Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

 
  • Best Tyre Company in India for Cars

    by mohit bohra | May 05, 2025

    Tyres are one of the most important components of your car. Since it is the only part of the car that comes in contact with the road daily, you may need to replace your tyres every five years (or every 40k–50k km) for your safety.

    The best tyre brand in India will offer products with the best rubber quality, tread patterns, load ratings, and manufacturing technology. To simplify your work, we have listed the top car tyre brands offering superior grip, performance, durability, and safety on Indian roads. 

    List of best tyre company in India

    Here's a comprehensive breakdown of India's finest tyre manufacturers, each bringing unique strengths and specialisations to meet diverse driving requirements and vehicle specifications:

    1. MRF (Madras Rubber Factory)

    MRF stands tall as arguably the best tyre company in India, with over 75 years of manufacturing excellence and customer satisfaction. Their all-inclusive range covers everything from economy to premium segments.

    Key strengths:

    • Wide product lineup covering SUVs, MUVs, Sedans, and Hatchbacks
    • Excellent wet grip performance
    • Good heat dissipation technology for Indian conditions
    • Industry-leading warranty programs
    • 5307 dealer network across the country

    Popular models: ZVTS, Ecotred, ZLX, Wanderer, and Perfinza

    2. Apollo Tyres

    Apollo has transformed from a domestic player to a global tyre manufacturer with exceptional research capabilities.

    Key strengths:

    • Advanced manufacturing facilities
    • Strong focus on R&D on Indian roads
    • Excellent value-for-money proposition
    • Good balance between performance and longevity
    • Strong presence in the OEM (Original Equipment Manufacturer) market
    • Largest network of 5917 dealers across the country

    Popular models: Amazer, Aspire, Alnac, and Apterra

    3. JK Tyre

    A pioneer in radial technology in India, JK Tyre has maintained its position as one of the leading tyre brands in India through continuous innovation and quality assurance.

    Key Strengths:

    • Strong motorsport heritage influencing passenger car tyre development
    • Excellent high-speed stability
    • Good resistance to aquaplaning
    • Competitive pricing strategy
    • 6000 dealers across India

    Popular models: UX Royale, Vectra, Ranger, and Ultima Sport

    4. CEAT

    CEAT has significantly improved its product quality in recent years, making substantial investments in R&D and manufacturing technology.

    Key strengths:

    • Exceptional grip on wet surfaces
    • Good load-carrying capacity
    • Noise-optimised designs for quieter rides
    • Fuel-efficient compounds
    • Strong presence in the replacement market
    • Over 4,000 dealers across India

    Popular models: CEAT SecuraDrive, Milaze, and Czar

    5. Bridgestone

    This Japanese tyre giant brings world-class technology and quality control to the Indian market. Bridgestone tyres typically offer excellent longevity and consistent performance.

    Key strengths:

    • Been in the Indian industry for 25 years
    • Great build quality and uniformity
    • Excellent high-speed stability
    • Advanced compound technology
    • Low rolling resistance for better fuel efficiency
    • Silent operation, even at highway speeds
    • Over 3,000 dealers across the country

    Popular models: B Series (B250), Ecopia, Turanza, and Potenza

    6. Goodyear

    With over 120 years of global experience, Goodyear delivers premium tyres with advanced features.

    Key strengths:

    • Sophisticated tread designs
    • Excellent balance between comfort and handling
    • Good resistance to irregular wear
    • Enhanced sidewall protection
    • Offers 5-year warranty
    • Strong OEM partnerships with premium car manufacturers

    Popular models: Goodyear Assurance, Eagle, and Wrangler

    7. Michelin

    Michelin is renowned for its innovative tyre technology and high-performance products. Though available at a higher price point, the brand offers unmatched performance and safety features.

    Key strengths:

    • Industry-leading tread life
    • Exceptional grip in all weather conditions
    • Superior high-speed stability
    • Innovative tread patterns for different applications
    • Consistent performance throughout tyre life
    • Offers 3-year warranty
    • 1884 dealer network in India

    Popular models: Michelin Energy XM, Primacy, and Pilot Sport

    8. Yokohama

    This Japanese premium tyre manufacturer has gained significant market share in India with its performance-oriented offerings. Yokohama tyres are particularly popular among enthusiasts seeking superior handling and grip.

    Key strengths:

    • Advanced silica compound technology
    • Excellent cornering stability
    • Superior performance in wet conditions
    • Reduced rolling resistance for better fuel efficiency
    • Sport-oriented designs for performance vehicles
    • Offers 5-year warranty
    • 1975 dealers across 3567 cities in India

    Popular models: Yokohama Geolandar, Earth-1, BluEarth, and ADVAN Sport

    Conclusion

    Selecting the best tyre brand in India for your car is a decision that directly impacts your vehicle's performance, safety, and running costs.

    Beyond choosing the best tyre company in India, protecting your vehicle investment with the right car insurance is equally important. While third-party car insurance is legally mandatory in the country, it only covers damages to others' property or injury. Therefore, comprehensive car insurance is essential if you need complete protection covering expensive components like premium tyres.

    The best car insurer will financially cover damages to your vehicle, including the tyres from accidents and liabilities arising from damages involving other cars and people, providing complete peace of mind while driving.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best 5-Door Cars in India 2025

    by mohit bohra | May 05, 2025

    Five-door cars continue to dominate family-friendly choices in the ever-evolving automobile market, offering the perfect blend of accessibility, space, and practicality. The industry presents a diverse range of 5-door options across various price segments and capacities.

    Let’s explore some of the best cars with 5 doors available in the Indian market.

    List of cars with 5 doors

    Here is the list of five door cars:

    1. Maruti Suzuki Swift

    The Maruti Suzuki Swift continues to be one of the most popular five-door hatchbacks on the market. Its tiny size makes it great for manoeuvring packed city streets, yet its surprisingly large cabin easily accommodates people and baggage. Recent updates to the interior quality and technological features have enhanced the driving experience.

    • Engine: 1197 cc
    • Mileage: 75 kmpl
    • Ex-showroom Price: 6.49 to 9.64 Lakh (approx.)

    2. Tata Nexon

    The Tata Nexon has established itself as a strong contender in the compact SUV segment. Its unique and distinctive design language sets it apart from competitors. With enhanced ground clearance, it effortlessly handles India’s diverse road conditions.

    Tata has prioritised safety, and the Nexon has earned high crash test ratings, reinforcing its reputation as a reliable choice for buyers.

    • Engine: 1497 cc
    • Mileage: 23 kmpl
    • Ex-showroom Price: 8.15 to 15.60 Lakh (approx.)

    3. Maruti Suzuki Ertiga

    For larger families seeking functionality without excessive weight, the Maruti Suzuki Ertiga offers an intriguing alternative. Its ingenious design increases interior space while retaining reasonable exterior proportions. The pleasant ride quality and reliable handling qualities make it well-suited for family road vacations and everyday school runs.

    • Engine: 1462 cc
    • Mileage: 51 kmpl
    • Ex-showroom Price: 8.84 to 13.13 Lakh (approx.)

    4. Hyundai Creta

    The Hyundai Creta has redefined expectations in the mid-size SUV segment with its combination of elegance, technology, and refinement. Its bold design and strong road presence give it a premium appeal.

    Higher-end variants come equipped with features like a panoramic sunroof, ventilated seats, and advanced driver-assistance technologies—amenities typically found in more expensive vehicles..

    • Engine: 1497 cc
    • Mileage: 8 kmpl
    • Ex-showroom Price: 11.11 to 20.42 Lakh (approx)

    5. Maruti Suzuki Grand Vitara

    The Maruti Suzuki Grand Vitara marks the brand's ambitious climb upmarket while adopting hybrid technology. It blends SUV capabilities with sedan-like elegance, producing a flexible, everyday vehicle. Its amenities include a superior audio system, smart networking choices, and extensive safety equipment.

    • Engine: 1490 cc
    • Mileage: 11 kmpl
    • Ex-showroom Price: 11.19 to 20.15 Lakh (approx.)

    6. Mahindra Scorpio N

    The Mahindra Scorpio N retains the model's tradition of robust competence while integrating new enhancements. Its ladder-frame structure delivers the appropriate power for conquering tough terrain. The interior has been greatly updated from previous models, boasting higher-quality materials and current technologies.

    • Engine: 2198 cc
    • Mileage: 94 kmpl
    • Ex-showroom Price: 13.99 to 24.89 Lakh (approx.)

    7. Mahindra XUV 70

    The Mahindra XUV 700 embodies the brand's remarkable performance with cutting-edge technology. The XUV 700's innovative driver aid features to boost safety to new heights in its sector. The panoramic sunroof, dual-zone temperature control, and premium audio system provide a luxury ambiance within the interior.

    • Engine: 2198 cc
    • Mileage: 17 kmpl
    • Ex-showroom Price: 13.99 to 25.49 Lakh (approx.)

    8. Toyota Innova Crysta

    The Toyota Innova Crysta has long set the benchmark for MPVs on the market, blending dependability with refinement. Its famed durability continues to be a strong selling feature for consumers seeking long-term dependability. The roomy interior provides comfortable accommodations for all passengers. The robust build quality and smooth road handling make every trip a pleasurable experience.

    • Engine: 2393 kmpl
    • Mileage: 9 kmpl
    • Ex-showroom Price: 19.99 to 26.82 Lakh (approx.)

    9. Land Rover Defender

    The Land Rover Defender is the pinnacle of luxury off-roading, combining remarkable capabilities with premium features. Its interior marries practical functionality with true elegance. The innovative air suspension system delivers great off-road flexibility.

    • Engine: 2997 cc
    • Mileage: 01 kmpl
    • Ex-showroom Price: 1.04 to 1.57 Cr (approx.)

    Conclusion

    The new 5 door cars market in 2025 provides extraordinary variety, ranging from inexpensive city runabouts to premium luxury SUVs. Remember that adequate car insurance coverage is vital for preserving your investment when acquiring any car. Third-party car insurance provides basic legal compliance at minimum expense, while comprehensive car insurance coverage delivers peace of mind through wider financial protection against damages, accidents, and theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Driving Licence Fees in Odisha

    by mohit bohra | May 05, 2025

    Thinking of driving in Odisha but unsure about the cost of getting a driving licence? Understanding the fees at each stage—from application to issuance—can make the process smoother and help you plan financially.

    Read on for a detailed breakdown of driving licence fees in Odisha.

