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Travel Insurance

Welcome back . We are happy to see you.

Trip Travel Insurance

Policy Duration: to

Travel Scope:

Adult(s): |Senior Citizen(s): Edit

Your Plan
Covers & Benefits
Policy Wording
FAQs

Since you are travelling today, we are taking you ahead through Express Checkout

Your last bought plan was Platinum plan with 24 covers. Show Plan

Plan for Adults

Gold Higher medical cover

16 Covers

Total Premium

^` 0

Covers trip losses, delays, and medical expenses

Higher medical coverage,
trip losses and delays

Medical Cover -

Platinum Comprehensive medical cover Higher medical cover

24 Covers

Total Premium

^` 0

Comprehensive trip cover + Home Insurance

Comprehensive trip cover with higher
medical coverage + home insurance

Medical Cover -

Gold

24 Covers

Total Premium

^` 2086

Covers trip losses, delays, and medical expenses

Medical Cover - $100,000

Plan for Senior Citizens

Senior Citizen Plan

14 Covers

Total Premium

^` 0

Comprehensive coverage for Senior Citizens

Medical Cover -

Buying Tip: Most of the travelers going to have bought the above plan.

Change plan

ADDED

Missed Flight Cover only at `69/traveller

Get compensated upto `5,000/ traveller in case of a missed flight

Know more

Covers & Benefits

Medical Cover

In case of illness/injury sustained while on the trip during the policy period, we pay for... the medical treatment expenses. The amount paid won’t exceed the sum insured coverage mentioned in the policy document. As a part of the treatment for an injury/illness sustained during the policy period, the cost incurred for ambulance, transportation and evacuation services is covered by us.
view more
Delayed Checked-in Baggage $100

We'll compensate you for the losses suffered if the airline delays in delivering your checked-in... baggage to you for more than 6 hours.

Key Exclusions:
1. Baggage that wasn’t checked-in by the airline
2. Items transported under a binding agreement with the owner of the airline
view more
Trip Interruption

We reimburse you the losses if your trip has already begun but needs to be... cut short due to extreme weather conditions, death of a family member, terrorist incident and natural disaster.

view more
Trip Delay $500

If your trip is delayed at the place of origin or any intermediate port... for more than 6 hours, then we'll compensate you for the losses suffered.
view more
Hospital Daily Allowance $50/day

This is an extension cover, wherein, during the policy period, in case you are hospitalised due to an... injury/illness, we shall pay a daily compensation up to a limit that is specified in the policy document. This cover is provided only if hospitalisation is more than a period of 2 consecutive days.
view more
iNot applicable for senior citizens
Personal Accident $15000

In case of insured’s death or partial permanent disability arising out of accident... during the trip, we pay the sum insured amount as specified in the policy schedule.
view more
iNot applicable for senior citizens

iSum Insured for senior citizens: $2500
Repatriation of Remains $7500

This is an extension cover, wherein, during the policy period, in the event of death of the insured... person while on the trip abroad, we pay the costs related to repatriation of remains to the nominee. This includes the costs incurred in transporting the remains of the deceased back to the country of residence and local burial or cremation of the remains in the country where the death occurs.
view more
Loss of Passport $300

If your passport is lost, we reimburse the fees payable to the concerned... authority for arranging an emergency certificate so that you can return to country of residence.
view more
Crisis Evacuation $7500

In case there is occurrence of political risk and natural disasters in the country... at which the insured is, then we compensate the loss up to the sum mentioned in the policy schedule.
view more
Bounced Booking - Hotel/Airline $2000

In case of bounced booking of hotel or airline, we reimburse additional cost incurred... for arranging alternative flight or accommodation. This is as per the sum insured amount mentioned in the policy schedule.
view more
iNot applicable for senior citizens
Hotel Extension $5000

In case of medical emergencies, or natural/man-made disasters that occur during the... trip, if you are not able to return back to the place of origin, then we pay additional expenses for lodging and boarding up to the sum insured mentioned in the policy schedule.
view more
iNot applicable for senior citizens
Return of Minors $7500

During the period of insurance, in the event of the insured's death or hospitalisation... due to injury/illness whilst abroad, we compensate the cost of economic class air ticket for sending back the unattended minor child back to the country of residence.
view more
iNot applicable for senior citizens

Lost Checked-in Baggage $500

We'll compensate you for the losses suffered if your checked-in baggage is lost... whilst in custody of the airline.

Key Exclusions:
1. Lost baggage that wasn’t checked-in by the airline
2. Items transported under a binding agreement with the owner of the airline
view more
Trip Cancellation $500

If your trip is cancelled due to a natural/man-made disaster or a medical... emergency, we’ll compensate you for the losses suffered.

