3. Registration Certificate (RC)
The Motor Vehicles Act, 1988, makes third party liability insurance mandatory for all vehicles running in India. This motor insurance covers liability for injuries and damages that you may cause to any third-party through your vehicle. You need to carry a copy of this insurance policy always while riding your bike.
You can either apply for a two wheeler insurance policy with the help of dealer or you can get it online by visiting the website of your preferred insurer. In either case, the copy of the insurance is to be submitted at the RTO.
Since 2018, the Insurance Regulatory Development and Authority of India (IRDAI) has made it mandatory for all new two-wheeler buyers to purchase a 5-year third-party insurance. This policy is referred to as long-term third-party insurance policy.
Every new bike has to be registered at the local RTO. The process, known as vehicle registration, enables the owner to get a number plate for his/her vehicle which gets registered in the government records.
After the registration is complete, a Registration Certificate (RC) is provided to the vehicle owner. This RC acts as a legal proof that your bike is registered as per the law. Besides, the RC of your vehicle also helps you to claim under your bike insurance coverage.
As per the updated RTO guidelines, the following documents has to be submitted by the dealer in order to get a car registered:
- Invoice of the motorcycle
- Sales certificate (RTO Form 21)
- Certificate of insurance
- PUC
- Valid identification proof
- Vehicle Registration Form (RTO Form 20)
4. Motor Insurance Policy
The Motor Vehicles Act, 1988, makes third party liability insurance mandatory for all vehicles running in India. This motor insurance covers liability for injuries and damages that you may cause to any third-party through your vehicle. You need to carry a copy of this insurance policy always while riding your bike.
You can either apply for a two wheeler insurance policy with the help of dealer or you can get it online by visiting the website of your preferred insurer. In either case, the copy of the insurance is to be submitted at the RTO.
Since 2018, the Insurance Regulatory Development and Authority of India (IRDAI) has made it mandatory for all new two-wheeler buyers to purchase a 5-year third-party insurance. This policy is referred to as long-term third-party insurance policy.
5. Tax Token
To run a vehicle in India, every vehicle owner needs to pay road tax. While for bikes, this tax is paid only once during its registration, for cars, road tax is paid for the period of five years after which it has to be paid again. Every vehicle owner needs to carry a tax token, which signifies that the tax is been duly paid by him/her.
When you buy a new bike, the dealer will pay the tax and will provide you the tax token. You can also visit www.parivahan.gov.in or visit your RTO to get a copy of your bike’s tax token.
In conclusion
Not having either of these mandatory two-wheeler documents can attract heavy fines or even imprisonment up to a certain term. As a law-abiding citizen, it is your duty to be able to produce these documents whenever you are requested to do so by a traffic police officer.
In 2020, the MV Act, 1988, allowed vehicle owners to have digital copies of the aforementioned bike documents in the MParivahan or Digilocker app on their smartphones. That being said, it is still advisable to carry either the original or attested photocopies with you whenever you take your bike out for a ride.