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Buying an Ideal Home Insurance Policy
Everyone aspires to live in their dream home, and many work hard and save up for years before making the final purchase. Besides having the innate potential to offer extraordinary financial returns, it lends security, stability and peace of mind to the buyer. Undoubtedly, a home is one of the most valuable assets one can possess.
However, unlike other financial assets, your home requires constant care to enhance its longevity. While physical maintenance adds value to the resale price, it does little to offer protection from man-made and catastrophic disasters. Some such dangers that pose a threat to your home are:
These are just of the many dangers that are covered by a comprehensive home insurance policy. When purchasing a home insurance policy, you can insure your homes structure and its contents against loss or damage. Expensive valuables like jewelry can also be covered for up to Rs. 1 lakh.
Vandalism or Malicious Mischief
Your policy covers cost of reparing damage to your home
An ideal home insurance policy not only covers both your house and its contents against loss or damage, but also provides assistance to you in your time of need. Here are some of the perks of opting for a home insurance policy:
The two types of coverage under a home insurance policy are:
As the name suggests, this insurance covers the structure of your property from unanticipated events including fire, flood, etc.
An Ideal Home Insurance Plan
Protect your valuables with consolidate cover
While your walls, roofs, and kitchen may be covered by the structure policy, you will need a Contents Insurance Cover to protect your furniture and other belongings at home against events such as burglary, flood, fire and accidental damage.
An ideal home insurance cover is one that protects you from all financial losses should a calamity befall. It plays a vital role in shielding you and your loved ones from the minor and major tribulations that follow such crises. Here are some parameters that will guide you towards the ideal home cover:
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ICICI Lombard General Insurance Ltd. is one of the largest private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.
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Trade logo displayed above belongs to ICICI Bank Ltd. and Northbridge Financial Corporation and is used by ICICI Lombard GIC Ltd. under license. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Reg. No.115. Fax no - 022 61961323. CIN: U67200MH2000PLC129408.