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Already have a two wheeler policy from us?

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Why our customers love us?

And we think you will too!

3900+ cashless garages

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24x7 customer support

What’s included and what’s not?

  • inclusions
  • exclusions

  • Loss or damage to your two wheeler due to natural calamities

    Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.

  • Personal Accident Cover

    Coverage of 15 lakhs for the individual driver of the vehicle while travelling, mounting or dismounting from the two wheeler. Optional personal accident covers for co-passengers are also available.

  • Loss or damage to your two wheeler due to man-made calamities

    Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.

  • Third Party Legal Liability

    Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.
  • Normal wear and tear and general ageing of the vehicle
  • Depreciation or any consequential loss
  • Damage to/by a person driving any vehicles or cars without a valid license
  • Damage to/by a person driving the vehicle under the influence of drugs or liquor
  • Mechanical/ electrical breakdown
  • Loss/ damage due to war, mutiny or nuclear risk
  • Vehicles including cars being used otherwise than in accordance with limitations as to use
  • Consumables
  • Damage to tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
  • Driving the vehicle against the limitations as to use
View detailed policy wordings.

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The best add-ons for your two wheeler

Road Side Assistance

You can avail emergency assistance services in any of our network garages. Services include towing on breakdown/accident, flat tyre, etc.

Zero Depreciation

Every year, your two wheeler devaluates due to wear and tear of its parts. The add-on does not consider this, giving you complete coverage.

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