Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

 
  • Best 1500cc Petrol Cars In India 2024

    by Almog Ramrajkar | Apr 07, 2025

    Petrol cars are widely favored in India for their affordability, smooth driving experience, and impressive mileage. They cater to a spectrum of buyers, from first-time car owners to seasoned drivers. Among the various engine categories, 1500cc petrol cars stand out as the most sought-after, thanks to their perfect balance of power, performance, and cost-effectiveness.

    This blog highlights the top 1500 cc petrol cars in India for 2024, showcasing models that combine reliability, style, and comfort with cutting-edge technology. These cars are designed to meet the diverse needs of Indian drivers, offering excellent performance on highways and city roads alike.

    List Of 1500cc Petrol Cars In India

    Whether you're looking for a spacious family car, a feature-packed vehicle for your daily commute, or a dynamic ride that suits your love for driving, these 1500cc options have something unique to offer:

    1. Hyundai Creta

    The Hyundai Creta has been a game-changer in the compact SUV segment. Its refined design, reliable performance, and feature-packed interior make it a favourite among Indian buyers.

    • Engine and Performance: The Creta comes with a 1.5-litre petrol engine that delivers 115PS of power. This engine ensures smooth driving both in the city and on highways.
    • Features: The 2024 Creta boasts a 10.25-inch touchscreen, ventilated seats, a panoramic sunroof, and Hyundai’s BlueLink-connected car technology.
    • Safety: Equipped with six airbags, ABS, EBD, and an optional Level 2 Advanced Driver Assistance System (ADAS), the Creta prioritises passenger safety.
    • Why Choose It? Comfortable cabin, feature-rich dashboard, and brand reliability.
    1. Kia Seltos

    The Kia Seltos combines elegance with top-notch technology, making it a formidable competitor among the top 1500cc petrol cars in India because of its innovative features and dynamic performance.

    • Engine and Performance: The 1.5-litre turbocharged petrol engine churns out an impressive 140PS, ensuring a thrilling ride.
    • Features: Dual 10.25-inch displays for the instrument cluster and infotainment system, Bose premium sound system, and a 360-degree camera enhance the driving experience.
    • Safety: Advanced safety features include six airbags, hill-start assist, and vehicle stability management.
    • Why Choose It? Bold design, excellent performance, and tech-driven features.
    1. Tata Nexon

    Renowned for its strong build and high safety ratings, the Tata Nexon is one of the best-selling compact SUVs. It offers an effective balance of performance and value.

    • Engine and Performance: Its 1.2-litre turbo petrol engine generates 120PS of power, suitable for urban and highway driving.
    • Features: The Nexon’s cabin is equipped with an instrument cluster and a touchscreen infotainment system with Android Auto and Apple CarPlay. The interiors also use premium upholstery.
    • Safety: With a 5-star Global NCAP safety rating, the Nexon features dual airbags, ABS with EBD, and ESP.
    • Why Choose It? Extremely safe, reliable performance, and affordable pricing.
    1. Toyota Urban Cruiser Hyryder

    Toyota’s Urban Cruiser Hyryder is a compact SUV that offers both performance and fuel efficiency.

    • Engine and Performance: The 1.5-litre petrol engine produces adequate power for daily driving while ensuring fuel economy.
    • Features: It comes with a modern infotainment system, a heads-up display, and automatic climate control.
    • Safety: Features like multiple airbags, ABS with EBD, and hill descent control ensure passenger safety.
    • Why Choose It? Toyota’s renowned reliability and the Hyryder’s fuel efficiency make it an appealing choice.
    1. Honda Amaze

    The Honda Amaze is a compact sedan designed for those who value comfort and practicality. Its compact size makes it perfect for city roads.

    • Engine and Performance: The 1.2-litre petrol engine delivers 90PS, offering a smooth and efficient ride.
    • Features: Highlights include a 7-inch touchscreen infotainment system, cruise control, and a spacious boot.
    • Safety: Dual airbags, ABS with EBD, and rear parking sensors enhance safety.
    • Why Choose It? Comfortable interiors and affordability combined with Honda’s reliability.
    1. Tata Altroz Racer

    The Tata Altroz Racer is a sporty hatchback that doesn’t compromise on performance or style. It’s ideal for young drivers seeking a thrilling ride.

    • Engine and Performance: Powered by a 1.2-litre turbo petrol engine, the Altroz Racer produces 120PS, delivering a spirited driving experience.
    • Features: The cabin features leatherette seats, a 7-inch touchscreen system, and a sunroof.
    • Safety: Like other Tata vehicles, the Altroz boasts a 5-star Global NCAP safety rating.
    • Why Choose It? Sporty design, zippy performance, and affordable pricing.
    1. Maruti Suzuki Dzire

    The Maruti Suzuki Dzire is one of the most reliable and fuel-efficient sedans in the Indian market.

    • Engine and Performance: Its 1.2-litre petrol engine produces 90PS, offering a balanced blend of power and mileage.
    • Features: The Dzire comes with a touchscreen infotainment system, rear AC vents, and comfortable seating for five.
    • Safety: Standard safety features include dual airbags, ABS with EBD, and ISOFIX child seat anchors.
    • Why Choose It? Widespread service network, fuel efficiency, budget-friendly, and comfortable.
    1. Mahindra XUV300

    The Mahindra XUV300 is a compact SUV that excels in terms of safety and features. Its bold design and strong performance make it an attractive choice.

    • Engine and Performance: The 1.2-litre turbo petrol engine delivers 110PS, ensuring a responsive and smooth drive.
    • Features: The XUV300 offers a sunroof, a premium sound system, and a large touchscreen infotainment system.
    • Safety: With multiple airbags, ABS, and ESP, the XUV300 prioritises passenger safety.
    • Why Choose It? Well-rounded SUV offering comfort, safety, and performance.

    Conclusion

    The 1500cc petrol segment offers some of the most versatile, affordable, and stylish vehicles. Whether you prefer comfortable and reliable sedans or feature-rich SUVs, there is a perfect choice for every buyer.

    Before you hit the road in your new vehicle, ensure you have proper car insurance to protect yourself and your car. Purchase car insurance online easily and quickly with just a few clicks. It is the best way to ensure financial security on the road. Choose wisely and drive safely!


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Fill & Submit RTO Form 37 Easily

    by Almog Ramrajkar | Apr 04, 2025

    The administrative process related to your vehicle can seem challenging at first. However, understanding these important procedures ensures that you complete all vehicle-related formalities on time. Among the many important documents associated with your vehicle is the RTO Form 37. This form is used for changing the ownership of a vehicle under a sale or purchase agreement, lease, or hypothecation, and is provided by the RTO.

    In this blog, we have explained the importance of Form 37, the method of downloading it, and the process for filling and submitting it to the RTO, along with the necessary documents. Whether you are selling your car or purchasing a previously owned vehicle, this quick guide will help you complete the process in no time.

    What is RTO Form 37?

    RTO Form 37 is a document issued by the Regional Transport Office for changing vehicle ownership. It serves as a notice from the RTO that the original RC (Registration Certificate) of the vehicle must be surrendered so a new RC can be issued to the buyer. It is an important form, especially during the sale of a vehicle under a hire-purchase agreement, lease, or hypothecation. It acts as a clearance certificate from the RTO, confirming that all financial obligations associated with the vehicle have been cleared.  Form 37 removes all legal and financial obligations from the previous owner and allows the new owner to get vehicle-related documents such as RC, license, and car insurance.

    Certain cases mandate the use of Form 37. These include:

    • Sale of a vehicle purchased with a loan
    • Transfer of vehicle ownership after fulfilling financial obligations
    • Removal of hypothecation and updating vehicle records

    How to Fill Form 37?

