Updated on 23 Dec 2025
Cholesterol is a type of fatty substance (lipid) present in the blood. The body needs it for various biological functions. However, having too much cholesterol can be harmful to health. In India, with the changing food habits and lifestyle, many cholesterol-related health issues are becoming increasingly common. Due to such reasons, it has become essential to learn about this lipid, its role and how it impacts health.
What are the different types of cholesterol?
Three different types of cholesterol are present in the body, which are:
- Low-density lipoprotein (LDL): This is viewed as the bad cholesterol in the body, and it can build up easily in the arteries and lead to blockages.
- High-density lipoprotein (HDL): This is called the good cholesterol that aids in removing all the bad cholesterol from the body.
- Triglycerides: This is the most common type of fat and the primary form of energy storage in the body.
What does cholesterol do?
Cholesterol is not always harmful to the body. It helps build healthy cells, produce certain hormones and support the synthesis of vitamins like vitamin D. Furthermore, this fatty substance can also help with digestion by producing the bile acids. Problems start to take place when the cholesterol levels become unbalanced, which leads to health issues.
Impact of cholesterol on the body
Having high levels of triglycerides or bad cholesterol can lead to the following issues by blocking the blood flow.
- High blood pressure levels
- Atherosclerosis (narrowing of the blood vessels)
- Low supply of blood to vital organs
- Increased risk of a stroke or heart attack
On the other hand, having enough good cholesterol can help you maintain proper blood circulation and also protect the heart.
Tips to control cholesterol
Bad cholesterol is primarily found in processed food. High triglycerides in foods made from refined sugar, flour, trans-fat foods, etc., are the main culprit for health issues. Excessive alcohol consumption is also a contributing factor. To maintain healthy cholesterol levels, avoid overindulging in such foods.
A diet rich in fiber and grains is excellent for removing the bad cholesterol from the body. Apples, oats, almonds, garlic, spinach and beans also help reduce cholesterol levels since they contain soluble fiber. Contrary to popular belief, consumption of nuts does not increase cholesterol. In fact, daily intake of almonds can help improve good cholesterol.
A healthy and wholesome diet must be complemented with regular exercise to keep cholesterol-related issues at bay. Incorporate lifestyle changes and follow a disciplined routine to avoid health complications.
Conclusion
Cholesterol is a crucial compound in the body, but it's important to keep it in balance. Timely medical check-ups and healthy lifestyle habits can prevent all the bad cholesterol-related issues. If you do end up experiencing certain health issues, having a health insurance plan can help you get quality treatment without worrying about the expense. It covers the cost of hospitalisation, tests and treatment.
If you’re looking for a customised health insurance policy for your family, fill out the form on this page. We will help you find the right one according to your needs and budget.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.