Bharti AXA General Insurance is now part of ICICI Lombard General Insurance.

Bharti AXA General Insurance is now part of ICICI Lombard General Insurance.

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Cashless Health Insurance
Pan-India network hospitals No limit on hospital room fee

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  • ICICI Lombard Complete Health Insurance

    Comprehensive health policy

    Comprehensive policy for the whole family. Comes with exclusive benefits like no room rent capping, no co-payment, OPD cover & lifelong renewability. Coverage starts from ₹5 lakh for a monthly premium as low as ₹542*. The monthly premium mentioned for ICICI Lombard Complete Health Insurance is the policy base premium calculated based on a persona of an individual with age of 21 years.

  • Arogya Sanjeevani Policy, ICICI Lombard

    Standard health policy

    Standard policy for your primary healthcare needs. Ideal for those who need a starter health insurance policy on an individual or family basis. Coverage ranges from ₹1 to ₹5 lakh.

  • Health Booster

    Increase your existing cover value

    Super top-up policy to enhance your existing health coverage. Covers your medical expenses when your basic insurance plan falls short. Coverage goes up to ₹50 lakh.

  • Personal Protect

    Accident protection

    Accident protection policy. Gives coverage against death or permanent total disablement (PTD) due to an accident. Coverage goes up to ₹25 lakh.

Adult(s)
(21 years & above)
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Done
Kid(s)
(3 months - 20 years)
The minimum eligible age for a child is 91 days
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Please enter a valid mobile number
Please enter a valid email id
Please accept terms and conditions
View benefit illustration
Adult(s)
(21 years – 65 years)
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Please enter DOB Done
Kid(s)
(3 months - 20 years)
The minimum eligible age for a child is 91 days
- +
Please enter a valid mobile number
Please enter a valid email id
Please accept terms and conditions
Adult(s)
(21 years & above)
- + Edit
Please enter DOB Done
Kid(s)
(3 months - 20 years)
The minimum eligible age for a child is 91 days
- +
Please enter a valid mobile number
Please enter a valid email id
Please accept terms and conditions
Please enter a valid mobile number
Please enter a valid email id
Please accept terms and conditions

*No medical tests will be required for insurance cover below the age of 56 years and sum insured up to ₹20 lakh. **As of FY 2020-21. ^Turnaround time of 60 minutes is from the time of receipt of complete documents, on best effort basis in Covid-19 times.

Quick Highlights

  • Bid Goodbye to Myriad Hassles with Cashless Health Insurance
  • A Network of Cashless Hospitals to Choose From
  • Learn the Details and Make the Most out of our Cashless Insurance Support
  • Educate yourself about the Intricacies of Claim Rejection
  • A Guide for cashless hospitalisation
  • Avail tax deductions by opting for family health insurance from ICICI Lombard General Insurance.

Bid Goodbye to Myriad Hassles with Cashless Health Insurance

Have you ever been struck by a medical emergency and did not have the time or the energy to think about an easy way out? With all the complicated processes and the long queues, a more convenient way out seems like the need of the hour. This is why we, at ICICI Lombard General Insurance are introducing you to a whole new way of making the most out of your health insurance policy. With a wide array of hospitals being a part of our cashless health insurance network, you now have the chance to gain access to a much more rapid and easy way of focusing on the health needs of your family members.

A Network of Cashless Hospitals to Choose From

The convenience and efficiency of health care services are one of the most important things that a country like India requires. This is the very reason why we have helped in the establishment of a vast network of cashless hospitals across the nation. As of now, there are over 6500 hospitals in this vast network, which means that you do not have to look far for finding a health provider that gives you access to a cashless facility. You also have the ability to opt for cashless hospitalisation through different types of health insurance policies, such as family health insurance, individual health insurance and more.

Learn the Details and Make the Most out of our Cashless Insurance Support

The hospitals and medical centers which are a part of our cashless network are those providers who have tied up with us under the same vision of offering better and more efficient healthcare services to customers. The means by which our cashless network of hospitals enables customers to access this form of convenience and efficiency involves the elimination of the need for you to settle the bill during any of your visits to these centers. One of the crucial elements of this tie-up is the direct involvement of the insurance company in settling your bills with the service providers themselves. You have a chance to avail the benefits of cashless hospitalisation in case of planned as well as emergency hospitalisation.

Educate yourself about the Intricacies of Claim Rejection

Before opting for cashless hospitalisation, it is a wise move to understand the various instances during which your health insurance claim might be rejected. Here are a few areas which can contribute to the rejection of cashless hospitalisation for you:

  • Delay in informing the insurance company about the hospitalisation
  • Insufficient information provided about a pre-existing disease during the process of pre-authorisation
  • Insufficient personal information provided at the time of pre-authorisation
  • Exhaustion of the sum insured by the chosen cashless health insurance policy
  • Lack of coverage for a particular illness by the chosen cashless health insurance policy

A guide for cashless hospitalisation

Other than acquainting yourself with the benefits of cashless hospitalization, it also helps to learn about the procedural aspects that this form of healthcare offers. Here are some of the aspects that you need to remember before going to a medical center covered under the cashless hospital network:

  • Make sure you carry photocopies of lab reports, medical bills and other important documents
  • Ensure that you read the terms and conditions that can make you ineligible for cashless hospitalisation
  • Documentation charges, service charges, ambulance charges, visitor fees are not covered under cashless hospitalisation

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