Key Exclusions:
1. Flight cancellations done at the request of the airline or travel agent
2. Flight cancellations done at the request of the air transport authority or government
view more
Missed Connection $500

During the trip, if you miss the connecting flight because the aircraft was delayed for more than... 3 hours, then we'll reimburse you for the losses suffered. The reimbursement given is a fixed amount as mentioned in the policy schedule.
view more
Home Insurance `31,00,000

During the period of insurance, if the building in which you reside in India or the contents within... it is destroyed/damaged due to fire accidents and allied perils, then we'll pay you the value of the property at the time of its destruction. We also provide compensation for loss/damaged caused due to burglary of home contents.
view more
iNot applicable for senior citizens
Personal Liability $100000

During the period of insurance, in case of accidents while on the trip, we compensate... for legal liability costs arising out of bodily injury or property damages to third-party.
view more
Emergency Cash Advance $1000

We provide emergency cash allowance if you have lost all or almost all of your... travel funds because of incidents such as theft/burglary of luggage/money, while on the trip.
view more
Dental Expenses $300

We cover your treatment expenses arising out of injury/illness to natural... teeth, during the trip abroad.
view more
iNot applicable for senior citizens
Hijack Distress Allowance $125/day

During the trip within the period of insurance, if the aircraft is held captive by the hijackers... for more than 12 hours, we compensate you at the rate per day as specified in the policy schedule.
view more
Accidental Death $5000

If case of death or permanent total/partial disability due to accident while travelling... in the aircraft, we pay the nominee/legal heir a sum amount as mentioned in the policy schedule.
view more
iNot applicable for senior citizens
Compassionate Visit $7500

During the trip, in case you are hospitalised for more than 5 days due to an injury/illness, then... as per the sum mentioned in the policy schedule, we shall pay an amount per day for assisting compassionate visit by a family member or relative.
view more
iNot applicable for senior citizens
Lost Baggage $2000

During the period of insurance, if you lose the checked-in baggage after... delivery from the airline or after exit from the airport, then we compensate for the loss of baggage.
view more
iNot applicable for senior citizens
Value Added Services

We offer value additional services that would benefit you.
view more
iNot applicable for senior citizens

See all benefits

Covers & Benefits

Medical Cover

In case of illness/injury sustained while on the trip during the policy period, we pay for... the medical treatment expenses. The amount paid won’t exceed the sum insured coverage mentioned in the policy document. As a part of the treatment for an injury/illness sustained during the policy period, the cost incurred for ambulance, transportation and evacuation services is covered by us.
view more
Delayed Checked-in Baggage $100

We'll compensate you for the losses suffered if the airline delays in delivering your checked-in... baggage to you for more than 6 hours.

Key Exclusions:
1. Baggage that wasn’t checked-in by the airline
2. Items transported under a binding agreement with the owner of the airline
view more
Trip Interruption

We reimburse you the losses if your trip has already begun but needs to be... cut short due to extreme weather conditions, death of a family member, terrorist incident and natural disaster.

view more
Trip Delay $500

If your trip is delayed at the place of origin or any intermediate port... for more than 6 hours, then we'll compensate you for the losses suffered.
view more
Repatriation of Remains $7500

This is an extension cover, wherein, during the policy period, in the event of death of the insured... person while on the trip abroad, we pay the costs related to repatriation of remains to the nominee. This includes the costs incurred in transporting the remains of the deceased back to the country of residence and local burial or cremation of the remains in the country where the death occurs.
view more
Loss of Passport $300

If your passport is lost, we reimburse the fees payable to the concerned... authority for arranging an emergency certificate so that you can return to country of residence.
view more
Crisis Evacuation $7500

In case there is occurrence of political risk and natural disasters in the country... at which the insured is, then we compensate the loss up to the sum mentioned in the policy schedule.
view more
Personal Liability $100000

During the period of insurance, in case of accidents while on the trip, we compensate... for legal liability costs arising out of bodily injury or property damages to third-party.
view more

Lost Checked-in Baggage $500

We'll compensate you for the losses suffered if your checked-in baggage is lost... whilst in custody of the airline.

Key Exclusions:
1. Lost baggage that wasn’t checked-in by the airline
2. Items transported under a binding agreement with the owner of the airline
view more
Trip Cancellation $500

If your trip is cancelled due to a natural/man-made disaster or a medical... emergency, we’ll compensate you for the losses suffered.

