Owning a four-wheeler in Kerala comes with responsibilities, including getting proper insurance. Car insurance in Kerala isn’t just a legal requirement – it’s a financial protection against accidents, theft and natural disasters. Kerala’s unique geography with coastal areas, highlands, torrential monsoons and dense urban centres makes insurance a safety net, especially as the state is prone to landslides and floods.

Read on to know the features, benefits, types and tips for buying the best car insurance in Kerala.

Features of car insurance

Getting insurance for car in Kerala allows you to avail these important features:

• Financial protection: Covers repair costs after accidents, thefts, irreparable damage and natural disasters.
• Legal protection: Meets the mandatory insurance requirements under the Motor Vehicles Act 1988.
• Third-party liability: Covers damages to other vehicles, properties and individuals.
• Personal accident cover: Provides compensation for disability or death.
• 24/7 Roadside assistance: Offers roadside help, such as free towing, tyre change or battery recharge.
• Customisable add-ons: Offers options like zero depreciation, tyre, engine and pillion rider coverage or enhanced roadside assistance.
• Cashless claims: Allows cashless repairs at network garages across India.
• No-claim bonus: Rewards claim-free years with premium discounts of up to 50%.

Types of car insurance policies in Kerala

There are four types of car insurance in Kerala:

1. Third-party car insurance

This is basic insurance, legally mandatory and covers damages to other vehicles and injury to individuals. However, it does not cover your own vehicle.

2. Standalone own-damage insurance

This policy covers damages to your own car due to unforeseen incidents. It can be purchased alongside third party car insurance.

3. Comprehensive Car Insurance

This all-inclusive policy offers complete protection, covering:

• Own vehicle damage
• Third-party legal liabilities
• Personal accident coverage
• Natural disasters (floods, landslides)
• Man-made disasters (riots, vandalism, theft)

4. Zero depreciation cover

The best car insurance in Kerala generally offers this add-on cover. Under this, the insurer fully compensates the claim amount without deducting the depreciation value of the damaged parts.

Benefits of car insurance policies in Kerala

Investing in car insurance offers several advantages:

• Natural calamities: Kerala’s monsoons can lead to floods and water damage. Comprehensive car insurance often includes engine protection for such scenarios.
• Theft: Rising theft cases make insurance a crucial investment.
• Accident: Covers repair costs for damages after accidents.
• Legal protection: Keeps you compliant with Kerala’s motor laws.
• Peace of mind: Knowing you and the additional rider are financially covered reduces stress during emergencies.

Platforms offering car insurance online Kerala allow easy comparison of these benefits across providers.

Coverage offered under car insurance in Kerala

Coverage depends on policy type, insurer and add-ons. Standard car insurance policies include:

• Repairs or replacement after collisions.
• Compensation if the car is stolen.
• Coverage for fire and explosion.
• Protection against floods, landslides and cyclones.
• Cashless repairs at network garages.
• Third-party injury or property damage.
• Compensation for injury or death of the policyholder.
• Optional coverages like engine, expensive components and zero depreciation.

How to buy car insurance online in Kerala?

Purchasing car insurance Kerala online is made easy by insurers through discounts, digital payments and EMIs on premiums for luxury cars. Here are the steps:

1. Research plans: Compare different insurers’ policy features, premium amounts and claim-compensated-ratio on platforms offering online car insurance Kerala.
2. Visit website: Visit the website of your chosen insurance provider or aggregator.
3. Enter details: Add details like make-model, registration number, address and engine and chassis number.
4. Choose a policy: Select third-party or comprehensive based on your needs.
5. Select add-ons: Choose additional covers if required.
6. Make payment: Get your quote and verify all details. Complete the transaction securely. You will receive the policy softcopy in your email and the hard copy will arrive in 5-7 working days.

FAQs

1. Is car insurance mandatory in Kerala?

Yes, at minimum, third party car insurance is mandatory as per Indian law. Driving without it leads to a fine of Rs 2000 or 3-months imprisonment (As of March 1, 2025).

2. What documents are needed to buy insurance for car in Kerala?

You need your car’s registration number, ID and address proofs and previous policy (if any).

3. How do I renew my car insurance in Kerala?

You can renew online through the insurer’s website or app. Remember to renew before expiry to avoid policy lapse and maintain your no-claim bonus.

Conclusion

Whether you are driving through Munnar’s lush landscapes or braving Wayanad’s monsoons, the right car insurance plan will save money and stress during emergencies.

By understanding the different options and comparing policies online, you can find coverage that meets your needs and budget.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Pune ranks among the top cities in Maharashtra for vehicle ownership, with over 4 million registered vehicles running on its streets daily. This high traffic density increases accident risks and makes car insurance in Pune an important safety cover for owners. The city's unique mix of narrow old-city lanes, modern highways and seasonal monsoon challenges creates specific risks that comprehensive car insurance can address.

This blog explains the key features, types and benefits of the best car insurance in Pune so that you can make an informed decision.

Features of car insurance

Car insurance policies come with several important features that protect vehicle owners. They are:

• Financial security: Covers repair expenses from accidents, theft or other disasters, like floods, terrorist attacks, theft or earthquakes.
• Ensures legal compliance: Helps you adhere to the Motor Vehicles Act- 1988, which mandates third-party liability coverage.
• Personal accident cover: Provides compensation for injuries or death of the policyholder.
• Third-party damage cover: Provides compensation for third-party injury, death or vehicle damage.
• Cashless garage network: Insurers have a large network of garages that offer hassle-free, cashless repairs.
• Add-on options: Maximises protection with additional coverages like zero depreciation, engine protection and 24/7 roadside assistance.

Types of car insurance policies in Pune

Here are the different types of car insurance options:

1. Third party car insurance: Covers damage to others (including vehicle, disability, and death) but not your own vehicle. It meets the legal requirement of the Motor Act but offers limited protection.
2. Own damage (OD) policy: This covers damage to your own vehicle only and can be combined with the mandatory third party car insurance policy.
3. Comprehensive car insurance: Covers both third-party liability and damage to your own vehicle. It covers vehicle damages caused by accidents, collisions, fires or explosion and natural calamities like floods, storms and hurricanes, along with irreparable damage.

Benefits of car insurance policies in Pune

Investing in car insurance in Pune provides several advantages, such as:

1. Financial security: Reduces out-of-pocket expenses for repairs or legal liabilities.
2. Peace of mind: Assures 100% support during unforeseen incidents.
3. Access to network garages: Many insurers offer cashless repairs at partnered garages across Pune.
4. No Claim Bonus (NCB): Rewards policyholders with discounts on premiums of up to 50% for claim-free years.
5. Quick claim settlement ratio: Many insurers in Pune have a high claim settlement ratio, ensuring quick and efficient claims processing.
6. Legal compliance: Third-party car insurance is mandatory in India.

Coverage offered under car insurance in Pune

Car insurance in Pune policies typically cover:

• Third-party liabilities: Injuries or damages caused to others.
• Own vehicle damage: Repairs due to accidents, fire or natural calamities.
• Theft: Compensation if the car is stolen.
• Personal accident cover: Financial support for injuries or death of the owner-driver.

Optional add-ons can include:

• Zero depreciation cover: Ensures full claim without factoring in depreciation.
• Engine protection: Covers engine-related repairs not due to accidents.
• Roadside assistance: Provides help during breakdowns.
• Consumables cover: Covers costs of consumable items during repairs.

How to buy car insurance online in Pune?

Insurers have made purchasing car insurance in Pune online easy:

1. Compare plans: Use online platforms to compare premiums, claim-settlement ratio and car insurance quotes in Pune from various insurers.
2. Select vendor: Select the most suitable insurance company and visit their website or mobile application.
3. Fill application: Enter personal and vehicle details accurately.
4. Select coverage: Choose between third-party or comprehensive insurance and consider necessary add-ons.
5. Make payment: Use secure online methods to pay the premium.
6. Receive policy: The insurer will email the policy document; keep it accessible for future reference.

FAQs

• Is car insurance mandatory in Pune?

Yes, third-party insurance is the bare minimum and legally required for all vehicles in Pune and across India.

• How is car insurance premium calculated in Pune?

Premiums depend on your car's age, model, engine capacity, driving history and the coverage you choose.

• What should I do if my car gets damaged in Pune?

Contact your insurer company immediately, take photos of the damage, file a claim and get your car repaired at a network garage.

• Can I transfer my car insurance when buying a second-hand car?

Yes, you can transfer the existing insurance policy to the new vehicle with proper documentation.

Conclusion

Getting the right car insurance for your vehicle in Pune is not just about meeting legal requirements. It provides essential financial protection that can save cost and stress after accidents or natural disasters.

So, spend time comparing options, understanding policy terms and selecting coverage that fits your needs to drive with confidence on Pune roads.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Mumbai has one of the world’s worst traffic conditions. Dangerously crowded roads and erratic monsoons make car insurance a necessity rather than a choice. Car insurance in Mumbai offers financial protection against accidents, theft and natural calamities like storms that often lead to flooding. Beyond meeting legal requirements, the right insurance saves you from financial losses when unexpected situations arise.

This guide covers everything you need to know about car insurance options in the city.

Features of car insurance

The best car insurance policy in Mumbai offers the following features:

• Financial security: Covers repair costs after accidents, damage from natural disasters and theft.
• Legal compliance: Helps you adhere to the laws established under the Motor Vehicles Act 1988.
• Third-party liability: Pays for damages to other vehicles and injuries to people.
• Personal accident: Provides compensation if you face disability or death from an accident.
• Roadside assistance: Offers 24/7 help when your car breaks down, including towing and basic repairs.
• Cashless claims: Enables repairs without paying upfront at network garages across Mumbai.
• No-claim bonus: Offer discounts on the premium of up to 50% for claim-free years.

Types of car insurance policies in Mumbai

Car owners in Mumbai can choose from these main types of insurance:

1. Third-party car insurance

This basic insurance is legally required and covers damages to other vehicles and injuries to people.

2. Standalone own-damage insurance

This policy covers repairs of your own car due to accidents or other damages. You can buy it alongside the third party car insurance policy.

3. Comprehensive car insurance

This complete protection plan covers:

• Damage to your own vehicle
• Third-party damage cover
• Personal accident coverage
• Natural disasters (floods, storms)
• Damages caused by terrorist attacks, riots or theft

4. Zero depreciation cover

The best car insurance in Mumbai often includes zero depreciation cover as an add-on. It ensures you receive full compensation without deducting the depreciation cost of accessories and parts.

Benefits of car insurance policies in Mumbai

Mumbai’s roads are busy. Accidents and collisions are common. Here’s how car insurance helps:

• Weather protection: Mumbai’s heavy monsoons can cause water damage to your car and engine. Comprehensive car insurance covers these repairs.
• Guards against theft: With rising vehicle theft cases in Mumbai’s urban areas, insurance provides financial recovery.
• Accident coverage: Pays for repairs after collisions on Mumbai’s crowded roads.

Coverage offered under car insurance in Mumbai

What your policy covers depends on the type and add-ons you choose.

