It is not unusual to misplace the hard copy of your motorcycle insurance. Or, you may lose it to the usual wear and tear of being stored in narrow gaps of your bike. Either way, do not fret if you lose your insurance policy document or need to obtain a copy of your bike insurance policy. Here’s what you must do for bike insurance copy download.
What is the Need for Downloading a Bike Insurance Policy?
Having a copy of your bike insurance policy is essential for the following reasons-
- Legal Requirement: Carrying proof of insurance is mandatory under the Motor Vehicles Act. A digital copy is equally valid as a physical one.
- Ease of Access: Having a digital copy means you can access your policy anytime, anywhere, especially in emergencies.
- Quick Claim Processing: In case of an accident, having your policy details handy can speed up the claim process.
- Paperless Convenience: Reduces the need for physical documents, contributing to eco-friendly practises.
- Backup for Safety: If you lose the hard copy, the digital version ensures you’re never without proof of insurance.
How to Download Bike Insurance Copy?
Whether you bought bike insurance online or offline, the insurer allows you to download the insurance copy online with a few clicks. Follow these steps to download a copy of your insurance document.
- Visit your two-wheeler insurer's website.
- Navigate to the bike insurance section and select the type of insurance you purchased.
- Enter your policy details. In case you do not remember the policy number, enter your bike registration number, and you will be provided with the policy details.
- Verify the information displayed on the screen.
- The policy copy will appear on your screen. Download the file to your desktop and print a copy.
Do You Need a Hard Copy of Your Bike Insurance Policy?
Both digital and hard copies of two-wheeler insurance are valid as per traffic rules. However, in some cases, like vehicle inspections at rural checkpoints, the inspector may still prefer hard copies. In such cases, having a printed version can be handy.
What if You Lost Your Bike Insurance Papers?
Follow these tips if you lose your two-wheeler insurance document
- Look for the document in your office, home, and vehicle. If you don't find it in any of these places, it was likely either lost or stolen.
- Stop using the bike if you cannot find the insurance document. You must not ride your bike without the policy document in hand.
- Your last option is to request a duplicate insurance copy from your insurer and wait a few days for it to arrive before you resume using your bike.
Conclusion
Downloading and managing your two-wheeler insurance copy has never been easier. With digital platforms and mobile apps, you can access your policy anytime, ensuring compliance with legal requirements and quick assistance in emergencies. Always keep both digital and, if necessary, physical copies handy for peace of mind and convenience.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.