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Does Car Insurance Cover A New Battery?

Discover whether car insurance covers the cost of replacing a new battery and explore options for extending coverage. While standard policies typically don't cover battery replacement, additional coverage options may be available as add-ons or riders.

  • 07 Mar 2024
  • 2 min read

Ever wondered if your car insurance would come to the rescue when you need a new battery? With so many terms and conditions, the world of car insurance is tricky to navigate. However, do not worry, we're here to answer your question: “ Is a car battery covered under insurance?”.

Car Insurance Cover A New Battery?

Electric car batteries are large energy sources that undergo charge and discharge cycles. Lifespan and replacement costs are two concerns regarding a car battery. But, does insurance cover a car battery? Let us check:

  • Typically, electric car batteries come with warranties, lasting up to eight years or a specified mileage. Beyond this period, owners may face the need for battery replacement due to wear and tear.
  • Car insurance, as a rule, doesn't include vehicle battery coverage. Comprehensive insurance won't cover losses related to depreciation and wear and tear of the vehicle.
  • However, insurance companies offer electric car battery coverage as an add-on feature or rider. This additional coverage extends the insurance policy, addressing the inevitable need for battery replacement.

Also read:


So, if you’ve ever pondered the question, “Is a car battery covered in insurance”, we hope this helps. In four-wheeler insurance policy, a new battery may not be covered by the standard policy. However, acknowledging the wear and tear reality of electric car batteries, insurance companies provide an option to enhance coverage with an add-on for battery replacement.

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