    Driving licence fees structure in Odisha

    Here is a simplified table that shows the details of   in Odisha:

    Category       

    Total Fees (₹)

    Learning licence registration (single category)         

    200

    Learning licence registration (double category)        

    350

    Learning licence registration (triple category)          

    500

    Personal driving licence (single category)    

    640

    Personal driving licence (double category)   

    940

    Personal driving licence (triple category)      

    1,240

    Personal driving licence after learning licence (single)         

    640

    Personal driving licence after learning licence (double)       

    940

    Personal driving licence after learning licence (triple)          

    1,240

    Additional endorsement driving licence (single category)

    940

    Additional endorsement driving licence (double category)  

    1,244

    Additional endorsement driving licence (triple category)     

    1,544

    Endorsement for hazardous goods    

    240

    Renewal for hazardous goods

    240

    Renewal of driving licence within 29 days   

    340

    Renewal of driver's licence within 1 year      

    340

    Renewal of driving licence after 1 year         

    1,440

    Change of address in driving licence 

    340

    Issue of duplicate driving licence      

    340

    Renewal of hazardous driving licence with smart card         

    144

    Issue/renewal of licence for driving training school 

    10,000

    Issue duplicate licence for driving training school    

    5,000

    Issue/renew of conductor licence       

    300

    Driving licence fees structure for learner's licence in Odisha

    Obtaining a learner's licence in Odisha is the first step for every new driver. It allows you to practise driving under the supervision of a licensed driver.

    Here are the driving licence apply Odisha fees:

    • Learning licence registration (single category): The total fee to learn to drive one type of vehicle is ₹200. It includes a driving licence fee of ₹150 and a test fee of ₹50.
    • Learning licence registration (double category): The total fee amounts to ₹350 for those learning to drive two types of vehicles.
    • Learning licence registration (triple category): Aspiring drivers learning to operate three types of vehicles must pay ₹500.

    These fees cover the costs of the written test and the administrative expenses of issuing the learner's permit.

    Driving licence fees structure for permanent driving licence in Odisha

    Once you have acquired the necessary skills with your learner's licence, you can apply for a permanent driving licence. Let us understand the DL apply price in Odisha in detail:

    • Personal driving licence (single category): The fee totals ₹640. It covers a driving licence fee of ₹200, a test fee of ₹300 and an automation fee of ₹140.
    • Personal driving licence (double category): The total cost for the two-vehicle category is ₹940.
    • Personal driving licence (triple category): If you are applying for a three-vehicle licence, the fee is ₹1240.

    Facts about Driving Licence (DL) fees in Odisha

    The Transport Department sets the fees to obtain and maintain a driving licence in Odisha to cover the administrative costs involved in processing applications and issuing licences.

    These fees are essential for maintaining legal and accurate driving records and facilitating the efficient management of road safety and vehicle operations across the state.

    Here are some crucial facts to note about driving licence fees in Odisha:

    • Penalty for late renewal: Odisha imposes a penalty if you renew your driving licence after the expiry of the grace period. For instance, renewing a driving licence within 29 days past its expiry comes with a fee of ₹340. It also increases significantly the longer the renewal is delayed.
    • International Driving Permit (IDP): Those planning to drive outside India can obtain an international driving permit from Odisha. This permit is recognised internationally and facilitates driving in numerous foreign countries.
    • Change of details: Any modifications to personal details on the licence, such as an address change, incur a fee of ₹200. It covers the administrative costs of updating records.

    Conclusion

    Understanding the driving licence fees in Odisha is crucial for staying compliant with the law while ensuring safer and more responsible driving. However, obtaining a licence is just one part of road safety—you must also follow traffic rules, adhere to speed limits and secure third party car insurance.

    Additionally, comprehensive four wheeler insurance provides wider coverage, safeguarding you against theft, natural disasters and accidental damage, giving you greater financial security and peace of mind on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Driving licence fees in Haryana: A guide

    by mohit bohra | May 05, 2025

    If you're planning to drive on the roads of Haryana, you'll need to secure a driving licence before you set off. Whether you are a newcomer to driving or looking to renew your existing licence, it is important to know the fees required by the Haryana Transport Department under the Motor Vehicles Act.

    Read on to discover the fee structure of driving licence fees in Haryana for both learners and permanent driving licences. This ensures you are thoroughly prepared for every stage of the process.

    Driving licence fees structure in Haryana

    The cost of obtaining a driving licence in Haryana is clearly defined and varies depending on the type of licence and services required. Let us take a closer look at the fee structure:

    Licence-related services       

    Fees (in ₹)

    Learner's licence        

    150

    Learner's licence test/repeat fee         

    50

    Driving licence test/repeat fee           

    300

    Issuance of driving licence    

    200

    Issuance of International Driving Permit       

    1000

    Renewal of driving licence    

    200

    Renewal of driving licence after grace period*           

    300*

    Addition of another class of vehicle to an existing licence          

    500

    Renewal or endorsement of authorisation for vehicles carrying hazardous goods    

    100

    Issuing or renewing a driving licence for driving school 

    10,000

    Issuance of duplicate driving licence for driving school 

    5000

    Application for change of address or any other personal details

    200

    Note: A fee is required once your licence expires. An additional ₹1,000 must be paid for each year, or part thereof, that goes beyond the grace period. This is calculated from the date your licence first expired.

    Driving licence fees structure for learner's licence in Haryana

    Acquiring a learner's licence is your first step towards becoming a licenced driver in Haryana. It permits you to drive under supervision and get accustomed to the nuances of driving.

    The details of learning licence fees in Haryana are as follows:

    • Learner's licence application fee: ₹150, a mandatory fee for processing your application for each type of vehicle.
    • Test/repeat test fee: If you must retake the test, you will be charged an extra ₹50 each time.

    Driving licence fees structure for permanent driving licence in Haryana

    You can apply for a permanent driving licence after mastering the necessary driving skills with a learner’s licence. The permanent driving licence total fees in Haryana are:

    • Driving test fee: A fee of ₹300 is required for the practical driving test, which assesses your driving skills comprehensively.
    • Issuance fee: After passing the driving test, a standard fee of ₹200 is charged for the issuance of a permanent driving licence.

    Facts about Driving Licence (DL) fees in Haryana

    The Haryana Transport Department sets the fees for obtaining and managing a driving licence within the state. These fees are crucial administrative charges that help maintain the accuracy, legality and effectiveness of the driving records and licence management system.

    Some key points to note are:

    • Penalty for late renewal: In Haryana, a significant penalty is incurred if you renew your driving licence after the expiry of the grace period. This penalty includes an additional fee of ₹300 for the renewal itself and ₹1,000 for each year or part thereof beyond the grace period. Timely renewal of your licence is imperative to avoid these hefty additional costs.
    • International Driving Permit (IDP): Obtaining an IDP is essential for residents of Haryana planning to drive internationally. The fee for an IDP in Haryana is ₹1,000. This permit is a valuable document that facilitates driving in many foreign countries.
    • Miscellaneous fees: The fees associated with driving licences in Haryana to provide various services. Some of them are:
      • Endorsement fees: If you need to add additional vehicle classes or endorsements for driving hazardous materials, fees such as ₹500 for adding a class and ₹100 for hazardous goods endorsement apply.
      • Duplicate licence fees: In cases of loss or damage, obtaining a duplicate driving licence incurs a fee of ₹200. Driving schools need to pay ₹5,000 for a duplicate licence.
      • Change of personal details: Updating personal information like your address on your licence involves a nominal fee of ₹200.

    Conclusion

    Understanding the   helps you stay compliant with the law while promoting safer and more responsible driving. However, securing a licence is just one part of road safety—you must also follow traffic rules, adhere to speed limits and acquire third-party car insurance.

    Getting car insurance online is now easier than ever. You can compare policies, customise the coverage and purchase a plan from the comfort of your home. Opting for comprehensive car insurance not only protects you financially against accidents and damage but also minimises unexpected expenses and gives you peace of mind on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Octane Number: Meaning & Types

    by mohit bohra | May 05, 2025

    Octane number is an important factor to consider while buying fuel for your car or two-wheeler vehicle. The octane number of a fuel determines the efficiency with which the fuel combusts in the engine. Getting the fuel with the appropriate octane number helps to ensure optimum vehicle performance. It also boosts overall engine health and fuel economy. Read along to know what is octane number, along with the types of octane numbers, and the cars suitable for octane fuel. 

    What is octane number?

    The octane number or octane rating of a fuel determines the fuel’s ability to remain stable and resist knocking during combustion. Premature ignition of the fuel causes knocking. This happens when the fuel-air mixture in the internal combustion engine cylinder ignites prematurely due to the high compression or heat within the cylinder. This can cause poor engine performance,  noise, vibrations and possibly engine damage.

    A fuel with a higher octane number ensures more resistance to knocking, smoother combustion and superior engine efficiency.

    Types of octane numbers

    With the octane number explained, let’s see its uses. The petroleum industry uses multiple octane numbers to determine the anti-knocking properties of fuel. The octane number system includes the research octane number, the motor octane number and the anti-knock index.

    1. Research octane number (RON)

    The research octane number or RON is the volume percentage of iso-octane in a mix of iso-octane and n-heptane that produces knocks with some intensity during the testing of the fuel. The RON is measured under controlled conditions using low-speed and light-load engine settings. It shows how the fuel works in everyday driving conditions. RON is typically used for standard road vehicles. Many fuel pumps in Asia and Europe display the RON value. Regular gasoline usually has a RON value of 91–95, while premium quality fuel has 98-100+ RON.

    1. Motor octane number (MON)

    The motor octane number or MON defines fuel behaviour at high speeds and temperatures. This is a full-throttle range, which is like driving fast on a highway. Since MON is tested under highly strenuous conditions and higher engine loads, it is a more realistic fuel performance indicator for critical driving situations. MON values are typically lower than the RON, often by 7-10 points. The MON is not specified at service stations and, therefore, not known to the general public.

    1. Anti-knock index (AKI)

    The Anti-Knock Index (AKI) is calculated by measuring the average of RON and MON. So, if the RON is 92 and the MON is 82, then the AKI will be 87. The AKI is used in North America, where a fuel having 87 AKI is defined as regular gasoline. A mid-range fuel typically measures around 89 to 90 AKI, and premium quality fuel is around 91 to 94 AKI.

    What are the cars suitable for octane fuel?

    A common misconception is that investing in high-octane fuels is always a good idea. The truth is high-octane fuels are suitable only for specific types of vehicles. If your vehicle does not fall into that category, there is no need to spend more, as you won’t see any noticeable difference. You can have optimal performance in your vehicle by using the correct fuel type according to the manufacturer’s recommendation.

    1. Regular cars

    Most family cars and economy vehicles run smoothly on 91 RON or lower octane fuel. This is because their engines do not use high compression.

    1. High-performance and turbocharged cars

    Luxury cars, sports vehicles, and high-performance vehicles usually require 98+ RON fuel to match their high-compression engines. Turbocharged and supercharged engines require precise combustion timing, which makes premium fuel essential to avoid knocking and ensure peak performance. Some vehicles in this range include Mercedes-Benz and BMW M Series vehicles.

    1. Motorcycles and small performance vehicles

    Certain motorcycles, especially sports bikes, need high-octane fuel due to their compact, high-revving engines.  

