Advantages of purchasing a personal accident insurance policy
In this digital age, we can buy anything and everything on the internet. Even accident insurance! However, many people are not aware of the features and convenience of such a purchase and so avoid buying a personal accident policy online.
The main purpose of personal accident insurance is to cover the policyholder against death or disability due to an accident. Accident insurance can easily be bought online, along with add-on riders that give you comprehensive protection.
How to Buy Accident Insurance?
Once you're at ICICI Lombard's homepage, go to Health Insurance > Personal Protect
Top general insurance companies provide personal accident cover, yet not everyone is aware of its benefits. You can very easily go online and secure yourself against unforeseen accidents.
Purchasing this policy online will take up only a meager amount of your time, and insure you for up to 5 years. To purchase a personal accident policy, follow the steps below:
- First, go to ICICI Lombard's Personal Accident webpage.
- Next, choose the total sum insured that you want to be covered for along with the desired duration of the policy.
- You can also opt for add-on covers by checking the boxes for Accidental Hospitalization expenses and Accidental Hospital Daily Allowance.
- Complete the form by providing your email id and mobile number, after which click on the 'calculate premium' button.
Once you're at ICICI Lombard's homepage, go to Health Insurance > Personal Protect
- Once your premium in calculated, there's a simple 3-step process that involves filling personal and payment details, to purchase the policy.
- Once your premium in calculated, there's a simple 3-step process that involves filling personal and payment details, to purchase the policy.
- email containing your policy document and a receipt of your online transaction.
Buying insurance online is a very simple process that can easily fit into your busy schedule. ICICI Lombard and Google's research shows that increasing internet access is prompting the public to buy their general insurance online, evident through the large number of online searches for insurance products, from both metros and non-metros.
Injuries can affect your livelihood
Benefits of Personal Accident Insurance
Personal accident cover is a policy that you should add to your insurance portfolio, because for a low premium you are protecting yourself against all kinds of accidental injuries. For as little as Rs. 225 a year, you can get personal accident insurance up to 5 lacs.
It provides financial support if the policy holder is disabled after an accident. The nature or magnitude of the accident can range from falling of a bicycle to having a car accident. You can opt for add-ons to your policy, like the Accidental hospitalization expenses, which takes care of emergency expenses upon hospitalization. The hospital daily allowance add-on gives you a fixed sum of money to compensate for loss of salary due to absence at work. In order to secure your family and earnings from the consequences of a personal mishap, buy your personal accident cover online here.
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