Last Updated: 05 Feb 2025
According to the Motor Vehicle Act, all cars must have at least third-party liability insurance. If you do not follow this law, you will face consequences. Hence, you should make sure you renew your policy on time to avoid any issues. If you are not sure of your policy expiry date, check it right away.
If you remember your policy number, you can check the status with the insurer directly. If you don't remember, you have two options:
- Through the Insurance Information Bureau (IIB) portal
- Via Vahan e-services
You can also check the status offline by visiting the insurer's branch office with your KYC and vehicle documentation. You can also use the online car insurance app of your insurer for the same.
Why is it important to know your car/vehicle insurance status?
You must know your vehicle insurance status for the following reasons:
- It is illegal to drive a car without valid motor insurance. It can attract huge penalties.
- An expired policy won’t cover you for third-party liabilities and own damage.
- An up-to-date insurance policy allows you to make claims simply when needed.
How to check car insurance validity?
Checking the validity of your car insurance is essential to ensure you’re protected against liabilities and comply with legal requirements. There are several ways, online and offline, to check your vehicle insurance validity.
How to check car insurance status online on the IIB portal?
IIB is a government agency that maintains digital records of all the vehicles registered in India. To check your car insurance status on the IIB portal, do the following:
- Go to the official website of IIB
- Go to the quick links displayed on the homepage and choose "V-Seva"
- After clicking the link, the Accident Vehicle Information Retrieval System webpage will appear on the screen
- Next, fill in the information such as the registered mobile number, registration number, and a few other details
- Always double-check the information, before clicking the "Submit" button.
- The insurance status will be displayed on your computer screen
Guidelines to check car insurance status on the IIB portal
You must exercise caution when checking the status via IIB. A single error could cause you to repeat the entire process. Here are some things you must keep in mind.
- Share your car registration number without inputting any special characters or spaces. The correct format is UP-65-TA-XXXX.
- There is one disadvantage of using this website. It reflects your insurance information two months after you purchase it. For example, if you purchased comprehensive car insurance for your new car on March 31, 2021, the details will be available on IIB from June 1, 2021, onwards.
- When checking the status of a new car, you must provide information such as the engine and chassis number.
- If the IIB portal does not display the insurance or other critical information, you may need to visit the Regional Transport Office (RTO).
- The IIB allows up to three attempts to check the status online.
How to check vehicle insurance status online on Parivahan Sewa
If you are unable to find the insurance status through IIB, try checking it through Vahan e-services by following the steps below:
- Go to the Parivahan e-service portal
- Tap on "Know Your Vehicle Details"
- Share your car registration number and then tap on the "Search Vehicle" option
- The displayed result will include all relevant information about your vehicle, including the insurance expiration date
How to check car insurance status online on the mParivahan mobile app?
To use the mParivahan app, follow these steps-
- Download the application from Google Play or Apple Store.
- Go to the app and register with your mobile number
- Enter the vehicle registration details
- You will find your vehicle details along with the insurance status
How to check car insurance status online at the RTO?
To check the car insurance online on the RTO website, follow these simple steps-
- Visit your state’s RTO official website.
- Enter the vehicle registration number.
- Request for the insurance details
- Take a printout of the details and save them for future use.
How to check car insurance status online on ICICI lombard?
If you have an ICICI Lombard car insurance policy, you can track its status even if you have misplaced the documents. Simply follow the steps mentioned below:
- Go to the ICICI Lombard website
- Navigate to the car insurance page and enter your vehicle's registration number, registered mobile phone number, and email address
- Click the "Submit" button
- Your insurance information will be displayed on the screen
You can also download you car insurance policy documents easily with ICICI Lombard.
If none of the above-mentioned methods works, you will have to visit the RTO.
How to Check Vehicle Insurance Status Offline?
To check the insurance status offline, you can try these options-
- Visit the insurance provider’s office with policy details and your vehicle’s registration certificate (RC).
- Contact the customer care department of the insurance provider.
- Visit the nearest RTO office.
Why is it Important to Renew Car Insurance on Time?
Renewal of car insurance on time is important because-
- It protects from any lapse or policy expiration.
- Timely renewal saves money on extra charges or expenditures when your vehicle is not protected by insurance.
- You may lose the No Claim Bonus or NCB in case of a delay in updating your insurance.
FAQs
- Can I check my car insurance with only my mobile number?
No, you need a vehicle registration or policy number to find the correct details.
- What if I cannot get insurance details online?
You can visit RTO or insurance provider personally for offline help.
- Is mParivahan app free for all?
Yes, the mParivahan app is a no-cost option provided by the government.
Conclusion
It is advisable to keep your car insurance updated and record any claims or changes. With online and offline options available, finding and checking your insurance details is easier now than ever. Make it a habit to renew policies on time to keep your vehicle protected.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.