    Conclusion

    By understanding the concept of octane numbers, you can easily decide on the best fuel for your vehicle and benefit from its optimal performance and engine longevity. Make sure you consider the vehicle manufacturer’s recommendations while buying fuel products.

    Besides choosing the right octane fuel, getting car insurance is the best way to protect your vehicle’s engine from unforeseen damages and critical issues. Car accidents and damages often lead to hefty repair charges, and a comprehensive car insurance policy can protect you from such expenses. By consulting with an insurance services provider, you can get a third party car insurance coverage that’s perfect for your vehicle.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Electric Parking Brake: Meaning, Working & Benefits

    by mohit bohra | May 05, 2025

    The arrival of Electronic Parking Brake (EPB) technology has changed how we protect our cars when stopped. If you recently bought a new car or will soon buy one, you might have noticed this small button replacing the usual hand handle or foot pedal. Let's explore an electric park brake, how it works, and why cars are increasingly adopting this technology.

    What is an electric parking brake?

    An electric parking brake (EPB) is a digitally controlled electronic parking brake that replaces the traditional cable-operated parking brake. Instead of requiring users to pull a handle, an EPB uses a simple button or switch to electrically control the parking brake function.

    The parking brake supports the main hydraulic stopping system and holds the car still when stopped. In emergency scenarios, it may also be used to slow the vehicle to a stop.

    How electric parking brake works?

    Electric parking brakes work through complex electrical systems rather than mechanical force. When a driver hits the EPB button or switch, an electronic control unit (ECU) sends a signal to actuator motors that engage the parking brake, removing the driver's physical effort.

    EPBs can also work as electric emergency brake. If your main brakes fail, pulling and holding the electronic parking brake switch will engage progressive stopping and safely bring the vehicle to a stop without causing a skid.

    Benefits of electric parking brake

    The shift to automatic parking brakes offers several benefits for both drivers and manufacturers:

    • Convenience: One-touch action needs minimum effort compared to the physical force required for standard hand stops
    • Room Efficiency: Eliminates the bulky hand handle, making more room in the cabin
    • Consistent Performance: Applies the same stopping force every time, regardless of driver strength
    • Design Flexibility: The cable-free design allows the placement of the control nearly anywhere on the dashboard or panel
    • Weight Reduction: Eliminating mechanical components lowers car weight
    • Integration with Electronic Systems: Easily links with other car safety and comfort features
    • Customer Appeal: Adds to the modern, high-tech feel of new cars

    List of cars having electric parking brakes

    Electronic parking brakes are becoming increasingly popular. Here are some cars that feature this technology:

    1. Hyundai Creta

    The Hyundai Creta is a small SUV that combines style, technology, and usefulness. Its better versions feature an automatic parking stop and an auto hold function that seamlessly integrates with its drive modes. The EPB improves the car's luxury feel while sacrificing room in the centre panel.

    • Engine: 1497 cc
    • Mileage: 8 kmpl
    • Ex-Showroom Price: 11.11 to 20.42 Lakh (approx.)

    2. Kia Seltos

    The Kia Seltos is a small SUV with a unique style and advanced features. Its top versions have an electric parking brake with auto hold, a complex system that supports the Seltos' tech-forward approach. The EPB improves the centre panel's clean and simple design.

    • Engine: 1497 cc
    • Mileage: 7 kmpl
    • Ex-Showroom Price: 11.13 to 20.51 Lakh (approx.)

    3. Tata Harrier

    The Tata Harrier’s electronic parking brake (EPB) improves the upscale vibe of the roomy cabin while providing useful benefits on difficult terrain. The EPB works with the Harrier's terrain response modes, providing extra steadiness and control on different surfaces.

    • Engine: 1956 cc
    • Mileage: 8 kmpl
    • Ex-Showroom Price: 14.99 to 26.50 Lakh (approx.)

    4. Tata Safari

    The Tata Safari builds on the Harrier's base with extra seating space and improved luxury features. Its electronic parking brake with an auto-hold function allows drivers to manage stop-and-go traffic or hilly terrain. Removing a standard handle creates a cleaner cabin look, emphasising the Safari's upscale interiors.

    • Engine: 1956 cc
    • Mileage: 3 kmpl
    • Ex-Showroom Price: 15.49 - 27.25 Lakh

    Conclusion

    The electric parking brake reflects the development of car technology, favouring ease, safety, and interaction with other vehicle systems. When buying a vehicle with an automatic parking brake, it is important to invest in safety features like car insurance. Third-party car insurance offers basic protection against liability for damages to other vehicles. Comprehensive car insurance provides critical coverage for your valued assets against theft, damage, and unforeseen accidents. You can also browse car insurance online for greater ease.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Driving licence fees in Gujarat 2025

    by mohit bohra | May 05, 2025

    Obtaining a driving licence in Gujarat is important for anyone looking to drive a car legally. As one of India's most industrially developed states, Gujarat has a high volume of vehicles on the road, making proper licences vital for road safety and legal compliance.

    Knowing the fee system is an important part of applying for a driving licence (DL) in Gujarat. This guide breaks down everything you need to know about four wheeler driving licence fees in Gujarat, from learner's licences to renewals and special permits.

    Driving licence fees structure in Gujarat

    The Regional Transport Office (RTO) in Gujarat has created a complete fee system for different driving licence-related services. Here's a full breakdown of the prices involved:

    Purpose

    Amount (in ₹)

    Learning licence fees for each category of vehicle

    ₹150

    Fee for learner's licence test or subsequent attempts

    ₹50

    Driving licence retest fee

    ₹300

    New driving licence issuance

    ₹200

    International driving licence

    ₹1000

    Addition of new vehicle class to current licence

    ₹500

    Driving licence renewal

    ₹200

    Late renewal of driving licence

    ₹300 (Extra ₹1000 per year post-grace period)

    Issuance or renewal of licence for driving school

    ₹10000

    Duplicate licence for driving instruction school

    ₹5000

    Appeal against the decision of licence authority

    ₹500

    Updating address or other licence details

    ₹200

    Driving licence fees structure for learner's licence in Gujarat

    A learner's licence is the first step to becoming a qualified driver. In Gujarat, this temporary pass allows you to practice driving under supervision. Here's what you need to know about the learner's licence fees:

    • Application fee: ₹150 per car type
    • Test fee: ₹50 for the first try
    • Retest fee: ₹50 for future tries if you don't pass the first time

    The learner's licence is good for up to 6 months, giving you sufficient time to practice before applying for a regular licence. You can apply for a regular driving licence after holding the learner's licence for just 1 month, but you must receive your permanent licence before your learner's licence ends.

    Driving licence fees structure for permanent driving licence in Gujarat

    Permanent driving licence can be applied after successfully finishing learning time and practising driving skills. Here are the four wheeler licence fees in Gujarat:

    • Driving test fee: ₹300 per car type
    • Licence issuance fee: ₹200
    • Smart Card fee (if chosen): Additional ₹200

    If you are unsuccessful in the driving test, you can request a retake after 7 days by paying ₹300. For those looking to add another type of vehicle to their current pass, a fee of ₹500 is required.

    Facts about driving licence (DL) fees in Gujarat

    ● Validity and renewal fees

    A driving licence in Gujarat is usually good for 20 years or until you reach 50, whichever comes first. After that, refilling is required. The standard renewing fee is ₹200.

    If you miss the renewal date, you can still renew your licence during a 30-day delay. However, renewal after the grace time incurs an extra late fee of ₹300, plus ₹1000 for each year of delay. This makes prompt replacement significantly affordable.

    ● Special licence fees

    For specific needs, there are special rights available:

    • International Driving Permit: If you're going to drive abroad, an international driving permit costs ₹1000 and is valid for a year.
    • Commercial Vehicle Licence: The fees stay the same, but the qualifying requirements are tighter (minimum age of 20, eighth-grade schooling, and at least one year of practice driving a light motor vehicle).
    • Physically Challenged Individuals: Special passes with modified cars to suit different skills are given. The standard fee system applies.

    ● Additional service fees

    Beyond the basic application and issue fees, there are charges for other services:

    • Copy Licence: If your licence is lost or damaged, getting a duplicate costs ₹200.
    • Address or Detail Changes: Updating your address or other particulars on your card costs ₹200.
    • NOC (No Objection Certificate): If you're moving to Gujarat from another state, you'll need an NOC from your previous RTO. This is essential for licence changes.

    Conclusion

    Obtaining a driving licence includes understanding different 4 wheeler licence fees in Gujarat and following an organised application process. While having a valid driving licence is your ticket to legally driving on Gujarat's roads, buying car insurance online provides important financial safety for your vehicle. Comprehensive car insurance goes beyond the required third-party coverage, giving security against losses to your vehicle from crashes, theft, natural disasters and more.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Driving licence fees in Punjab

    by mohit bohra | May 05, 2025

    If you plan to get a driving licence in Punjab, understanding the costs involved is essential. Like all other Indian states, Punjab has a structured fee system for various driving licences. However, clearly understanding the complete fee structure for both learners and permanent driving licences is crucial. Knowing these costs allows you to manage your finances effectively and ensure a smoother application process.

    Driving licence fees structure in Punjab

    The driving licence fee in Punjab is under a structured system for licences to accommodate different stages of the licensing process. Here is a detailed breakdown of the costs:

    Licence Type

    Facilitation/Society Charges (₹)   

    Government Fee (₹)           

    Total Fee (₹)

    Learner Licence

     

     

     

    - One item      

    150     

    200     

    350

    - Two item     

    150     

    350

    500

    - Heavy Vehicle

    100     

    150

    250

    New Driving Licence

     

     

     

    - Two Wheeler Vehicles           

    347     

    638     

    985

    - Four Wheeler Vehicles           

    397     

    638     

    1035

    Add. Endorsement of Hazardous Goods

     

     

     

    - Four Wheeler Vehicles           

    447     

    938     

    1385

    Renewal Driving Licence           

     

     

     

    - Four Wheeler Vehicles           

    397     

    938     

    1335

    - Heavy Vehicle

    597     

    938     

    1535

    Duplicate / Address Change           

    147     

    338     

    485

    International Licence

    50       

    1000   

    1050

     

    Driving licence fees structure for learner's licence in Punjab

    Obtaining a learner's licence is the first step in the legal process of becoming a driver in Punjab. The driving licence Punjab fees for learners across any vehicle category is ₹150. This licence is a prerequisite for applying for a permanent driving licence and is valid for six months.

