Updated on 27 Nov 2025
Many Indian students dream of studying in the United States. One of the most crucial steps in this journey is acquiring a student visa. The most common visa for all Indian students is the F1 visa. In this blog, you will find out what an F1 visa is, what its requirements are and how to apply for it easily.
What is an F1 student visa in the USA?
An F1 visa is a type of visa ideal for learners who want to study full-time at a university or school in the US. It allows all Indian students to stay in the United States while they complete their education. You can only get this visa if you are accepted into a school or university in the US.
The F1 visa also allows learners to work part-time on campus during their studies, and also provides options for practical training (CPT or OPT) after graduation.
F1 visa requirements
To get an F1 visa, you need to fulfil several important requirements:
- Valid admission letter: You must be accepted by a recognised university or school in the United States.
- Form I-20: The school/university will provide you with a form called I-20 after your admission. This is needed for the visa application.
- Proof of funds: You need to show that you have enough funds to pay for travel, living expenses and even tuition. This can be done through sponsor support, education loans or bank statements.
- English language skills: You must show that you can speak and understand English well enough to study in the United States. This is usually demonstrated through examinations like TOEFL, IELTS, etc.
- Strong home ties: You need to prove that you will return to India once you complete your studies. This means showing strong financial, job or family ties in India.
Many students also choose to purchase the best travel insurance before flying to the United States. This can help them cover up trip delays, emergencies or medical expenses.
How to get an F1 visa?
Obtaining an F1 visa can be difficult, but if you prepare well, it will become easier to get one. Here are some of the ways you can increase your chances:
- Be honest during the interview: The visa officer will ask why you want to study in the United States, what your plans are for the future and how you plan to pay for it. You need to be honest and clear when you answer.
- Show confidence: Speak very clearly and confidently. You should avoid giving answers that sound memorised.
- Have the correct documents: Keep all the papers ready, which include your test scores, passport, education certificates, admission letter, visa fee receipts, I-20 form and financial proofs.
- Know about the University and course: Be prepared to talk about why you picked the course and how it will help your career.
- Show ties to India: Explain why you plan to return to India after completing your studies in the US.
How to apply for an F1 visa?
Follow these steps to apply for the F1 visa:
Step 1: Apply and get accepted to a US school - The first step is gaining admission to an accredited US university or college. Prepare a robust application highlighting your academic achievements and future goals. Once accepted, you’ll receive an I-20 form.
Step 2: Pay the SEVIS I-901 fee - Pay the Student and Exchange Visitor Program (SEVIS) fee to the US Immigration and Customs Enforcement to maintain your student records. Ensure to get a payment receipt.
Step 3: Fill out the DS-160 visa application - Complete the online DS-160 nonimmigrant visa application accurately with your personal address and academic details. Schedule a US embassy visa interview date.
Step 4: Prepare documentation - Compile all required documents, including standardised test scores, bank statements, I-20 form, SEVIS receipt and valid passport. Have an error-free application.
Step 5: Attend the visa interview - Dress formally for the interview, speak honestly and be confident. Convince the consular officer that you intend to study, not immigrate. Share any family ties that would persuade you to return to India.
Step 6: Get your student visa - If approved, collect your passport containing the student visa. It's essential to have student travel insurance for your journey. You can travel to the US within 6 months of approval. Upon arrival, present documents to immigration officials.
Conclusion
Acquiring an F1 visa is a huge step in your journey to study in the US. With proper planning, confidence and strong documents, you can easily get your visa. Students often include a single trip insurance policy as part of their travel planning. It covers their journey from India to the United States and also protects them from all unexpected situations. If you need expert advice on choosing the ideal travel insurance, fill out the form on this page.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.