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What to look for when selecting health insurance quotes?

The decision to buy a health insurance is a positive step towards tackling various medical emergencies in all aspects.

  • 08 Jan 2013
  • 2 min read

This is because your health insurance policy not only cushions you from the impact of heavy medical and health care bills but also ensures that the insured can avail of quality health care services. It then becomes important to have a thorough knowledge of the policy features as also the insurance quotes of the insurance provider.

The conventional method of acquiring a health insurance would be to contact the insurance company executive you are interested in. Through these meetings the potential customer acquires knowledge on the health insurance quotes. The agent will also disclose the costs and conditions of the insurance policy so that the interested person can easily make a decision on which policy to buy based on his or her needs.

With changing times and fast paced lives, the means to acquire information regarding health insurance in India have become all the more convenient. Simply log on to the internet, locate insurance provider’s website and browse through various policies on offer. These websites also offer a clear insight into the insurance quotes and the premium payable after taking into account several factors like the age, health of the insured and sum insured coverage chosen. This convenient process takes just few minutes and is a boon for those working on tight schedules.

When buying comprehensive health insurance it is important to select comprehensive insurance policies. These policies not only help you get the best of health care facilities but also reduce the financial load without depleting your savings. Health insurance plans like Complete Health Insurance and Health Care Plus offer several benefits apart from covering medical expenses like cashless claim benefit. Under this feature, the insured can easily avail of health care facility from any of the health care providers under the network of the policy provider.

Some health insurance quotes also include the option of selecting add-on covers with the payment of some additional amount on your premium. These covers can prove extremely beneficial in the long run and add to the complete coverage offered by your health insurance policy.

Knowing several salient features of different health insurance policies can prove extremely beneficial to the potential customer. Also, with technology and easy access to information, selecting your health insurance policy has become considerably easy.

Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.
IRDA Reg. No. 115
Toll Free No: 1800 2666
Job Code: EC012227ML
Product Code: Misc. 128, Misc. 113

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