    To fill and submit Form 37, download it from the official RTO portal or the state transport department’s website. To fill out the form, you need to follow these simple yet crucial steps-

    1. Download the form from the web portal of the transport department.
    2. Fill in the vehicle details, such as the registration number, model, engine, and chassis number.
    3. Enter your personal information, such as your full name and address.
    4. Provide the details of the financer and the address of the bank or financial authority.
    5. Declare that all financial obligations have been fulfilled and ensure the form is signed by both the applicant and the
    6. Write the name and address of the RTO office where you have to submit the form.

    Recheck all details before submitting the form to ensure a smooth, error-free process. Always download the latest version of the document and check the official portal for any mandatory updates or requirements.

    How to Download Form 37?

    Downloading Form 37 is a simple process. Ensure you download it from the official website to avoid any errors or misprints in the document.

    1. Go to the official website of the Ministry of Road Transport and Highways or the state transport department’s web portal.
    2. Find the form under the “Downloads” or “Forms” section.
    3. Alternatively, find the form by typing “Form 37” in the search bar.
    4. Download the form as a PDF.
    5. Print the form for further processing.

    Documents Required for Form 37

    Several official documents need to be attached to RTO Form 37 for authentication and validation of the applicant’s and vehicle’s details. You need to attach copies of the following documents with the form and carry the originals for verification, if necessary:

    1. The RC (Registration Certificate) for the vehicle.
    2. The NOC (No Objection Certificate) from the financer, declaring that the loan has been repaid and closed.
    3. A copy of the car insurance
    4. Proof of address and ID proof of the applicant.
    5. Form 35, required for hypothecation termination.
    6. The PUC (Pollution Under Control) Certificate.

    Conclusion

    RTO Form 37 is an important document for anyone planning to transfer vehicle ownership or deregister hypothecation. It might seem like a minor formality, but properly completing and submitting this form will save you time and resources in the long run.

    By following this guide on downloading and filling Form 37 along with the list of documents needed for successful submission, you can complete the process effortlessly. Always double-check the details on like form 37 and keep related documents, such as car insurance updated to ensure a hassle-free completion of all vehicle-related formalities.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • RTO Form 35: Clear Hypothecation on Your Vehicle

    by Almog Ramrajkar | Apr 04, 2025

    Purchasing a car has become easier than ever in India with the unhindered availability of vehicle loans. However, loans come with their own set of responsibilities, the most important of which is clearing the hypothecation at the earliest opportunity.

    If you’ve taken a loan to buy a vehicle, the RTO Form 35 is a vital document to clear the hypothecation entry on your vehicle’s Registration Certificate.

    Hypothecation is a formal agreement between a borrower and a lender, stating that if the borrower does not repay the loan in the agreed timeframe, the lender has the right to seize the asset purchased with the loan. For example, in straightforward loan agreements like car loans, the car itself serves as collateral. If the borrower does not repay the loan as per the terms, the lender can take possession of the car.

    Read on to learn more about RTO Form 35, the official form that mediates this transaction process.

    What Is RTO Form 35?

    RTO Form 35 serves as a notice of termination of the agreement of hire-purchase/lease/hypothecation. This is the first step to documenting and legally establishing the fact that all terms and conditions have been met by the borrower, including the entire payment of the loan, and they are now fully the legal owner of the vehicle. This process removes hypothecation from a vehicle’s Registration Certificate and is especially helpful if you plan to sell your used car, bike, truck, etc., later to another buyer. If you are filling out the RTO Form 35 offline, this particular form must be submitted to the Regional Transport Office where the car is registered.

    How to Fill Form 35

    The vehicle owner and the RTO fill out relevant sections of the same form. It is important to note that both the vehicle owner and the financier are required to sign RTO Form 35 to legally change the status of their agreement. Thumbprints, signatures, or official seals—all are acceptable for this purpose.

    Begin by downloading RTO Form 35 from your state's RTO website. Alternatively, if you prefer an offline process, you can visit the RTO office where your vehicle is registered. The form's fields might initially seem confusing, but here are some details to help simplify the process for you:

    • RTO Form 35 can be broadly divided into two sections: the first pertains to details about the loan provider and the registered vehicle owner involved in the transaction with the lender, while the second provides a clear declaration of the termination of the financial agreement, including the date.
    • The name of the Regional Transport Offices can be found on government sites.
    • The form should include the complete name and address of the financier.
    • The form must contain the registration number of the vehicle bought against the loan, as mentioned on its Registration Certificate. Accuracy is crucial to avoid discrepancies.
    • Everything under the heading “Official Endorsement” is meant for the RTO, as the registering authority, to fill out. They will also provide a reference number.
    • Submit the Form, either online or offline at the RTO.

    Along with filling out the RTO Form 35, don’t forget to compile, carry, and submit copies of the following supporting documents:

    • The original Registration Certificate
    • The vehicle owner's identity proof, e.g. Aadhaar card.
    • The agreement document (Hire-Purchase or Lease) between the borrower of the loan and the financier.

    How to Download Form 35

    If you are unable to visit the RTO office in person, check online. A simple internet search for terms like "RTO Form 35 [Your State]" can lead you to direct download links. While many websites offer quick download links, it's important to double-check these files against credible sources—official government websites are the most reliable.

    The RTO of every state generally has a web portal; check the Parivahan Sewa website to be absolutely sure.

    Simply run a website search for “Forms”, and you shall be directed to all the relevant information.

    Conclusion

    In India, vehicle owners who finance their car purchases must understand the hypothecation agreement and the process of legally terminating it using RTO Form 35. With the modernisation of government websites, downloading, filling, and submitting essential documents like RTO Form 35, along with the required paperwork, has become a straightforward task. Completing RTO Form 35 marks the official end of the hypothecation, granting you full ownership once the loan is repaid.

    While managing loans is crucial, investing in car insurance online is equally important. This provides financial protection in unforeseen emergencies, helping you manage crises more easily. Ultimately, this protects your investment and allows you to drive worry-free.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

  • How to Fill & Submit RTO Form 30 Easily

    by Almog Ramrajkar | Apr 04, 2025

    Buying or selling a pre-owned car in India is now a relatively smooth process. However, it does involve a fair share of formalities and legal compliance. A crucial part of this process is frequent interaction with the concerned Regional Transport Office (RTO). By law, you must inform the RTO when you purchase or sell a vehicle or even transfer ownership to another individual.

    To do so, the buyer and the seller must fill out specific forms and submit them to the RTO. One of the required documents is the RTO Form 30. It is an essential form for ownership transfer and vehicle registration. Alongside RTO Form 29, it serves as a formal notification to the authorities about the legal transfer of vehicle ownership.

    So, what exactly is RTO Form 30, and how can you fill it out accurately? Here is a breakdown.

    What is RTO Form 30?

    RTO Form 30 is a legal document authorised as per the Motor Vehicles Act of 1988. Its main purpose is straightforward: it notifies the RTO about the change in ownership of a sold vehicle.

    Officially titled ‘Report of Transfer of Ownership of a Motor Vehicle’, this form is also essential for obtaining a No Objection Certificate (NOC) from the original RTO, especially when the vehicle is being transferred to a different state. It is equally essential if you are relocating to another state.

    Additionally, RTO Form 30 is required when transferring ownership of a vehicle to a family member, such as a spouse or child, or when inheriting the vehicle. The form ensures that the ownership details in the RTO’s database are updated accordingly.

    Both the buyer and seller are responsible for completing Form 30.

    How to Fill Form 30?

    Filling out the RTO Form 30 is simple if you have all the required documents ready and can proceed with care. Follow these steps:

    1. Enter vehicle details: Start by filling in your car’s registration number, chassis number, and engine number as per your Registration Certificate (RC). Double-check to avoid errors.
    2. Provide vehicle details: Next, fill in the vehicle’s make, model, and year of manufacture.
    3. Enter personal details: As the seller/owner, provide your name, address, and contact information. If the vehicle is being sold, give the buyer’s details in this section.
    4. State the purpose: Specify the reason why you are filling out this particular form, such as a resale, re-registration, gifting, or obtaining an NOC for interstate transfer. If transferring the ownership to another state, mention the new state and RTO office.
    5. Signatures and notarisation: Both parties involved in the ownership transfer must sign the form in the presence of a notary public. Thumb imprints are also acceptable.

