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Health Insurance In Kerala

Explore the benefits of buying health insurance in Kerala, such as comprehensive coverage and cashless hospitalisation. Find out why ICICI Lombard is a reliable option and get tips for choosing the right health insurance plan in Kerala.

  • 22 Feb 2024
  • 4 min read

Kerala, a picturesque state in southern India, is often referred to as "God's Own Country" due to its natural beauty. It is also known for its lush green landscapes, serene backwaters, and vibrant culture. The state boasts a high literacy rate and is also renowned for its progressive policies and social indicators.

One of Kerala's remarkable achievements is its impeccable healthcare system. The state strongly emphasises public health, and its government-run hospitals and clinics provide affordable and accessible healthcare services to all its citizens. This commitment to healthcare has significantly improved the population's overall health over the past decade.

But still, premium medical services are only affordable for some. If you’re also searching for the best health insurance in Kerala, this article is for you.


Benefits of Buying Health Policy In Kerala

Some of the noted perks of getting health insurance in Kerala are as follows:

  • Comprehensive Coverage: Purchasing a health policy in Kerala provides you with extensive healthcare coverage, including a whole lot of medical expenses such as hospital stays, doctor consultations, surgeries, and diagnostic tests.
  • Cashless Hospitalisation: Many health insurance providers, like ICICI Lombard, allow you to get treatment for free. You can get medical treatment at network hospitals without having to pay upfront. Cashless health insurance in Kerala makes it convenient and stress-free during emergencies.
  • Coverage for Pre-existing Conditions: This policy covers existing health issues after a certain waiting period.


Why Choose ICICI Lombard Health Insurance In Kerala?

Opting for medical insurance in Kerala should be one of your priorities if you’re a citizen of the region. Here are some reasons why you need it:

  • Wellness and Preventive Benefits: The  offer wellness and preventive benefits, including health check-ups and discounts on diagnostic tests, promoting a proactive approach to your health.
  • Quick Claim Settlement: ICICI Lombard offers a highly efficient and swift claim settlement process. They also ensure you get it promptly when you need financial support for medical expenses.
  • Customised Plans: ICICI Lombard offers a diverse range of health insurance plans, enabling you to personalize your coverage to align with your specific healthcare requirements and financial constraints.
  • Telemedicine Services: In an age of convenience, ICICI Lombard proudly provides telemedicine services, allowing you to consult with doctors from the comfort of your home.



Also read:

How to select the best health insurance plan in Kerala?

Selecting the best health insurance in Kerala requires careful consideration of several factors. Here are some important pointers to consider.

  • Network Hospitals: Check if the health insurance plan you are considering has enough tie-ups with hospitals in Kerala and especially near you. A wide network of hospitals nearby often becomes crucial for convenience during emergencies.
  • Claim Process: Research the ease and efficiency of the insurance company's claim settlement process. A smooth and quick claim process can be vital during medical emergencies.
  • Customer Reviews: Read customer reviews and seek feedback from friends or family who have experience with the insurance provider you’ve shortlisted. Positive reviews indicate good customer service and high reliability.
  • Add-Ons and Riders: Insurers offer additional benefits through add-ons or riders. Assess if these align with your needs and budget and choose accordingly.


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