Get Road Side Assistance service on Car Insurance, along with cashless services across 3300+garages.
Escape expenses arising from natural and man-made calamities with comprehensive coverage
Increase your knowledge on car maintenance, car models, car accessories and lots more
A Flexible health insurance plan for your family to suit your needs
An enhanced Sum Insured, designed to supplement your existing health
Worldwide coverage against Accidental Death and Permanent Total Disablement (PTD)
Secures International Travelers against unexpected medical and non-medical expenses
Gives peace of mind to Senior Citizens traveling abroad against medical and non-medical expenses
Secures and relieves Frequent Fliers from unnerving, medical and non-medical expenses
Covers medical and non-medical expenses for students studying abroad
Shield your home structure and
/or contents against naturals
calamities and man-made

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Complete Health Insurance Plan


ICICI Lombard Complete Health Insurance

ICICI Lombard Complete Health Insurance makes sure that you and your family are secured against untimely health conditions. It gets you comprehensive coverage and also gives you an option to choose your medical plan, premium and policy according to your budget and requirements.

Key Benefits

  • Wide range of annual Sum Insured up to Rs. 10 Lac
  • In-patient hospitalization
  • 150 Day Care Surgeries covered
  • 30 days Pre and 60 days Post-hospitalization
  • In-patient AYUSH treatment
  • Reset Benefit
  • Accidental emergencies covered from day 1
  • Domestic Road Emergency Ambulance
  • Claims Service Guarantee
  • Policy renewal facility for life time
  • No Maximum Entry Age to avail this policy
  • No medical test required for policy holders below 46 years of age
  • Cashless medical treatment across India in 4,500+ network hospitals
  • Rewards for staying fit with our wellness program
  • Tax benefits on your health plan under Section 80D of the Indian Income Tax Act 1961 **
  • No Sub-limit. However you can opt for a Sub-limit option. Click here to know more
    ICICI Lombard Complete Health Insurance Chart

    No Sub-limits shall be applicable on any Major Medical Illness & Procedures and Joint Replacement Surgery. Major Medical Illness & Procedures for the purpose of this Policy shall mean and include the following:

    • Cancer
    • End Stage Renal Failure
    • Major Organ Transplant
    • All cardiac surgeries / conditions including but not limited to Heart Valve
       Replacement, Coronary Artery Bypass Graft (CABG) and Myocardial
    • Multiple Sclerosis
    • Stroke
    • Paralysis
    • All brain related surgeries

     Sub-limit on A & B applicable for 2 lacs Sum Insured, Sub-limit C applicable for Rs. 3 lacs, Rs. 4 lacs and Rs. 5 lacs. There is no sublimit on the annual Sum Insured of Rs. 7 lacs and Rs. 10 lacs except for Cataract (Rs. 1,00,000 per eye).
    Surgeries / Medical Procedures Sub-limits (Rs.)
      A' (*Sub-limit A can only be bought through the call centre
    *Toll Free (1800 2666)
    B' (*Sub-limit B can be purchased online.) C' ( Sub-limit C can be purchased Online)
    Cataract per eye 10,000 15,000 20,000
    Other Eye Surgeries 15,000 22,000 35,000
    ENT 15,000 22,000 35,000
    Surgeries for - Tumors/Cysts/Nodule/Polyp 20,000 30,000 60,000
    Stone in Urinary System 20,000 30,000 40,000
    Hernia Related 20,000 30,000 60,000
    Appendisectomy 20,000 30,000 40,000
    Knee Ligament Reconstruction Surgery 40,000 60,000 90,000
    Hysterectomy 20,000 30,000 60,000
    Fissures/Piles/Fistulas 15,000 22,000 35,000
    Spine & Vertebrae related 40,000 60,000 90,000
    Cellulites/Abscess 15,000 22,000 35,000
    All Medical Expenses for any treatment not
    involving surgery/medical procedure
    10,000 15,000 25,000
  • Design your own policy

    Hospital Daily Cash and Convalescence Benefit

    Hospital Daily Cash:
    A certain amount (as per the plan chosen) will be paid for each and every completed day of hospitalization, if such hospitalization is atleast for a minimum period of 3 consecutive days and subject to a maximum of 10 consecutive days.