    Documents required

    Additionally, you will also need other documents when filling out the RTO Form 30. These are:

    • Original vehicle registration certificate (RC)
    • Valid PUC document
    • Address proof
    • Identity proof

    Attach all required documents as per the RTO’s guidelines, typically including a copy of the RC, proof of address, and proof of identity.

    How to Download Form 30?

    Many people prefer downloading and completing RTO Form 30 online, as it saves time and effort. Here’s how:

    1. Visit the website: Go to your state’s Transport Department website or the official government portal parivahan.gov.in.
    2. Find the form section: Navigate to sections like “Forms,” “Downloads,” or “RTO Forms” and click on them.
    3. Select Form 30: Look for “Form 30”, which may be listed under the “Vehicle Registration” or “Ownership Transfer” subsections.
    4. Choose a language: Select your preferred language. Forms are usually available in English and the local state language. Choose the one you’re comfortable with.
    5. Download the form: Finally, save the Form 30 as a PDF. You either fill it out digitally or print it and complete it manually before submitting it to your RTO. Ensure all details are legible and accurate.

    Conclusion

    Understanding how to download and fill out RTO Form 30 simplifies the process of transferring vehicle ownership and updating your car insurance records. The government has made the process more accessible by offering online services through the official Parivahan portal.

    Filling the form correctly is crucial, as even minor errors can lead to delays or complications. Take your time to ensure all details are accurate, and review the form thoroughly before submission. Retain all copies of the form and all supporting documents, including your updated car insurance, for your records.

    If you find the process overwhelming, consult a legal professional for assistance. With proper preparation, transferring vehicle ownership and ensuring your car insurance is updated can be hassle-free.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • RTO Form 28: Essential Guide for Vehicle Ownership Transfer

    by Almog Ramrajkar | Apr 04, 2025

    Car ownership and reselling can be challenging, especially with the numerous forms and procedures involved.

    One such essential form for the process that every car owner in India should be familiar with is the RTO Form 28. This form is crucial for transferring vehicle ownership, whether you're selling or buying a used car. Understanding how to download and fill it out correctly can save you significant time and effort. Improperly completing this form can lead to delays, legal complications, or even the invalidation of the transaction. It is important to follow the guidelines carefully to avoid unnecessary problems and enjoy your new vehicle. This blog covers everything you need to know about RTO Form 28, its purpose, and how to download and fill it out correctly.

    What is RTO Form 28?

    RTO Form 28, also known as “Application for Registration of Transfer of Ownership of a Vehicle”, is a mandatory document for transferring vehicle ownership. It serves as a “No Objection Certificate” (NOC) from the Regional Transport Office (RTO), confirming the transfer of ownership is approved and there are no pending dues, challans, or legal obligations associated with the vehicle.

    This form ensures that all administrative and legal records are updated, providing a smooth ownership transition. Whether you are selling or purchasing a pre-owned vehicle, RTO Form 28 is an important step to avoid future complications.

    How to Fill Form 28?

    Filling out RTO Form 28 correctly is essential to avoid any legal problems during the sale or purchase of a pre-owned vehicle. Here's how to do it:

    1. Download the Form: Obtain the RTO form from the official RTO website or your local RTO office.
    2. Enter Personal Details:
    • Name of Applicants (Seller): Provide the full name of the vehicle’s seller.
    • Address of the Seller: Enter the seller’s complete residential address.
    • Seller Phone Number: Include a valid phone number.
    1. Provide Vehicle Information:
    • Registration Number: Input your vehicle’s registration number.
    • Chassis Number (Chassis Number): Specify the vehicle chassis number.
    • Engine Number: Enter the engine number associated with the car.
    • Year/Make of Vehicle: Mention the make and model of the vehicle.
    • Year of Manufacture: Input the year the vehicle was manufactured.
    • Fuel Type: Indicate the fuel type (Petrol, Diesel or CNG).
    1. Details for Buyer:
    • Name of Buyer: Enter the buyer’s full name.
    • Address of the Buyer: Give the buyer’s full residential address.
    • Buyer's Phone Number: Include a valid phone number for the buyer.
    1. Details of Sale:
    • Date of Sale: Mention the date of the sale transaction.
    • Sale Price: State the agreed-upon car sale price.
    • Signatures: Ensure the buyer and the seller sign the form.
    1. Additional Information:
    • Purpose of Transfer: State the reason behind the transfer of vehicle ownership (sale, gift, etc.).
    • Other Relevant Information: Include any additional information if required.

    You must submit supporting documents with the completed form to validate the transaction legally, including the original vehicle registration certificate (RC), car insurance policy, PUC, address proof of the owner, and other NOCs from relevant institutions (e.g. car dealerships or financing banks).

    How to Download Form 28

    Downloading RTO Form 28 is easy. Follow these steps:

    1. Check the Official RTO Website: Access the Regional Transport Office (RTO) or the Ministry of Road Transport & Highways (MoRTH) website.
    2. Go to Forms Section: Look for the section dedicated to documents or forms. This section is typically under "Services" or "Downloads."
    3. Search for Form 28: Type "RTO Form 28" or "Application for Registration of Transfer of Ownership of Vehicle" using the Search bar.
    4. Download the Form: Select the ‘Download’ option to save the form to your device for filling it up later.
    5. Alternative Method: Alternatively, you can request a hard copy of Form 28 at your local RTO office.

    Conclusion

    The legal transfer of car ownership can be a time-consuming process, with RTO Form 28 playing a key role in ensuring a hassle-free transaction. This form helps the new RTO confidently approve the registration of the car with them. It verifies the transfer of ownership, ensuring that all necessary details are accurately recorded. Knowing how to download and fill out the form in advance can save you a significant amount of time, allowing you to submit it without any issues. Whether you're a buyer or a seller, it's essential to be thoroughly aware of these procedures to avoid mistakes or delays. Additionally, being proactive and gathering all required documents can further streamline the process and prevent any last-minute hassles.

    Additionally, it is prudent to undertake some safety procedures after acquiring your new vehicle. This includes acquiring a comprehensive car insurance policy. An appropriate plan can provide financial protection in the event of accident, wear and tear or theft. This ensures longevity and lets you enjoy your new vehicle for longer.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • RTO Form 27: How to Download and Fill the Form

    by Almog Ramrajkar | Apr 04, 2025

    The Regional Transport Office (RTO) plays a pivotal role in regulating road transport activities in India. It ensures that all vehicle-related processes, including registration, licensing, and ownership transfers, comply with the law. When transferring a vehicle's ownership across states, specific documentation is mandatory. One such important document is RTO Form 27, which is essential for obtaining a No Objection Certificate (NOC) from the existing RTO.

    Whether you are relocating, selling a vehicle to someone in another state, or seeking inter-state registration transfer, RTO Form 27 is a legal necessity. This article serves as a guide to RTO Form 27, covering its purpose, step-by-step filling instructions, how to download it, and the documents required for submission.

    What is RTO Form 27?

    RTO Form 27 is a formal application for a No Objection Certificate (NOC) used to apply for the assignment of a new registration mark in the state where the vehicle is being transferred. The NOC confirms that there are no pending liabilities, dues or legal issues associated with the vehicle. This document is crucial for enabling the new RTO (in the destination state) to re-register the vehicle under its jurisdiction.

    Key Features of RTO Form 27

    RTO Forms deals in the following:

    1. Application for NOC:

    RTO Form 27 acts as a request to the current RTO to issue an NOC, allowing the re-registration of vehicles in another state.

