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Innovative and Hassle-Free: Introducing 'Anywhere Cashless' Claim Settlement for Health Insurance by ICICI Lombard

Get cashless treatment at the hospital of your choice - no network hospital restriction for cashless payments of your medical bills.

  • 09 Jun 2023
  • 2 min read
  • 3966 views

Health insurance has become crucial in safeguarding our finances with continually rising medical cost. However, navigating the complex claim processes and expenses involved in your time of need can sometimes be overwhelming. To cater to these challenges faced by our customers, ICICI Lombard has introduced an innovative solution called 'Anywhere Cashless.' This feature revolutionises health insurance, offering our policyholders a hassle-free and convenient experience at the time of claim.

Let's delve into the benefits of Anywhere Cashless and discover how it can make managing and using your health insurance easier.

Freedom from network hospital limitations:

Anywhere Cashless allows you to choose any hospital you want without worrying if it's a network hospital or not. This service lets you decide which hospital is best for you, whether near your home or a specialised facility you trust. You can get cashless treatment even if your preferred hospital is not in our network. This is available pan-India, so if you're in your hometown or travelling to another city, you can still get cashless treatment if the hospital you prefer accepts it.

Treatment without worries:

One of the most significant advantages of Anywhere Cashless is that it allows you to receive treatment without worrying about upfront payments. Unlike traditional health insurance plans that require you to pay a deposit or make payments during discharge, Anywhere Cashless eliminates these out-of-pocket expenses. This means you can focus solely on your & your family's well-being, knowing that your insurance will cover the costs directly.

Hassle-free cashless facility:

With Anywhere Cashless, you can bid farewell to the hassle of reimbursement processes and complex paperwork. This seamless cashless experience ensures you can concentrate on your recovery rather than worrying about insurance-related matters.

Peace of mind:

Lack of awareness about insurance coverage and reimbursement processes can be a source of stress during medical emergencies. Anywhere Cashless eliminates these concerns by simplifying the claims process. You no longer have to worry about understanding medical admissibility, sub-limits, or which expenses are covered. By opting for Anywhere Cashless, you can have peace of mind, knowing that your insurance will cover the costs, and you can focus solely on your recovery.

Also read:

How to avail the Anywhere Cashless hospitalisation service?

Follow the below steps to avail of Anywhere Cashless hospitalisation:

1. Inform us before hospitalisation: For a planned hospitalisation, inform us at least 24 hrs prior. Use the IL Take Care app to tell us you plan to get hospitalised.

2. Choose Anywhere Cashless: Inside the IL Take Care app, select the “Services we offer” tab and choose the “Health Assistance” option for Anywhere Cashless.

3. Easy discharge: Once your treatment is done, you can leave the hospital without paying any money at the time of discharge, based on the terms and conditions of your insurance policy.

Remember that the availability of the Anywhere Cashless facility may depend on individual hospital terms & conditions and if they accept the cashless facility policy. It's a good idea to contact ICICI Lombard if you need help finding where to go. Also, make sure to read and understand the terms and conditions of your policy, or you can contact ICICI Lombard directly for more information and guidance on how to use the Anywhere Cashless facility.

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