Inclusions in comprehensive car insurance:

• Repairs after an accident
• Irreparable damage
• Car theft
• Loss due to fire, self-ignition or explosion
• Natural disasters like floods, cyclones, earthquakes and store
• Damage due to strikes, terrorism, riots, etc.
• In-transit damage sustained by the car
• Third-party damage, injury or death
• Cashless repairs at network garages

Exclusions in car insurance:

• Damages caused when driving without a valid licence
• Injured caused under the influence of alcohol or drugs
• Injuries and damages sustained outside the specified geographical area
• Mechanical or electrical breakdown without accident
• Damaged caused when the car was used for commercial purposes

Add-on covers:

• Engine and gearbox
• Return to invoice
• Roadside help
• Consumables
• Zero depreciation

How to buy car insurance online in Mumbai?

Here are the steps to get online car insurance Mumbai:

1. Compare plans: Use aggregator platforms to check features and reviews.
2. Visit the insurer’s website: Select a policy that suits your needs.
3. Fill in car details: Enter your car make, model, registration and RTO.
4. Pick your policy: Choose a third-party or comprehensive cover.
5. Select add-ons: Add any extra covers like zero depreciation.
6. Check premium: Verify the premium and benefits.
7. Make payment: Use digital payment options to complete the process.
8. Get your policy: Receive the softcopy of the policy via email or WhatsApp.

FAQs

1. Is car insurance compulsory in Mumbai?

Yes. Third party insurance is required by law. You can be fined up to Rs 2K or face 3 months imprisonment without it.

2. What affects the car insurance price in Mumbai

Factors include your car’s make, model, age, engine capacity and your driving history. Vehicles with higher values typically have higher premiums.

3. What documents are needed to buy a policy?

You need your RC, address proof, ID proof and old insurance (if any).

4. How can I lower my car insurance costs?

Maintain a good driving record, install ant-theft systems and renew before your policy expires to keep your no-claim bonus.

Conclusion

Driving in Mumbai has its challenges — from traffic jams to heavy rains. Car insurance is not just a rule to follow. It is a smart move to protect yourself and your car. Whether you choose third party car insurance for legal cover or comprehensive car insurance for full protection, having a valid policy in Mumbai will keep you stress-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

If you are fascinated by the most expensive car models, India offers a diverse range of swift, beautiful, and high-end vehicles that embody prestige, power, and performance.

This blog highlights the ten top expensive cars in 2025, exploring what makes them so pricey and why collectors and enthusiasts highly regard them.

List of world's most expensive cars

Here are some of the world’s and India’s most expensive cars, featuring their best attributes, approximate prices, and links to their official pages:

1. Rolls-Royce Cullinan

Ex.showroom Price: ₹10.50 - 12.25 Cr (approx.)

Rolls-Royce's first-ever SUV, the Cullinan, redefines luxury with its iconic design and high-tech features. Equipped with a 6.75L twin-turbocharged V12 engine producing 563 horsepower, it delivers a supremely smooth ride. The spacious, handcrafted cabin offers premium leather upholstery, starlit headliners, and a panoramic sunroof, making it the pinnacle of opulence on Indian roads.

2. Rolls-Royce Phantom

Ex.showroom Price: ₹8.99 - 10.48 Cr (approx.)

The Phantom remains the epitome of Rolls-Royce luxury, offering a serene driving experience with its ultra-quiet cabin and state-of-the-art technology. Powered by a 6.75L twin-turbo V12 engine, it glides effortlessly.

3. Rolls-Royce Ghost Series II

Ex.showroom Price: ₹8.95 - 10.52 Cr (approx.)

The Ghost Series II is a more driver-focused Rolls-Royce, blending contemporary design with traditional craftsmanship. A 6.75L V12 engine generating 563 horsepower offers effortless acceleration and supreme ride comfort.

4. Lamborghini Revuelto

Ex.showroom Price: ₹8.89 crore (approx.)

Lamborghini's latest hybrid supercar, the Revuelto, boasts a naturally aspirated V12 engine combined with three electric motors, generating 1,001 horsepower. This supercar boasts a top speed of over 350 km/h, aggressive aerodynamics and lightweight carbon-fibre construction, making it a beast on both the streets and the track.

5. Rolls-Royce Spectre

Ex.showroom Price: ₹7.5 crore (approx.)

Rolls-Royce's first fully electric ultra-luxury coupe, the Spectre, combines silent, emission-free performance with the brand's signature craftsmanship. It delivers an estimated 577 horsepower with a 530 km per charge range. The seamless integration of digital interfaces and handcrafted interiors ensures the ultimate EV experience for luxury enthusiasts.

6. Ferrari SF90 Stradale

Ex.showroom Price: ₹7.5 crore (approx.)

The SF90 Stradale is Ferrari's and India’s first plug-in hybrid supercar. It packs a 4.0L twin-turbocharged V8 engine and three electric motors, offering race-car-like performance with cutting-edge hybrid technology.

7. McLaren 750S

Ex.showroom Price: ₹5.91 crore (approx.)

An evolution of the 720S, the McLaren 750S features a 4.0L twin-turbo V8 that churns out 750 horsepower, delivering breathtaking acceleration. Its lightweight construction, aerodynamically optimised body, and driver-focused cockpit offer an unmatched blend of power and precision.

8. Ferrari 812

Ex.showroom Price: ₹5.75 crore (approx.)

The Ferrari 812 is one of the most powerful front-engine V12 grand tourers, offering 789 horsepower from its naturally aspirated 6.5L engine. Its sculpted design, sharp handling, and thunderous exhaust note make it an exhilarating machine for enthusiasts who crave both speed and luxury.

9. Ferrari 296 GTB

Ex.showroom Price: ₹5.4 crore (approx.)

The 296 GTB introduces a hybrid powertrain to Ferrari's mid-engine lineup. It features a 3.0L twin-turbo V6 and an electric motor, producing 819 horsepower. With advanced aerodynamics and an engaging driving experience, it represents the perfect fusion of efficiency and performance.

10. Bentley Flying Spur

Ex.showroom Price: ₹5.25 crore - 7.60 Cr (approx.)

The Bentley Flying Spur balances sophistication with power. This lux sedan has a 6.0L W12 engine delivering 626 horsepower and offers a smooth yet commanding drive. With handmade interiors, rear-seat entertainment, and limousine-like comfort, it remains a top choice for those seeking executive luxury.

Conclusion

These top expensive cars offer a unique combination of performance, luxury, and rarity that justifies their extraordinary price tag. Remember that these high-value automotive marvels come with great responsibility.

A standard car insurance policy is inadequate for automobiles of this calibre, where even minor repairs can cost more than many conventional vehicles. Comprehensive car insurance offers agreed-value coverage, dedicated concierge services, and access to authorised repair facilities with genuine parts. It’s a legal requirement and a crucial factor for responsible ownership.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Tata Safari, a flagship SUV from Tata Motors, has established itself as a robust and reliable vehicle on Indian roads. Known for its commanding presence and advanced features, the Safari requires regular maintenance to ensure optimal performance and longevity. Regular upkeep combined with the right insurance policy delivers the confidence to explore any terrain without compromise. Let’s take a closer look at why regular maintenance is essential for your Tata Safari.

Why Tata Safari maintenance & service is important

Regular maintenance is crucial for any vehicle, and the Tata Safari is no exception. Adhering to the recommended͏ ͏Tata Safari service͏ ͏schedule͏ ensures:͏

• Optimal engine performance
• Enhanced fuel efficiency
• Prolonged vehicle lifespan
• Safety on the road
• Preservation of resale value

Tata Safari service schedule

The new Tata Safari service schedule comprises five paid services over five years:

1. First service: 15,000 km or 12 months

• Total cost: INR 13,389
• Included ͏components͏: Air filter, ͏brake ͏͏͏oil͏͏, ͏cl͏͏i͏͏mate ͏͏control air͏ ͏filter, oil filter͏, engine ͏o͏͏il, fuel filter͏.

2. Second service: 30,000 km or 24 months

• Total cost: INR 13,389
• ͏Included components͏: Air filter,͏͏ b͏͏rake ͏oil,͏͏ climate control air͏͏ ͏͏filter,͏͏͏ engine oil͏,͏ fuel filter, oil filter͏, coolant.

3. Third service: 45,000 km or 36 months

• Total cost: INR 14,991
• Included components:͏͏ ͏Air ͏filter,͏ ͏͏͏͏͏brake ͏oil, coolant, climate control͏͏ air ͏filter͏͏͏͏,͏ engine ͏oil,͏ fuel filter͏͏,͏͏͏͏ ͏oil filter͏͏.

4. Fourth service: 60,000 km or 48 months

• Total cost: INR 13,389
• Included components:͏ ͏Air filter,͏ ͏brake ͏͏͏͏͏͏oil͏͏͏͏,͏͏͏ ͏͏͏climate control ͏air͏ ͏͏filter͏͏, ͏engine ͏͏͏o͏͏͏͏͏͏͏i͏͏l͏͏, ͏fuel͏ filter, ͏͏͏͏oil filter͏͏͏.

5. Fifth service: 75,000 km or 60 months

• Total cost: INR 13,389
• Included ͏components͏: Air filter, ͏brake ͏͏͏oil͏͏, ͏cl͏͏i͏͏mate ͏͏control air͏ ͏filter, oil filter͏, engine ͏o͏͏il, fuel filter͏.

Tata Safari service part cost

Understanding spare part costs helps prepare better for long-term ownership. Replacement intervals for critical parts should be discussed during every scheduled service as per the Tata Safari service schedule. Given ͏below͏ are ͏the ͏service ͏part prices for the Tata Safari:

• Engine oil (5 litres): INR 4,950 per change
• Oil filter: INR 900 each
• Wheel alignment: INR 600 per alignment
• Wheel balancing: INR 500 per visit
• Brake pads (front): INR 3,440 per set
• Brake pads (rear): INR 3,440 per set
• Air filter: INR 790 per change
• Fuel filter: INR 2,350 per change

Tata Safari maintenance cost

The͏ maintenance cos͏͏t of͏ ͏͏͏Ta͏͏ta͏ Safari is ͏influenced by͏͏ parts, labour charges͏ ͏͏and͏ service centre practices. On average, service bills range between INR 12,000 and INR 15,000 for newer models. Over five years, this amounts to an estimated INR 68,547.

Things to check while looking for Tata Safari maintenance cost

When evaluating the maintenance cost of Tata Safari, consider the following:

• Service frequency: Adhering to the Tata Safari service schedule ensures timely maintenance.
• Part replacements: Monitor wear and tear on components like brake pads, clutch plates and filters.
• Labour charges: Service centres may have varying labour rates.
• Extended warranties:͏͏ These can͏͏ help ͏͏manage unexpected repair costs.
• Insurance coverage: Comprehensive policies can cover certain maintenance aspects.

