Suppose we are on a solo trip to your favourite international destination. We will be super excited about the adventure and will wish to reach the foreign land soon. But what if our baggage doesn’t arrive at the destination on time? The aftermath is going to be tricky, but the only thing that can come to the rescue is good travel insurance. It will offer us protection against such unforeseen incidents by providing financial assistance. However, filing a successful travel insurance claim could be tricky and this article will guide you through “How to make a successful travel insurance claim?”
Steps to Make a Successful Travel Insurance Claim
The following are the steps to make a successful travel insurance claim.
- Read the policy details thoroughly: We should read the policy documents thoroughly and understand what is covered and what is not covered.
- Keep the documents handy: Keep all the documents such as travel tickets, medical bills, luggage tags, and any other documents relevant to our claim handy as proof.
- Report thefts and incidents: We should immediately lodge a complaint to report theft and other incidents for which we wish to file the claim.
- Inform the customer support team early: We should contact our insurance provider and inform them about the incident. They will guide us about the documents that will be needed to process the claim.
- Fill the claim form: Fill the claim form with all the requisite details and attach all the proofs as mentioned.
- Regular follow-up: The processing of the insurance claim takes time. We must stay in touch with the insurance company to know the status of our claim and resolve their queries if any.
- Be patient and cooperate: The claims will take time. We need to be patient with the insurance team and cooperate.
- Review the decision: Once the claim has been processed, we need to review the decision and see if the claim has been processed as we expected. If not, we should try to understand the reason for rejection so that if not satisfied we can appeal for the same.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.