Activate Booster Combo
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What is ICICI Lombard Elevate policy

What is the Activate Booster (Combo*)?

Activate Booster (Combo*) is a combination of two different products – Elevate & Activate Booster – that offers flexible coverage and enhanced sum insured. This combination allows you to protect your family and you from rising healthcare costs while maintaining peace of mind.

Top Reasons to Buy Activate Booster (Combo*):

  • Extra coverage for high medical expenses
  • Affordable premium
  • Maximum benefits for pre and post-hospitalisation medical expenses, etc.
  • Wide range of optional covers for every need and budget
  • Access to cashless treatment at 10,200+ healthcare providers
  • Up to 30% renewal discount for active living
  • Flexible deductibles to fit your budget
  • Tax benefits under Section 80D of the Income Tax Act in India
Top reason to buy Elevate health insurance
Why do you need to purchase Elevate health policy

Why Should You Purchase the Activate Booster (Combo*)?

Activate Booster (Combo*) provides enhanced health coverage for individuals and families. It helps protect you from rising healthcare costs, including in-patient treatment and day care procedures/treatments, ensuring you’re always financially safeguarded. Higher sum insured equals access to best healthcare options without the stress of high out-of-pocket expenses during medical emergencies. Also, this health insurance top up policy with base policy is cost-effective and ensures peace of mind for your family and you.

Who Needs the Activate Booster (Combo*)?

People with high medical costs: Those who foresee significant medical expenses due to age, pre-existing conditions, or lifestyle-related factors.

Senior citizens: Elderly people with growing healthcare needs can benefit from a base health insurance policy with super top-up health insurance policy.

People with dependent family members: People with large families or multiple dependent members can opt for this health insurance top up with base policy to ensure there’s plenty of coverage for everyone.

Who needs Elevate health plan

Why opt for a health cover with a higher sum insured?

Choosing a health insurance policy with a high sum insured provides extensive protection against medical emergencies, ensuring you and your family can face health challenges without worrying about finances.

What’s included and what’s not?

  • Activate Booster - Inclusions
  • Activate Booster – Exclusions
  • Elevate – Inclusions
  • Elevate – Exclusions

Benefits Covered

  • In-patient treatment

  • Day care procedures/treatment

  • Technological advancements and treatments

  • Pre & post-hospitalisation medical expenses

  • In-patient AYUSH hospitalisation

  • Bariatric surgery cover

  • Domestic road ambulance

  • Donor expenses

  • Domiciliary hospitalisation

  • In-patient hospitalisation for surrogate mother (available in plan A)

  • In-patient hospitalisation for oocyte donor (available in plan A)

  • Waiver of deductible

  • Wellness program

Add On Benefits

  • BeFit

  • Claim protector

  • Inflation protector

  • Domestic air ambulance cover

  • Durable medical equipment cover

  • Tele consultation(s)

  • Waiting period reduction option

  • Specific illness waiting period reduction option

  • Room modifier

  • Network advantage

  • NRI advantage – accidental emergencies cover

  • Chronic disease management program

  • Guaranteed deductible reduction

Read more

Standard

  • Expenses related to pre-existing diseases within the waiting period. Coverage offered for a pre-existing disease, after the waiting period, is subject to the same being declared at the time of application and accepted by the insurer

  • If the sum insured is increased at renewal, waiting periods shall apply afresh to the enhanced sum insured

  • If the insured person is covered without any break as defined under portability or migration norms by IRDAI, then waiting period for the same would be reduced to the extent of prior coverage

Specified Disease

  • Expenses related to specified disease for 24 months

  • If any of the specified disease/procedure falls under the waiting period specified for pre-existing diseases, then the longer of the two waiting periods shall apply