    1. Inter-state Ownership Transfers:

    This form is mandatory for individuals moving to a new state with their vehicle or for buyers purchasing a used vehicle registered in another state.

    1. Legal Compliance:

    Filing Form 27 ensures that the transfer process adheres to legal requirements, safeguarding both the buyer and seller.

    1. Verification Tool:

    It verifies that the vehicle has no pending taxes, challans, or legal disputes, ensuring a smooth transfer process.

    RTO Form 27 provides legal recognition for the ownership transfer and also protects the rights of both parties involved in the transaction.

    When is RTO Form 27 Required?

    The form is necessary in the following scenarios:

    • Relocation:

    When the current owner moves to a new state and wishes to use the vehicle there permanently.

    • Sale of Vehicle:

    When the vehicle is sold to a buyer residing in a different state.

    • Transfer of Ownership by Inheritance or Gift:

    If ownership is being transferred due to inheritance or as a gift, Form 27 is required for re-registration in the new state.

    Without Form 27 and the subsequent NOC, the vehicle cannot be legally re-registered in another state.

    Benefits of RTO Form 27

    The following are the key benefits of using Form 27 on time:

    • Legal Recognition:

    Ensures the vehicle transfer is compliant with state and national transport laws.

    • Smooth Transition:

    Enables hassle-free re-registration of the vehicle in the destination state.

    • Protection Against Fraud:

    Verifies the legitimacy of the vehicle transfer, protecting both buyer and seller.

    How to Fill Form 20?

    Filling RTO Form 27 is straightforward but requires attention to detail to avoid errors. Below is a step-by-step guide:

    1. Obtain RTO Form 27:
    • You can download the form from the Ministry of Road Transport and Highways (MoRTH) domain or your state’s RTO portal. Alternatively, collect a hard copy from your local RTO office.
    1. Fill in the Vehicle Details:
    • Enter the vehicle registration number, make, model, and year of manufacture.
    • Provide the engine and chassis numbers, available on the vehicle’s registration certificate (RC).
    1. Owner’s Information:
    • Enter the current owner’s name, address, and contact details accurately.
    1. RTO Details:
    • Specify the name and address of the RTO from which the NOC is being sought.
    • Provide details of the RTO where the vehicle will be registered after the transfer.
    1. Reason for NOC Request:
    • Clearly state the reason for seeking the NOC, such as relocation, sale, or gifting the vehicle.
    1. Declaration of No Liabilities:
    • Sign the declaration affirming that the vehicle has no pending dues, including road tax, challans, or legal disputes.
    1. Owner’s Signature:
    • Ensure the form is signed by the registered owner of the vehicle.
    • Double-check all fields for accuracy before submission, as errors may delay the process.

    How to Download RTO Form 27?

    Downloading Form 27 is simple and can be done online. Follow these steps:

    1. Visit the Official RTO Website:
    • Go to the portal for the Ministry of Road Transport and Highways (MoRTH) or your state’s transport department website.
    1. Navigate to the Forms Section:
    • Look for the “Forms” or “Downloads” section where all vehicle-related forms are available.
    1. Search for RTO Form 27:
    • Find the form under categories like “Ownership Transfer” or “NOC Application.”
    1. Download and Print:
    • Click on the link to download the form in PDF format. Print it out for manual filling or fill it digitally if your state’s RTO supports online submissions.

    Documents Required for RTO Form 27

    To process RTO Form 27, you must attach the following documents:

    1. Original Registration Certificate (RC):
    • This verifies the current registration details of the vehicle.
    1. Valid Insurance Certificate:
    • Ensure the vehicle has active insurance coverage.
    1. Pollution Under Control (PUC) Certificate:
    • Submit a valid PUC certificate to confirm compliance with emission standards.
    1. Proof of Identity and Address:
    • Both the seller and buyer must provide identity and address proof (e.g., Aadhaar card, voter ID, passport).
    1. Road Tax Clearance Certificate:
    • Proof that all road taxes are cleared in the current state.
    1. Form 28 (Three Copies):
    • Alongside Form 27, submit Form 28, which is a declaration of no objection to the vehicle’s transfer.
    1. Passport-sized Photographs:
    • Recent passport-sized photographs of the vehicle owner and buyer (if applicable).
    1. ‘No Objection Certificate’ (NOC):
    • Issued by the Registering Authority, permitting the vehicle's transfer.
    1. Print of Engine Chassis Number:
    • A physical imprint of the vehicle’s engine and chassis number is required.
    1. Certificate of Fitness for Commercial Vehicles (If applicable):
    • Validates the vehicle's roadworthiness.
    1. PAN Card or Form 60 and 61:
    • PAN card of the registered owner or, if unavailable, duly filled Form 60 and 61.

    Make sure that all documents are valid and up-to-date to avoid rejection or delays.

    Important Points to Note

    The following are some important considerations when using Form 27:

    • Timely Submission:

    Submit Form 27 and supporting documents well before relocating or transferring the vehicle.

    • Pending Liabilities:

    Clear all pending dues, such as road taxes and challans, to avoid complications.

    • Validity of NOC:

    Once issued, the NOC is valid for six months. Ensure the vehicle is re-registered in the new state within this timeframe.

    • State-Specific Rules:

    Some states may have additional requirements for issuing NOCs. Check with your local RTO for specific guidelines.

    Conclusion

    RTO Form 27 is a critical document for inter-state vehicle ownership transfers in India. It ensures the process is transparent, legal, and seamless. By filling out the form accurately and submitting it with the necessary documents, you can obtain a No Objection Certificate (NOC) without delay.

    Whether relocating or selling a vehicle, following the correct procedure with RTO Form 27 safeguards all parties involved and facilitates a smooth transition. Remember, timely submission and adherence to RTO guidelines are essential for avoiding complications.

    Remember, when applying for a new registration mark, it is also essential to acquire a comprehensive car insurance policy that will safeguard your investment and provide financial coverage in the event of an accident, damage, or theft. This ensures you can drive worry-free and enjoy your vehicle for longer.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Fill & Submit RTO Form 22 Easily

    by Almog Ramrajkar | Apr 04, 2025

    Registering your vehicle with your nearest Regional Transport Office (RTO) is a legal requirement for all vehicle owners in India. Among the many tools used by the RTO to regulate vehicles is RTO Form 22. It certifies that your vehicle complies with the standards of environmental and road safety.

    Also called the “Road Worthiness Certificate”, Form 22 is obtained from the manufacturer or dealer of the vehicle to declare that the vehicle follows the emission levels and safety rules as laid down by the authorities.

    For a vehicle owner, dealer, or potential buyer, knowing the details of Form 22 and the process of filling and submitting it is important. To understand the intricacies, go through this blog where we answer all your questions on this crucial document.

    What is RTO Form 22?

    RTO Form 22, or “Initial Certificate of Compliance with Pollution Safety Standards of Components and Road Worthiness”, as the name states, is a legal document from the dealer or manufacturer.

    It serves as a certificate for the following-

    1. It verifies that the Bharat Stage (BS) Emission Standards are followed by the vehicle.
    2. It certifies that the Central Motor Vehicle Rules of 1989 are followed by the vehicle.
    3. It verifies that the vehicle is fit and in good condition for the road.

    It is used as a certification for compliance with environmental norms and emission standards as set by the Central Government of India. It is an important document for a new vehicle as well as for the re-registration process of a previously owned vehicle.

    Form 22 certifies that motor parts such as the engine, chassis, brakes, and horn need to be in “good” condition, fit for the road and meet the required environmental norms.

    Importance of the Form

    The form is necessary for the following reasons:

    • Environmental Protection: It ensures that vehicles contribute to reducing pollution to protect the environment from the harmful effects of automobiles.
    • Safety compliance: It certifies that your vehicle is roadworthy and meets the required safety standards.
    • Legal Compliance: It is mandatory for registering a vehicle or re-registering a used vehicle.

