This health and safety policy may also offers cashless claims feature wherein you can avail of treatment from any of the network hospitals without having to shoulder any medical expenses incurred during hospitalisation. Apart from cashless claims, you may also include several add-on covers to your health insurance policy and enhance the coverage offered.
The policy also does not have any deductible or sub-limit as a part of its original structure(as per the plan opted). Sub-limit is the limit or cap on the sum insured available for any treatment, service or disease covered by the policy. Deductible amount is the expense to be borne by the insured while making a claim. It is the absence of these features which makes this policy as one of the best health policy in India.
The above features clearly outline the benefits of a health insurance policy and how it can prove indispensible during an unexpected medical emergency.
Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.
IRDA Reg. No. 115
Toll Free No: 1800 2666
Job Code: EC012435MI
Product Code: Misc. 128