  • List of specific diseases/procedures

    • Any types of gastric or duodenal ulcers
    • Benign prostatic hypertrophy
    • All types of sinuses
    • Hemorrhoids
    • Dysfunctional uterine bleeding
    • Endometriosis
    • Stones in the urinary and biliary systems
    • Surgery on ears/tonsils/adenoids/ paranasal sinuses
    • Cataracts
    • Hernia of all types and Hydrocele
    • Fistulae in anus
    • Fissure in anus
    • Fibromyoma
    • Hysterectomy
    • Surgery for any skin ailment
    • Surgery on all internal or external tumours/ cysts/ nodules/polyps of any kind including breast lumps with exception of Malignancy
    • Dialysis required for chronic renal failure
    • Joint replacement surgeries unless necessitated by accident happening after the policy risk inception date
    • Dilatation and curettage
    • Varicose veins and varicose ulcers
    • Non infective arthritis and other form arthritiss
    • Gout and rheumatism
    • Prolapse inter vertebral disc and spinal diseases including spondylitis/spondylosis unless arising from accident
    Read more

Benefits Covered

  • Inpatient treatment

  • Day care procedures/treatment

  • Technological advancements and treatments

  • Pre & post hospitalisation medical expenses

  • In-patient AYUSH hospitalisation

  • Loyalty bonus

  • Bariatric surgery

  • Reset benefitS

  • Domestic road ambulance

  • Donor expenses

  • Wellness program

  • In-patient hospitalisation (Surrogate and Oocyte Donor)

Add On Benefits

  • Chronic disease management

  • Maternity benefit

  • New born baby cover

  • Vaccination for new born baby in first year

  • BeFit

  • Claim protector

  • Inflation protector

  • Domestic air ambulance cover

  • Nursing at home

  • Compassionate visit

  • Health check-up

  • Personal accident

  • Dependent accommodation benefit

  • Durable medical equipment cover

  • Waiting period reduction ( other than those listed in jumpstart)

  • Maternity waiting period reduction

  • Specific illness waiting period reduction

  • Room modifier

  • Network advantage

  • NRI advantage ( accidental emergency cover for NRI)

  • Tele consultation (unlimited times)Z

Read more

Standard

  • Expenses related to pre-existing diseases within the waiting period

  • If the sum insured is increased the exclusion shall apply afresh to the sum insured

  • If the insured person is covered without any break as defined under portability or migration norms by IRDAI, then waiting period for the same would be reduced to the extent of prior coverage

Specified Disease

  • Expenses related to specified disease for 24 month

  • If the specified disease /procedure falls under the waiting period specified for the pre-existing disease – the longer of the two waiting period shall apply

  • List of specified disease

    • Gastric or duodenal ulcer
    • Benign prosthetic hypertrophy
    • All types of sinuses
    • Dysfunctional uterine bleeding
    • Endometriosis
    • Stones in urinary and bilateral systems
    • Surgery on ear/tonsils/adenoids
    • Cataract
    • Hernia of all types
    • Hysterectomy
    • Joint replacement
    • Dilatation and curtilage
    • Varicose veins
    • Non-infective arthritis
    • Gout rheumatoid
    Read more

Policy documents: Downloads

How to Buy Activate Booster (Combo*) Policy Online:

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Share your basic details, including the number of family members, their ages, and your contact information.

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Choose a policy with the sum insured that best suits your needs.

Pay

Pay

Complete the payment for your family's insurance and get started.

Reviews and ratings

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    Based on 1,877 reviews

Frequently asked questions

  • General

What sets Activate Booster (Combo*) apart from regular health plans?

Activate Booster (Combo*) allows you to enhance your health cover by adding a top-up, ensuring protection up to ₹1 crore.

Who can avail of the maternity cover in Activate Booster (Combo*)?

The maternity cover (available in the base policy only) is available for female insured persons aged 18 to 45, including spouses covered under the family floater policy.

What top-up options are available in Activate Booster (Combo*)?

Activate Booster (Combo*) currently offers up to Rs 90 lakhs top-up cover that extends beyond the base sum insured, allowing higher health protection.
Product Product Code UIN no.
Activate Booster 4226 ICIHLIP25046V012425

*Activate Booster, when purchased along with Elevate base policy.

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