Key Exclusions:
1. Flight cancellations done at the request of the airline or travel agent
2. Flight cancellations done at the request of the air transport authority or government
view more
Missed Connection $500

During the trip, if you miss the connecting flight because the aircraft was delayed for more than... 3 hours, then we'll reimburse you for the losses suffered. The reimbursement given is a fixed amount as mentioned in the policy schedule.
view more
Personal Accident $15000

In case of insured’s death or partial permanent disability arising out of accident... during the trip, we pay the sum insured amount as specified in the policy schedule.
view more
iNot applicable for senior citizens

iSum Insured for senior citizens: $2500
Emergency Cash Advance $1000

We provide emergency cash allowance if you have lost all or almost all of your... travel funds because of incidents such as theft/burglary of luggage/money, while on the trip.
view more
Dental Expenses $300

We cover your treatment expenses arising out of injury/illness to natural... teeth, during the trip abroad.
view more
iNot applicable for senior citizens
Hijack Distress Allowance $125/day

During the trip within the period of insurance, if the aircraft is held captive by the hijackers... for more than 12 hours, we compensate you at the rate per day as specified in the policy schedule.
view more
Accidental Death $5000

If case of death or permanent total/partial disability due to accident while travelling... in the aircraft, we pay the nominee/legal heir a sum amount as mentioned in the policy schedule.
view more
iNot applicable for senior citizens

See all benefits

Covers & Benefits

Medical Cover

In case of illness/injury sustained while on the trip during the policy period, we pay for... the medical treatment expenses. The amount paid won’t exceed the sum insured coverage mentioned in the policy document. As a part of the treatment for an injury/illness sustained during the policy period, the cost incurred for ambulance, transportation and evacuation services is covered by us.
view more
Delayed Checked-in Baggage $100

We'll compensate you for the losses suffered if the airline delays in delivering your checked-in... baggage to you for more than 6 hours.

Key Exclusions:
1. Baggage that wasn’t checked-in by the airline
2. Items transported under a binding agreement with the owner of the airline
view more
Trip Interruption

We reimburse you the losses if your trip has already begun but needs to be... cut short due to extreme weather conditions, death of a family member, terrorist incident and natural disaster.

view more
Trip Delay $500

If your trip is delayed at the place of origin or any intermediate port... for more than 6 hours, then we'll compensate you for the losses suffered.
view more
Repatriation of Remains $7500

This is an extension cover, wherein, during the policy period, in the event of death of the insured... person while on the trip abroad, we pay the costs related to repatriation of remains to the nominee. This includes the costs incurred in transporting the remains of the deceased back to the country of residence and local burial or cremation of the remains in the country where the death occurs.
view more
Loss of Passport $300

If your passport is lost, we reimburse the fees payable to the concerned... authority for arranging an emergency certificate so that you can return to country of residence.
view more
Crisis Evacuation $7500

In case there is occurrence of political risk and natural disasters in the country... at which the insured is, then we compensate the loss up to the sum mentioned in the policy schedule.
view more
Hijack Distress Allowance $125/day

During the trip within the period of insurance, if the aircraft is held captive by the hijackers... for more than 12 hours, we compensate you at the rate per day as specified in the policy schedule.
view more
Value Added Services

We offer value additional services that would benefit you.
view more
iNot applicable for senior citizens

Lost Checked-in Baggage $500

We'll compensate you for the losses suffered if your checked-in baggage is lost... whilst in custody of the airline.

Key Exclusions:
1. Lost baggage that wasn’t checked-in by the airline
2. Items transported under a binding agreement with the owner of the airline
view more
Trip Cancellation $500

If your trip is cancelled due to a natural/man-made disaster or a medical... emergency, we’ll compensate you for the losses suffered.

Key Exclusions:
1. Flight cancellations done at the request of the airline or travel agent
2. Flight cancellations done at the request of the air transport authority or government
view more
Missed Connection $500

During the trip, if you miss the connecting flight because the aircraft was delayed for more than... 3 hours, then we'll reimburse you for the losses suffered. The reimbursement given is a fixed amount as mentioned in the policy schedule.
view more
Personal Accident $15000

In case of insured’s death or partial permanent disability arising out of accident... during the trip, we pay the sum insured amount as specified in the policy schedule.
view more
iNot applicable for senior citizens

iSum Insured for senior citizens: $2500
Personal Liability $100000

During the period of insurance, in case of accidents while on the trip, we compensate... for legal liability costs arising out of bodily injury or property damages to third-party.
view more
Emergency Cash Advance $1000

We provide emergency cash allowance if you have lost all or almost all of your... travel funds because of incidents such as theft/burglary of luggage/money, while on the trip.
view more
Dental Expenses $300

