Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

 

EV vs PHEV: Key Differences & Which Is Right For You

EVs operate solely on electricity with rechargeable batteries, producing zero emissions and requiring less maintenance. PHEVs combine combustion engines with electric motors, offering charging flexibility and extended range. The choice depends on driving needs, charging infrastructure access, and environmental priorities.

  • 28 Mar 2025
  • 6 min read
  • 24 views

Electric cars (EVs) and plug-in hybrid electric cars (PHEVs) are the way of the future, marking a significant step toward an ecologically friendly future. Understanding the key differences between EVs and PHEVs is essential. Read on to explore the unique features that distinguish them. Let's begin our discussion on EV vs PHEV.

What Is an EV?

Electric vehicles operate entirely on electricity. They use a rechargeable battery and exclude traditional fuel sources like petrol or diesel. Here are some key attributes of these vehicles:

 

  • Powered by Electricity: EVs harness power from an inbuilt battery and eliminate the need for diesel or gasoline by being charged through the electrical grid.

 

  • Environmentally Friendly: EVs emit no exhaust and do not rely on combustion engines. They significantly reduce air pollution.

 

  • Reduced Maintenance: EVs require less maintenance as they lack the complex parts of regular cars, which is attributed to having fewer moving parts.

 

  • Operation: EV engines operate silently, creating quieter environments compared to gasoline or diesel cars with loud engines.

 

  • Cost Efficiency: Electric cars get their power from electricity, so they cost less to run than regular cars.

 

  • Performance: Quick power in electric motors promises a better driving experience and faster acceleration.

 

What Is a PHEV?

PHEVs combine elements of conventional combustion engines and electric cars, offering a versatile driving experience. Let us understand in detail what distinguishes a PHEV:

 

  • Dual Powertrain: PHEVs have both a conventional gasoline or diesel engine and an electric motor. This setup allows the electric motor to operate independently for shorter ranges while the combustion engine activates to extend the vehicle's range when the battery’s charge is depleted.

 

  • Charging Flexibility: Recharging PHEVs from an electrical outlet allows them to run entirely on electric power. They can also be fueled with diesel or gasoline, which guarantees convenience, particularly on lengthy trips with few charging stations.

 

  • Reduced Emissions: In electric mode, PHEVs produce no tailpipe emissions, which helps to reduce their environmental impact compared to conventional vehicles. Emissions are present when operating on the combustion engine, but they are generally lower than those of traditional vehicles due to the supplementary electric power.

 

  • Cost-Efficiency and Maintenance: Operating costs for PHEVs tend to be lower than those of standard vehicles because they consume less fuel. Maintenance can be simpler for the electric components, as their moving parts are fewer compared to those of a combustion engine. This reduces the overall maintenance costs.

 

  • Versatility and Future-Proofing: PHEVs are flexible in a range of driving conditions and future-proof against changes in fuel availability and technological developments by being able to transition between electric and fuel-based operation. They provide a sensible balance between the range of gasoline cars and the efficiency of electric vehicles, making them a robust choice for the transition toward fully electric mobility.

 

Difference Between EV and PHEV in India

Evs and PHEVs represent two distinct approaches to electric mobility. Each has its own unique advantages and limitations.

 

  • Driving Range and Flexibility: PHEVs offer an adaptable driving range by merging gasoline or diesel with electric motors, allowing switching between energy sources as needed. This flexibility alleviates the range anxiety common with EVs.

 

EVs operate solely on electric power, which requires strategic planning around available charging infrastructure, particularly for long trips. Range anxiety can be pronounced in regions with limited charging options.

 

  • Fuel and Operating Costs: EVs typically yield significant operational cost savings since electricity generally costs less than gasoline or diesel. The stable pricing of electricity also shields owners from the volatile fluctuations often seen with fossil fuels. In contrast, PHEVs may not always achieve the same level of cost efficiency, particularly when frequently operated in gasoline or diesel mode. This can diminish the financial benefits of the hybrid system.

 

  • Maintenance and Upkeep: EVs have fewer mechanical parts. This often translates into lower maintenance costs and reduced likelihood of mechanical failures. PHEVs combine both electric motors and traditional engines and require upkeep for both systems.

 

  • Initial Purchase Price: EVs can command a higher initial price, especially for models with extended ranges. This is due to the expensive nature of advanced battery technologies. PHEVs typically cost less than their fully electric counterparts. They provide a more budget-friendly introduction to electric mobility.

 

  • Government Incentives and Policy Support: India's commitment to a greener future is evident in its favourable policies and subsidies, which are primarily aimed at promoting EV adoption over PHEVs. These incentives are intended to offset EVs' more expensive starting prices and increase their appeal as a financial decision.

 

Conclusion

Deciding between an EV and a PHEV often depends on individual preferences and eco-friendliness. Both offer routes toward greener transportation, whether through the total elimination of emissions with an EV or the adaptable benefits of a hybrid system. Please ensure that you take all necessary precautions when setting out in your vehicle, including a comprehensive car insurance policy. This will afford you peace of mind and ensure that you are financially protected in the unfortunate event of an accident or other damage. 


Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Also read:

  • Looking for tailored advice?

    Schedule a call with our insurance advisors

  • OR
  • Call us:

    1800 2666
Please enter valid name
Please enter a valid mobile number
Please select the Category

Subscribe to our newsletter

Understand insurance better by reading our helpful guides, articles, blogs and other information.

Please enter valid name
Please enter valid Email

Error message here