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Home > Insurance Information > Two Wheeler Insurance Information > 8 Things To Consider While Buying A Two-Wheeler


8 Things To Consider While Buying A Two-Wheeler

Aug 27, 2014
 
Now who does not like to own a two-wheeler? A recent study by the Society of Indian Automobile Manufacturers (SIAM) states that nearly 77% of India's vehicle market is dominated by two-wheelers.Family Insurance

With ever increasing traffic congestion and varying road conditions, two-wheelers continue to remain the favorite mode of transport for commuters across India. Convenience features like ease of usage, ease of maneuverability, and hassle free parking continue to be the top reasons for owning a two-wheeler. In addition, low down payment, attractive loans, and low maintenance costs make owning two-wheelers easier.

The Indian two-wheeler market is where the buyers are spoilt. Within every segment, there are multiple choices for the buyers to consider. In addition, imaginative marketing and promotions add to the confusion and buying a two-wheeler becomes a daunting task.

Here is a quick guide to help you identify your requirements so that you can zero-in on the perfect ride:

Usage

The most important consideration for selecting a two-wheeler is, 'What will be the nature of my usage?' A vehicle with more power is ideal if you plan to commute longer distances along highways, on the other hand, you can settle for lower power options if you have shorter trips within city limits. The number of kilometers that you plan to cover each day should influence your purchase decision.

Budget

As always, never put the cart before the horse! Fix a budget before you start hunting for a two-wheeler. For example, once you set a budget of Rs 50,000 to Rs 60,000, you will get a clear view of your options, keeping you off vehicles that are below or beyond your range. However, don't let this be your guiding light. Based on your overall requirement, you might be able to get more value for lesser cost.

Mileage Mileage Mileage

Extreme fuel efficiency is one of the key draws for two-wheeler buyers. With bikes claiming to offer efficiencies of over 100 kmpl, buyers have more options than ever before. Acquaint yourself with the features of the vehicle you plan to buy and look out for expert reviews, comparisons and analysis. Always take the claimed mileage with a pinch of salt. Remember that the mileage under test conditions is not what you can expect on road. Also note that fuel consumption is influenced by the riding style and maintenance.

Body Features 

Choose a two-wheeler that is durable and at the same time would compliment your style. Lookout for features like body graphics, headlight styling, seating comfort, safety features and storage space.

Maintenance and Servicing 

Generally ignored, this factor weighs heavily in making an informed buying decision for a suitable two-wheeler as it has a direct bearing on your running cost. The manufacturer you select should have an extensive network of service centers providing easy availability of spare parts.

Ease of Handling for your Family 

Multiple family members might consider using the same vehicle. Hence, opt for a two-wheeler that is easy to use and handle by everyone.

Type of Roads 

A two-wheeler that is great on city roads might not be a good choice on rough roads. If your travel includes such routes, you need a vehicle with better suspension. Go for a two-wheeler that has a reliable shock absorbing mechanism for managing longer bumpier rides.

Resale Value 

Last but not the least, look for a vehicle that has higher resale value. A vehicle which is still in production (at the time of resale) will fetch a higher value. In addition, factors like maintenance, service centre network and mileage clocked can make or break a deal.

Maintenance and Servicing 

Generally ignored, this factor weighs heavily in making an informed buying decision for a suitable two-wheeler as it has a direct bearing on your running cost. The manufacturer you select should have an extensive network of service centers providing easy availability of spare parts.

Well, here is wishing you a safe ride!

Disclaimer: Insurance Awareness initiative. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai - 400025. IRDA Reg. No. 115. Toll Free 1800 2666 Fax no - 022 61961323. Email us at customersupport@icicilombard.com Visit www.icicilombard.com CIN: (U67200MH2000PLC129408). EC014AA1806IA

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