Factors affecting Safari maintenance cost

Several factor͏͏s can͏ ͏͏influence ͏the maintenance ͏cost of Tata Safari:͏

• Driving ͏͏͏habits:͏͏͏ Aggressive ͏͏d͏͏͏͏͏r͏͏͏͏͏i͏͏v͏͏i͏͏ng͏͏͏͏͏ can lead͏͏͏͏ ͏͏to faster wear a͏͏͏͏n͏͏͏͏d͏͏ tear.
• Terrain: Regular ͏͏off͏-road ͏driving necessitates more ͏frequent maintenance.
• Climate: Extreme͏ temperatures͏ can͏ affect battery life ͏and ty͏re pressure.
• Fuel quality: Using substandard fuel can impact engine performance.
• Service centre: ͏Aut͏h͏orised centres may charge͏͏͏ ͏͏more but͏͏ ͏ensure ͏͏͏͏genuine͏ ͏parts͏ ͏an͏͏d expertise.

FAQs

1. How often should a Tata Safari be serviced?

As per the Tata Safari service schedule, servicing should occur every 15,000 km or every 12 months.

2. What is͏ ͏the ͏aver͏͏age ͏maintenance cost͏͏ of͏ ͏Ta͏͏͏͏ta͏ Safari over͏ five ͏years?

The estimated ͏͏͏maintenance cost of͏ ͏Tata͏ Safari over five ͏͏y͏͏ears ͏͏is INR 6͏8,54͏7.͏͏

3. Are genuine parts necessary for each service?

While ͏genuine Tata Motors parts ensure optimal performance and warranty compliance, certified ͏aftermarket͏͏ ͏parts offer cost savings but ͏͏͏ma͏͏y affect longevity.͏͏͏

4. How does driving style impact maintenance?

Aggressive acceleration and ͏͏frequent heavy ͏braking ͏accelerate component ͏wear͏, ͏increasing both service frequency and part ͏costs͏.͏

Conclusion

Proper maintenance o͏͏f the Tata Safari͏ ͏ensures the S͏U͏V͏ remains powerful, ͏safe and͏ enjoyable͏͏ ͏to͏ drive͏ ͏for͏͏ years. Besides regular servicing, investing in the right car insurance is critical. Third party car insurance is mandatory and protects against legal liabilities, but comprehensive car insurance offers broader protection, including own-vehicle damages. Thus, opting for comprehensive car insurance is highly advisable for a stress-free Tata Safari ownership experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Built on a robust monocoque chassis and powered by a torquey Kryotec diesel engine, the Tata Harrier is engineered to tackle diverse terrains confidently. However, like any finely tuned machine, it requires consistent care to perform at its best. Following the Tata Harrier service schedule keeps performance crisp, safeguards warranties and helps you budget the Tata Harrier service cost.

In this blog, we’ll break down everything you need to know to keep your Tata Harrier running smoothly.

Why Tata Harrier maintenance & service is important

Skipping oil changes or inspections can lead to serious issues such as turbocharger damage, warped brake rotors and a noticeable rise in overall Tata Harrier maintenance costs. Routine upkeep supports favourable premiums when you renew car insurance, proof of timely service can unlock discounts and a stamped booklet prevents claim disputes. Additionally, periodic fluid flushes sustain emission compliance, easing pollution checks.

Tata Harrier service schedule

Before spending on service or repairs, mark the factory-approved service schedule of tata harrier. Staying within the grace window protects extended-warranty rights and keeps roadside-assist benefits active.

Tata Harrier service part cost

Here are the indicative MRPs (₹) affecting the maintenance of Tata Harrier:

• Engine oil (6.5 L synthetic): ₹3,800
• Oil filter: ₹450
• Air filter: ₹780
• Fuel filter: ₹2,100
• Cabin filter: ₹550
• Brake pads (front): ₹3,200

 Figures reflect Tier-1 city invoices and include GST.

Tata Harrier maintenance cost

Here's an overview of the routine service costs of Harrier:

The total maintenance cost over four years is approximately ₹55,000. Purchasing an annual maintenance contract can help smooth out cost fluctuations, while pairing it with comprehensive car insurance shields against accidental losses during the same tenure. Remember, the service cost of Tata Harrier in non-metro towns may dip by five to seven per cent, thanks to lower labour rates.

Things to check while looking for Tata Harrier maintenance cost

 Here are a few things to check to avoid inflated figures:

1. GST breakup – parts and labour follow different slabs.
2. Duplicate consumables – engine oil must not appear twice.
3. Complimentary ECU or ADAS software updates – always free.
4. Wheel alignment – negotiate inclusion in the package.
5. Non-OEM accessories – may void claims and raise the service cost of Harrier later.

Factors affecting Tata Harrier maintenance cost

Maintenance costs can vary due to different driving conditions. Aggressive driving wears clutches faster, coastal air corrodes suspension joints and low-quality diesel clogs the DPF, raising the maintenance cost of Tata Harrier. Extended warranties, prepaid AMC plans and add-ons within third party car insurance or, better yet, comprehensive car insurance can soften these variables by covering engine damage, towing and consumables. Even parking habits matter; shaded spots protect dashboard plastics and cut AC strain, lowering future repair invoices.

FAQs

1. Is the Harrier pricey to upkeep compared with rivals?

Its five-year maintenance costs are similar to those of the Hyundai Creta diesel, while being more affordable than larger seven-seater SUVs.

2. Does the 2023 facelift alter servicing?

The core mechanicals remain unchanged, with the only new addition being ADAS sensor calibration (approximately ₹800).

3. Can independent garages handle scheduled work?

Yes, but genuine parts and software updates are guaranteed only at authorised centres.

4. Will skipped services affect insurance claims?

Skipping services could be seen as negligence by insurers, so it’s important to keep service invoices handy to ensure smooth claims processing.

Conclusion

A proactive attitude toward Tata Harrier maintenance ensures that its bold design and advanced safety features continue to deliver confidence and comfort on every drive. Alongside regular maintenance, it’s equally important to consider the financial protection that insurance provides. Besides timely servicing and cost tracking, investing in car insurance—be it third party car insurance or comprehensive car insurance—is essential, as it offers crucial coverage against accidents, theft and unforeseen damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

The Tata Tiago has established itself as a practical, reliable and value-for-money hatchback in India. It is an ideal choice for commuters with low maintenance, good mileage and sturdy build quality. The Tiago is well-suited for city traffic and highway drives, powered by a refined 1.2-litre Revotron engine equipped with a balanced set of features.

This guide covers everything you need to know about Tata Tiago maintenance cost, service parts and service schedules to ensure your vehicle delivers trouble-free performance.

Why Tata Tiago maintenance & service is important?

Following the recommended Tata Tiago servicing schedule guarantees optimal performance and helps identify and fix minor issues before they become major problems. Regular servicing keeps your vehicle running smoothly, contributing to a safer and more comfortable driving experience.

Routine maintenance also enhances engine efficiency and fuel economy. A well-maintained car retains its value better, which is a smart financial move if you ever decide to sell it.

Tata Tiago service schedule

Here's a breakdown of the recommended service milestones and the service cost for Tata Tiago for 5 years:

Key points in the Tiago service schedule:

• The filter and Engine oil must be changed every 15,000 km or 1 year.
• Brake fluid replacement every 2 years or 45,000 km.
• Air filter and spark plug replacement every 45,000 km or 3 years.
• Coolant changes every 60,000 km or 4 years.
• Fuel filter and transaxle oil replacement every 75,000 km or 5 years.
• Tyre rotation every 7,500 km for even wear.

Tata Tiago service part cost

When calculating the Tata Tiago service cost, it's important to distinguish between service costs and service part costs. Service costs refer to the labour charges and basic checks performed during each service. In contrast, service part costs refer to the expenses incurred for replacing or repairing specific vehicle parts.

*Note: These are indicative prices and may vary by location and model year.

Tata Tiago maintenance cost

The estimated maintenance cost of Tiago for 5 years is around ₹23,561. This includes the costs of regular services, essential part replacements and routine checks. This is an approximate cost; the final Tiago service cost may vary depending on the car's condition and wear and tear.

Things to check while looking for Tata Tiago maintenance cost

When considering the maintenance cost of Tata Tiago, there are a few key things to keep in mind:

• Choose a reputed and authorised Tata service centre to ensure quality service and genuine parts.
• Understand your warranty coverage well so you know what wear and tear costs are covered under your warranty.
• Be aware of possible added costs for wear and tear items like brake pads, batteries and tyres.
• Consider opting for extended service plans or protection packages that can cover more extensive maintenance.

Factors affecting Tata Tiago maintenance cost

Several factors can influence the maintenance of Tata Tiago:

• Driving conditions: Harsh driving, like regular stop-and-go traffic or rough roads, can increase wear and tear on your car.
• Driving habits: Aggressive driving, such as hard braking and rapid acceleration, can reduce the lifespan of certain parts and increase fuel consumption.
• Climate: Extreme weather conditions can affect your car's performance and require more frequent maintenance checks.
• Quality of parts: Use genuine parts from authorised dealers for better quality and compatibility to reduce long-term maintenance costs.

FAQs

1. Are there any additional costs I should be aware of?

Yes, apart from the regular service costs, you may have to pay for wear and tear items like brake pads, batteries and tyres.

2. Can I extend the warranty on my Tata Tiago?

Yes, you can extend the warranty of your Tata Tiago according to the plans offered by Tata Motors to cover additional maintenance needs and extend the warranty period.

Conclusion

To ensure your vehicle remains safe and performs well over the years, following the Tata Tiago servicing schedule and regularly assessing the factors affecting its maintenance is important. Besides routine servicing, having a car insurance policy provides coverage against damages from accidents, theft and natural disasters. While third party car insurance is mandatory in India, having comprehensive car insurance can reduce your out-of-pocket expenses, offering peace of mind and supporting the overall upkeep of your car.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Bihar, one of India's most densely populated states, prioritises road safety by strictly enforcing the Motor Vehicles Act 1988. To ensure a smooth traffic flow and protect everyone on the roads, drivers must possess important documents, such as a bike or car insurance, a PUC, an RC book and a valid driving licence.

Driving in Bihar with an expired licence is a serious offence and may result in heavy fines. Suppose you're wondering about driving licence renewal in Patna or want to know how to renew driving licence in Bihar. In that case, this article will guide you through the necessary steps to ensure your licence remains up to date.

How can you renew driving licence online in Bihar?

Here are key steps on how to renew driving licence in Bihar online:

• Visit the official Parivahan
• Click on online services, then choose "Driving licence related service"
• Select "Bihar" from the state dropdown menu.
• Click on Apply for DL renewal.
• Please read the instructions thoroughly and then click "Continue." (If you are over 40, you can download Form 1a from here.)
• Enter your driver's licence number, date of birth and captcha.
• Click "Proceed" to verify your information, then select "Renewal Driving Licence" and "Generate Acknowledgement." Print the receipt.
• Visit your local RTO or Transport Department office with your original driver's licence, Form No. 9, three passport-size photos and the acknowledgement receipt.
• If you are above 40 years of age, submit Form 1a, a medical certificate duly signed by an Authorised Registered Medical Practitioner.
• Once you have paid the renewal fee, submit your application.

Steps to renew driving licence offline in Bihar

Here are the steps to follow to renew your driving licence offline:

• Visit the nearest RTO office that falls under the jurisdiction of your registered address.
• Ask for the renewal application form, called Form 9, or you can download the form from the Parivahan
• Fill out the form carefully.
• Attach copies of your expired driver's licence.
• If you are over 40, also include Form 1a and a medical certificate signed by an MBBS doctor.
• Attach two passport-size photos with your application.
• Include copies of your age proof and address proof.
• Pay the renewal fee at the RTO.
• After checking your documents, the RTO will mail you your renewed driver's licence.