    Driving licence fees structure for permanent driving licence in Punjab

    Once you have paid the learning licence fee in Punjab and held the licence for at least 30 days, you can apply for a permanent driving licence. The fees for this vary depending on the vehicle type. They include —

    1. For motorcycles:

    • License fee: Rs 930 (one year)
    • Test fee: Rs 50
    • Total cost: Rs 980

    2. For cars:

    • License fee: Rs 1,830 (one year)
    • Test fee: Rs 150
    • Total cost: Rs 1,980

    3. For Rickshaws:

    • License fee: Rs 880 (one year)
    • Test fee: Rs 100
    • Total cost: Rs 980

    Facts about driving licence (DL) fees in Punjab

    Several considerations around Punjab driving licence fees come into play when managing your driving licence. Let us take a closer look —

    • Additional Charges: There is an additional fee of ₹1385 if you want to expand your driving capabilities by adding a new class of vehicle to your existing licence. This is particularly relevant for those upgrading from two-wheelers to four-wheelers or adding commercial vehicle permissions.
    • Renewal Fees: Keeping your driving licence active is vital to avoid legal complications. Renewing a driving licence for a four-wheeler in Punjab costs ₹1535, ensuring that your licence is updated and compliant with the latest regulations.
    • Duplicate Licence: Misplaced or damaged licences can be replaced by obtaining a duplicate licence for a fee of ₹485. This is crucial to make sure that you have a valid licence at all times.
    • Payment Method: Punjab allows all these fees to be paid online to streamline the process. This digital convenience simplifies the payment process and reduces the need to wait at the RTO offices.
    • Early Application Advantages: Applying for your licence renewal well before expiry can prevent last-minute hassles and potential penalties. Always monitor the expiry date closely to maintain your driving status legally.

    Conclusion

    Understanding the fee for driving licence in Punjab is crucial for anyone who wants to apply for or renew their licence. It is also essential to consider the safety and financial security of having comprehensive car insurance as you ensure compliance with the legal requirements for driving. Having 4 wheeler insurance fulfills a legal requirement and offers crucial protection against accidents, theft, and other unforeseen incidents. Comprehensive car insurance can also cover damages to your vehicle and third-party liabilities. This way, it can provide peace of mind and significant financial relief in case of mishaps.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Driving licence fees in Delhi

    by mohit bohra | May 05, 2025

    Securing a valid driving licence is essential to navigate the dynamic roads of Delhi. Whether you're a first-time driver or looking to renew your existing licence, it's essential to understand the fees set by the Delhi Transport Department under the Motor Vehicles Act. Let us get into the details of the fee structure for obtaining both a learner's and a permanent driving licence in Delhi. It will help ensure you are well-prepared for every step of the process.

    Driving licence fees structure in Delhi

    The cost of obtaining a driving licence in Delhi is clearly defined and varies depending on the type of licence and services required. Here is a detailed look at the fee structure:

    Service           

    Fee (₹)

    Issuance of learner’s licence in Form 3         

    150

    Driving test fee for two-wheelers      

    50

    Driving test fee for four-wheelers      

    300

    Issuance of a driver's licence 

    200

    Issue of International Driving Permit

    1000

    Adding additional vehicle class to the licence           

    500

    Endorsement for hazardous materials

    1000

    Renewal of driving licence    

    200

    Renewal after grace period (plus penalty)     

    300 + 1,000/year delay

    Issuing/renewing licences for driving schools

    10,000

    Duplicate licence for driving schools

    5,000

    Appeal against licencing authority orders     

    500

    Change of residence or other details 

    200

     

    Driving licence fees structure for learner's licence in Delhi

    A learner's licence is the first step for every aspiring driver. It allows you to learn to drive under supervision. There is also a learning licence fees in Delhi for this. Delhi learning license fees are as follows:

    • Application Fee: ₹150 applicable for each type of vehicle.
    • Smart Card Fee: Included in the application fee. It facilitates the issuance of a digital learner's licence.

    Driving licence fees structure for permanent driving licence in Delhi

    After mastering driving skills under a learner's licence, applicants can apply for a permanent DL. Delhi driving licence fees are as follows:

    • Test Fee: The fee depends on the vehicle type (₹50 for two-wheelers, ₹300 for four-wheelers).
    • Issuance Fee: A standard fee of ₹200 is charged for issuing the permanent driving licence after passing the practical driving test.

    Facts about driving licence (DL) fees in Delhi

    The Transport Department sets the fees for obtaining and managing a driving licence in Delhi. These fees are part of the administrative charges necessary to maintain the accuracy and legality of driving records and licences in Delhi. The Delhi driving license fees may also vary due to regulatory changes. All drivers and vehicle owners should stay informed about the latest fee structure to manage their licensing requirements efficiently.

    Here are some important facts to note:

    • Penalty for Late Renewal: You will incur a penalty if you renew your driving licence after the grace period has expired. This penalty is ₹1,000 for each year or part thereof beyond the grace period. Renewing your licence on time is crucial to avoid these additional costs.
    • International Driving Permit (IDP): Obtaining an International Driving Permit is essential for Delhi residents planning to drive outside India. The fee for an IDP is ₹1,000. This permit facilitates driving in many foreign countries. This also makes it easier for international travellers.
    • Miscellaneous Fees: There are various other costs associated with driving licences in Delhi. These include:
      • Endorsement Fees: There is a fee for each endorsement if you need to add categories to your licence, such as for driving different types of vehicles.
      • Duplicate Licence Fees: The fee is notably higher to cover the administrative costs in cases where a driving school requires a duplicate licence due to loss or damage.
      • Change of Details: Any changes in personal details on the licence, such as address updates, also involve a nominal fee.

    Conclusion

    Understanding the full cost of obtaining and maintaining a driving licence in Delhi ensures you stay compliant with the law. It also prepares you for a safer, more responsible driving experience. Remember, securing a licence is just one part of ensuring your safety on the road. Equally important is choosing the right car insurance. Opting for comprehensive four wheeler insurance or at least third party car insurance can protect you financially against accidents or damage to your vehicle. Investing in good insurance coverage saves you from unexpected expenses and gives you peace of mind every time you hit the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Driving licence fees in Tamil Nadu 2025

    by mohit bohra | May 05, 2025

    Are you eager to explore the vibrant roads of Tamil Nadu with your vehicle? You will need a driving licence first, and securing one involves various costs, whether you're a first-time applicant or an experienced driver updating your credentials. Understanding the fees associated with obtaining and maintaining a driving licence (DL) under the Motor Vehicles Act is crucial. It ensures you are fully prepared to obtain and maintain your Tamil Nadu driving credentials.

    Driving licence fees structure in Tamilnadu

    The driving licence fees in Tamilnadu are clearly defined and vary depending on the type of licence and services required. Let us take a closer look at the fee structure:

    Licence Service         

    Fee (₹)

    Learner’s Licence for Single-Class Vehicle           

    230

    Learner’s Licence for Double-Class Vehicle 

    380

    Driving Licence Test/Repeat Test           

    300

    International Driving Permit Issuance         

    1000

    Addition of Another Vehicle Class to DL  

    500

    Driving Licence Renewal      

    200

    Post Grace Period Driving Licence Renewal         

    300

    Duplicate Licence Issuance to Driving School

    5000

    Renewing or Issuing DL to a Driving School           

    10,000

    Application Changes for DL Amendments  

    200

    Permanent Driving Licence for Single-Class Vehicle  

    800

    Permanent Driving Licence for Double-Class Vehicle

    1000

    Duplicate Licence Fees          

    500

    DL Renewal Fees for Transport Vehicles         

    450

    DL Renewal Fees for Non-Transport Vehicles     

    500

    Application for Change of Address           

    500

     

    Driving licence fees structure for learner's licence in Tamilnadu

    Starting your driving journey begins with obtaining a learner's licence. Let us take a closer look at what you need to pay in Tamil Nadu for this initial step:

    • Application Fee for Single-Class Vehicle: ₹230. This fee allows you to learn to drive one type of vehicle under supervision.
    • Application Fee for Double-Class Vehicle: ₹380. Opting for this allows you to practice with two different classes of vehicles.

    Driving licence fees structure for permanent driving licence in Tamilnadu

    You are eligible to apply for a permanent driving licence once you master the basics under a learner's licence. The driving licence amount in Tamilnadu is as follows:

    • Issuance Fee for Single-Class Vehicle: ₹800. This fee covers the administrative fees of issuing your licence for one vehicle type.
    • Issuance Fee for Double-Class Vehicle: ₹1,000. This is required if you want the ability to operate two types of vehicles.

    Facts about driving licence (DL) fees in Tamilnadu

    The Regional Transport Offices (RTOs) in Tamil Nadu set the fees to obtain and maintain a driving licence. This amount is essential to cover the administrative costs associated with issuing and upkeep of driving records and licences. All drivers need to keep abreast of the current driving licence Tamilnadu fees structure to ensure their licensing needs are met without any delays.

    Here are some important facts to note:

    • Learner's Licence Fees: A learner's license fee in Tamil Nadu is ₹230 for a single-class vehicle and ₹380 for a double-class vehicle. It will give you a chance to learn to drive legally under supervision.
    • Permanent Driving Licence Fees: After completing the learner phase, the fee for obtaining a permanent driving licence is ₹800 for a single-class vehicle and ₹1,000 for a double-class vehicle. These fees facilitate the transition from learner to fully licensed driver.
    • Additional Fees:
      • Duplicate Licence: Obtaining a duplicate licence will cost ₹500 if you lose your licence or it gets damaged. This amount covers the administrative expenses involved in issuing a new licence.
      • Change of Address or Details: Any changes to personal details on your licence, such as your address, involve a fee of ₹500. This helps keep your records up-to-date. It is also crucial for legal and administrative purposes.
    • Renewal Fees: The amount for renewing a driving licence is ₹450 for transport vehicles and ₹500 for non-transport vehicles. Timely renewal of your driving licence is important to avoid penalties and ensure continuous legal driving status.

    Conclusion

    Keeping up-to-date with the fee structures for driving licenses in Tamil Nadu ensures you comply with the law and are ready for the road. However, having a license is just the beginning of safe driving practices. You need to secure comprehensive four wheeler insurance and a third party car insurance. This protection fulfils legal requirements and shields you from significant financial losses against accidents or damages to your vehicle. Good insurance coverage provides critical financial security and peace of mind. It will let you focus on the journey ahead with confidence.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Driving licence fees in Bihar: Complete guide

    by mohit bohra | May 05, 2025

    Are you gearing up to take on the roads of Bihar with your vehicle? Then, it is crucial to secure a valid driving licence before you start your engine. Whether you're a new driver aiming to get behind the wheel for the first time or someone who is looking to renew your existing licence, understanding the fee structure set by the Bihar Transport Department is paramount. Getting into the details of the costs involved in obtaining a driving licence will make sure that you are fully prepared for each step of the process.