    How to Fill Form 22?

    Follow this guide to successfully fill out and submit the form:

    1. Download the form and fill in all important details such as the name and address of the dealer/manufacturer, type of vehicle, brand name, and the year and month of manufacture.
    2. Fill in vehicle details such as engine and chassis number, type of fuel, the gross and unladen weight of the vehicle, and the emission norm compliance details.
    3. Make a declaration that the vehicle follows all the pollution and safety standards and get it attested by the dealer or manufacturer.
    4. Get the form signed by the buyer and dealer, along with an acknowledgement of the receipt of the form.

    How to Download Form 22?

    RTO Form 22 can be downloaded from the official portal of the transport department and other reliable platforms.

    To download form 22, follow these easy steps-

    1. Go to the Parivahan Seva portal created by the Ministry of Road and Transport and Highways.
    2. Find the “Forms” or “Downloads” option and click on “RTO Forms.”
    3. You can also type “Form 22” in the search bar.
    4. Click on the form, download it, and save it as PDF.
    5. Get the form printed to fill it out manually. 

    Important tip: Do not download the form from unverified sources, as it may contain errors or misprints that delay the verification process.

    Documents Required for Form 22

    While submitting RTO Form 22, you must attach copies of several documents. This is a list of the critical documents needed:

    1. Invoice or bill of vehicle purchase from the dealer or manufacturer.
    2. Certificate of car insurance policy.
    3. Certificate from the manufacturer with vehicle details and declaration of compliance.
    4. PUC or Pollution Under Control Certificate, if required by the RTO.
    5. Identity and Address Proof of the applicant.
    6. RTO Form 20 for registration of the vehicle.
    7. Evidence of road tax payment.

    Conclusion

    RTO Form 22 certifies that your vehicle complies with the environmental and safety rules. Knowing the structure, requirements, and process of submitting Form 22 for the owner or dealer helps quicken the process.

    If you have purchased a new vehicle, completing the process explained in this blog is important. Additionally, investing in a good car insurance policy is essential to safeguard your vehicle against unexpected expenditures as a result of accident or theft.

    As a buyer, request a duly verified RTO Form 22 from your dealer. Check the required documents, ensure you have copies for verification, and submit the completed form to the RTO. Once approved, you’re ready to hit the road responsibly.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • RTO Form 20: Vehicle Registration Guide

    by Almog Ramrajkar | Apr 04, 2025

    Introduction

    Registering a motor vehicle is a crucial step for anyone purchasing a new vehicle in India. It not only makes the vehicle legally valid to drive on public roads but also establishes ownership. RTO Form 20 is an important document in this process. It is the official application form required for registering a motor vehicle at the Regional Transport Office (RTO).

    In this guide, we will explore what RTO Form 20 is, how to fill it, how to download it, the documents required, and more.

    What is RTO Form 20?

    RTO Form 20 serves as a formal request submitted to the RTO for granting a registration number to your vehicle. The form is applicable to private vehicles, commercial vehicles, and other types of motor vehicles. Once filled and submitted along with the necessary documents, the RTO assigns a unique registration number to your vehicle, which authorises it to legally operate on public roads.

    The registration process ensures that all vehicles follow road safety standards and adhere to Indian laws.

    How to Download Form 20?

    Downloading RTO Form 20 is a simple process. Follow these steps:

    1. Visit the Parivahan Website: Go to the official Parivahan website (https://parivahan.gov.in).

    2. Navigate to the Forms Section: Click on the "Forms" tab, usually located under the "Downloads" section.

    3. Search for Form 20: Look for RTO Form 20 in the list of available forms. It is usually labeled as "Application for Registration of a Motor Vehicle."

    4. Download the Form: Click on the download link to save the form to your device. The form is typically available in PDF format.

    5. Print the Form: Once downloaded, print the form to fill it out manually. Alternatively, you can fill it digitally if the option is available.

    By downloading Form 20 online, you can save time and avoid the hassle of visiting the RTO office just to collect the form.

    How to Fill Form 20?

    An RTO Form 20 application requires you to provide accurate information about the vehicle and its owner. Here is a step-by-step guide:

    1. Download the Form: First, download RTO Form 20 from the official Parivahan website (https://parivahan.gov.in) or collect a physical copy from your local RTO office.

    2. Vehicle Details: Fill in the details of the vehicle, such as make, model, type of body, year of manufacture, and class of vehicle. You will also need to mention the seating capacity and whether the vehicle is for personal or commercial use.

    3. Owner’s Details: Provide the owner’s information, including name, address, and contact details. Ensure that these details match the identification proof you will submit.

    4. Dealer Information: Enter the name and address of the dealer or manufacturer from whom the vehicle was purchased.

    5. Vehicle Identification Numbers: Include the chassis and engine number of the vehicle. These numbers are critical for the registration process as they uniquely identify your vehicle.

    6. Insurance Details: Provide details of the car insurance policy, including the policy number, the insurer’s name, and the validity of the policy.

    7. Hypothecation Details: If the vehicle is purchased on loan, include the financer’s details, such as the bank or financial institution’s name and address.

    8. Signatures and Declaration: Sign the form in the designated areas and include the date and place of application. By signing, you confirm that the information provided is accurate.

    After completing the form, review it thoroughly to ensure there are no errors or missing details. Any mistakes could delay the registration process.

    Documents Required for Form 20

    To successfully register your motor vehicle, you must submit RTO Form 20 along with a set of supporting documents. These papers verify your identity, address, and vehicle details. Here is a list of commonly required documents:

    1. Proof of Identity:
    • Aadhaar Card
    • Passport
    • Voter ID
    • Driving Licence
    1. Proof of Address:
    • Utility bills (electricity, water, or gas bills)
    • Rent agreement
    • Passport
    • Bank statement with address
    1. Invoice of the Vehicle: The purchase invoice provided by the dealer, which includes details of the vehicle and its price.
    2. Car Insurance Policy: A valid car insurance policy is mandatory. Ensure that the insurance is active at the time of registration.

    3. Roadworthiness Certificate: Issued by the dealer or manufacturer, this certificate confirms that the vehicle meets road safety standards.

    4. Pollution Under Control (PUC) Certificate: A PUC certificate ensures that the vehicle meets emission standards.

    5. Form 21: Known as the "Sale Certificate," this form is provided by the dealer.

    6. Form 22: Known as the "Roadworthiness Certificate," this is also provided by the dealer.

    7. Loan Documents (if applicable): If the vehicle is financed, include a copy of the loan sanction letter or hypothecation agreement.

    8. Passport-Sized Photographs: Recent passport-sized photographs of the owner.

    9. Temporary Registration Certificate: If you have a temporary registration number, include it in your application.

    Ensure all documents are accurate and up-to-date to avoid any delays.

    Conclusion

    The RTO Form 20 is an essential document for any vehicle to be legally driven on Indian roads. By filling out and submitting the form accurately, you are provided with a unique registration number. This process not only ensures compliance with Indian laws but also provides an official record of ownership, which is important for resolving disputes or handling emergencies.

    Understanding the steps to fill and download the RTO 20 Form and the necessary documents is crucial for a hassle-free experience. For more help, you can visit the official Parivahan website for detailed guidelines or contact your local RTO for personalised support.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Driving School Registration with RTO Form 14

    by Almog Ramrajkar | Apr 04, 2025

    If you're planning to open a driving school, one of the essential steps is obtaining the appropriate approvals from the Regional Transport Office (RTO). For this, you’ll need RTO Form 14. It serves as the official registration proof for driving schools, ensuring they meet all the legal and operational standards.

    In India, with the increasing number of vehicles and road users, it is critical to ensure that individuals are trained by qualified instructors who follow safe practices. Registering your driving school with the RTO is not only a legal requirement but also a way to gain credibility and trust from prospective learners.

