For car owners, among the many traffic laws is the requirement to have car insurance and the documentation to prove it. Failure to meet this requirement carries a hefty penalty. Your four-wheeler policy is a legal document that includes your personal information and the amount of coverage. It also contains the terms and conditions under which the insurer will accept the claim following a mishap involving your insured car. But, what if you misplace this crucial document? Do not worry. Today, we will discuss ways to obtain a duplicate copy.
Steps to download car insurance policy online
• Visit insurer's website
Go to your insurer's official website and navigate to the car insurance section.
• Log in
Log in using your name, policy number, and contact number.
• Download
Here's what you need to do, to download your car insurance documents. You will see a download option on your screen. Soon after clicking on it, you may receive an OTP or a link to your registered email address. You can download the duplicate copy after entering and verifying the OTP. Print a copy of the same, as you may need it in many situations.
If you want to learn about how to obtain a duplicate copy offline, here is what you should do.
• Notify your insurer
Inform your insurer as soon as you realise you cannot find the document. You can do so by visiting the branch in person or calling the toll-free number.
• File an FIR
File an FIR at your nearest police station and keep a copy of the complaint for future reference.