    Driving licence fees structure in Bihar

    Navigating all the Bihar driving licence fee to obtain a driving licence is straightforward because of the state’s well-defined fee structure. Here is a detailed breakdown of what you can expect to pay:

    Service           

    Fee (₹)

    2 Wheeler Driving Licence Fees in Bihar

    200

    4 Wheeler Driving Licence Fees in Bihar

    200

    Driving Licence Renewal Charges in Bihar  

    200

    Learner’s Licence (LL) Test/Repeat fee       

    50

    Driving Licence (DL) Test/Repeat fee          

    300

    Issuance of International Driving Permit       

    1000

    Renewal of Driving Licence after grace period*

    300*

    Adding yet another class of vehicle to already-existing driving licence

    500

    Renewing or endorsing authorisation for vehicles that carry hazardous goods        

    100

    Issuing or Renewing Driving Licence for driving school*

    10,000

    Issuance of duplicate driving licence for driving school       

    5,000

    Appeal against RTO  

    500

    Application for change of address or any other personal details           

    200

    Learner’s Licence (LL)          

    150

    Driving licence fees structure for learner's licence in Bihar

    If you want to start driving in Bihar, the first thing you need is a learner's licence. This temporary licence lets you practice driving while someone watches over you. It will also help you get ready for your permanent licence. Here is what you need to know about the fees for getting a learning licence fee in Bihar:

    • Application Fee for Learner’s Licence: It costs ₹150 to apply for a learner's licence. This fee pays for the paperwork and processing of your application.
    • Learner’s Licence Test/Repeat Fee: You will have to pay an extra ₹50 each time if you do not pass the test on your first try and need to take it again. This fee will cover all the costs associated with administering the test.

    Driving licence fees structure for permanent driving licence in Bihar

    Moving from a learner's licence to a permanent one means you have to show you can drive well in a practical test. The fees you pay are used to manage the test and create your licence. Let us take a closer look at the cost breakdown to get a permanent driving licence in Bihar:

    • Driving Licence (DL) Test/Repeat Fee: You need to pay ₹300 to take the driving test for a permanent licence. If you do not pass the test and need to retake it, then you will have to pay ₹300 again each time.
    • Issuance of Permanent Driving Licence: There is a ₹200 fee to get your permanent driving licence after passing your driving test. This fee covers making and processing your licence.

    Facts about driving licence (DL) fees in Bihar

    In Bihar, the fees associated with obtaining and maintaining a driving licence are determined by the Transport Department. These fees cover the administrative expenses required to ensure the accuracy and legality of driving records and licences across the state. All drivers and vehicle owners need to stay updated with the current fee structure to manage their licensing needs effectively.

    Key Points about DL Fees in Bihar:

    • Penalty for Late Renewal: You will face a penalty of ₹300 if you renew your driving licence after the grace period has expired. There is also an additional ₹1,000 for each year past the grace period. Timely renewal of your licence is essential to avoid these extra charges.
    • International Driving Permit (IDP): Obtaining an International Driving Permit is crucial for those planning to drive outside India. The fee for an IDP in Bihar is ₹1,000. This permit is necessary to drive in many foreign countries and simplifies the process for international drivers.
    • Miscellaneous Fees:
      • Endorsement Fees: Adding another class of vehicle to your existing licence costs ₹500. This is important if you are licensed for one type of vehicle and wish to drive another.
      • Duplicate Licence Fees: If you are associated with a driving school and need a duplicate licence, it will cost ₹5,000. This fee covers the administrative costs for reissuing a lost or damaged licence.
      • Change of Details: Any alterations to personal details on your licence, such as an address change, incur a fee of ₹200.

    Conclusion

    Understanding all the driving license fee in Bihar is essential for legal driving. Keeping your licence updated is important, but do not overlook the importance of four wheeler insurance. Both third party car insurance and comprehensive car insurance protect you financially in case of accidents or damage. Proper insurance coverage is mandatory. It ensures compliance with the law and your financial security and peace of mind while you are on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Driving licence fees in Karnataka 2025

    by mohit bohra | May 05, 2025

    The state of Karnataka has some of the most beautiful driving roads in India. Its scenery ranges from busy cities to quiet beaches and wildlife preserves. Understanding the state's driving licence fees is essential to obtain or renew your licence. This complete guide tells you everything you need to know about driving licence fees in Karnataka.

    Driving licence fees structure in Karnataka

    Karnataka, like other Indian states, charges different amounts for different types of driver's licences, depending on the vehicle category. Here's an overview of the fees for various licence-related services in the state:

    Licence-related Service

    Fees (in ₹)

    Learner's Licence Issuance

    ₹200

    Learner's Licence Renewal

    ₹200

    Driving Licence Issuance

    ₹200

    Driving licence Test

    ₹300

    Driving licence Renewal

    ₹200

    International Driving Permit Issuance

    ₹1,000

    Renewed Driving licence Issuance

    ₹200

    Appeal against RTOs fees

    ₹500

    Issuance and renewal of licence for a driving school

    ₹10,000

    Duplicate licence Issuance for Driving Schools

    ₹5,000

     

    Driving licence fees structure for learner's licence in Karnataka

    You need a learner's permit before you can get a regular driver's licence. Here's the list of fees for getting a learner's licence in Karnataka:

    • Learner's licence Issuance: ₹150
    • Learner's licence Test Fee: ₹50
    • Learner's licence Retest Fee: ₹300

    The fee for getting a learner's licence is ₹200 (issuance + test fee). If you fail the test or miss your planned appointment, you must pay ₹300 as a retake fee and book a new appointment.

    Driving licence fees structure for permanent driving licence in Karnataka

    After having a learner's licence for at least 30 days, you can apply for a permanent driving licence. The fee scheme for a new driving licence fees in Karnataka includes:

    Item

    Fees (in ₹)

    Driving licence Grant

    ₹40

    Driving licence Test

    ₹100

    Form 7 (Smart Card)

    ₹200

    Road Safety Cess for Driving licence for Geared/Non-Geared 2-Wheeler

    ₹100

    Road Safety Cess for Driving licence for Light Motor Vehicles (Non-Transport)

    ₹150

    Road Safety Cess for Driving licence for Light Motor Vehicles (Transport)

    ₹200

    Road Safety Cess for Driving licence for Medium and Heavy Motor Vehicles

    ₹500

     

    The total fee varies depending on the type of vehicle. The basic 4 wheeler driving licence fees in Karnataka start at ₹200 plus the relevant road safety cess amount.

    Facts about driving licence (DL) fees in Karnataka

    The total fee varies depending on the type of vehicle. The basic 4 wheeler driving licence fees in Karnataka start at ₹200 plus the relevant road safety cess amount.

    Facts about driving licence (DL) fees in Karnataka

    Here are some important facts about driving licence Karnataka fees that every candidate should know:

    • A learner's licence lasts 180 days, and you must apply for a regular driving licence within this time frame.
    • You need to hold a learner's licence for at least 30 days before applying for a permanent licence.
    • If you fail your first driving test, you can retake it after a minimum of 7 days.
    • A driving licence in India is good for 20 years and needs to be updated before expiry.
    • You can pay the driving licence fees offline by visiting your nearest RTO.
    • Karnataka driving licences are good throughout India, given they are not outdated.

    The application process for a driving licence in Karnataka

    The process to receive a driving licence in Karnataka includes several steps:

    • Download the Form: Visit https://transport.karnataka.gov.in/ to download Form No. 4 for online application.
    • Form Submission: Complete the form and send it to the closest RTO with the required documents.
    • Test Scheduling: Request the RTO to arrange your driving licence test.
    • Test Attendance: Be present at the test centre 30 minutes before your planned time.
    • Licence Dispatch: Upon passing the test, you'll receive your licence within 30 days via speed post.

    Conclusion

    Understanding the Karnataka driving licence fees is an important part of the application process. Knowing the exact fees can make the process easier and more efficient, whether you're a first-time user or updating your current licence.

    Alongside a legal driving licence, getting the right car insurance is equally important for a worry-free driving experience. The Motor Vehicles Act requires at least a third party car insurance cover for all vehicles on Indian roads. However, given the uncertain nature of road travel, choosing complete car insurance online is highly suggested. Online car insurance platforms offer the ease of reviewing different plans and choosing the most suitable choice. While third-party car insurance covers damages to other vehicles and people during crashes, complete coverage protects your vehicle against theft, natural disasters, and accidental damages.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Driving licence fees in Rajasthan: Complete guide

    by mohit bohra | May 05, 2025

    If you're planning to drive in Rajasthan, it's important to familiarise yourself with the driving licence fees in the state. From the standard two-wheeler and four wheeler licence fees in Rajasthan to the complete fee structure for various vehicle types, understanding these costs is essential for every prospective driver. Knowing these fees will also prepare you financially and make sure that you manage the application process easily. Read on to understand better.

    Driving licence fees structure in Rajasthan

    Rajasthan has a structured system for its driving licence fees to accommodate different stages of the licensing process. Let us understand the fee structure in detail:

    Licence type  

    Fees (₹)

    Driving licence (DL) fees in Rajasthan         

    200

    Driving licence fee for 4 wheeler in Rajasthan

    200

    Two-wheeler DL fees in Rajasthan   

    200

    DL renewal charges in Rajasthan      

    200

    Learner's DL cost in Rajasthan          

    150

    Learner's licence test/repeat test fee  

    50

    DL Test Fee   

    300

    International driving permit fee         

    10,000

    Fee for adding another class of vehicle

    500

    Endorsement or renewal of authorisation for vehicles carrying hazardous goods        

    100

    Renewing a DL for which application is made after the grace period           

    300

    Issue or renewal of DL for imparting instructions in driving

    10,000

    Issuing of duplicate licence for imparting instructions in driving           

    5,000

    Appealing against the orders of the licensing authority        

    500

    Application for change in address or update any other details           

    200


    Note: An additional fee of ₹1,000 for delay of each year or a part of it from the date of the end of the grace period will be levied.

    Driving licence fees structure for learner's licence in Rajasthan

    A learner's licence in Rajasthan is essential for all new drivers. It allows them to learn to drive under proper supervision. The learning licence fees in Rajasthan are as follows:

    • Application fee: ₹150, which is necessary for each vehicle you wish to learn to drive.
    • Learner's Licence test fee: ₹50, payable when taking the initial knowledge test to qualify for a learner's permit.

    Driving licence fees structure for permanent driving licence in Rajasthan

    Applicants in Rajasthan can proceed to apply for a permanent driving licence upon acquiring the necessary driving skills with a learner's licence. The fees associated with this next step are structured as follows:

    • Driving test fee: ₹300, required for the practical examination that tests your driving skills on the road.
    • Issuance fee: ₹200, charged for issuing the permanent driving licence upon successful completion of the driving test.
    • Smart card fee: Also included in the issuance fee. This ensures the licence is provided in a secure and tamper-proof smart card format.

    Facts about driving licence (DL) fees in Rajasthan

    The fees for acquiring and maintaining a driving licence in Rajasthan are determined by the Transport Department. These fees are important to cover the administrative costs involved in processing applications, issuing licences, and maintaining accurate and legal driving records. With regulatory adjustments, the driving licence Rajasthan fees can vary. This makes it important for drivers to stay updated on the latest fee structures to manage their licensing efficiently.