Documents required and appointment process for DL renewal in Bihar

To renew a driver's licence in Bihar, you need to submit these documents:

• Online Application or Form 9
• Form 1-A Medical Certificate (required if you have a non-transport vehicle licence and are 40 years or older, or if you hold a valid transport vehicle licence)
• Passport-size photographs
• Form 1 (Self-declaration of physical fitness)
• Address proof and age proof.

You can easily book an online appointment for driving licence renewal in Bihar by following these steps:

• Go to the Parivahan
• On the homepage, click on 'Driving Licence Related Services' under the 'Online Services' menu.
• From the drop-down list of states, select 'Bihar'.
• In the 'Appointments' section, choose 'Slot Booking'.
• Then, select 'LL/DL Service Slot Booking'.
• Input your application number, birthdate and other necessary information.
• Fill in the captcha code displayed on your screen and click 'Submit'.
• Pick an available appointment slot and visit the RTO on the chosen date.

Driving licence renewal fee in Bihar

The cost to renew a driver's licence in Bihar is ₹200 if you apply within the grace period. If you renew your licence after the grace period has ended, the fee increases to ₹300. Additionally, if there is a delay in renewal, an extra ₹1,000 per year will be charged. If you decide to get a driver's licence via a smart card, there is an additional cost of ₹200 for this service

What is the grace period for renewing your DL in the state of Bihar?

In Bihar, a driving licence has a 30-day grace period after its expiration, during which you can renew it without extra fees. If you miss this period, you will have to pay additional charges.

How do you check the status of renewing your DL in Bihar?

Once you have applied for a driving licence in Bihar, the RTO typically takes around 30 days to process, verify and issue your licence. You just need to visit the official Parivahan website, select "Driving Licence Related Services" under "Online Services" and then choose Bihar as your desired state. After that, click 'Application Status', enter your birthdate, application number and captcha code and submit the information. The next page will show you the status of your application.

FAQs

1. What is the time period of a driving licence in Bihar?

Renewing your driver's licence is just as important as having one. After it is issued, the licence remains applicable for 20 years or until you are 50, whichever comes first.

2. What is the age limit for driving licence in Bihar?

The minimum age to get a driving licence in Bihar is 18 years for private vehicles and 20 years for commercial vehicles.

3. What are the important documents that a car driver must possess in Bihar?

You must possess a valid driving licence, the RC of the vehicle, PUC and comprehensive or third party car insurance.

Conclusion

Keeping your driving licence up to date is very important for every motorist in Bihar. The process of how to renew driving licence in Bihar is straightforward and can be done online or offline. Additionally, while ensuring your licence is valid, don't forget that having proper car insurance provides an added layer of security for you on the road. While third party car insurance is mandatory, it's equally important to have comprehensive car insurance for overall safety and peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

According to the Motor Vehicles Act, every individual operating a vehicle must possess a valid driving licence. Since a driving licence comes with a limited validity period, it's important to renew it before expiry to avoid penalties and stay compliant with the law.

If you live in Andhra Pradesh and your driving licence is about to expire, read this blog to explore the online and offline procedures on how to renew driving licence in AP.

How you can renew driving licence online in Andhra Pradesh?

Follow these steps on how to renew driving licence online in Andhra Pradesh:

• Visit the official Parivahan RTO website to access online services.
• From the Online Services menu, choose "DL Related Services."
• Select Andhra Pradesh as your state and click on the option to apply for DL renewal.
• Click "Continue."
• Insert your driving licence number and date of birth in the required fields.
• Type in the captcha code and select "Get DL Details."
• Review your licence details, choose the relevant licence category, state and RTO, then click "Proceed."
• On the following page, pick "DL Renewal" as the service type and complete the online application form.
• Form 9 is required to be completed for a driving licence renewal.
• Upload the essential documents (Age Proof and Address Proof- An Aadhar card can be sufficient) and submit your application.
• Click "Generate Acknowledgement Receipt" and print the receipt.
• Take this acknowledgement receipt, your present original driving licence, duly filled Form 9, three copies of passport-size pictures and Form 1a (If you are above 40 years of age) to the RTO that falls under the jurisdiction of the address on your licence.
• Once the documents are verified, the driving licence will be mailed to your registered address.

Steps to renew driving licence offline in Andhra Pradesh

To renew your driving licence offline in Andhra Pradesh, you can follow the steps given below: 

• You can obtain Form 9 from the nearest RTO or download it from the official RTO website.
• Take the completed form, along with your three passport-size pictures and Form 1a, to the RTO that falls under the jurisdiction of the address on your licence.
• Submit the forms along with your Aadhar Card.
• Surrender your present licence.
• Make the payment and keep the acknowledgement receipt.
• Once your documents are verified, the driving licence will be delivered to your registered address.

Documents required and appointment process for DL renewal in Andhra Pradesh

When renewing your DL in Andhra Pradesh, keep the following documents ready:

• Your current Driving Licence
• Form 1 (Self-declaration confirming your physical fitness), 1A and Form 9
• Verification of address and age, like a birth certificate, Aadhaar card or Voter ID card
• Passport-sized photograph

Driving licence renewal fee in Andhra Pradesh

The standard renewal fee for a Driving Licence in AP is Rs. 200. If the renewal is done after the grace period, the fee increases to Rs. 300. Moreover, if the renewal occurs more than a year after the licence expiry, an extra charge of Rs. 1,000 per year is applicable.

What is the grace period for renewing your DL in the state of Andhra Pradesh?

In Andhra Pradesh, the grace period for renewing a driver's licence after it expires is 30 days. If you fail to renew within 30 days of the driver's licence (DL), you will be liable to pay an additional fee. And if you apply for renewal after 1 year of expiry of your driver's licence, then you will have to take a driving test.

How do you check the status of renewing your DL in Andhra Pradesh?

The Parivahan portal makes it simple to monitor the status of your driver's licence renewal. You just need to visit the Parivahan website and go to the 'Driving Licence Related Services' section under the 'Online Services' menu. Select your state from the dropdown list, then click the 'Application Status' tab. Enter your birthdate, application number and the captcha code provided. After submitting these details, you can view the current status of your application.

FAQs

1. What documents are needed for a Driving Licence renewal?

You will need your original Driving Licence, a filled renewal application form (Form 9), age and address proof, passport-size photographs and Form 1A, if applicable.

2. Can I renew my Driving Licence from a different state?

You should ideally renew your Driving Licence in the state where it was issued. If you've relocated, you may first need to apply for a change of address or transfer your licence before renewal.

3. Are there any special requirements for applicants above 40 years of age?

Applicants above 40 years must submit a medical certificate (Form 1A) along with their renewal application.

4. What are the important documents for a car driver?

A driver must possess a valid driving licence, the car's RC book and a car insurance policy.

Conclusion

If your licence is about to expire, knowing how to renew driving licence in Andhra Pradesh is important. While updating your licence, it's also a good time to review your car insurance policy. Third party car insurance is mandatory under Indian law, but opting for a comprehensive car insurance offers broader protection by covering damages to your vehicle as well as third-party liabilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Introduction

Driving during the winter brings its own set of challenges, with one of the most common and frustrating issues being a fogged-up windshield. When a windshield fogs up, it can quickly reduce visibility, making it difficult to see the road ahead and potentially creating a hazardous situation. This fogging effect is primarily due to a difference in temperature and humidity between the inside and outside of the vehicle. During winter, cold, dry air outside cools the windshield, while the warmer, humid air inside the car condenses upon contact with the cold glass. This combination leads to the rapid formation of fog, which can obscure your view and demand immediate attention.

A foggy windshield isn’t just an inconvenience; it’s a serious safety concern that can increase the risk of accidents, especially in challenging winter conditions. Learning how to remove fog from the windshield efficiently and effectively is essential for any driver. This guide explores why fogging occurs, the most effective methods to clear it, preventive steps to avoid fog build-up, and specific techniques to defog the windshield. By following these tips, you’ll be able to keep your windshield clear, ensuring safe and confident driving in winter weather.

Cause of Fogging During Winter

Fogging on the windshield during winter occurs due to condensation when warm, humid air inside the car meets the cold glass. This happens because the temperature difference between the warm interior and the cold exterior causes water vapour in the air to cool and turn into tiny droplets on the windshield, creating a foggy layer.

Several factors contribute to this fogging effect, such as —

• Temperature Disparity: Cold external air cools the windshield, while warm air inside condenses upon contact with the cold surface, resulting in fog.
• High Humidity Inside the Car: Each breath from passengers releases moisture, raising the humidity. Snow or rain brought inside by shoes and clothing adds further moisture.
• Lack of Ventilation: When the car is sealed tightly to keep out the cold, the interior air becomes trapped, building up humidity. Without proper ventilation, this moisture-laden air lingers inside, leading to condensation.
• Rapid Temperature Changes: Quickly raising the heat after entering a cold car can shock the windshield with warm, moist air, leading to sudden fogging.

This mix of cold glass, trapped moisture, and lack of airflow creates ideal conditions for fogging, which compromises visibility and driving safety. Understanding the root cause of fogging can help you apply the most effective methods to defog your windshield while driving.

Methods to Clear Fog

There are several methods to clear fog from your windshield, ensuring safe driving during winter, such as —

• Use the Defrost Setting: The defrost setting on your vehicle’s HVAC system blows warm air onto the windshield, equalising the glass temperature with the interior, thereby reducing fog.
• Turn on the Air Conditioner: Although it might seem counterintuitive, turning on the AC helps remove moisture from the air. This dries out the air circulating inside, preventing condensation.
• Adjust the Temperature Gradually: Rapid temperature changes can worsen fogging, so gradually adjust the temperature to warm up the cabin slowly.
• Keep the Windows Slightly Open: Cracking a window allows humid air to escape, preventing fog from forming on the windshield.
• Apply an Anti-Fog Spray: Applying anti-fog sprays on the interior windshield surface can also prevent condensation from forming.

Using these methods can provide relief and improve visibility, helping you drive safely in winter conditions.

Preventive Measures

Prevention is key when it comes to keeping your windshield clear. Here are a few effective measures to consider —

• Clean Your Windshield Regularly: Dirt and grime can trap moisture, making fogging more likely. Regular cleaning ensures the windshield stays clear and fog-free.
• Use Silica Gel Packs: Place a few silica gel packs on your dashboard to absorb moisture. These packs are highly effective at keeping the air inside the car dry.
• Keep Floor Mats Dry: Snow and rain can leave floor mats damp, increasing humidity in the cabin. Shake off or dry mats before getting in, especially during snowy weather.
• Opt for an Anti-Fog Product: Applying an anti-fog solution before winter begins can create a layer on the windshield that reduces condensation, preventing fog formation.
• Avoid Overloading Heating Devices: Using heaters excessively can increase cabin humidity, leading to more fog. Control heating levels to maintain a comfortable and safe environment.