We cover your treatment expenses arising out of injury/illness to natural... teeth, during the trip abroad.
view more
iNot applicable for senior citizens
Accidental Death $5000

If case of death or permanent total/partial disability due to accident while travelling... in the aircraft, we pay the nominee/legal heir a sum amount as mentioned in the policy schedule.
view more
iNot applicable for senior citizens

See all benefits

Covers & Benefits

Medical Cover

In case of illness/injury sustained while on the trip during the policy period, we pay for... the medical treatment expenses. The amount paid won’t exceed the sum insured coverage mentioned in the policy document. As a part of the treatment for an injury/illness sustained during the policy period, the cost incurred for ambulance, transportation and evacuation services is covered by us.
view more
Delayed Checked-in Baggage $100

We'll compensate you for the losses suffered if the airline delays in delivering your checked-in... baggage to you for more than 6 hours.

Key Exclusions:
1. Baggage that wasn’t checked-in by the airline
2. Items transported under a binding agreement with the owner of the airline
view more
Trip Interruption

We reimburse you the losses if your trip has already begun but needs to be... cut short due to extreme weather conditions, death of a family member, terrorist incident and natural disaster.

view more
Trip Delay $500

If your trip is delayed at the place of origin or any intermediate port... for more than 6 hours, then we'll compensate you for the losses suffered.
view more
Repatriation of Remains $7500

This is an extension cover, wherein, during the policy period, in the event of death of the insured... person while on the trip abroad, we pay the costs related to repatriation of remains to the nominee. This includes the costs incurred in transporting the remains of the deceased back to the country of residence and local burial or cremation of the remains in the country where the death occurs.
view more
Loss of Passport $300

If your passport is lost, we reimburse the fees payable to the concerned... authority for arranging an emergency certificate so that you can return to country of residence.
view more
Personal Liability $100000

During the period of insurance, in case of accidents while on the trip, we compensate... for legal liability costs arising out of bodily injury or property damages to third-party.
view more

Lost Checked-in Baggage $500

We'll compensate you for the losses suffered if your checked-in baggage is lost... whilst in custody of the airline.

Key Exclusions:
1. Lost baggage that wasn’t checked-in by the airline
2. Items transported under a binding agreement with the owner of the airline
view more
Trip Cancellation $500

If your trip is cancelled due to a natural/man-made disaster or a medical... emergency, we’ll compensate you for the losses suffered.

Key Exclusions:
1. Flight cancellations done at the request of the airline or travel agent
2. Flight cancellations done at the request of the air transport authority or government
view more
Missed Connection $500

During the trip, if you miss the connecting flight because the aircraft was delayed for more than... 3 hours, then we'll reimburse you for the losses suffered. The reimbursement given is a fixed amount as mentioned in the policy schedule.
view more
Emergency Cash Advance $1000

We provide emergency cash allowance if you have lost all or almost all of your... travel funds because of incidents such as theft/burglary of luggage/money, while on the trip.
view more
Hijack Distress Allowance $125/day

During the trip within the period of insurance, if the aircraft is held captive by the hijackers... for more than 12 hours, we compensate you at the rate per day as specified in the policy schedule.
view more
Crisis Evacuation $7500

In case there is occurrence of political risk and natural disasters in the country... at which the insured is, then we compensate the loss up to the sum mentioned in the policy schedule.
view more
Personal Accident $2500

In case of insured’s death or partial permanent disability arising out of accident... during the trip, we pay the sum insured amount as specified in the policy schedule.
view more
iSum Insured for senior citizens: $2500

See all benefits

See all Benefits

Policy Documents

Back Buy Now

Get answers to common queries about Single Trip travel insurance

GENERAL
COVER
PREMIUM
CLAIMS
POLICY

Does this policy cover pre-existing diseases?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Is there cover for pre-medical conditions like diabetes?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Why do I need Travel Insurance?

Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect your travels, whether for business or leisure. International Travel Insurance protects you from such perils by ensuring that you are not left stranded in any kind of emergency.

What sum insured should I opt for while traveling to Schengen countries?

You should choose a plan with a minimum sum insured of USD 50,000.

Are there any sub-limits applicable for Schengen countries?

No, there are no sub-limits applicable for Schengen countries.

In case medical treatment is required, is there any need for pre-approval before hospitalization?

You will need to contact our ASP and they will arrange for cashless claims for the medical treatment.

Where can I find out more about the policy coverage?

Please refer to the policy wordings for complete coverage details.

Can more than one policy be issued for the same trip?