    Here are some important facts to note about driving licence fees in Rajasthan:

    • Penalty for late renewal: A significant fee of ₹1,000 is charged for each year or part thereof if you renew your driving licence after the grace period has expired. Timely renewal is crucial to avoid these penalties.
    • International Driving Permit (IDP): Obtaining an International Driving Permit is necessary for those looking to drive internationally. The fee for an IDP in Rajasthan is ₹1,000. It facilitates international travel by allowing residents to drive in many foreign countries.
    • Miscellaneous fees:
      • Endorsing or renewing authorisation for vehicles that carry hazardous goods: There is a fee of ₹100 for endorsements or renewals related to hazardous materials.
      • Issue or renewal of driving licence for imparting instructions in driving: If you are instructing driving, the renewal or issuance fee is significantly higher at ₹10,000.
      • Duplicate licence fees for instructors: A duplicate licence for driving instructors due to loss or damage incurs a fee of ₹5,000.
      • Change of details: Any modifications to personal details on the licence, such as address changes, come with a fee of ₹200.

    Conclusion

    Wrapping your head around driving licence total fees in Rajasthan and obtaining a driving licence is essential to staying within legal boundaries and driving safely. However, acquiring a licence is just the beginning. It is equally important to safeguard yourself and your vehicle with comprehensive car insurance. Investing in car insurance online can protect you from financial burden due to accidents or theft. It offers great peace of mind for every journey.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Fees for driving licences in Madhya Pradesh

    by mohit bohra | May 05, 2025

    From learner's licences to permanent ones, if you’re planning to get or renew your driving licence in Madhya Pradesh, each step has associated costs that you will need to budget for. Whether stepping behind the wheel for the first time or updating your existing credentials, a clear understanding of these fees can help you navigate the process without any surprises. This knowledge will simplify your application process and ensure that you are fully prepared for the financial aspects of becoming a licensed driver.

    Driving licence fees structure in Madhya Pradesh

    The structure for driving licence fees in MP is systematically categorised based on the type of licence and the services required. Let us take a closer look at the breakdown of the primary fees:

    Category           

    Licence Fee (₹)

    Smart Card Fee (₹)

    Test Fee (₹)

    Total Fee (₹)

    For a single-class vehicle (e.g., two-wheeler)           

    300

    200

    200

    700

    For two-class vehicles (e.g., two-wheeler and four-wheeler)           

    600

    200

    200

    1000

    For three-class vehicles (including heavy vehicles)           

    900

    200

    200

    1300

     

    Addition of other vehicle category in Driver Licence:

    Additional Vehicle Category           

    Licence Fee (₹)

    Smart Card Fee (₹)       

    Test Fee (₹)       

    Web Portal Charges (₹)       

    Total Fee (₹)

    For a class vehicle

    300

    200

    500

    74

    1074

    For two-class vehicles

    600

    200

    500

    74

    1374

    For three-class vehicles

    900

    200

    500

    74

    1674

     

    Licence Renewal Fees:

    Renewal Period

    Renewal Fee (₹)

    Smart Card Fee (₹)

    Penalty (₹)

    Retest Fee (₹)

    Web Portal Charge (₹)

    Total Fee (₹)

    During the grace period 

    200

    200

    0

    0

    74

    474

    In the first year           

    300

    200

    1000

    0

    74

    1574

    In the second year    

    300

    200

    2000

    0

    74

    2574

    In the third year    

    300

    200

    3000

    0

    74

    3574

    In the fourth ye           

    300

    200

    4000

    0

    74

    4574

    In the fifth year    

    300

    200

    5000

    0

    74

    5574

    In the sixth year    

    300

    200

    6000

    300

    74

    6574


     Licence Duplicate Fees:

    Licence Type  

    Duplicate Fee (₹)

    Smart Card Fee (₹)

    Web Portal Charges (₹)

    Total Fee (₹)

    For all classes of vehicles           

    400

    200

    74

    674

    Driving licence fees structure for learner's licence in Madhya Pradesh

    The fee structure for obtaining a learner’s licence in Madhya Pradesh is straightforward. Let us understand it better:

    • Issuance of Learner’s Licence (LL): A fee of ₹150 is required. This fee covers the administrative costs to process your application for each type of vehicle you wish to learn to drive.

    • Driving Licence Test Fee: A test fee of ₹300 is also applicable to test your knowledge of traffic rules and signals. This fee is charged again if you need to retake the test due to failure in the initial attempt.

    Driving licence fees structure for permanent driving licence in Madhya Pradesh

    You can apply for a permanent driving licence after mastering the required driving skills with a learner’s licence. This licence permits you to drive without supervision. The fees for obtaining a permanent driving licence in Madhya Pradesh include:

    • Driving Test Fee: A fee of ₹300 is necessary for the practical driving test, which comprehensively assesses your driving skills to ensure that you can safely operate a vehicle.
    • Issuance of Driving Licence: After passing the driving test, an issuance fee of ₹200 is charged for the production and distribution of your permanent driving licence.

    Facts about driving licence (DL) fees in Madhya Pradesh

    Understanding the fee structure for driving licences in Madhya Pradesh is crucial for applicants. Here are some key facts about these fees:

    • Fixed Fees for Services: The fees for various driving licence-related services in Madhya Pradesh are fixed by the state transport department. This standardisation helps avoid any discrepancies and ensures that every applicant pays the same amount for similar services across the state.
    • Additional Fees for Other Services: Apart from the standard issuance and test fees, there are additional fees for other services such as the issuance of an international driving licence, which costs ₹1,000. This is required for residents who wish to drive outside India.
    • Penalties for Late Renewal: You will face significant penalties if you delay the renewal of your driving licence. For instance, renewing your licence in the first year after it expires costs an additional ₹1,000 on top of the regular renewal fees. These penalties increase with each subsequent year. This encourages holders to renew their licences on time.
    • Costs for Appeal: A fee of ₹500 is applicable in cases where there is a need to appeal against the order of the prescribed authority. This fee is part of the administrative costs of processing the appeal.
    • No Hidden Charges: For driving licence MP, online apply fees listed are inclusive of all administrative charges. There are no hidden fees. This helps maintain transparency and trust between the transport authorities and licence applicants.

    Conclusion

    Knowing MP driving licence fees ensures you abide by legal requirements and embrace responsible driving practices. Yet, obtaining your licence is just the initial step toward road safety. It is equally vital to secure an appropriate car insurance policy. Whether you select comprehensive coverage, which guards against various damages, or third party car insurance, which is legally required to cover damages to others, both forms of insurance play a critical role in protecting you financially from the unforeseen.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Driving licence fees in West Bengal 2025

    by mohit bohra | May 05, 2025

    If you're planning to apply for a driving licence in West Bengal, it is important to understand the fee structure and application process before you begin. This thorough guide covers everything you need to know about driving licence fees in West Bengal, from learner's licence costs to annual charges. Knowing the breakdown of payments and the step-by-step procedure will ensure a smooth experience as you navigate the process of securing your driving licence in West Bengal.

    Driving licence fees structure in West Bengal

    The West Bengal Transport Department has created a uniform fee system for different driving licence-related services. The driving licence cost in West Bengal is applicable whether you apply through the online Parivahan Sewa site or visit your nearest RTO office in person.

    Here's a rundown of the current 4 wheeler driving licence fees in West Bengal:

    licence-related Services

    Fees (in ₹)

    Learner's licence (LL)

    ₹150

    Learner's licence Test Fees

    ₹50

    Issuance of Driving licence (DL)

    ₹200

    Driving licence Renewal

    ₹200

    Issuance of Duplicate licence

    ₹400

    International Driving Permit

    ₹1000

    Issuance or Renewal of driving licence to a school

    ₹10,000

    Issuance of duplicate driving licence to a school

    ₹5,000

    Appeal against licensing authority

    ₹5,000

     

    Driving licence fees structure for learner's licence in West Bengal

    A Learner's licence (LL) is the first step toward getting a regular driving licence in West Bengal. It lets you practice driving under supervision before requesting a regular licence. The fee plan for a Learner's licence includes:

    • Application fee: ₹150
    • Test fee: ₹50
    • Total: ₹200

    The Learner's licence is good for six months from the issue date and cannot be extended. After having the LL for at least 30 days, you can now apply for a permanent driving licence, given you pass the appropriate driving tests.

    Driving licence fees structure for permanent driving licence in West Bengal

    You can go for a permanent driving licence after successfully finishing the waiting time with your learner's licence. The fee plan for a new driving licence fees in West Bengal is as follows:

    • Basic registration fee: ₹200
    • Driving test fee (per car class): ₹50
    • Service fee: ₹20
    • Total (single class): ₹270

    If you're asking for multiple car classes (e.g., two-wheeler and four-wheeler), you'll need to pay the driving test fee for each class.

    The permanent driving licence in West Bengal is good for:

    • 20 years from the date of release
    • Until the licence holder hits 40 years of age, whichever comes first

    For business car licences, the duration is limited to 3 years, after which renewal is needed.

    Facts about driving licence (DL) fees in West Bengal

    Types of driving licences

    West Bengal gives several types of driving licences based on the class of vehicle:

    • Two-wheeler gearless driving licence: For cars like gearless scooters, mopeds, and electric bikes
    • Two-wheeler geared driving licence: For geared bikes and scooters
    • Four-wheeler driving licence: For cars, including hatchbacks, sedans, SUVs, and MUVs
    • Transport Vehicle driving licence: For business vehicles like buses, trucks, and cars

    Each licence type may have specific qualifying factors and test conditions.

    Age eligibility criteria

    The minimum age standards for different types of driving licences in West Bengal are:

    • 16 years: For gearless two-wheelers up to 50cc
    • 18 years: For all non-transport cars (personal use)
    • 20 years: For transport trucks (business use)

    Renewal fees and process

    If your driving licence is about to end, applying for replacement at least a month before the expiration date is wise. The regeneration process in West Bengal involves:

    • Renewal application fee: ₹200-₹250 (based on the source)
    • Service charges: Approximately ₹20. Additional mail charges may apply

    The updated licence will be sent to your registered address by post.

    Conclusion

    West Bengal driving licence fees are based on the type of licence you need. While getting your driver's licence is necessary, finding the right protection for your car is equally important. Choosing comprehensive car insurance offers significantly better safety. Unlike basic third-party coverage that only covers damages to others, complete 4 wheeler insurance protects against vehicle theft, natural disasters and accidents. Additionally, most complete plans offer add-on benefits like zero depreciation cover, roadside help, and engine security that can be useful during various situations.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Driving Licence Fees in Uttar Pradesh

    by mohit bohra | May 05, 2025

    Uttar Pradesh ranks among the leading states in vehicle registrations in India. This scenario necessitates a robust system for driver's licence issuance. The process to obtain a driving licence in Uttar Pradesh is governed by a well-defined fee structure that facilitates millions of drivers across the state.