Incorporating these preventive measures ensures a safer driving experience and can minimise the need to remove fog from your windshield while driving.

Tips to Defog the Windshield from the Inside

Removing fog from the inside of the windshield requires a few simple adjustments, such as

• Direct Warm Air to the Windshield: Use the defrost or heater vents to direct warm air toward the windshield. This equalises the interior temperature, clearing the fog.
• Turn Off Recirculation Mode: Fresh air circulation is crucial for reducing interior moisture levels. Switching off recirculation mode ensures a steady inflow of drier outside air, which prevents fogging.
• Use Dehumidifying Products: Specialised car dehumidifiers or products like silica packs absorb moisture effectively, keeping the air inside the vehicle drier.
• Keep Windows Slightly Open: Cracking the windows just a bit allows humid air to escape, which minimises fogging on the inside.
• Wipe with a Microfiber Cloth: If the fogging is severe, gently wiping the inside with a microfiber cloth will clear the condensation quickly. Microfiber absorbs moisture without leaving streaks.

Following these tips can effectively reduce or eliminate fog on the inside, giving you clear visibility and improving your safety on the road.

Tips to Defog the Windshield from the Outside

Fogging on the outside of the windshield is also common in winter. Here’s how to handle it 

• Use Windshield Wipers: When condensation forms outside, simply activating your windshield wipers can quickly remove the moisture.
• Apply a Water-Repellent Coating: Specialised water-repellent products create a barrier that prevents fog and condensation from sticking to the windshield’s surface.
• Turn on the Defroster or Heater: Gradually warming the windshield helps remove fog outside, especially during icy conditions.
• Remove Ice and Snow First: Ice and snow can contribute to exterior fogging. Before driving, clear the windshield completely to prevent fog from forming as the ice melts.
• Avoid Using Hot Water: While it might seem like a quick fix, pouring hot water on a cold windshield can cause cracks. Instead, use de-icing sprays or wait until the defroster has warmed the glass.

Applying these methods will help maintain clear visibility from the outside, reducing potential distractions or hazards during winter driving.

Conclusion

Knowing how to remove fog from the windshield is a valuable skill for every driver, particularly during winter when visibility is often compromised. Fogging on the windshield can obscure your view, leading to unsafe driving conditions. By understanding the causes of windshield fogging and implementing the tips to defog from both the inside and outside, you can ensure a clear and safe drive. Additionally, practising preventive measures, such as keeping the car interior dry and regularly cleaning the windshield, reduces the likelihood of fog formation. Whether using car insurance to protect against accidents or simply looking to drive safely, defogging your windshield is an essential part of car maintenance during winter.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Indian market for cars that cost less than 10 lakh rupees is very competitive, with companies always trying to improve performance and value. If you're a speed fan on a budget, a few choices will give you great power and driving qualities without breaking the bank. Let's look at the fastest car in India under 10 lakhs rupees and see what makes each unique besides its specs.

List of fastest car in India under 10 lakhs

Here's the list of fastest car under 10 lakhs in India:

1. Hyundai Grand i10 Nios

The Hyundai Grand i10 Nios shows that even small cars can be exciting. Beyond its speed qualities, the Grand i10 Nios stands out for its quick handling and well-calibrated driving. Despite its small size, the car feels grounded in corners, sparking trust even when pushing through tight roads. Its small size makes it perfect for crossing crowded city streets while giving enough room for four adults.

• Engine: 1197 cc
• Mileage: 16 - 18 kmpl
• 0-100 kmph: 9.82 seconds
• Ex-showroom Price: ₹ 5.98 - 8.62 lakh (approx.)

2. Skoda Kylaq

The Skoda Kylaq brings European technical ideas to the sub-10 lakh market. Its steady, planted feel on the road distinguishes it—a trait usually associated with more expensive European cars. Kylaq also benefits from Skoda's reputation for build quality and attention to detail. The careful interior design improves the total ownership experience.

• Engine: 999 cc
• Mileage: 19.68 kmpl
• 0-100 kmph: 11 seconds
• Ex-showroom Price: ₹ 7.89 - 14.40 lakh (approx.)

3. Kia Syros

The Syros stands out because of its advanced driving mechanics. It also impresses with its upmarket cabin with soft-touch materials and a smart entertainment system. Combined with its spacious trunk and soft seats, the Syros offers a quality experience that makes it feel like a car from the category above. The Syros provides excellent value to buyers who want speed, comfort and luxury features.

• Engine: 1493 cc
• Mileage: 20.75 kmpl
• 0-100 kmph: 11.6 seconds
• Ex-showroom Price: ₹ 9 - 17.80 lakh (approx.)

4. Nissan Magnite

The Nissan Magnite blends the convenience of its body style with exciting speed that exceeds expectations for its affordable price. Its light turning and small dimensions make it exceptionally mobile in urban settings. It gives the commanding driving position and road presence of an SUV while keeping the efficiency and handling traits of a smaller vehicle. For those who want the flexibility of an SUV without losing speed or fuel economy, the Magnite offers great value.

• Engine: 999 cc
• Mileage: 19.9 kmpl
• 0-100 kmph: 10.28 seconds
• Ex-showroom Price: ₹ 6.14 - 11.76 lakh (approx.)

5. Hyundai i20 N-Line

The Hyundai i20 N-Line is the closest to a hot hatchback in the sub-10 lakh market. What sets the i20 N-Line apart is its focus on driver engagement. The i20 N-Line also looks the part, with faster style lines, larger wheels and red highlights that hint at its performance-oriented nature. For those who value driving qualities and want a car that stands out from the crowd, the i20 N-Line provides an experience that transcends its price tag.

• Engine: 998 cc
• Mileage: 20 kmpl
• 0-100 kmph: 9.9 seconds
• Ex-showroom Price: ₹ 9.99 - 12.56 lakh (approx.)

6. Maruti Suzuki Fronx

With a time of just 9 seconds, the Maruti Suzuki Fronx is the fastest car on our list, making it a surprising competitor in the speed area. The Fronx's small size and well-tuned suspension help it handle quickly. The vehicle's speed response stands out, with almost no turbo lag and smooth power delivery, making driving in cities a breeze while still giving you enough power to pass on the highway.

• Engine: 1197 cc
• Mileage: 22.89 kmpl
• 0-100 kmph: 9 seconds
• Ex-showroom Price: ₹ 7.52 - 13.04 lakh (approx.)

7. Tata Nexon

The Nexon focuses on safety alongside speed. With a 5-star Global NCAP safety grade, it offers a unique style and powerful road appearance that appeal to those who want their car to stand out. With its speed, safety, and distinctive style, the Nexon offers an appealing deal for an exceptional price.

• Engine: 1497 cc
• Mileage: 23.23 kmpl
• 0-100 kmph: 11 seconds
• Ex-showroom Price: ₹ 8 - 15.60 lakh (approx.)

Conclusion

In a market where value for money is important, these fastest car under 10 lakhs show that speed and driving fun don't have to come with a high price tag. When buying one of these performance-oriented cars, it's crucial to consider suitable insurance coverage. While third party car insurance is required by law in India, it only covers losses to other vehicles and people in case of an accident. Comprehensive car insurance is highly recommended to protect against theft, natural disasters and accidental damage to your car. Many insurers also offer add-on plans, such as engine security and zero depreciation, which can be particularly valuable for these cars.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

In India's ever-evolving world of luxury cars, high-performance sedans represent the perfect balance of usefulness and adrenaline-inducing speed. As we travel through 2025, the choices for driving fans wanting four-door thrills have never been more exciting. Let's dive deep into some of the most powerful sedan in India, discovering what makes these technical marvels special beyond their amazing specs.

List of fastest sedan in India

Here's the list of the fastest sedan cars in India:

1. Mercedes-Benz AMG GT 63 S E Performance

The top of Mercedes-AMG's car range, the GT 63 S E Performance, is dressed as a sedan that uses Formula 1 technology with its complex hybrid engine. What truly defines this beast is its amazing power output. Inside, Mercedes hasn't traded luxury for speed. The saloon features hand-stitched Nappa leather, carbon fibre details, and the latest MBUX entertainment system with virtual reality guidance.

• Engine: 3982 cc, Plug-in Hybrid
• Top Speed: 316 kmph
• 0-100 kmph: 2.9 seconds
• Ex-showroom Price: ₹ 3.34 Crore (approx.)

2. BMW M5

The latest BMW M5 continues its reputation as a classic sports car, now accepting hybrid technology without losing its performance roots. The 2025 model marks a major change with its plug-in hybrid system, which provides amazing power while providing a limited all-electric range for urban travel. The interior of the M5 strikes an excellent mix of sporty purpose and plush accommodations. The latest version of BMW's iDrive system boasts motion control and virtual reality screens.

• Engine: 4395 cc, Plug-in Hybrid
• Top Speed: 305 kmph
• 0-100 kmph: 3.5 seconds
• Ex-showroom Price: ₹ 1.99 Crore (approx.)

3. Porsche Panamera

The Panamera has always struggled to combine Porsche's sports car DNA into a bigger, four-door package. The latest generation succeeds wonderfully, giving operating skills that defy its size and weight. The touch-sensitive centre panel houses settings for the different driving systems without confusing the driver with buttons. The back seats offer real comfort for adult riders, making this a four-person grand tourer.

• Engine: 2897 cc - 3996 cc
• Top Speed: 310 kmph
• 0-100 kmph: 3.8 seconds
• Ex-showroom Price: ₹ 1.70 - 2.34 Crore (approx.)

4. Maserati Ghibli

The Maserati Ghibli brings Italian flair and feeling to the high-performance car market. With its Ferrari-built engine making a unique, spine-tingling exhaust note, the Ghibli provides speed with theatrical Italian drama. Inside, the Ghibli displays Italian expertise with hand-stitched natural leather and real carbon fibre or wood trim. The sound system offers a concert-hall quality sound that matches the powerful engine note.

• Engine: 1999 cc - 3799 cc
• Top Speed: 255 kmph
• 0-100 kmph: 4.3 seconds
• Ex-showroom Price: ₹ 1.15 - 1.93 Crore (approx.)

5. Bentley Flying Spur

The Bentley Flying Spur redefines the idea of a luxury performance car by valuing elegance alongside rapid speed. What separates the Flying Spur is its skill. Each car requires over 100 hours of detailed work by Bentley's workers. The Flying Spur's Bentley spinning Display—a three-sided spinning dashboard element showing the tablet, analogue numbers, or a clean wood surface based on the driver's taste.

• Engine: 2998 cc - 5950 cc
• Top Speed: 285 kmph
• 0-100 kmph: 3.5 seconds
• Ex-showroom Price: ₹ 5.25 - 7.60 Crore (approx.)

6. Porsche Taycan

The Taycan reflects Porsche's vision for performance in the electric age, providing power that tests physics. Unlike many EVs, the Taycan was intended as a speed car from the ground up. The Taycan's interior welcomes simplicity with its bent digital display and touch-sensitive settings. The extra passenger display allows the co-driver to change navigating and leisure settings without distracting the driver.