    This article covers everything you need to know about RTO Form 14, from its purpose to how you can fill it out and download it, as well as the documents required. Let’s dive in and make the process simple and hassle-free!

    What is RTO Form 14?

    RTO Form 14 is an official document issued by the RTO to register driving schools. This form is essential for establishing a legitimate driving school in India and acts as proof that the institution adheres to all the guidelines established by the Motor Vehicles Act.

    The form serves as an official record of the school's recognition and compliance with safety regulations ensuring that the driving school operates within the legal framework. This form is mandatory for acquiring a driving school license and conducting driving lessons professionally.

    For those planning to teach safe driving practices or guide learners on traffic rules, RTO Form 14 ensures the legitimacy of the school and boosts its credibility. Without proper registration, a driving school cannot legally operate, potentially leading to penalties or a shutdown.

    How to Fill Form 14?

    Filling out RTO Form 14 is not as complicated as it might seem. Follow these steps to complete the form correctly and ensure that the registration process is completed smoothly:

    1. Obtain the Form:

      Visit your local RTO office or download the form online. Many RTO websites have digital versions of forms available for download.
    2. Provide Basic Information:

      • Name of the driving school: Enter the complete name of your institution.
      • Address and contact details: Provide the address of your driving school and relevant contact information.
      • Name of the owner or authorised representative: Specify the name of the owner or person in charge of the driving school.
    3. Details About the Facility:

      • Premises information: Include details about your school’s premises, such as the size, location, and whether it's a leased or owned property.
      • Vehicles available for training: Mention the number of training vehicles available and ensure that the vehicles meet the safety standards set by the RTO.
    4. Instructor Details:

      • List the qualifications and experience of your driving instructors. This may include their driving licenses, certifications, and proof of previous teaching experience.
    5. Submit Along with Required Documents:

      Attach all necessary documents (explained in the next section).
    6. Pay the Fee:

      Pay the applicable registration fee at the RTO office. The fee may differ depending on the location and type of service.
    7. Submit the Form:

      Submit the filled form along with documents to the RTO. After verification, you’ll receive your registration proof and license to operate.

    How to Download Form 14?

    Downloading RTO Form 14 is simple and can be done online through the official RTO website:

    1. Visit the Official RTO Website:

      Most state RTOs provide the option to download forms from their official websites. Search for the section dedicated to driving school forms or registration forms.
    2. Search for Form 14:

      Navigate to the section for driving school forms or registration forms and search for Form 14.
    3. Download the Form:

      Click on RTO Form 14 and download it in PDF format. You can then either print it out and fill it out manually or fill it digitally if the form allows for that.
    4. Print and Fill:

      After downloading, print the form and fill it out manually. Ensure that all the information you provide is accurate to avoid delays in the registration process.

    Pro Tip:

    To ensure smooth processing, always verify the authenticity of the RTO website before downloading any forms. Many states also provide the option to submit the form online, streamlining the entire process.

    Documents Required for Form 14

    To successfully register your driving school, you’ll need to attach several supporting documents along with RTO Form 14. Here’s a checklist of commonly required documents that you should prepare:

    1. Proof of Identity:

      • Aadhaar Card
      • PAN Card
    2. Proof of Address:

      • Utility bills or rental agreement for the driving school’s location. If you own the premises, a sale deed or property tax receipt can be used.
    3. Training Vehicle Details:

      • Registration certificates of all training vehicles. These vehicles should be properly insured and roadworthy.
      • Insurance certificates (consider checking for car insurance online to save time and ensure you're getting the best coverage for your vehicles).
    4. Instructor Certifications:

      • Qualifications and experience proofs for driving instructors. This may include their driving licenses and certificates from recognised institutions.
    5. Premises Proof:

      • Ownership or lease agreement of the driving school premises.
    6. Affidavit of Compliance:

      • A declaration stating adherence to RTO rules and standards. This affidavit may be notarised to give it legal backing.
    7. Fee Receipt:

      • Proof of payment for the registration fee.
    8. Photographs:

      • Passport-sized photographs of the owner or authorised representative.

    Ensure that all documents are valid, current, and properly attested to avoid delays in the registration process.

    Conclusion

    Setting up a driving school requires a lot of planning, but having the right documentation, like RTO Form 14, simplifies the process. This form is not just a legal requirement but a way to ensure that your school operates ethically and safely.

    From downloading the form to filling it out and attaching the necessary documents, every step is straightforward when you have the right guidance. Don’t forget to consider car insurance online for your training vehicles—it’s not only a smart financial move but also a requirement for driving schools.

    With RTO Form 14 in hand, you’re one step closer to running a successful and authorised driving school. So, get started and help future drivers hit the road with confidence, knowing they’ve received quality training from a certified institution!


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • RTO Form 8: Driving License Upgrade Guide

    by Almog Ramrajkar | Apr 04, 2025

    If you’re a driver in the country, it is necessary to adhere to specific rules and regulations. In India, RTOs (Regional Transport Offices) ensure vehicles and drivers comply with road rules.

    There are different forms that must be filled out by drivers, depending on their requirements. RTO Form 8 is one such application form and must be submitted when a driver wishes to add a new class of vehicle to their license.

    This guide will explain what Form 8 is, its purpose, and the process for obtaining and correctly filling it out. If you have recently purchased a vehicle and need to update your license, this blog serves as a quick and comprehensive guide to updating your driving license on time.

    Read on to learn more about RTO Form 8.

    What is RTO Form 8?

    Form 8, also known as the ‘Application for the Addition of a New Class of Vehicle to Driving License,’ is self-explanatory. In simple terms, it is used by existing license holders who need to add another category of vehicle to their license.

    As per the Motor Vehicles Act of 1988, an updated license is mandatory for driving on Indian roads.

    Some common vehicle categories according to the RTO include:

    • Two-wheelers, which include gear and non-gear vehicles
    • Four-wheelers, including light motor vehicles
    • Commercial vehicles that include heavy motor vehicles

    How to Fill Form 8?

    Form 8 can be divided into two sections: personal details and a certificate confirming the successful completion of the driving test, which is issued by the RTO.

    Here’s a detailed guide to filling out RTO Form 8:

    1. Fill in applicant details such as full name, address, date of birth, and contact number.
    2. Provide the existing driving license number and the name and address of the RTO that issued the license.
    3. Specify the details of the new category of vehicle.
    4. Mention the reason for adding the new class of vehicle.
    5. Provide a medical fitness certificate.
    6. Attach a Driving Training Certificate, details of driving school, and a certificate of completion (if applicable).
    7. Check all the documents that you are attaching against the list provided within the form.
    8. Provide a self-declaration confirming that all details are accurate and checked by you.
    9. The final section of the form is filled by an RTO official who provides the result of the driving test and attests that you have passed the test successfully.

    Though the RTO allows you to edit the form after submission, it is advisable to provide accurate details and double-check all the information to ensure that the process is quick and smooth.

    How to Download Form 8?

    To download Form 8, you need to visit the Parivahan Sewa portal, operated by the Ministry of Road Transport and Highways. Always download official documents from a government or other trusted sources only to avoid redundancies and errors found on unauthorized platforms.

    Follow these simple steps to download Form 8 easily:

    1. Go to the Parivahan Sewa portal.
    2. Find the form under the “Forms” or “Downloads” section.
    3. Download the form through the link.
    4. Electronically fill out the form or procure a hard copy to fill in your details.

    Documents Required for Form 8

    The list of documents you need to attach to Form 8 is provided in the form itself. Check each box and ensure that you include copies of these documents when submitting the form:

    1. Copy of the Existing Driving License
    2. Age and address proof issued by the government
    3. Medical Certificate or Form 1A attested by an authorised medical practitioner
    4. Driving Training Certificate
    5. Passport size photographs
    6. Payment receipt for the application fee

    Carry originals of these documents for verification if required, along with photocopies to be attached with the form.

