A health insurance policy can prove a savior during trying times. The investment made towards the payment of health insurance premium is considerable, which makes it essential to research several health insurance policies so that selecting a policy according to your needs becomes easier. Typically, a health plan will offer coverage against several diseases, medical expenses incurred during sudden hospitalisation, reimbursement of hospital bills and other related medical costs.
It is also essential to buy health care policy in India from a reliable and well-known insurance provider. The goodwill of the company will impact the acceptability of your insurance policy across different health care centres. You must also compare health insurance policy offered by private and public sector domains so that you do not miss out on a policy which is within your budget with adequate coverage.
Several health insurance providers allow the insured to customise their insurance plan with add-on covers which will enhance the overall coverage. Not only that, some insurance providers offer the option of structuring the premium as per your convenience. Apart from these factors like entry age, co-payments and deductibles (if any) must be borne in mind when going through different insurance policies on health.
ICICI Lombard offers several health insurance covers which are designed to match the needs of different customers. With the gamut of options made available by such a reliable insurance provider, it becomes extremely easy to compare health insurance policy of your choice with several others and select one which perfectly suits both, your budget and needs. To do this, you can meet with the insurance agent, get quotes and select the policy or simply log in to the company’s website and read through several health insurance plans available. The online mode of research is extremely hassle-free as you have the ease of searching for your health insurance policy at your convenience.
Health insurance plans offered by different health providers vary in terms of coverage offered and it for this reason that comparison is a must. Comprehensive health insurance policies offered by ICICI Lombard include ICICI Lombard Complete Health Insurance, Health Care Plus, Personal Protect, etc. All these policies are designed to meet specific needs during different medical exigencies and reduce the stress of paying hospital or medical bills to a great extent.
Another important aspect to consider when buying health care policy in India is the payment and renewal structure. With the popularity of the internet, several health insurance providers have now made their health covers available online where you can make instant payment for purchase or policy renewal. Selecting such a policy will be beneficial as it reduces the risk of missing insurance premium payment or renewal dates.
Disclaimer: The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.
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