     Policy Sum Insured (Rs.)  Benefit per member ( Rs.)
     2 Lac  500 per day
     3 Lac / 4 Lac / 5 Lac  1000 per day
     7 Lac /10 Lac  2000 per day

    Convalescence Benefit:

    A benefit amount of Rs.10,000 will be offered to every insured once for each Policy year and insured will be paid in case of hospitalisation arising out of any Injury or Illness as covered under the policy, for a period of 10 consecutive days or more.
    Donor Expenses and Critical Illness Cover

    Donor Expenses*:
    Reimbursement upto Rs. 50,000 for such medical expenses as incurred by the organ donor for undergoing any organ transplant surgery for your use.

    Critical illness Cover*:

    Provides cover on diagnosis of specified Critical Illnesses/ Medical Procedures as per the sum insured of the policy.
    • Cancer
    • Coronary Artery By-pass Graft Surgery
    • Myocardial Infraction
    • Kidney Failure
    • Major organ transplant
    • Stroke
    • Paralysis
    • Heart valve replacement surgery
    • End stage liver failure.

    This cover is available on all Sum Insured options.
    The benefit amount on the above circumstances will be payable depending on the diagnosis of the illness.
    *Maximum 2 adults can apply up to 60 years.
    Out Patient Treatment, Wellness and Preventive Healthcare and Maternity Benefit

    Maternity and New born baby Cover:
    Reimbursement of Medical Expenses incurred for delivery, including a caesarian section, during Hospitalization or lawful medical termination of pregnancy during the Policy Period.
    Pre-natal and postnatal expenses shall also be covered up to the defined limit.
    Reimbursement of Medical Expenses incurred on the "New born Baby" during Hospitalisation (minimum period of consecutive 24 hours) for a maximum period up to 91 days from the date of birth of the baby.

    Wellness and Preventive Healthcare and Outpatient Treatment Cover:

    Reimbursement for the Medical Expenses incurred as an Out-patient including routine physical and preventive examinations, Fitness programs including gymnasium, yoga, vaccinations etc.

    Enjoy various value added services.
      • Free Health check-up (T2)
      • Online Chat with doctor
      • Specialist Consultation with One Follow-up session
      • Dietician & Nutritionist e-consultation
      • Information on offers related to healthcare services like consultation, diagnostics, medical equipments and pharmacy.

Know more about key benefits

Key Benefits
  • Get complete coverage for your family with floater benefit
  • Choose & auto renew your 1 or 2 year policy easily
  • For every claim free year you are liable to get additional Sum Insured
  • Call up on 1800 2666 to know about ICICI Lombard Complete Health Insurance
  • Set Renewal Reminder to get policy renewal reminders
* Except Cataract where Rs 10,000, 15000, 20,000 per eye is applicable as per sublimit plan opted.
** Tax benefits are subject to tax laws.
^ This service is offered by the bank and ILGIC holds no responsibility or owes no liability in case of this facility provided by the banks to it's customers

Eligibility and Coverage

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Health Portability

Claim Processs


View Tax Benefits

Why you Need a Complete Health Insurance Plan

Stay Healthy

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Customer Reviews

Average Rating:


1830 Ratings | 1830 Reviews


Laxmibai Vallampati
April 30, 2016
It is really nice to talk with your team. They have suggested very good policy for my mother-in-law and the detailed way they explained about the product and coverage was awesome. I really appreciate the way they are dealing with the customers. Keep it up.
Soumya Kanta Biswal
April 29, 2016
Hi, I hold two health insurance policies, one for me and one for my wife and kid. I had renewed both the policies on the same day, while I got the hard copy of my spouse and kid's policy but have not received hard copy of my policy. Please let me know when can I get the policy.
Pruthvi Vadlamudi
April 28, 2016
Thanks team for the valuable information. It has been really great talking to you and will get back to you for taking a new policy. Thanks!!
Supraja S.
April 27, 2016
Very good staff. ICICI Lombard should be very happy with this level of commitment from their staff. They are an asset to the company.
Srikanth Reddy
April 26, 2016
Hello respected manager, I just had a word with your team, they were quite helpful. Actually we do not have any idea about this insurane but your team explained clearly about the policy. We are about to take the policy, only consideration is about the price. If you reduce the price we will take this policy.