    Conclusion

    RTO Form 8 is an essential document for enhancing your driving capacities formally. Whether you are a two-wheeler rider transitioning to a car or commercial vehicle, this is an indispensable step for you. Though it might seem like a simple formality, submitting Form 8 is essential to ensure that you are following the rules of Indian roads.

    The steps in this guide will help you easily download and fill out Form 8 and prepare all the necessary documents for a hassle-free submission. Make sure to update your car insurance policy or any other vehicle insurance to reflect the change in your driving capabilities, and get ready to enjoy this new phase of your road journey.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • RTO Form 26: How to Download & Fill

    by Almog Ramrajkar | Apr 04, 2025

    RTO Form 26 is an essential document provided for by the Regional Transport Office (RTO) in India. It is primarily used to apply for a duplicate Registration Certificate (RC) for your vehicle. Whether your RC has been lost, stolen, or damaged, this form is required to obtain a replacement. Knowing how to correctly fill out and submit Form 26 can save you much time and effort.

    In this blog, we’ll explain what RTO Form 26 is, how to fill it out, download it, and things to remember when applying for a duplicate RC.

    What is RTO Form 26?

    RTO Form 26 is a legal document required to apply for a duplicate RC for a vehicle. It is used when your original RC is:

    • Lost: If you've misplaced your RC and cannot locate it.
    • Stolen: If the RC has been stolen, a copy of the FIR is required.
    • Damaged: If your RC is torn or rendered unusable due to wear and tear.

    The form contains fields for providing your vehicle details, personal details, and information related to the loss or damage of the RC. Here’s what RTO Form 26 typically includes:

    • Owner’s details: Name, address, and contact information.
    • Vehicle details: Registration number, make, model, and chassis number.
    • Reason for applying: Explanation of how the RC was lost, stolen, or damaged.
    • Financier's consent: If the vehicle is under loan, the financier’s approval is mandatory.
    • Declaration: The applicant’s signature attesting to the correctness of the provided details.

    How to Fill Form 26?

    Filling RTO Form 26 is straightforward, but accuracy is crucial. Follow these steps:

    • Owner’s Details: Enter your full name as per your official records. Provide your complete residential address, including the PIN code. Put in your phone number and email address for correspondence.
    • Vehicle Information: Enter the vehicle registration number as stated in the original RC. Mention the make and model of the vehicle, along with the chassis and engine numbers. These details can be found on the original RC or vehicle invoice.
    • Details of the Loss or Damage: Specify how the RC was lost, stolen, or damaged. If it was lost, provide the approximate date and location. For stolen RCs, attach a copy of the FIR.
    • Financier’s Consent (if applicable): If the vehicle is financed, obtain the financier's approval and signature on the form. This section is mandatory for vehicles under loan.
    • Declaration: Sign the form and mention the date in the designated section.
    • Supporting Documents: Attach necessary documents like ID proof, a copy of the FIR (if applicable), and the original insurance papers.

    How to Download Form 26?

    Downloading RTO Form 26 is simple and can be done online through official transport portals. Here’s how you can download the form:

    • Visit the Official Website: Navigate to the official Ministry of Road Transport and Highways (MoRTH) domain or the state transport department's site.
    • Go to the Forms Section: Look for the "Forms" or "Downloads" section on the website.
    • Search for Form 26: Find RTO Form 26 in the list of available forms. Forms are often categorised by their purpose.
    • Download the Form: Click the link to download the PDF version of the form.
    • Print the Form: Print the downloaded form on an A4-sized paper. Ensure the printout is clear and legible.

    Things to Consider Before Applying for Duplicate RC Form

    Before applying for a duplicate Registration Certificate, consider the following points:

    • File an FIR: If your RC has been stolen, filing an FIR at the nearest police station is mandatory. Attach a copy of the FIR to your application.
    • Clear Pending Dues: Ensure there are no pending fines or taxes on the vehicle. All dues must be cleared before submitting your application.
    • Obtain Financier Approval: If your vehicle is financed, obtain written consent from the financier. This is a crucial step and cannot be skipped.
    • Prepare Supporting Documents: Prepare all necessary documents, such as:
    • ID proof (e.g. Aadhaar, PAN card, etc.)
    • Address proof (e.g. utility bills, rental agreement, etc.)
    • Vehicle insurance papers
    • FIR copy (if applicable)
    • Passport-sized photographs
    • Pay Application Fee: Pay the appropriate fee for the duplicate RC application. The fee varies by state, so check your RTO's official website for accurate details.
    • Submit on Time: Submit the form and supporting documents promptly. Delays can result in additional fines or complications.

    FAQs

    1. Is it possible to apply for a duplicate RC online?

    Yes, some states offer online applications for duplicate RCs. Visit the official transport department website of your state to check for online services.

    1. What should I do if my vehicle is under loan?

    If your vehicle is under loan, you must obtain written consent from the financier before submitting Form 26. This consent must be signed and stamped on the form.

    1. How long does it take to receive a duplicate RC?

    The processing time depends on the RTO, but it typically takes 7-14 working days from the date of submission.

    1. What happens if I lose the duplicate RC?

    If you lose the duplicate RC, you’ll need to repeat the process and submit a new Form 26.

    1. Is it mandatory to file an FIR for a lost RC?

    Yes, filing an FIR is mandatory for a lost RC. The FIR serves as proof of loss and is a crucial requirement in the application process.

    Conclusion

    RTO Form 26 is a key document for obtaining a duplicate Registration Certificate. Whether your RC is lost, stolen, or damaged, this form allows you to secure a replacement quickly and legally. Ensure you fill out the form accurately, attach all necessary documents, and adhere to the RTO guidelines to avoid delays.

    Additionally, it’s a good time to check your car insurance policy and ensure it is up to date, as a valid insurance certificate is often required during the application process. By understanding the steps to download and complete Form 26, you can navigate the process smoothly and get back on the road with minimal problems.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • RTO Form 21: How to Download & Fill

    by Almog Ramrajkar | Apr 04, 2025

    RTO Form 21 is a crucial document in the vehicle registration process in India. Provided by the Regional Transport Office (RTO), this form serves as a vital part of the legal paperwork for cars, buses, trucks, and bikes, and is also involved in later taxation procedures. Acting as a 'Sale Certificate,' it bears the name of the motor vehicle owner. Understanding how to download, complete, and submit this form is an essential legal requirement for vehicle owners.

    What Is RTO Form 21?

    RTO Form 21 legal document to be issued by manufacturer or dealer or registered E-rickshaw or E-cart Association (in case of E-rickshaw or E-cart) or officer of Defence Department (in case of military auctioned vehicles) for presentation along with the application for registration of a motor vehicle. 

    Along with the invoice, the RTO Form 21 proves that the entire payment on the vehicle has been made, and it now belongs to the new owner. As is evident, the form helps maintain a legal record of every vehicle in the country.

    RTO Form 21 is also called “Sale Certificate” and is a crucial document, alongside other government forms, address proof, etc., used to confirm the registration of a new vehicle in India. It shows that the new vehicle meets the requirements set by the Motor Vehicles Act. Not filling up the form appropriately or on time invites legal penalties.

    For the buyer, RTO Form 21 serves as proof of ownership when applying for services like car insurance or vehicle loans. A significant advantage of this document is that it helps prevent fraudulent or suspicious activities related to the vehicle’s purchase by clearly outlining all transaction details.

    How to Fill Form 21?

    RTO Form 21 must be filled in with important details of the seller, owner, and vehicle details. Details must be noted down accurately, not just so you can avoid legal trouble but also to prevent unnecessary delays or administrative hurdles in registering the vehicle. If you are unsure about certain details, consider calling or visiting your local RTO for assistance.