    In this blog, we’ll discuss the various fee of driving licence in UP.

    Driving licence fees structure in UP

    Here is a detailed breakdown of the various licence types, the vehicles they cover, and the respective fee for driving licence in UP:

    Licence Types           

    Vehicle Categories

    Vehicles Eligible

    Fees (₹)

    Invalid Carriage Licence           

    Invalid Carriage           

    Modified vehicles for people with disabilities           

    -

    LL/DL for Motor Cycle without gear (MCWOG)           

    Two-wheeler (without gear) 

    Scooties, scooters, and mopeds           

    150

    LL/DL for Motor Cycle with gear (MCWG)

    Two-wheeler (with gear)   

    Motorcycles with more than 50 cc engines  

    150

    LL/DL for Non-Transport Vehicles         

    Light Motor Vehicles         

    Three-wheelers, quadricycles, private cars, jeeps, commercial taxis, delivery vans  

    200

    LL/DL for Transport Vehicles         

    Medium and Heavy Vehicles         

    Vehicles above 7,500 kg, trucks, trolleys, and passenger buses on long-distance routes

    200

    International Driving Permit (IDP)  

    Applicable on all vehicle categories           

    -

    1,000

    Driving licence fees structure for learner's licence in UP

    Here is a breakdown of learning licence fees in UP:

    Service Type 

    Fees (₹)           

    Description

    Issue of Learner's Licence     

    150

    This fee is for the initial application and processing of the learner's licence. It allows the licence holder to learn to drive under supervision.

    Addition of Each Class of Vehicle           

    150     

    If the learner wishes to practice driving different categories of vehicles, an additional fee per vehicle class is required.

    Test Fees/Repeat Test Fees   

    50

    This covers the cost of the written test or computer test assessing the applicant's knowledge of traffic rules and safety. If the applicant fails, they must pay this fee again for retesting.

     

    Driving licence fees structure for permanent driving licence in UP

    The permanent driving licence fees UP are as follows:

    Service Type 

    Fees (₹)           

    Description

    Issue of Driving Licence        

    200

    This fee covers the cost of processing and issuing a permanent driving licence once the applicant passes the driving test.

    Test Fees/Repeat Test Fees   

    300     

    The fee for the practical driving test is required to evaluate the applicant's driving skills. If the applicant fails, the same amount is charged for each retest.

    Addition of Another Class of Vehicle           

    500     

    Applicants wishing to drive different types of vehicles need to pay this fee to add each new vehicle class to their existing licence.

    Renewal of Driving Licence  

    200     

    Regular renewal fee for the driving licence to ensure it remains valid and up-to-date.

    Renewal of DL After Grace Period 

    300     

    If the driving licence is renewed after the grace period has expired, an additional fee is charged to reinstate the licence.

    Application for Change of Address/Other Particulars in DL           

    200     

    Fee for processing changes to the licence holder’s address or other personal details as listed on the driving licence.

    Facts about driving licence (DL) fees in UP

    Here are some important facts you should know of:

    • Learner's licence reapplication: If your learner's licence expires before you secure a permanent driving licence, you'll have to reapply and pay the associated fees again. This ensures that all drivers have current and valid licences while learning to drive.
    • Adding vehicle classes: To expand your driving capabilities, you must pay an additional ₹500 for each vehicle class you wish to operate. This fee allows the expansion of your driving capabilities legally across various vehicle categories.
    • Form and test fees: The total application fees for a driving licence include a form fee of ₹200 and a driving skill test fee of ₹300 for each vehicle category. These fees cover the administrative costs and the provision of the testing facilities.
    • Payment options: Fees can be conveniently paid online via the Sarathi Parivahan website or offline by visiting the Regional Transport Office (RTO).
    • Renewal fees post-grace period: If you renew your driving licence after the grace period has ended, a ₹300 renewal fee will be charged.
    • Fee consistency across vehicle weight: Unlike some regions where the fees might vary based on vehicle weight, the driving licence fee for 4 wheeler in UP remains consistent whether it's a Light Motor Vehicle (LMV), Medium Goods Vehicle (MGV), or Heavy Motor Vehicle (HMV).

    Conclusion

    Understanding the driving licence total fees in UP can demystify the process for obtaining a driving licence. As you embark on your driving journey, it's also crucial to think about protecting your vehicle. Opting for comprehensive car insurance is essential in safeguarding yourself against unforeseen risks. Opting for comprehensive four wheeler insurance ensures coverage against damages to your car and protection against third-party liability, theft, and natural disasters.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Global and Bharat NCAP ratings of Alcazar

    by mohit bohra | May 02, 2025

    Disclaimer: The official Global NCAP safety ratings for the Hyundai Alcazar are pending and have not yet been published. The information provided is based on available features and specifications at the time of writing.

    The Hyundai Alcazar distinguishes itself in Hyundai's lineup with its robust build and versatile design. Competing in a competitive segment with rivals like the Kia Seltos and MG Hector, it stands out with a range of petrol and diesel engine options and multiple transmission choices. Let us get into the details of the Hyundai Alcazar safety rating to see why this SUV is a popular choice among discerning drivers.

    Alcazar: A brief history

    The Hyundai Alcazar was launched in 2021 as the company’s response to the growing popularity of mid-sized SUVs in India. This SUV was made to be both practical for families and luxurious, like a high-end car. Packed with the latest technology, advanced safety features and a premium interior, the Alcazar offers a perfect balance between modern amenities and reliability. This blend of versatility, sophistication and cutting-edge features makes the Alcazar a formidable competitor in its segment.

    Alcazar Global NCAP safety ratings

    Safety is paramount for any car buyer. Hyundai has understood this essential need and has developed this car with a strong focus on safety. While the official Global NCAP safety ratings for the Hyundai Alcazar are yet to be published, the SUV is equipped with state-of-the-art safety features that suggest it is prepared to meet high safety standards.

    Alcazar adult occupant protection rating

    Hyundai has built the Alcazar to offer superior protection for adults. Although exact Global NCAP Alcazar safety rating are pending, the vehicle’s construction and safety features are indicative of a likely high score. The Alcazar is outfitted with six airbags, electronic stability control (ESC) and a vehicle stability management (VSM) system. These systems work together to protect occupants by preventing accidents and reducing the impact in various scenarios.

    Alcazar child occupant protection rating

    The SUV includes essential features such as ISOFIX child seat anchors and child safety locks. This also provides secure seating for children and prevents accidental door openings from inside. While we wait for the official Global NCAP ratings, these features strongly indicate that the Alcazar will achieve a commendable score in child occupant protection.

    Alcazar safety features list

    The Hyundai Alcazar comes packed with an impressive array of safety features designed to ensure comprehensive protection for all occupants. Let us take a closer look:

    • Dual Front Airbags: Standard across all variants. They offer crucial protection in frontal impacts.
    • ABS with EBD: Maintains control and stability during emergency braking by preventing wheel lock-up and ensuring even distribution of brake force.
    • Reverse Parking Sensors: Aid in safe parking by alerting the driver to obstacles behind the vehicle, especially useful in tight spaces.
    • Hill Hold Assist: Prevents the SUV from rolling back on slopes, facilitating smoother hill starts.
    • Electronic Stability Program (ESP): Improves vehicle stability by detecting and reducing traction loss during dynamic manoeuvres.
    • Brake Assist (BA): Increases braking efficiency in emergency situations, and helps to reduce stopping distance.
    • High-Speed Alert System: Promotes safer driving by alerting the driver when exceeding preset speed limits.
    • Seatbelt Reminder: Ensures that all passengers are reminded to buckle up.

    FAQs

    1. What is the expected NCAP Alcazar car safety rating?

    The Hyundai Alcazar NCAP rating is anticipated to be high, given its advanced safety features.

    1. How does the Alcazar's safety compare to other SUVs?

    The Hyundai Alcazar is expected to excel in safety, potentially surpassing competitors with its comprehensive features that contribute to its safety rating.

    1. What key safety features might affect the Hyundai Alcazar's safety rating?

    Features like six airbags, electronic stability control and hill-start assist are significant in improving the Alcazar's safety rating.

    1. Can the Alcazar's safety features influence car insurance rates?

    Yes, a favourable Alcazar NCAP rating may lead to lower insurance premiums due to the perceived lower risk.

    Conclusion

    While we are waiting for the official safety rating of Alcazar, its strong safety features and build quality already show that it is likely to do well. These features make the Alcazar a great choice for families and anyone who cares a lot about safety. Getting comprehensive car insurance for your Alcazar is also essential to add to your peace of mind. Buying car insurance online is easy and fast. It will cover you against the expenses that may arise from accidents, theft, and other unforeseen circumstances.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • NCAP scores: How safe is the Maruti Ciaz?

    by mohit bohra | May 02, 2025

    Since its launch, the Maruti Suzuki Ciaz has been a strong contender in the mid-size sedan segment. While renowned for its spacious cabin and fuel efficiency, the Ciaz safety rating remains a point of interest for prospective buyers. The Ciaz car safety rating is primarily derived from its ASEAN NCAP test results, highlighting the car's adult and child occupant safety features, allowing consumers to make informed decisions.

    Ciaz: A brief history

    Launched in 2014, the Maruti Suzuki Ciaz quickly became a favourite in India for its blend of style, comfort and efficiency. Since then, it has evolved with feature, design and performance upgrades, including a 2018 facelift that introduced cosmetic changes, a 1.5L Smart Hybrid petrol engine and enhanced safety features. The Maruti Suzuki Ciaz safety rating remains a focal point for buyers who value safety in their choice of sedan.

    Ciaz Global NCAP safety ratings

    Though there is no Ciaz Global NCAP rating yet, the car has undergone crash testing by ASEAN NCAP, where it received the following ratings:

    • Adult occupant protection (AOP): 4-star rating, scoring 14.56 out of 16.00 points.
    • Child occupant protection (COP): 2-star rating, with an overall score of 37%.

    The Ciaz NCAP rating for adult occupants is relatively good, but its COP score suggests room for improvement.

    Ciaz adult occupant protection rating

    The Maruti Ciaz's safety rating of 4 stars in the ASEAN NCAP test indicates that it offers reasonable protection for adults during a crash. The vehicle's structure is designed to absorb impact energy, reducing the risk of injury to passengers.

    Key factors contributing to this rating include:

    • Dual front airbags, which provide head and chest protection for front-seat occupants.
    • ABS (anti-lock braking system) with EBD (electronic brakeforce distribution), preventing wheel lock-up and improving stability during emergency braking.
    • High-tensile steel construction, enhancing crashworthiness.

    Ciaz child occupant protection rating

    The ASEAN Ciaz NCAP rating for child occupants was 2 stars, indicating moderate protection for young passengers. Factors influencing this rating include:

    • ISOFIX child seat anchors allow secure installation of compatible child seats.
    • Rear door child lock prevents accidental opening of rear doors from the inside, ensuring child safety during transit.
    • Lack of side airbags, which could improve protection in side-impact collisions.
    • Seatbelt reminder system, encouraging passengers to buckle up.