Each individual is to be insured by not more than one policy during their journey.

Are business travellers eligible to purchase a Travel Insurance policy?

Yes. Our travel insurance is designed for both leisure and business travellers. Business travellers who go abroad frequently can avail of multi-trip plans.

When does the cover begin and end?

You are covered from the start date of your trip or the policy start date. These will be confirmed on your policy schedule once the policy is purchased.

What are the modes of payment?

Now you can choose between 5 payment options to pay your premium online:

Credit Card – Make secure premium payments with your VISA, Master and AMEX card.
Net banking - Transfer premium amounts online through ICICI Bank and 9 other select Banks
Bill Pay – Use your ICICI Bank Internet Banking account to pay your insurance premium
Debit Card – Just enter your Citibank Debit Card details to pay your insurance premium directly
Cash Card - Use your Done Card to make payment online
Choose the product you plan to buy and log in to Buy Online
Fill in the transaction details
Choose from the 3, 6, 12 or 24 months options according to your convenience
Access your policy immediately online

What if I fail to produce the required documents?

There are some documents that are definitely needed, without which a claim will not be paid. We will try and assist you to find surrogate means to get the required proof.

Within how many days should the claim for insurance benefit be submitted?

Claims should be submitted in 30 days, i.e., within a month after the completion of treatment. In the event of death, they can be submitted after the repatriation of the person's remains/burial.

Will my charges be paid directly to the service provider or do I need to pay the bill first and then claim it from ICICI Lombard later?

For hospitalisation, Please call on +1 844 871 1200 (From USA/Canada), on +91 124 4498778( From Rest of the World) , which you would have to call up for the cashless claim, and for a physician visit, you will be getting reimbursement on his bills

What is the process if we need to claim later?

The forms are available on the website, and you will also receive the forms along with the policy, you can submit them with the relevant documents.

How long does it take to receive the policy papers once I purchase the policy online?

The hard copy of the policy will reach you within 15 working days. However, you can buy the policy online within 15 minutes and print the policy instantly. This works as a legally valid document, even at the time of claims, as all you need to have is your passport details and policy number.

What are the charges for policy cancellation?

The fee for policy cancellation is ` 300.

Will I get a refund if I cancel my policy?

The policy bought online will be cancelled and the amount will be refunded on a pro-rata basis provided no claims have been made subject to minimum 30 days left for the policy to expire.

Read All FAQs
*Any Claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

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Travel Insurance

Trip Travel Insurance

Gold Higher medical cover

Total Premium

Platinum Comprehensive medical cover Higher medical cover

Total Premium

Gold

Total Premium

Senior Citizen Plan

Total Premium

Missed Flight Cover only at `69/traveller

Covers & Benefits

Covers & Benefits

Covers & Benefits

Covers & Benefits

Covers & Benefits

Medical Cover

Delayed Checked-in Baggage $100

Trip Interruption

Trip Delay $500

Hospital Daily Allowance $50/day

Personal Accident $15000

Repatriation of Remains $7500

Loss of Passport $300

Crisis Evacuation $7500

Bounced Booking - Hotel/Airline $2000

Hotel Extension $5000

Return of Minors $7500

Lost Checked-in Baggage $500

Trip Cancellation $500

Missed Connection $500

Home Insurance `31,00,000

Personal Liability $100000

Emergency Cash Advance $1000

Dental Expenses $300

Hijack Distress Allowance $125/day

Accidental Death $5000

Compassionate Visit $7500

Lost Baggage $2000

Value Added Services

Covers & Benefits

Medical Cover

Delayed Checked-in Baggage $100

Trip Interruption

Trip Delay $500

Repatriation of Remains $7500

Loss of Passport $300

Crisis Evacuation $7500

Personal Liability $100000

Lost Checked-in Baggage $500

Trip Cancellation $500

Missed Connection $500

Personal Accident $15000

Emergency Cash Advance $1000

Dental Expenses $300

Hijack Distress Allowance $125/day

Accidental Death $5000

Covers & Benefits

Medical Cover

Delayed Checked-in Baggage $100

Trip Interruption

Trip Delay $500

Repatriation of Remains $7500

Loss of Passport $300

Crisis Evacuation $7500

Hijack Distress Allowance $125/day

Value Added Services

Lost Checked-in Baggage $500

Trip Cancellation $500

Missed Connection $500

Personal Accident $15000

Personal Liability $100000

Emergency Cash Advance $1000

Dental Expenses $300

Accidental Death $5000

Covers & Benefits

Medical Cover

Delayed Checked-in Baggage $100