Get Road Side Assistance service on Car Insurance, along with cashless services across 2900+garages.
Escape expenses arising from natural and man-made calamities with superior coverage
Increase your knowledge on car maintenance, car models, car accessories and lots more
A Flexible health insurance plan for your family to suit your needs
An enhanced Sum Insured, designed to supplement your existing health
Worldwide coverage against Accidental Death and Permanent Total Disablement (PTD)
Get a lump-sum benefit to manage critical illness expenses
Secures International Travelers against unexpected medical and non-medical expenses
Gives peace of mind to Senior Citizens traveling abroad against medical and non-medical expenses
Secures and relieves Frequent Fliers from unnerving, medical and non-medical expenses
Covers medical and non-medical expenses for students studying abroad
Customized Student Medical Insurance plans across 500+ universities
Shield your home structure and /or contents against natural calamities and man-made disasters

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Health Insurance – Complete Health Insurance

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ICICI Lombard Complete Health Insurance - iHealth Plan

Key Benefits
Eligibility and Coverage
Health Portability
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FAQs
View Tax Benefits

Health Insurance plan is a favorable tax planning tool, when you are considering your tax saving options during year end. It is true that tax saving is important, but investing in a comprehensive health insurance can add a feather to the cap on your investments. ICICI Lombard Complete Health Insurance plan along with being an effective investment tool is also the most comprehensive solution in times of medical and non-medical emergencies. Get extensive coverage for individual or for your entire family with a single policy and save tax easily. There are two kinds of income tax benefits for individuals or family with ICICI Lombard Complete Health Insurance.

Section 80D: With ICICI Lombard Complete Health Insurance you can save tax under various section of the Income Tax Act. These include Sec 80C, Sec 80D, Sec 80E etc. Investments made on medical insurance premium paid are eligible for tax deduction, from your earnings, under section 80D.

How much can you save with ICICI Lombard Complete Health Insurance? As per Section 80D & with ICICI Lombard Complete Health Insurance the premium amount paid is deductible up to Rs. 15,000 from the income per year. In case of 60years and above the deductible limit increases up to Rs. 20,000 per year. In case of parents, if you are paying their medical insurance premium then there could be additional deduction of Rs. 15,000 per year. This amount paid can be claimed for under section 80D. If parents are senior citizen, then the additional amount deductible can be of Rs 20,000.

So, above all every individual is viable to deduct up to Rs. 35,000 from the taxable income as per the medical insurance premiums paid for self, spouse, children (Rs.15000) and  parents (If senior citizen Rs.20000/- else Rs.15000/-) .

(Note: You can not claim premiums paid for your in-laws / Brother / Sister)

Mode of Payment
Except cash, any mode of payment is acceptable for claiming deduction under Section 80D.

Remember! Do not pay premium from savings or gifts received. The insurance premium has to be paid from the taxable income of that year, if you plan to make a claim deduction in section 80D.


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ICICI Lombard Complete Health Insurance : Misc 128
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