Why do you need family travel insurance?
Travelling with your family is undoubtedly more fun, but it also carries a lot more risks. For example, if there is a sudden change in the weather or your kids develop an allergy to the local cuisine while you remain entirely unaffected, your family vacation may easily turn into a bad experience.
As a parent, you must realise that your children are still growing up, and their bodies are still coming to terms with the effects of weather changes, pollutants, and germs. Thus, in any instances where they catch an allergy or get down with fever due to changing weather conditions, you may have to seek urgent medical help locally, which unlike in India, could be quite expensive.
Having a family travel insurance plan can help you prepare financially for any such medical emergencies.
Moreover, travel insurance plans also extend their coverage to help you tackle issues such as flight cancellations due to bad weather, loss of passport and baggage, which may throw a spanner in your travel plans.
To list out, some of the primary reasons why you need a family travel insurance plan include:
- Loss of identity papers, passport, debit cards, and credit cards
- Medical expenses including repatriation and medical evacuation
- Hospitalisation expenses
- Political unrests including strikes
- Civil commotion
- Bad weather conditions
- Missed connection flight
- Financial emergency assistance