Numerous benefits offered by your international travel insurance policy

Travelling overseas for a business or pleasure trip requires thorough planning to ensure a smooth journey and stay. Managing your finances on foreign shores is extremely crucial and unexpected situations can surely cause stress and imbalance. To prevent such stressful situations, buying international travel insurance policy covers you against a variety of unforeseen events to prevent sudden financial loss.

What is travel insurance and why do I need it? This question is a recurring thought in the minds of many individuals who are unaware of the benefits of this insurance policy. When travelling to foreign shores, your single round trip travel insurance policy offers financial assistance for a variety of problems that might occur. Most overseas travel insurance policies offer ample coverage for a variety of medical and non-medical expenses. This feature of international travel insurance policy is extremely beneficial as health care abroad is a costly affair.

Many travellers fall ill due to due to a sudden change climate, time-zone or due to change in diet. This makes medical aid imperative which is sure to burn a hole in your pocket owing to the large medical bills. This sudden loss of finances can be prevented if you have an overseas travel insurance policy. ICICI Lombard has a tie-up with a wide network of premium health care providers all over the world. Treatment at such a health care facility can make you eligible for cashless hospitalisation and enjoy quality treatment without having to foot the treatment costs and hospital bills.

Theft of travel finances is another aspect of worry for travellers and having an overseas travel insurance policy offers financial assistance at such times. The financial emergency assistance offered by this insurance policy covers you against such theft of finances that can otherwise leave you stranded and panicked in a foreign location.

A delay in your connecting flight can occur due to various reasons but is sure to leave you perplexed causing loss of time and money. Your travel insurance policy offers coverage against such unforeseen financial loss to help diffuse stressful situations.

Your international travel insurance policy also covers you against loss of checked-in baggage up to a certain amount. Loss of your passport after reaching your destination may put you on the wrong side of the law of that country. Your travel insurance policy comes to your rescue at such trying times and assists you in procuring a temporary document or a new passport by payment of a deductible.

With the long list of benefits, buying an international travel insurance policy allows you to enjoy your time aboard without worrying about sudden expenses.