Updated on 10-04-2025
A bike's ownership is transferred during the process of selling or buying a two-wheeler. This is a critical process because it ensures that the new owner is legally recognized. Understanding the steps and requirements for transferring bike ownership is essential, as there are legal complications associated with the process.
What is a Two-Wheeler Ownership Transfer?
The transfer of bike ownership is a legally important procedure where the registered name of the owner on the Registration Certificate (R.C.) is officially changed to another name. This process is crucial as it ensures that all legal rights, responsibilities, and liabilities associated with the vehicle are transferred from the seller to the buyer. Failure to complete this transfer can leave the previous owner legally liable for any violations, accidents, or damages involving the bike, even after it has been sold.
The process generally involves notifying the RTO, submitting the necessary documents, and paying the prescribed fees. Additionally, it is equally important to transfer the bike insurance to the new owner's name without any break in coverage. Failure to do so may lead to complications in claims and legal responsibilities, making this step as crucial as the R.C. transfer.
When is Two-Wheeler Ownership Transfer Required?
Transfer of bike ownership in India is mandatory in several cases, including:
- Sale or purchase of a second-hand bike:
When a pre-owned two-wheeler is purchased, it is essential that the ownership be legally transferred to the buyer. This transfer confirms that the buyer can enjoy all rights and responsibilities concerning the bike.
- Receiving a two-wheeler as a gift:
If you inherit a bike from your family or receive one as a gift, then the transfer of ownership is crucial for you to become the legal owner of the vehicle.
- Transfer of ownership within a family:
When ownership is transferred within the family - for example, between parents and children or siblings - the records should be cleared legally to ensure correct ownership.
- Moving out of state:
If you move to a new state with your motorcycle, a transfer of ownership is required to get a new registration and follow the regulations in your new residential area.
Bike Ownership Transfer Cost
The cost of bike ownership transfer will vary according to the state and case. It is generally categorised as:
This is the general underlying fee that the RTO charges for processing the transfer. It ranges between Rs. 300 and Rs. 500.
If the bike is transferred to another state, the road tax to be paid in the new state will depend on its age, model, and state rules regarding the bike.
In the case of transferring the bike to another state, obtaining a No Objection Certificate (NOC) from the original RTO may incur an additional charge of approximately Rs. 200 to Rs. 500.
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Hypothecation Removal Charges:
In the case of loaned bikes, the process of transfer would also involve the removal of hypothecation, which may require an additional charge.
Check the exact amount from the concerned RTO or through a professional so that no extra and undue costs arise later.
Documents Required for Bike Ownership Transfer
The following documents are needed for the bike ownership transfer process:
This is available at RTO, and should be signed by both the seller and buyer.
You must carry the original Registration Certificate of the bike.
The bike insurance policy should be transferred in the name of the new owner, or a new policy must be obtained.
A valid PUC certificate is to be provided.
Provide address proof documents for both the buyer and seller, such as an Aadhaar card, voter ID, or passport.
Identity proof in the form of a PAN card, driving licence, or passport is mandatory.
- Passport-Size Photographs
Recent passport-sized photos are a must.
An NOC from the original RTO is required if the transfer is carried out to another state.
Bike Ownership Transfer Online: A Step-by-step Guide
Transfer of bike ownership online has been made more convenient and time-saving. Here is a step-by-step guideline on how to transfer bike ownership online:
- Visit the official website of Parivahan. And click on 'Vehicle Registration'.
- From the menu, click on 'Vehicle-Related Services', then enter the registration number of the bike.
- Select 'Transfer of Ownership'.
- Scan and upload the required documents along with Form 29 and Form 30, I.D. proofs, and bike insurance.
- Pay the necessary fee and schedule the appointment with the RTO for document verification.
- On the fixed date and time, visit the RTO office with the original documents.
- A confirmation email will be received after document verification. Following this, the new Registration Certificate (R.C.) will be dispatched in favour of the new owner.
Documents Required for Transfer of Ownership of Two-Wheelers in Case of Owner’s Death
If the owner of a two-wheeler passes away, the legal heir must follow the ownership transfer process by submitting the following documents:
- Death certificate – Proof of the owner's demise
- Legal heir certificate – Establishes the successor's right over the vehicle
- Succession certificate (if applicable) – Required if there is a dispute over ownership
- RC of the bike – Original Registration Certificate
- Insurance policy – Ensures the vehicle is covered
- PUC certificate – Ensures compliance with emission norms
- Form 30 & Form 31 – For transfer of ownership in case of death
- Address proof of the legal heir – Aadhaar, Passport, or other valid ID
How to Apply for Two-Wheeler Ownership Transfer Offline
The procedure for bike ownership transfer in offline mode is as follows:
The bike owner is required to visit the local RTO where the bike is registered, bringing all the relevant documents.
Form 29 and Form 30 must be obtained from the RTO office or can be downloaded from the official RTO website.
The correctly filled forms should be attached with passport-sized photographs.
Submit the filled-in forms along with the original Registration Certificate (R.C.), bike insurance, PUC certificate, identification proof, and address proof.
At the RTO office counter, pay the required fee, which includes the transfer fee for ownership, any card issuance fees, and, in some cases, applicable road tax.
The documents are verified by the RTO official. In some cases, a physical examination of the bike may also be conducted.
A receipt will be generated after payment completion, which serves as proof of the transfer application.
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Collection of the updated R.C.:
A new Registration Certificate (R.C.) in the name of the buyer is either dispatched to the buyer's registered address or can be collected from the RTO.
FAQs on Bike Ownership Transfer
1. How long does the ownership transfer process take?
The process usually takes 15-30 days, depending on the RTO and document verification.
2. Can I transfer ownership without valid insurance?
No, valid bike insurance is mandatory for the ownership transfer process.
3. What happens if I don’t transfer ownership after selling my bike?
The previous owner will remain legally liable for any future accidents or violations.
4. Is a NOC required for bike ownership transfer in the same state?
No, NOC (No Objection Certificate) is only required for interstate transfers.
5. Can I apply for ownership transfer if the bike has pending fines?
No, all pending fines and taxes must be cleared before ownership transfer.
6. Can I transfer my third-party insurance policy when changing vehicle ownership?
Yes, the third-party insurance policy linked to the vehicle can be transferred when ownership is changed.
7. Which form is used as the No Objection Certificate (NOC)?
Form 28 serves as the official No Objection Certificate for ownership transfer.
8. Where can I obtain Form 28 for the No Objection Certificate?
Form 28 can be downloaded from the official RTO website. After filling out the form, submit it along with other necessary documents at the RTO. The NOC will be granted after police verification and audit clearance.
9. Can I transfer the NCB benefits of my vehicle’s insurance when transferring ownership?
No, the No Claim Bonus (NCB) cannot be transferred to the new owner during the bike ownership transfer process because it is linked to the person, not the vehicle.
Conclusion
The transfer of ownership of a bike is essential for establishing proper proprietorship. It must be done legally to ensure a smooth transition of responsibilities from the seller to the buyer. Understanding the requirements, costs, and documentation involved in the process of a 2-wheeler ownership transfer will help streamline the transfer process and protect you against any future liabilities.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.