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Worldwide coverage against Accidental Death and Permanent Total Disablement (PTD)
Secures International Travelers against unexpected medical and non-medical expenses
Gives peace of mind to Senior Citizens traveling abroad against medical and non-medical expenses
Secures and relieves Frequent Fliers from unnerving, medical and non-medical expenses
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Warning: Renew Travel Insurance Before It Is Too Late

Jan 15, 2015

Avoid reading this article if you have the ability to go back in time to renew your policy, for everyone else, please proceed. It is an established fact that insurance companies provide much-needed support while you are travelling. However, they cannot help you if you forget to renew your policy on time. Renewing your travel insurance policy is not like drafting a sick leave application after you have taken the leave. You need to renew your travel insurance plan before embarking on your journey or else, be distressed as the gentleman in the picture. Go through the following points to understand the importance of renewing travel insurance on time.


Travel insurance is ideal for anyone who wishes to safeguard their trip. Whether you are a businessman, a student, a senior citizen or perhaps a tourist, whatever your purpose of journey abroad, a travel insurance plan shields you from financial risks and can be availed by one and all.


Before addressing 'why' let's imagine a few scenarios. What if:

  • You incur huge losses for missing a business meeting due to flight delay?
  • You require financial support and medical help during your study term in a foreign college?
  • You lose your passport, miss your connecting flight and are left stranded under alien conditions?
  • You need to be hospitalized in your post-retirement sojourn abroad?

Daunting, isn't it? And, that is precisely why we need to invest in a plan that lends a comforting factor and acts as a monetary safeguard against unforeseen situations; it also offers peace of mind to you as well as your concerned family members back home.
Other reasons that make travel plans a must-have include the mandate given by foreign universities that make it compulsory for its students to opt for a comprehensive insurance plan. To sum up, travel plans offer protection and cover in case of:

  • Loss of baggage and/or passport
  • Medical expenses due to sickness and/or accident
  • Cashless hospitalization
  • Personal liability
  • Other trip-related perils
  • Specific emergency-like scenarios affecting the well-being of students (death of sponsor, study discontinuation, etc.)

Good to remember: The purpose of your insurance renewal will depend on your destination, the type of trip and also your fellow passengers. For example, your travel insurance cover should vary if you are travelling with children, senior citizens or going alone for a meeting.


Generally classified as Single Round-trip or Multi-trip or Senior Citizen Package or Student Medical, travel insurance policies cover monetary liabilities in case of medical and non-medical circumstances.
Tip for frequent fliers: Renewing your travel policy gives you the chance to alter your policy. Having travelled once with a particular cover, you may have a fair idea about its relevance. You can either choose to widen the cover or concise it. However, do not compare apples with oranges as the travel insurance requirements of a senior citizen flying once a year will vary drastically from a frequent traveler.


Insurance policies should be renewed well in advance. Your initial coverage depends on the policy availed earlier. For example, you may have availed an insurance policy for a period of 25 days during which you had travelled. International coverage can be availed for 180 days in one go and can also be extended further for 180 days. Students who have opted for travel plans enjoy the feature of auto renewals and can stay covered for their entire study term without renewal worries.


You can renew your travel insurance policy online within a few minutes. Just key in your passport details, your policy number and make the payment. Receive a soft copy of the policy instantly. Print it and use it as the hard copy or wait for the insurance provider to send you one within a week.
To enjoy your trip and avoid an unpleasant experience even after an unfortunate event, one must consider availing and renewing insurance policy as a crucial part of the travelling process - as vital as getting a visa and packing your bags.

Read More on Travel Insurance Information

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