• Top Speed: 250 kmph
• 0-100 kmph: 2.7 seconds
• Battery Capacity: 93.4 kWh
• Ex-showroom Price: ₹ 1.67 - 2.53 Crore (approx.)

7. Audi e-tron GT RS

The e-tron GT RS, with its sleek style and amazing capabilities, displays Audi's approach to electric racing. Inside, the e-tron GT features sustainable materials, including recycled plastics and fake leather choices, showing that luxury doesn't have to come at an environmental cost. The flat-bottom steering wheel and driver-focused cabin keep the sporty purpose despite the quiet engine.

• Top Speed: 200 kmph
• 0-100 kmph: 2.8 seconds
• Battery Capacity: 93 kWh
• Ex-showroom Price: ₹ 1.95 Crore (approx.)

Conclusion

As we look at these fastest sedan in India, it's clear that the high-performance car market in India is having a rebirth in 2025. Four wheeler insurance becomes critical to financial safety when engaging in such high-performance cars. While third party car insurance is required by law in India, owners should strongly consider complete coverage. Comprehensive car insurance protects against theft, fire, natural disasters, and unexpected damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

India's luxury car market is still growing in terms of high-quality cars, with well-known brands selling their top models to picky buyers. The choices are limited and thrilling for people who can afford to buy masterpiece cars under 5 crore. Let's look at some of the best luxury car under 5 crore that are the pinnacle of luxury, engineering, and style.

List of best cars under 5 crore

Here's the list of best cars under 5 crore:

1. Bentley Bentayga

The Bentley Bentayga is a great example of British craftsmanship, with its strong presence and careful attention to detail. Its interior sets it apart. It's a sanctuary where handcrafted materials meet cutting-edge technology. Each cabin is decorated with hand-stitched leather, metal accents, and veneers from sustainable sources.

• Engine: 3956 cc
• Top Speed: 290 kmph
• Ex-showroom Price: ₹ 5 - 6.75 Crore (approx.)

2. Lamborghini Huracan Sterrato

The Huracan Sterrato represents Lamborghini's boldest innovation—a supercar engineered for off-road adventures. Distinguished by its raised suspension, reinforced underbody, and distinctive body cladding, this Italian masterpiece defies conventional supercar limitations. Inside, the cockpit retains Lamborghini's driver-focused layout while incorporating specialised telemetry displays for off-road driving data.

• Engine: 5204 cc
• Top Speed: 260 kmph
• Ex-showroom Price: ₹ 4.61 Crore (approx.)

3. Aston Martin DB12

The DB12 continues Aston Martin's legacy of creating vehicles that balance breathtaking performance with grand touring comfort. What separates the DB12 from its predecessors is its thoroughly modernised electronic architecture, supporting a responsive infotainment system and driver assistance features. The meticulously crafted interior showcases Bridge of Weir leather and bespoke trim options that reflect each owner's aesthetic.

• Engine: 3982 cc
• Top Speed: 325 kmph
• Ex-showroom Price: ₹ 4.59 Crore (approx.)

4. Mclaren GT

The McLaren GT challenges grand touring conventions with its mid-engine layout and carbon fibre construction. The cabin demonstrates McLaren's evolution toward greater refinement, featuring high-quality leather and an advanced infotainment system. The GT delivers the engaging handling McLaren has known for a while, introducing a more compliant ride quality.

• Engine: 3994 cc
• Top Speed: 326 kmph
• Ex-showroom Price: ₹ 4.50 Crore (approx.)

5. Mercedes-Benz Maybach SL 680

The Maybach SL 680 represents Mercedes-Benz's vision of ultimate open-top luxury motoring. Its approach to comfort and exclusivity distinguishes this convertible from other roadsters. The interior features special Maybach upholstery patterns and neck-level heating for comfortable top-down motoring even in cooler weather. Its sophisticated air suspension provides precision handling.

• Engine: 3982 cc
• Top Speed: 260 kmph
• Ex-showroom Price: ₹ 4.20 Crore (approx.)

6. Lamborghini Urus

The Urus successfully translates Lamborghini's supercar DNA into SUV form without diluting the brand's emotional appeal. The interior combines Lamborghini's distinctive hexagonal design language with practical amenities required for everyday usability. The Urus reigns as one of the fastest production SUVs while maintaining genuine off-road capability through its specialised drive modes and adjustable ride height.

• Engine: 3999 cc
• Top Speed: 305 kmph
• Ex-showroom Price: ₹ 4.18 - 4.57 Crore (approx.)

FAQs

1. Are these expensive cars available for quick buy in India?

Most of these cars are offered through official shops in big urban places like Delhi, Mumbai, and Bangalore. However, many high-end luxury cars are built to order with customization choices, which may require a waiting time of 3-6 months based on specs and current demand.

2. What kind of after-sales help can I expect with these expensive cars?

All these expensive names offer specialised repair centres in big Indian cities with factory-trained techs. Many provide door-to-door service pickup and delivery, loaner cars during repair times, and 24/7 roadside help programs.

3. What type of insurance coverage is suggested for these expensive vehicles?

Zero depreciation (bumper-to-bumper) coverage is highly suggested for these expensive cars. Many insurers offer speciality high-net-worth individual (HNWI) plans specially built for costly vehicles.

4. Can these cars handle Indian road conditions?

Yes, with proper care. Modern luxury cars offer changeable suspension systems and ground clearance settings. SUVs like the Bentley Bentayga and Lamborghini Urus are particularly well-suited to various road conditions.

Conclusion

Choosing among these best car under 5 crore eventually depends on your personal goals. Regardless of which vehicle catches your mind, each represents an amazing feat in the automotive industry. When investing in these automobiles, getting comprehensive car insurance becomes a critical safety for your asset. Four wheeler insurance policies offer coverage in the event of theft and accident damage. Given these vehicles' substantial investment, securing insurance ensures proper protection.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Parking spaces are an essential component of urban infrastructure, yet many property owners and developers are unclear about the parking spaces dimensions and regulations that govern them. Whether planning a residential complex or commercial establishment or simply curious about the rules, understanding these standards is crucial for compliance and efficient space utilisation.

Parking space regulations by the Government of India

The Development Code by the Government of India provides comprehensive guidelines for parking lot dimensions. These regulations are typically incorporated into local building bylaws and development plans to ensure consistency in implementation.

The car parking space dimensions are specified in Equivalent Car Spaces (ECS) per 100 sq m. of floor area. Different zones and activities have various sizes of parking spaces. These are:

Residential Areas

• Group Housing, Plotted Housing (plots above 250 sq.m.), and mixed-use: 0.50 - 1.50 ECS per 100 sq m.

Commercial Areas

• Wholesale Trade and Freight Complex (including parking for loading and unloading): 1.50 - 2.50 ECS per 100 sq m.
• City centre, district centre, hotel, cinema and others: 1.00 - 2.00 ECS per 100 sq m.
• Community centre, local shopping centre, convenience shopping centre: 0.50 - 1.50 ECS per 100 sq m.

Public and Semi-Public Facilities

• Nursing homes, hospitals (other than government), social, cultural and other institutions, government and semi-government offices: 0.50 - 1.50 ECS per 100 sq m.
• Schools, colleges, universities and government hospitals: 0.25 - 0.75 ECS per 100 sq m.

Industrial Areas

• Light and service industries, flatted group industries, and extensive industries: 0.50 - 1.00 ECS per 100 sq m.

Standard Dimensions for Parallel Parking

Parallel parking spots are generally built to handle cars parked alongside edges or walls.

The normal measurements for parallel parking usually include the following:

• Length: 22 feet (6.7 meters) to fit most sedan-sized cars
• Width:5 feet (2.6 meters) from the curb
• Maneuvering space: Additional room at the ends of a row of parallel parking spots is often suggested for easy entry and exit

For places with high shift rates, such as business zones, slightly bigger measurements may be suggested to allow faster parking moves and reduce traffic jams.

Standard parking space size

According to the Development Code, the normal car parking size is clearly defined. For the availability of car parking spots, the measurements change based on the type of parking:

• Open parking:0 sq m. per similar car space
• Ground floor covered parking:0 sq m. per similar car space
• Basement parking:0 sq m. per similar car space

These measurements ensure adequate room not just for the car itself but also for safe movement when entering and leaving the parking place. The larger area required for basement parking accounts for the structural elements like pillars and the need for proper ventilation systems.

FAQs

1. Can basement areas used for parking be excluded from FAR calculations?

The Development Code clearly states that basement areas used for parking and services should not be counted in Floor Area Ratio (FAR) calculations.

2. Are there any special provisions for motels and hotels regarding parking?

Yes, for motels, parking space should be provided on a minimum scale of 1.67 ECS per 100 sq m. of floor area, including provisions made in the basement. For hotels, basements up to the building envelope to the maximum extent of the plot area are allowed and excluded from FAR if used for parking and services.

3. What are the regulations for parking in hill towns?

The Development Code acknowledges that hill towns have special considerations. While specific parking dimensions remain the same, other development parameters like FAR and ground coverage are often reduced for hill areas compared to plains.

Conclusion

Understanding car parking space size is essential for proper urban planning and development. The regulations outlined provide a framework that balances the need for adequate parking with efficient land use. While understanding parking space dimensions is crucial for urban planning, protecting your vehicle with the right insurance is equally important. Car insurance online offers ease and reasonable rates, allowing you to compare plans from multiple sources. Third party car insurance, the minimum legal requirement in India, offers important coverage against losses to others' vehicles or property. For complete protection, invest in full coverage, which protects against theft, natural disasters, and accidental damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The Indian automobile market has grown interested in hybrid vehicles as customers become more environmentally aware. Hybrid cars offer the perfect mix of regular engines and fully electric vehicles, giving better fuel economy without worrying about range. Let's explore the most affordable hybrid cars available in India.

It's important to note that hybrid cars under 10 lakhs are currently unavailable in India. The vehicles mentioned below are the most affordable hybrid choices in the Indian market, though they exceed the price point. As the automobile market grows, customers can expect upcoming hybrid cars in India under 10 lakhs.

List of best hybrid cars under 10 lakhs in India

Here is a list of the best hybrid cars under 10 lakhs available in the Indian market:

1. Toyota Urban Cruiser Hyryder

The Toyota Urban Cruiser Hyryder stands out as one of the most affordable hybrid SUVs in the Indian market. This small SUV blends Toyota's skill in hybrid technology with a dynamic style that appeals to the Indian consumer's evolving taste in SUVs.

What makes the Hyryder particularly attractive is its drive experience. The electric motor provides quick, low-speed torque, making city driving a breeze. At the same time, the gas engine ensures you never face range anxiety on longer trips. The shift between electric and gas power is so smooth that most drivers won't notice when the change happens.

• Engine: 1462 cc - 1490 cc
• Mileage: 39 - 27.97 kmpl
• Variants with hybrid engine: S, G, V (Hybrid)
• Ex-showroom price: 11.14 - 19.99 lakh (approx.)

2. Maruti Suzuki Grand Vitara

The Maruti Suzuki Grand Vitara marks India's most significant leap into hybrid technology. Developed in partnership with Toyota, the Grand Vitara shares many components with the Hyryder but offers its unique character and Maruti Suzuki's known service network.

