The SVAMITVA Scheme is a transformative initiative that was launched by the government of India to provide rural landowners with legal ownership documents. This scheme seeks to ensure that rural households are digitally empowered and have land ownership clarity. It also brings financial stability and dispute resolution to villages by issuing the Svamitva card.
This article explores the key aspects of the SVAMITVA Scheme, including how it works, its objectives, benefits, application process and the advanced technology driving its implementation.
What is the Swamitva scheme?
The Swamitva Scheme, also known as the PM Svamitva Scheme, was launched in April 2020 by the Ministry of Panchayati Raj. It involves a survey of villages and mapping with improvised technology in village areas. Svamitva focuses on mapping rural inhabited lands using drones and modern technology to grant property rights to homeowners. Villagers receive a Svamitva property card as legal proof of ownership, enabling them to leverage their property for loans and other benefits.
How does the Svamitva Scheme work?
The Svamitva Yojana uses advanced surveying techniques to map the village land in detail. The process involves:
- Drone surveys: High-resolution mapping of villages.
- GIS technology: Digitising land records for accuracy.
- Legal documentation: Issuing Svamitva card to landowners.
Objectives of the Svamitva project
The key objectives of the Svamitva project include:
- Legal ownership: It provides villagers with official documents as proof of residential property.
- Financial inclusion: It supports economic development by enabling landowners to use property as collateral for loans.
- Reducing disputes: It minimises land conflicts through clear demarcation and creating legal documentation.
- Rural development: It improves planning and infrastructure development in villages through accurate land data.
Benefits of SVAMITVA Scheme
The PM Svamitva Yojana offers numerous advantages, including:
- Legal ownership: Residents gain legal proof of ownership by receiving a Svamitva property card.
- Financial inclusion and access to credit: Property owners can access loans using their card as collateral.
- Dispute resolution: It reduces conflicts over boundaries through accurate mapping.
- Better planning and governance: Digitised records improve administration. Local bodies use the mapped data for village planning, taxation and service delivery.
- Economic growth: It encourages investment in rural properties.
- Insurance access: Owners can use property documents to access services like a health insurance plan, including senior citizen health insurance, for added security.
How to apply for the Svamitva card?
Here are the steps to follow:
- Visit the official nic.in apply online portal.
- Enter Aadhaar and property details.
- Upload the necessary documents.
- Submit the application for verification.
- After approval, the Svamitva card is delivered to the applicant's address.
Implementation process of Svamitva Scheme
Implementation involves:
- Village identification: The states select villages for drone surveys.
- Awareness campaigns: Officials educate villagers about the scheme.
- Drone mapping: High-tech drones capture land data.
- Data processing: GIS tools are used to create digital land records.
- Card distribution: Eligible residents receive their Svamitva property card.
- Data integration into the state property record systems.
Funding for Swamitva Yojana
The Swamitva Yojana is fully funded by the central government through the Ministry of Panchayati Raj to ensure consistent rollout of funds. The allocated funds are used for drone operations, data processing, officials' training and the distribution of Svamitva property cards.
Technology used in SVAMITVA Scheme
The SVAMITVA Scheme uses modern technology tools to ensure accuracy and scalability:
- Drone Surveys for high-resolution mapping and precise aerial surveys.
- CORS (Continuously Operating Reference Stations) for real-time geo-spatial data accuracy.
- GIS Platforms for visualisation, accurate mapping and land database management.
- Mobile apps for field data collection. These technologies ensure that the scheme is both efficient and future-ready, supporting digital India goals.
- Block chain: To prevent tampering of records.
FAQs
- What if my property is not listed in the drone survey?
You can raise a grievance at the Gram Panchayat level or reapply during the next survey phase.
- Can I apply online?
Yes, visit svamitva.nic.in apply online for online registration.
- How does the scheme benefit senior citizens?
With the Svamitva card, senior citizens can access senior citizen health insurance or other welfare schemes requiring proof of residence and asset ownership.
Conclusion
The SVAMITVA Scheme is a revolutionary step towards empowering rural India by granting property rights. With the Svamitva card, villagers can secure their future, reduce land disputes and ensure economic development. While this scheme offers significant benefits related to land ownership, it's equally important to safeguard your health with the right insurance coverage. Having a comprehensive health insurance plan ensures that you are financially protected against medical expenses. For those caring for elderly family members, senior citizen health insurance can provide added peace of mind, covering healthcare costs like surgeries and treatments.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.