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How to Get NCB Certificate

NCB certificate is a useful document for demonstrating your responsible and safe driving practices, congratulating you on keeping a clean claims record and encouraging you to continue.

  • 23 Jun 2023
  • min read
  • 7398 views

Obtaining a No Claim Bonus (NCB) certificate is a quick process that can help you save money on insurance rates. The NCB certificate confirms that you have not made any insurance claims during the policy term. Contact your insurer and request an NCB certificate. They will analyse your claim history and issue the certificate if needed.

When renewing or purchasing a new insurance policy, give the NCB certificate to your new insurance provider to enjoy premium discounts. This certificate is a useful document for demonstrating your responsible and safe driving practices, congratulating you on keeping a clean claims record and encouraging you to continue.

Steps to Get No Claim Bonus Certification

If you’re wondering how to get a no-claim bonus certificate, follow the steps listed below.

• Please contact your insurance provider:

Contact your existing insurance company to inquire about receiving a No Claim Bonus (NCB) certificate.

• Please provide the following information:

Provide the insurer with the requested information, such as your policy number, personal information, and vehicle information.

• Claim Evaluation:

Your insurer will evaluate your claim history for the specific policy term to determine your eligibility for the NCB certificate.

• Put in a Formal Request:

Once your insurer validates your claim-free history, you can formally seek the NCB certificate from your insurance company.

• Document Submission:

Please provide any additional documents or information necessary by the insurer to process your NCB certificate.

• Get the certificate:

When you meet all the requirements, the insurance company will issue the NCB certificate, including the necessary percentage of NCB.

• Keep the certificate secure:

Keep the NCB certificate in a safe place because it acts as a documentation of your claim-free status.

• Share with the new insurer:

When renewing your policy or transferring to a new insurance provider, show them the NCB certificate to receive the corresponding rate discounts.

• Take advantage of lower premiums:

With the NCB certificate, you can enjoy cheaper insurance costs as a reward for having a clean claims record and practising safe driving habits.

When you start thinking about how to get NCB Certificate, please keep in mind that the particular stages and requirements will vary based on the insurance company and policy terms. For specific information, contact your insurance provider directly.

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