Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more


Benefits of Renewing ICICI Lombard's Car Insurance Policy

Renewing car insurance online with ICICI Lombard comes with numerous advantages sans any stress or hassles. Want to know more? Keep reading.

  • 04 Mar 2022
  • min read

So, how many times have you read the article stating that under the MV Act of 1988, car insurance is mandatory? Twice? Or, thrice a week? You may have insurance cover for your car but do you remember its expiry date? Avoid the last-minute rush to your insurance company’s branch for car insurance renewal, figuring out discounts, deals and the process. In such situations, having a customer-oriented insurer can make life much easier for you. Renewing car insurance with ICICI Lombard comes with numerous advantages sans any stress or hassles. Want to know more? Keep reading.

Advantages of Renewing Your ICICI Lombard Car Insurance Policy

Saves Time:

Do you usually take a day off only for car insurance renewal? Consider going on a movie date instead because, with ICICI Lombard, car insurance policy renewal takes just a few minutes. Here are the steps for instant car insurance renewal.

  • Visit the ICICI car insurance renewal page.
  • Enter your car's registration number and registered mobile number.
  • Click on the 'Proceed' icon.
  • Follow the instructions displayed on your laptop screen.

In case you find this method difficult, simply visit the link sent to your registered email address and mobile number.

Easy Customisation:

Did you forget to buy the add-on you wanted for your car the last time you bought a policy with ICICI Lombard? Do not forget it this time. With us, you can select from nine different car insurance add-on cover. All you have to do at renewal time is customize your policy with the add-on you think is best for your car. However, keep in mind that add-ons come with an additional policy premium and the calculation is based on the type of your car's policy cover. The different add-ons available at ICICI Lombard are:

  • Roadside assistance cover
  • Zero depreciation cover
  • Consumable cover
  • Garage cash cover
  • NCB protection cover
  • Engine protect plus
  • Return to invoice cover
  • Key protect cover
  • Personal belonging cover

No Claim Bonus (NCB):

ICICI Lombard appreciates your safe driving through the policy year and rewards you with a No Claim Bonus for each claim-free year. When you opt for car insurance policy renewal within 90 days from its expiry day, you are eligible to retain your NCB. This way, you can easily lower your policy premium up to a maximum of 50%. To understand the NCB retention in a detailed manner, look at the table below.


Claim free policy years

No Claim Bonus (NCB)

After 1st claim free year


After 2nd claim free year


After 3rd claim free year


After 4th claim free year


After 5th claim free year


Also read:

Policy Switch:

Third-party liability insurance covers the legal liability of third party damage only and does not cover your car’s own damage. So, if you have this minimal cover for your car and want to increase the scope of your policy you must switch your policy. With us, you can easily change your policy at the time of car insurance policy renewal. If you have third party cover along with a standalone own damage policy, you can easily switch to a comprehensive car insurance policy by paying the necessary premium. There are no restrictions on switching the policy.

Secure and Transparent:

If you renew your coverage from or pay your premium to an unauthorised source, there is a high chance of fraud. At ICICI Lombard, we provide our customers with a secure payment gateway and ensure that their transactions are not vulnerable to fraud. Moreover, while renewing a car insurance policy with us, you don't get duped by any hidden clauses. The policyholder can access all insurance information with a single click and can proceed without any uncertainty about the car insurance renewal process.


Renewing a car insurance policy secures your drive in every possible manner. With our insurance cover, you don't need to worry about the financial obligations that may arise due to a mishap or third party legal liabilities. Plus, car insurance renewal helps you to drive around the city with confidence instead of being constantly preoccupied with the financial consequences of an accident.

Bottom line:

Renewing a car insurance policy is very important. If your car gets damaged in a mishap on the very next day of your policy lapse, the insurer will not reimburse the claim. Therefore, to avoid such tragic circumstances, remember to renew your insurance policy within 90 days of its expiration. However, when you switch to ICICI Lombard and renew your policy with us, you do not get just instant car insurance renewal but also benefit from NCB retention, along with all the added advantages.

  • bike insurance renewal
  • bike insurance
  • Looking for tailored advice?

    Schedule a call with our insurance advisors

  • OR
  • Call us:

    1800 2666
Please enter valid name
Please enter a valid mobile number
Please select the Category

Subscribe to our newsletter

Understand insurance better by reading our helpful guides, articles, blogs and other information.

Please enter valid name
Please enter valid Email

Error message here