The Grand Vitara's hybrid system is particularly well-suited to Indian road conditions. The electric motor handles heavy traffic, lowering pollution and fuel usage during stop-and-go drives. The gas engine offers steady power on roads for passing and maintaining higher speeds.

• Engine: 1462 cc - 1490 cc
• Mileage: 21.11 - 27.97 kmpl
• Variants with hybrid engine: Zeta+, Alpha+
• Ex-showroom price: 11.19 - 20.09 lakh (approx.)

3. Honda City Hybrid

The Honda City has long been a benchmark in the Indian car segment and the hybrid version takes this heritage forward with cutting-edge technology. The City Hybrid offers a different method than the SUV choices above, giving a more standard car experience with the perks of hybrid technology.

The City Hybrid offers a smooth driving experience, with the electric motors providing quick torque for brisk movement. The car is well-insulated, and the hybrid system works quietly, providing a quality drive experience that matches luxury sedans costing much more.

• Engine: 1498 cc
• Mileage: 27.13 kmpl
• Variants with hybrid engine: V, ZX
• Ex-showroom price: 20.75 lakh (approx.)

FAQs

1. Are there any hybrid cars available in India for under 10 lakhs?

Currently, no hybrid cars are available in India under the 10 lakh price point. The cheapest hybrid choices in the Indian market start from around 11 lakhs, such as the Toyota Urban Cruiser Hyryder and the Maruti Suzuki Grand Vitara.

2. How fuel-efficient are hybrid cars compared to standard petrol/diesel cars?

Hybrid cars are significantly more fuel-efficient than standard petrol/diesel vehicles. For example, the hybrid car listed above has a mileage of 27 kmpl.

3. What are the main benefits of getting a hybrid car in India?

The main benefits include better fuel economy, lower pollution and reduced running costs. They also offer a smooth driving experience, especially in city traffic and less dependence on fossil fuels without the range anxiety of fully electric cars.

4. Do hybrid cars require special maintenance?

Hybrid cars have specialised components like the battery system and electric motor that may require specialised repairs.

Conclusion

While no hybrid car under 10 lakh price point is offered in India, the models mentioned above represent the most affordable hybrid choices in the market. Each offers unique benefits based on your preferences and needs.

When driving a hybrid vehicle, it’s essential to follow speed limits, keep up with routine maintenance and ensure you have the necessary documents, including an RC (Registration Certificate), licence and third-party car insurance policy.

Comprehensive car insurance is strongly recommended for hybrid cars due to their specialised components and higher repair costs. These policies provide added protection against theft, natural disasters and accidental damage, offering greater peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

FASTag scanners have made long queues at toll gates a thing of the past. Because of these devices, interstate travel has become faster and more convenient. They enable quick and cashless toll payments, reducing traffic congestion at toll plazas. Read this blog to learn how this technology ensures a smooth travel experience.

What is FASTag scanner?

A FASTag scanner is an electronic device that is installed at toll plazas. It uses the RFID system to read the FASTag stickers on windshields. The scanner verifies the details, facilitating cashless toll payments. Car owners can also use FASTag barcode scanner online apps to enhance their toll payment experience.

Role of a FASTag scanner

The FASTag scanner is central in facilitating cashless toll payments using RFID or radio frequency identification technology. As a vehicle equipped with a FASTag sticker passes through the toll gate, it reads the information on the tag to deduct the toll amount from the prepaid wallet or linked bank account.

The scanner is a vital tool, eliminating the need for cash transactions. It sends a signal activating the RFID chip in the FASTag sticker, which transmits its stored data in response. After a successful payment, the toll barrier opens, allowing the vehicle to pass through.

FASTag speeds up toll collection and reduces traffic bottlenecks at toll plazas. However, users may need to pay the toll in cash if the scanner or tag does not function.

Benefits of employing a FASTag scanner

Here are the key advantages of a barcode scanner for FASTag:

• Seamless toll payments: A FASTag scanner enables cashless toll payments by reading the RFID tag and automatically deducting the fee, reducing delays.
• Time efficiency: Toll plazas with FASTag scanners allow vehicles to pass through toll gates without stopping, minimising long queues.
• Fuel savings: Vehicles do not need to stop or significantly slow down, which means they consume less fuel, which leads to cost savings for drivers.
• Digital tracking and transparency: This toll collection system provides detailed transaction records. Users can easily monitor toll expenses through mobile apps.
• Reduced human error and fraud: FASTag scanners also eliminate the chances of human error and fraud. Automated toll collection reduces the risk of incorrect toll charges, cash handling errors and toll operator fraud.

How a FASTag barcode scanner works

Here’s a quick look at how the FASTag barcode scanner works:

• Apart from an embedded RFID chip, the FASTag sticker has a unique identification number linked to the vehicle owner’s prepaid account.
• The FASTag sticker is affixed to the inside of the vehicle’s windshield to ensure direct and clear communication between the FASTag scanner and the sticker.
• The RFID scanners installed at the toll gate detect the FASTag sticker as the vehicle approaches the toll booth.
• The radio signals that the scanner emits are reflected by the RFID chip on the FASTag.
• The scanner reads the unique FASTag ID and forwards it to the central toll plaza system.
• The FASTag system verifies the details with the National Electronic Toll Collection (NETC) to ensure the tag's validity.
• The toll amount gets automatically deducted from the linked account if the FASTag is valid and has sufficient balance.
• The vehicle owner receives a confirmation SMS with transaction details, including toll amount and balance.
• The barrier opens automatically after the transaction, allowing the vehicle to pass.
• If the account has insufficient balance, the vehicle is either denied entry or redirected for manual toll payment.
• If the FASTag is damaged or unreadable, the driver must pay manually and replace it if needed.

FAQs

1. How does a FASTag scanner work?

A FASTag scanner uses RFID technology to read the unique FASTag affixed to a vehicle’s windshield.

2. Can I scan my FASTag barcode online?

Some online platforms and mobile apps allow users to scan FASTag barcode online to check their balance, verify tag details, or recharge their accounts. These platforms use a FASTag scanner online to read the barcode printed on the FASTag card or sticker.

3. What should I do if my FASTag is not getting scanned?

If your FASTag isn't detected, check for obstructions like metallic tints, damage or low balance. If the issue persists, contact your provider.

Conclusion

FASTag has made toll payments faster, more efficient and hassle-free. With the additional convenience of online recharges and balance checks, FASTag enhances the overall driving experience.

While FASTag ensures seamless toll payments, having valid four wheeler insurance is equally crucial for financial protection and legal compliance. Comprehensive car insurance covers your vehicle against accidents, theft and natural disasters, ensuring peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Cost and fuel efficiency have long driven the Indian automotive industry. Vehicle safety ratings have become crucial when purchasing a car as consumer priorities evolve. A car’s safety depends on its make, design, and the safety features the manufacturer incorporates. The Nissan Magnite safety rating shows the manufacturer’s commitment to global safety regulations.

Nissan Magnite: A brief history

The Nissan Magnite was initially designed as a prestigious flagship SUV for the Datsun brand in Japan. Later, this model was rebranded by Nissan, and introduced with the name Nissan Magnite. This subcompact SUV model was first launched in 2020 in India.

The charismatic design and Magnite car safety rating make it one of the most sought-after subcompact SUVs. A 1.0L turbo engine powers it, and it has a spacious interior. 2024 the company introduced its facelift model with new exterior and interior features. The 4-star Nissan Magnite safety rating for adult occupant protection demonstrates a strong commitment to safety alongside its appealing features. 

Nissan Magnite Global NCAP safety ratings

Global NCAP is an organisation that evaluates a vehicle’s safety by conducting crash tests in various circumstances. It assesses the quality of the car after front and side collision tests. According to the data from Global NCAP on Nissan Magnite NCAP rating, the vehicle achieved a 4-star rating for its adult occupant protection.

Nissan Magnite adult occupant protection rating       

The 4-star Nissan Magnite safety rating for adult occupant protection was based on its frontal impact test conducted in 2022 at a 64 km/ hr speed. The crash test thoroughly assessed the car’s protective features, including the seatbelts and airbags. The crash test results highlight several key factors: 

• Body shell stability: Nissan Magnite’s body shell strength was rated “stable” after the crash test assessment, which showed the vehicle’s ability to withstand further loadings when accidents occur.
• Footwell stability: The structural integrity of the car’s footwell area was rated “stable,” showing the feet and legs of the driver and passengers are protected when accidents occur.
• Good protection to the driver’s neck
• Marginal protection to the driver’s chest and knees
• Good protection to the passenger’s chest and neck

Nissan Magnite child occupant protection rating 

Magnite NCAP rating for its child occupant protection was two stars. This rating was given after evaluating the safety features designed for child protection. During collision tests, it was found that the chest area of a three-year-old child seated in a forward-facing seat was not completely protected.

The highlights of the crash test were:

• Two dummies were used for the assessment, representing 1.5-year-old and 3-year-old children.
• Though the car offered good protection for the 1.5-year-old dummy in the frontal impact test, it was inadequate for the 3-year-old dummy.
• Even though the car has ISOFIX anchorages, an internationally recognised standard for installing child safety seats in vehicles, they were found to be tight, making it difficult to attach child seats.
• The model did not include a rear seat belt reminder, which is a standard feature.

Nissan Magnite safety features list  

Nissan Magnite global NCAP rating was mainly because of its advanced features. Some of the prominent features are:

• Two airbags
• ABS with EBD
• Rear parking sensors
• Electronic stability control (ESC)
• Hydraulic brake assist
• Hill-hold assist
• Vehicle dynamic assist
• Reverse camera
• The tyre pressure monitoring feature
• ISOFIX mounts
• Read parking sensor
• Surround-view camera

FAQs

1. What is the safety rating of Nissan Magnite?

According to Global NCAP data, the safety rating of Nissan Magnite was 4-star for adult occupancy protection and 2-star rating for child occupant protection.

2. How many cameras does the Nissan Magnite have?

The most modern Nissan Magnite model, launched in 2024, has four 360-degree cameras, one in front, one in back, and two on each side.

Conclusion 

Although Nissan Magnite has several safety features for occupants’ protection, vehicle owners must choose custom-made third party car insurance to meet unexpected risks. Investing in a comprehensive four wheeler insurance plan will provide financial protection against mishaps like accidents, damage, or theft. The insurance is an extra safety measure, giving vehicle owners peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

With a rising Indian population with higher purchasing capacity, many car buyers seek an ideal car that ticks all the essentials—performance, speed, advanced technology and safety.

A budget of 50 lakhs in the Indian market opens doors to the premium car segment, with highly engineered and powerful cars that define sophistication. You can choose from many cars, from a classic sedan to a performance-focused sporty SUV.

According to Autocar Professional, the Indian luxury car market has seen a 6% rise in 2024. It implies that more people are investing in high-end cars while prioritising affordability and luxury.

The guide below lists some of the top contenders for the fastest car in India under 50 lakhs.

List of fastest cars in India under 50 lakhs

The top 8 fastest car under 50 lakhs in India are listed here. The list features SUVs, sedans, and hatchbacks with a performance focus.

