Having a trouble free trip is what everyone looks forward to. Illness is uncertain; it can spoil a planned trip. But with the insurance in hand, medical bills can take care of. Other difficult situations like loss of passport or baggage while travelling can also add on to the financial difficulties. These are all covered by travel insurance.Travel insurance usually covers medical expenses, financial or any other losses incurred while travelling. Travel insurance is arranged while booking a trip to get coverage until exactly the end of the trip. Travel insurance offers coverage for student travel, business travel, leisure travel, adventure travel, cruise travel and international travel. Irrespective of the nature of uncertainty, a suitable travel insurance fulfilling the requirements can offer the coverage needed in spite of going away away from home. Travel insurance may save spending a fortune in any tragic unforeseen incident. But the challenge is to find the right policy that fits ones budget in a short notice. One can now buy best insurance for travel in just a few steps. Reliable, innovative and advanced search system enables comparison of policy with prices and beneficiaries in just a few clicks. Choosing a suitable travel insurance best fitting the budget and requirement just got easier now. Whether you travel for business or pleasure, international travel involves risk. Medical treatment abroad can be expensive and one never knows when the need for same could occur. To spend for medical bills in foreign currency can be an expensive proposition, there are other difficult situation also, that one might face like loss of passport or baggage. Travel insurance is specially designed to help you deal with such situations while traveling overseas. Besides offering cover for various travel related emergencies, travel insurance also provides cashless hospitalisation facility, treatment for accidents and illnesses during a visit abroad.
You can either choose a single trip or multiple trip policy. If you choose a single trip policy the cover will be valid until the duration of the trip.
What does the policy not cover?
Any treatment which in the opinion of the overseas administrator and attending doctor can be reasonably delayed until insured’s return to India.
Treatment which is the sole reason or one of the reason for travel.
Any illness or consequences thereof existing at the commencement of the travel and which has been treated in the immediately preceding six months.
Accidents and illness that are the result of war and war like occurrences or active participation in riots, disability caused by intentional self- injury, suicide, attempt suicide (whether felonious or not).
Illness or accidents that the insured has caused intentionally or by committing a crime or by drunkenness or addiction.
Special features
Medical expenses:
Cash free cover for medical expenses and dental treatment. In case of out patient medical expenses, cash free facility is extended where the amount payable exceeds USD 400 only.
Medical repatriation: in the event of medical emergency where circumstances prevent you from being treated for your condition abroad, the policy provides you cover for bringing you back to a hospital in your native place or a hospital nearest to it.
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