Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

 

How Do Seat Belts And Air Bags Save You In An Accident?

Learn why seat belts and airbags are crucial for safety in car accidents, especially on Indian roads. Find out how these features work and why they matter for protecting occupants.

  • 08 May 2017
  • 3 min read
  • 44 views

Reduce the risk of death and injury from an accident with seat belts and air bags

Driving on Indian roads is a skill. You not only have to pay attention to what is in front of you but also to what is on your left, right, and back. This is further compounded by factors such as wrong turns, wrong-way driving, changing lanes without indicators, driving on high beam, over speeding and so on.

The statistics from the Ministry of Road Transport and Highways on road accidents in India are alarming. In 2015 alone, more than 5 lakh accidents occurred, which resulted in 1,46,000 people losing their lives. This means that on a daily basis, a whopping 1,374 accidents take place and 400 people lose their lives.

How Safe are Our Cars?

For a country, which is expected to become the third largest car market in the world by 2020, the safety standards of our cars are beyond dismal. New Car Assessment Program (NCAP), an independent assessment firm considered as the foremost authority worldwide in crash testing and road safety, has tested some of the best-selling cars in the Indian market.

The results from the tests are far from good. Out of a total five star ratings, many of the base models (those not equipped with Anti-lock Braking System (ABS) and airbags) have received zero stars with respect to adult protection. Getting zero stars means that the car is unfit to be on road and is a hazard to its occupants and others on the road.

How Do Airbags and Seatbelts Protect You?

Most car manufacturers in India do not offer basic safety features such as ABS and airbags. Airbags are necessary for car safety as they provide a cushion for the occupants in case of a collision, preventing them from grievous harm. ABS on the other hand, enables steering to function even in the case of emergency braking, by preventing the wheels from locking up.

Seatbelts although are present in all cars, yet more consumer awareness towards safety is required. Occupants need to make use of them to remain safe during an accident. Studies done overseas have shown that airbags coupled with seatbelts reduce the risk of fatality in serious accidents by 13%.

Also read:

What Can We Do?

The Indian car buyers have a callous attitude towards safety and they prefer fuel efficiency, style, and affordability above safety. This is the reason why so many accidents take place on our roads, as buyers skimp on essential safety features. Many of them avoid renewing their car insurance also for same reasons.

It is highly recommended that you purchase a car with all essential safety features including seatbelts, airbags, and ABS to protect you from being injured in an accident. In addition, it is also advisable to get a comprehensive motor insurance cover as an added layer of security against the dangers on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Looking for tailored advice?

    Schedule a call with our insurance advisors

  • OR
  • Call us:

    1800 2666
Please enter valid name
Please enter a valid mobile number
Please select the Category

Subscribe to our newsletter

Understand insurance better by reading our helpful guides, articles, blogs and other information.

Please enter valid name
Please enter valid Email

Error message here