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Why our customers love us?

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What’s included and what’s not?

inclusions
exclusions

Loss or damage to your two wheeler due to natural calamities
Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.
Personal Accident Cover
Coverage of 15 lakhs for the individual driver of the vehicle while travelling, mounting or dismounting from the two wheeler. Optional personal accident covers for co-passengers are also available.

Loss or damage to your two wheeler due to man-made calamities
Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.
Third Party Legal Liability
Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

Normal wear and tear and general ageing of the vehicle
Depreciation or any consequential loss
Damage to/by a person driving any vehicles or cars without a valid license
Damage to/by a person driving the vehicle under the influence of drugs or liquor
Mechanical/ electrical breakdown
Loss/ damage due to war, mutiny or nuclear risk
Vehicles including cars being used otherwise than in accordance with limitations as to use
Consumables

Damage to tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
Driving the vehicle against the limitations as to use

View detailed policy wordings.

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The best add-ons for your two wheeler

Road Side Assistance

You can avail emergency assistance services in any of our network garages. Services include towing on breakdown/accident, flat tyre, etc.

Zero Depreciation

Every year, your two wheeler devaluates due to wear and tear of its parts. The add-on does not consider this, giving you complete coverage.

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