    Ciaz safety features list

    The Maruti Suzuki Ciaz is equipped with a comprehensive suite of safety features aimed at ensuring passenger safety:

    • Dual front airbags: Standard across all variants.
    • ABS with EBD: Standard across all variants.
    • ESP (electronic stability programme) with hill hold assist: Available in automatic variants.
    • ISOFIX child seat anchors: Standard across all variants.
    • Seatbelt reminder: For both driver and front passenger.
    • Reverse parking sensors and camera: Assists in safe parking manoeuvres.
    • High-speed alert system: Alerts the driver when the vehicle exceeds a certain speed threshold.

    FAQs

    1. Is the structural integrity of the Ciaz good?

    The Maruti Ciaz safety rating benefits from its Suzuki TECT (Total Effective Control Technology) body, which helps absorb and distribute impact forces. However, the ASEAN NCAP test noted that further reinforcements could improve child occupant safety.

    1. Are all safety features standard across all Ciaz variants?

    Features like dual front airbags, ABS with EBD, and ISOFIX child seat anchors are standard across all variants. However, features like ESP with Hill Hold Assist are available in specific variants.

    1. How do safety features impact the overall driving experience of the Ciaz?

    The integrated safety features enhance driver confidence, contributing to a secure and comfortable driving experience.

    1. Is third-party car insurance sufficient for a Ciaz owner?

    While third-party car insurance is legally mandated, comprehensive coverage is advisable to protect against a broader range of risks.

    1. How does Ciaz's safety feature set contribute to its overall value proposition?

    The robust safety features enhance the car's value, offering peace of mind and aligning with modern safety expectations.

    Conclusion

    The Maruti Suzuki Ciaz offers a 4-star safety rating for adults in the ASEAN NCAP rating, making it a relatively safe choice for daily commuting and long drives. However, its 2-star child occupant rating indicates that more advanced safety measures could be implemented.

    Choosing a car with a good safety rating is essential, but buying a four wheeler insurance policy is equally important. Having the right third party car insurance coverage ensures financial protection in case of accidents, making vehicle ownership more secure. While the Suzuki Ciaz safety rating is competitive, buyers should consider all factors before purchasing it.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Maruti Ignis Global NCAP safety ratings

    by mohit bohra | May 02, 2025

    The Maruti Suzuki Ignis is a compact urban hatchback with a unique design, fuel-efficient engine and advanced features. Beyond its stylish appeal and͏͏ performance, safety͏ features ͏make it a well-rounded vehicle. Vehicle͏ safety i͏͏s͏ more than just a checklist͏ of features ͏—͏ it͏ is about how w͏͏ell͏ a car protects͏ its occupants in͏ a crash͏.͏ This is͏ ͏where͏͏ NC͏A͏͏P ͏͏te͏s͏͏ting becomes͏ essential.͏ Global ͏NCAP conducts͏ ͏͏͏stringent tests to check the vehicle's ability to withstand frontal and ͏side impacts. The test results provide ͏͏buyers ͏͏͏an͏ unbiased ͏safety͏ rating.͏͏͏͏ T͏͏he ͏Maruti͏͏ Ignis c͏͏rash ͏test rating ͏͏helps buyers asses the car accurately and make an informed decision.͏

    Maruti Ignis: A brief history

    The Maruti Suzuki Ignis was first introduced in India in 2017 as a part of the Nexa lineup. This car was designed to appeal͏͏ to young, urban͏ drivers͏ and featured a compact yet sporty design, along with a high ground clearance͏ and modern interior features.͏ Its lightweight Heartect platform improves performance and safety. The Ignis has undergone several updates, focusing on passenger comfort and safety.

    Maruti Ignis Global NCAP safety ratings

    In the Global NCAP crash tests, the Maruti Suzuki Ignis safety rating for adult occupant protection is 1-star. The vehicle scored 16.48 out of 34. For child occupant protection, it ranked 3.86 out of 49 but failed to secure any stars.

    Maruti Ignis adult occupant protection rating

    The Ignis car safety rating for adult occupants reflects its limited ability to protect passengers in the event of a crash. Key findings from the test include:

    • Driver Protection: The driver's head and chest showed adequate protection, but the knees were at risk due to structural deformation.
    • Passenger Protection: Maruti Ignis global NCAP rating indicated that while the front seat passenger's head and chest had adequate protection, the knees remained vulnerable to impact.
    • Structural Integrity: The car's body shell was unstable, with noticeable deformation in the footwell area during the crash test.

    Maruti Ignis safety rating for adults indicates the car provides only basic protection and needs significant improvements to meet higher safety standards.

    Maruti Ignis child occupant protection rating

    The Suzuki Ignis safety rating for child occupants is particularly low. The car performed poorly in this category, scoring 3.86 out of 49 and no stars. Key issues include:

    • Lack of a proper child restraint system (CRS): Child dummies were not protected due to ineffective CRS.
    • Inadequate impact protection: The safety performance for children was weak, leading to high risks of injury.
    • Seatbelt limitations: The existing seatbelts and mounting points did not protect child passengers strongly.

    Maruti Ignis safety features list

    The Maruti Ignis has a comprehensive list of safety features to protect adults and children. They are:

    • Dual front airbags protect the driver and passenger against frontal collision.
    • For improved braking control, ABS (Anti-lock Braking System) with EBD (Electronic Brakeforce Distribution).
    • Rear parking sensors for easier parking and improved rear visibility.
    • Engine Immobilizer stops the engine from ignition without the correct key.
    • Central Locking allows the driver to lock/unlock all doors at once
    • Child Safety Lock prevents anyone from accidentally opening the doors.
    • Power Door Locks automatically close doors for added safety.
    • Headlamp Beam Adjuster aided better visibility and reduced glare.

    FAQs

    1. Does the Maruti Ignis have ISOFIX child seat anchors?

    The Ignis comes with ISOFIX child seat anchors as a standard feature.

    1. How does the Ignis's safety rating compare to the Swift's?

    The Swift received a 1-star NCAP rating for adult occupant protection, similar to the Ignis, but performed slightly better in child protection.

    1. Does the Maruti Ignis have pedestrian protection features?

    Yes, the Ignis includes a pedestrian-friendly hood design to reduce injury in case of an accident.

    Conclusion

    The Maruti͏ Suzuki Ignis safety͏ rating highlights its strengths ͏and weaknesses in terms of occupant͏ protection.͏ While the car offers a͏ ͏stable structure ͏͏and basic safety features͏, Ignis ͏NCA͏P͏ rating reflects the need ͏for improvements, especially in child occupant͏ safety͏.͏ For buyers considering the Ignis, opting for higher trims with additional safety features is advisable.

    Additionally, securing comprehensive car insurance protects your vehicle against accidents. Whether purchasing car insurance online or through an agent, choose a policy that covers all potential risks.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Car Engine Sizes: A Detailed Guide

    by Almog Ramrajkar | May 02, 2025

    Engine size, often measured in litres, indicates the volume of air and fuel that pushes through a car's cylinders. It is a key determinant of its power output and fuel efficiency. While larger engines typically offer more power, they lead to higher fuel consumption and tax costs. However, smaller engines may be more economical on both fronts but might lack the power needed for certain driving situations. The right engine size depends on how you intend to use your car—whether for zipping around the city, frequent long-distance travel, or something in between.

    This blog covers the different engine sizes along with their benefits and downsides so you can make an informed decision.


    What does engine size mean?

    In automotive terms, engine size, or displacement, means the total volume of air and fuel mixture an engine can intake during one full cycle of all its cylinders. It is typically measured in litres (L), and it provides a good indication of the power potential of a vehicle.


    Types of car engine sizes

    You will have multiple factors to consider while selecting the right engine size, but understanding the implications of different engine sizes can help simplify it.

    Let us take a closer look at the different engine types and sizes:

    • 0-litre or smaller

    These engines typically feature three or four cylinders and are equipped with turbochargers, resulting in more power without compromising fuel economy. Examples include the Hyundai i10 and Ford Focus, which can deliver horsepower up to 125. Their efficiency and performance make them ideal for urban environments where frequent acceleration and deceleration are part of the daily driving experience.

    • 0 to 2.0 litres

    This range includes the most versatile engines, balancing power with fuel economy. They generally feature four cylinders, although some variations may have three or six cylinders. These engines are commonly turbocharged, which allows them to produce around 150 horsepower. Engines in this range are often found in family hatchbacks and mid-size SUVs like the Volkswagen Golf or Honda CR-V.

    • 0 to 3.0 litres

    Engines in this category are typically found in larger vehicles such as saloons, estate cars, and SUVs like the BMW 5 Series or the Ford Explorer. These engines are designed with four to eight cylinders, depending on the vehicle type. They can produce between 200 to 300 horsepower, providing better performance for towing and carrying heavier loads.

    • Above 3.0 litres

    Engines larger than 3.0 l are reserved for high-performance and luxury vehicles, as they offer substantial power and acceleration. They are found in sports cars like the Porsche 911 and large SUVs like the Range Rover, ranging from six to twelve cylinders. Engines above 3.0 litres can deliver power well and offer a refined and smooth driving experience. However, they are associated with higher fuel consumption and maintenance costs.


    Considerations when selecting a car engine size

    You need to keep a few things in mind before deciding on engine size. They include:

    • Running costs: Larger engines typically use more fuel and have higher emissions, increasing environmental impact and operational costs. According to the United States Department of Energy, engine size is directly correlated with fuel consumption. This means larger engines require more fuel per cycle to maintain power outputs similar to smaller, often more efficient ones.
    • Driving environment: A smaller engine is sufficient and more fuel-efficient for city driving, where stop-and-go is frequent and trips are shorter. However, a large engine might be necessary if driving involves regular highway travel or heavy loads.
    • Performance needs: Vehicles with larger engines generally offer more power and quicker acceleration. They improve the driving experience, especially in performance-oriented vehicles. For example, sports cars and high-performance vehicles like those from BMW's M series or Ford's Mustang line often have large engines tuned for maximum output.
    • Emissions and regulations: A car's engine size can significantly impact its emissions profile. Vehicle taxes and fees are influenced by CO2 emissions output in many regions. Smaller engines often have lower emissions and are more environmentally friendly, which may result in fewer taxes or government incentives in some locations.


    Conclusion

    Choosing the right engine size impacts your car's performance and your overall driving experience. While smaller engines are ideal for crowded urban roads, they offer great fuel economy and lower maintenance costs. Larger engines provide more power for highway driving but have high fuel consumption.

    Additionally, it is essential to ensure your vehicle's protection against anything uneventful.  Securing car insurance online provides coverage in case of any sudden mishaps. The right insurance provides financial coverage in case of accidents, breakdowns, damage, repair costs, theft, and even third-party liability.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Error message here