comprehensive Coverage: Overseas Student Travel Insurance plans introduced by ICICI Lombard cover unexpected medical and non-medical expenses during your study abroad.
Know more about key benefits
Key Benefits
  • Overseas Student Travel Insurance is now available with a continuous cover for 2 years (auto-renewal) Now cover your entire period of study and rid yourself of policy extension hassles with a policy duration of 365+365 = 730 days
  • Plans are available with second year (auto-renewal) extension option, thereby covering you for the entire period of study
  • Extend your policy 3 months in advance
  • Medical outpatient expenses covered subject to the policy coverage limits
  • No pre-medical check-up required for policy issuance
  • Affordable Pricing: 1/3rd the cost of similar insurance policies bought abroad.
  • Accessibility: Database of over 500 universities and issuance of instant digitally signed policy.
  • Global Tie-ups: Tie-up with UnitedHealth International, the global arm of UnitedHealth Group, one of the largest and most diverse health care companies in the United States.
  • Non-medical benefits: Covers Study Interruption and provision for a Two-way Compassionate Visit cover for parents.

For more details, kindly refer to the Policy Wordings.


Overseas Student Travel Insurance Plans :

A comprehensive cover against medical expenses as well as other expenses such as repatriation of remains, checked-in baggage loss, personal accident, personal liability, bail bond, study interruption, sponsor protection and more.

Know more about Overseas Student Travel Insurance Plans

Overseas Student Travel Insurance Plans :

Gold Plan

A comprehensive cover against medical expenses as well as other expenses such as repatriation of remains, checked-in baggage loss, personal accident, personal liability, bail bond, study interruption, sponsor protection and more.

Plus Plan
The Plus Plan is an add-on cover to fulfill the various criteria of universities abroad. You can top up your existing student medical insurance with this plan to avail coverage which a standard plan might not offer.

Bronze Plan
An Overseas Student Travel Insurance policy that covers you against sponsor protection, study interruption, compassionate visit, personal liability, bail bond, checked-in baggage loss and personal accident.

View details of policy coverage

Coverage Details Coverage Amount Bronze Plan Gold Plan Gold Plus Plan
Medical Expenses*# (including Medical Evacuation) US$ 50,000, US$ 100,000,
US$ 250,000 & US$ 500,000
Dental Treatment* US$ 250
Repatriation of Remains Up to medical sum insured
Checked-in Baggage Loss US$ 1,000
Passport Loss** US$ 200
Personal Accident Covered S$ 10,000 US$ 25,000 US$ 25,000
Personal Liability US$ 100,000
Bail Bond US$ 5,000
Study Interruption US$ 7,500
Sponsor Protection US$ 10,000
Two-way Compassionate Visit US$ 7,500
Treatment for Mental and Nervous Disorders US$ 1,000
In-patient medical expenses related to pregnancy, subject to a waiting period of 10 months US$ 500
Medical expenses for inter-collegiate sports injuries Up to medical sum insured
Cancer Screening and Mammography Expenses US$ 2,000
Childcare Benefits US$ 100

* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
** Deductible of US$ 50 - Applicable for each separate claim.
# If not a pre-existing disease.


Claim Process

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Overseas Student Travel Insurance and You

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Student Medical Product Code: Misc 50
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Customer Reviews
4.46  

15 Ratings | 15 Reviews
 
Abburi Poornachandrarao
November 18, 2013
GOOD
 
Ranjith Radhakrishnan
November 17, 2013
It is realy good and easy to take the policy.
 
Tharanya Jyothiprakash
November 15, 2013
ok
 
Ashwin B Raj
November 6, 2013
Excellent customer support
 
Uday Avinash Kocherla
October 18, 2013
Good
 
 
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Journey Details
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*Visiting USA / Canada during studies ?
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* Policy Duration
 
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