1. Audi Q3

Audi Q3 is a popular compact luxury SUV among people. This is due to its premium features and excellent performance. It has a large turbo petrol engine and a Quattro all-wheel drive system. It has a stylish design, comfortable interiors, and a spacious cabin with many features. It is one of the fastest in this segment and can reach 100 kmph in 7.3 seconds.

2. Mini Cooper 3 Door S

The exterior and interior design of Mini Cooper is unique and compact. It has ABS with EBD, automatic climate control, and multiple drive modes. Speed lovers love it; it can reach 100 kmph in just 6.7 seconds. This high speed makes it an excellent contender among other fastest car under 50 lakhs.

3. Mercedes-Benz A-Class Limousine

A limousine is a compact luxury with stylish design, style and features. It has a premium feel with features like power trunk closing, Panoramic sunroof, multi-contour front seats, ambient LED lighting, etc. It can go 0-100 in 8.2 seconds.

4. Toyota Fortuner Legender

Fortuner Legender offers car lovers a bold, heavy design and high fuel-use efficiency. It can achieve 0 to 100 kmph in 9.85 seconds. It maintains an outstanding balance of mileage and power and emerges as a top contender. Some of its diverse features include seven airbags for dedicated passenger protection, vehicle stability control, hill start assist, MID integration and dedicated ISOFIX child seat anchors.

5. BMW X1

BMW X1 is among the fastest cars under 50 lakhs. It is perfect for people who love sporty car designs. The turbocharged engines, perfect chassis tuning and 312 horsepower make it a great choice for people who want to experience the luxury of the BMW. It can achieve 0 to 100 mph in 8.28 seconds.

6. MG Gloster

MG Gloster is perfect for long-distance trips. Its comprehensive safety systems and standout features, like the 2-way adjustable massager driver seat, make it efficient and safe. Powered by a twin-turbo diesel, it can reach 0 to 100 mph in 12.43 to 13 seconds.

7. Jeep Meridian

Jeep Meridian is a powerful SUV. There are three rows of seven seats. It has power steering, ABS safety lock and automatic climate control and puts the safety of its customers first. It can accelerate to 100kmph in 10.8 seconds, making it perfect for long trips.

8. Volkswagen Tiguan

A mid-size SUV that takes 8.5 seconds to go 0-100. Its tyre pressure monitoring system, electronic stability control and parking cameras with front and rear sensors give comfort, style and luxury.

Conclusion

These are some of the fastest cars under 50 lakhs that offer a taste of luxury, premium features, and high speed. Each vehicle mentioned above is distinct in terms of the driving experience. You should take a test drive for your favourite choices to find your ideal car that matches your style and budget. Once you select your desired car, choose a desirable car insurance policy or any comprehensive car insurance to protect your vehicle and ensure financial security in the long run.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Designed͏ ͏to streamline toll payments an͏͏d͏ minimise congestion͏,͏ FASTag ͏is ͏integral͏ the modern ͏driving͏͏ ͏experience. However, encountering a blacklist in FASTag status can present considerable challenges for motorists. Understanding the underlying reason and the necessary steps to resolve it is essential for maintaining smooth and uninterrupted travel.

Why does a FASTag get blacklisted

Common FASTag blacklisted reason include low balance, expired KYC, repeated chargeback disputes or violations flagged by law enforcement agencies. If blacklisted, the tag becomes inactive, requiring action to restore its functionality.

What is blacklisted FASTag?

A blacklist FASTag refers to a scenario where the tag is rendered inactive, preventing it from facilitating electronic toll payments. This deactivation can stem from various factors.

Reasons behind FASTag getting blacklisted

Several factors can lead to the blacklisting of a FASTag:

• Insufficient balance: If your FASTag showing blacklist, it may be due to insufficient balance to process toll payments, leading to its deactivation.
• KYC non-compliance: Incomplete or outdated KYC documentation can blacklist a FASTag, as regulations require up-to-date user information to prevent misuse.
• Vehicle-specific blacklisting: Law enforcement agencies may blacklist a vehicle's FASTag due to violations such as non-payment of fines or involvement in legal disputes to ensure compliance with legal and regulatory frameworks.
• Technical issues: Occasionally, technical glitches or discrepancies in the FASTag system can lead to inadvertent blacklisting, thus disrupting the seamless functioning of the tag.
• Misuse or fraudulent activities: If a FASTag is suspected to be involved in fraudulent activities or is being misused, the issuing authority may blacklist it to prevent further discrepancies.

How to check whether a FASTag is blacklisted?

Before a long trip, it's wise to perform a FASTag blacklisted check to ensure your tag is active and avoid toll payment issues. Here are the methods to check if a FASTag is blacklisted:

• Issuing bank's portal or mobile application: Most banks and FASTag issuers provide dedicated online platforms and mobile apps where users can log in to monitor their FASTag status, balance and transaction history.
• Customer care services: Contacting the customer support of the issuing bank or agency can provide real-time information regarding the FASTag status. Support agents can offer insights into any issues and guide corrective measures.
• SMS and email notifications: Issuing authorities often send alerts regarding the status of a FASTag. Monitoring these communications regularly can help detect issues early.
• National Highway Authority of India (NHAI) portal: The NHAI offers a platform where vehicle details can be input to check the status of a FASTag. This centralised system provides a comprehensive overview of the tag's functionality.

How to activate a blacklisted FASTag?

The following steps outline the activation process:

• Replenish the balance: If the FASTag is blacklisted due to low funds, promptly adding the required amount can lift the blacklist status. Regular balance checks can prevent such issues.
• Update KYC details: Ensure that KYC information is current and accurate. Submitting the necessary documents to the issuing authority can resolve blacklisting due to non-compliance.
• Resolve legal issues: Law enforcement may request a blacklist in FASTag if the vehicle is involved in violations. Clearing outstanding fines or legal issues promptly can facilitate reactivation.
• Regular monitoring: Regularly checking the account can help detect and address anomalies, preventing future blacklist FASTag status.
• Contact the issuing authority: If the FASTag is blacklisted due to technical issues, contacting customer support can provide tailored guidance for resolution.

FAQs

1. How long does it take to reactivate a backlisted F͏AS͏Ta͏g͏?

The time to reactivate a blacklisted FASTag depends on the reason for the blacklist. If it was due to low balance, recharging usually restores it within a few minutes. For issues like KYC expiry or violations, reactivation may take 24 to 48 hours after updating the required details with the issuing bank.

2. Can a blacklisted FASTag be used for toll payments?

No, the vehicle owner must resolve the reason for blacklisting before it can be used again.

3. Is FASTag mandatory for car insurance?

Yes, as of February 15, 2021, possessing a valid FASTag is mandatory for purchasing car insurance online and third-party car insurance policies. This mandate ensures vehicular ͏͏͏compliance ͏and͏͏ promote digital transactions͏͏.͏

Conclusion

Maintaining͏͏ ͏a͏͏n active FA͏STag is essential ͏for seamless travel ͏on͏ India’s͏ ͏highways. Understanding the reasons behind a FASTag blacklisted status empowers vehicle owners to take proactive measures. Additionally, having an active FASTag is essential for purchasing car insurance online, including third party car insurance. Third party car insurance, which is mandatory in India, covers damages to third-party property, injuries,or fatalities resulting from an accident involving your vehicle. Comprehensive car insurance policies, which are optional but highly recommended, offer extended coverage, including damages to your own vehicle due to accidents, natural disasters, theft or fire.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Did you know how your car smoothly transitions from a stop or shifts gears without a hitch? The key component that facilitates this is the clutch. The clutch connects the engine's power to the drivetrain, enabling smooth transitions and efficient power delivery. Understanding the various types of clutch in the automobile industry enhances your knowledge of vehicle operations and maintenance.

Various types of clutches in car

Clutches are categorised based on their operational characteristics, engagement methods, and applications.

Here is a detailed look at the most common car clutch types:

1. Single plate clutch:

   The single plate clutch is widely used in modern vehicles. It consists of a clutch plate that is coated with a high-friction material. It is located between the engine's flywheel and a pressure plate loaded by a spring. A release mechanism eases the pressure plate away from the clutch disc when the clutch pedal is pressed. This allows the disc to free spin and disengage the engine from the drivetrain for gear shifting. This type of clutch is favoured for its simplicity and effectiveness in transferring engine torque while maintaining smooth driveability.

2. Multi-plate clutch:

   The multi-plate clutch contains several friction discs stacked within a compact unit. It dramatically increases the surface area for friction. The clutch is designed for high-performance vehicles and motorcycles that require robust torque management. This arrangement allows for a much greater transmission of force, which is essential in vehicles with high power outputs. This type of clutch can also be immersed in oil to reduce wear and enhance heat dissipation, making it ideal for racing and heavy-duty applications.

3. Diaphragm clutch:

   The diaphragm clutch modernises the traditional spring mechanism by incorporating a conical spring, which serves as both a spring and pressure plate. This design allows for a reduction in size and a more uniform pressure distribution across the clutch plate. It is particularly beneficial to reduce pedal effort and improve the ease of gear transitions. This clutch is both responsive and durable, which makes it great for high-performance cars where good driving feedback and reliability are important.

4. Cone clutch:

   The cone clutch is used primarily in low-speed applications or where space constraints exist. Its cone-shaped design offers a larger friction surface area when engaged. This type of clutch is good for situations that need precise control. However, its use in modern automobiles is limited due to its tendency to stick when fully engaged.

5. Hydraulic clutch:

   Hydraulic clutches operate by utilising fluid mechanics to transmit pressure from the clutch pedal directly to the clutch mechanism. This system allows for a more smooth and responsive clutch operation as it can be adjusted to suit various driving conditions. Most of its uses are in vehicles requiring exact engagement and disengagement. It also performs well consistently, no matter the load or speed. The hydraulic system minimises the physical effort that is needed to operate the clutch.

6. Electromagnetic clutch:

   This clutch uses an electric current to generate a magnetic field, which engages the clutch. This type of clutch is useful in situations that need continuous fast responses. Its ability to engage and disengage without direct mechanical contact reduces wear and increases the lifespan of the clutch components.

7. Semi-centrifugal clutch:

   The semi-centrifugal clutch combines the features of mechanical and centrifugal activation. This clutch uses springs for engagement at lower speeds. It also has weights that help as engine speeds go up. The semi-centrifugal clutch is made for demanding applications where more power is needed without the driver having to adjust it all the time. The semi-centrifugal clutch effectively bridges the gap between manual control and the need for automatic response under high-load conditions. It combines control and user-friendliness ideally.

8. Freewheel clutch:

   This clutch is also known as an overrunning clutch. It allows the drivetrain to disengage from the engine when the driving shaft rotates faster than the engine speed, such as in downhill driving conditions. Freewheel clutch has benefits such as preventing driveline stress and reducing wear on components. The freewheel clutch is crucial to enable coasting capabilities in vehicles—it allows the wheels to turn freely without engine power, which is essential to reduce fuel use and improve the efficiency of the powertrain of the car.

Conclusion

Understanding each type of clutch used in automatic transmission and selecting the right one is vital for your vehicle’s performance and durability. 

Make sure you are protected against various unforeseen events by securing comprehensive car insurance online.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.