    Read all fields carefully and fill out the RTO Form 21 step by step:

    • Vehicle and buyer particulars: The form begins with details such as the vehicle brand, followed by the new owner's personal information, including their name, address, and other relevant contact details.
    • Detailed section on the Vehicle: The section includes details of the vehicle, such as its model, make, engine number, chassis number, colour, and more. It is important to ensure that these details match exactly with what the seller has provided in the documentation. For transport vehicles, axle details are also crucial and should be accurately listed.
    • Signatures: At the end of the form, the dealer, manufacturer, or an official from the auto association signs. This signature validates the information provided above and confirms the buyer's intent to comply with the vehicle ownership transfer or registration process.
    • Review before submission: Double-check all the details entered in the form before submitting it to the RTO. Small errors could lead to delays or complications during the registration process.

    How to Download Form 21?

    Downloading RTO Form 21 has become much easier with the help of online services. Most RTOs now offer the option to download the form directly from their official websites, so you don't always have to visit the centre in person to collect it.

    • Official domain of the Ministry of Road Transport & Highways: One can easily download the form from the Parivahan Sewa website.
    • RTO websites: Go to the official website of your state’s respective RTO; most state RTOs have a dedicated portal where all registration-related forms are available together for download.
    • Find and select the relevant document: Search for "RTO Form 21" in the list of forms, and you'll be able to download the PDF within seconds. Save it securely to your device for easy printing and filling.
    • Print the Form: After downloading the form, print it on A4 paper to ensure it is easy to read. Fill it out and submit the form to your local RTO. If needed, the relevant officials will assist you with the submission process. As an alternative, you can fill out the form online and register on the Parivahan Sewa website.

    Documents Required for Form 21

    When submitting RTO Form 21, you need to attach certain essential documents:

    • Address proof: Self-attested copies of a government-approved document (like an Aadhar card, utility bill, or property tax receipt) to verify your address.
    • Identity proof: A government-issued photo ID like an Aadhar card or voter ID.
    • PAN Card: Your PAN card is important in all matters of financial transaction.
    • Recent passport-size pictures: Carry 2-4 self-attested copies of your latest passport photos
    • Approved loan application: This is required only if applicable, i.e., if you have taken a loan for the purchase of the vehicle.

    Conclusion

    RTO Form 21 is a crucial part of any vehicle sale and official vehicle registration process in India. Understanding how to download, fill, and submit the form with the right documentation ensures a smooth and hassle-free experience with the RTO. The form eliminates the potential for legal hassles in your transactions and keeps your vehicle safe from unlawful transactions.

    If you have bought a new car, it is always recommended to explore a car insurance policy that suits your needs. A good car insurance policy not only provides financial protection in the event of accidents or theft but also ensures peace of mind while driving, allowing you to enjoy your vehicle for longer.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • RTO Form 60: How to Download & Fill

    by Almog Ramrajkar | Apr 04, 2025

    Form 60 is an important document used by the Income Tax Department to record specific transactions, including sales and purchases, by individuals who do not have a PAN card. The PAN or Permanent Account Number is used to identify taxpayers and help the government keep a check on tax payments and financial transactions. In the absence of a PAN, or if an individual has applied for a PAN but has not yet received it, Form 60 acts as a substitute.

    In this blog, we will look at some important questions about Form 60 - how to fill it, where to download, and the documents required to verify and submit it successfully. If you are planning a vehicle-related transaction without a PAN card, this guide will help you navigate the formalities using RTO Form 60.

    What is RTO Form 60?

    Form 60 is a legal document the Income Tax Department provides for individuals engaging in vehicle-related transactions without a PAN card. Although PAN is a mandatory financial identification in India, individuals without one can use Form 60 as a substitute document. According to Rule 114B of the Income Tax Rules, 1962, certain transactions can be done without a PAN card, given the submission of a duly filled Form 60.

    Form 60 is allowed for these transactions-

    • Sale or purchase of a vehicle
    • Ownership transfer of a vehicle
    • Registering a new vehicle
    • Financial transactions beyond the limit set by the Income Tax Act

    Besides vehicle-related transactions, Form 60 is also used to open a Demat account, buy or sell immovable property, open a fixed deposit, apply for a debit or credit card, and pay for mutual funds or life insurance premiums. Additionally, if you plan to apply for car insurance online without a PAN card, check with the insurance provider to confirm if Form 60 can be used.

    Form 60 is meant for individual transactions and cannot be used by companies or organisations. In case you do not have a PAN card or have not applied for one yet, you must fill and submit Form 60 to ensure compliance with tax regulations for vehicle-related transactions.

    How to Download Form 60?

    To download RTO Form 60, go to the official website of the Income Tax Department.

    1. Find Form 60: Go to the “forms” or “downloads” section, or search for the form using the search bar.
    2. Download the Form: Use the download link to save the form as a PDF.
    3. Print the Form: Print of the form for filling and submission.

    How to Fill Form 60?

    To fill and submit Form 60 successfully, follow these simple steps:

    1. Download the Form: Get the form from the official website of the Income Tax Department.
    2. Fill Personal Details: Provide information such as full name, address, and date of birth.
    3. Transaction Details: Fill in the nature of the transaction (purchase, sale, or registration) and the monetary value involved.
    4. Declaration: State the reason for not possessing a PAN card and provide documents such as Adhaar or Passport for verification. If you have applied for a PAN card, give the application number in the space on the form.
    5. Check The Document List: At the end, you will find a list of documents to be attached to Form 60. Put a “check” mark next to all the documents you have provided with the form.
    6. Signature: Sign the form in the designated place.

    If the form is being filled out for a minor, documents such as identity and address proof of the parents must be verified and attached.

    Documents Required for Form 60

    When you submit RTO Form 60, a few supporting documents need to be attached to the form for verification and validation of the transaction. These documents are:

    1. Identity Proof: Adhaar card, passport, and voter ID
    2. Proof of Residence: Address proof includes utility bills, rent or lease agreement, and a bank statement or passbook with the current address
    3. Transaction Proof: The invoice or receipt for the sale of the vehicle or the agreement for the transfer of ownership
    4. Photograph: Passport-size photos of the applicant
    5. Address details: The address where you have filed your income tax return needs to be provided

    To ensure a smooth process, self-attest all the documents before submitting the form and carry the original documents for verification.

    Conclusion

    Form 60 is an essential tool that enables people without a PAN card to complete essential vehicle-related transactions smoothly. Go through the list of documents and ensure you possess both the originals and copies for smooth verification of the form. Always provide correct details, as making a false declaration in Form 60 could result in legal consequences, such as fines and imprisonment. This guide offers a hassle-free approach to obtaining and filling out Form 60 so that you can complete the sale or purchase of a vehicle while complying with the necessary income tax rules. 


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • RTO Form 18: How to Download & Fill

    by Almog Ramrajkar | Apr 04, 2025

    The Regional Transport Office (RTO) in India is responsible for regulating vehicles and vehicle owners. One of the many important procedures mandated by the RTO is Form 18, which is required when moving a vehicle from one state to another within India. The process of downloading, filling out, and getting RTO Form 18 verified is straightforward, but it can seem tricky if you're not familiar with some crucial details. This form helps in ensuring that the vehicle is properly registered and meets the necessary standards for inter-state transportation. This blog will explain the process of downloading, filling out, and submitting Form 18, an essential document for any vehicle under Indian road regulations. By understanding the steps, you can ensure smooth processing and avoid delays.

    Read on to learn more about Form 18.

    What is RTO Form 18?

    RTO Form 18 is an official document used to reassign or change the registration of a vehicle when it is transferred from one Indian state to another. It serves as a declaration that the vehicle's registration details have been updated by the owner and that the original RTO is aware of the transfer. Additionally, it registers the vehicle with the authorities of the new state.

    Key Points about RTO Form 18

    1. The Motor Vehicles Act mandates Form 18 for transferring the registration of a vehicle between states.
    2. It is compulsory to fill out RTO Form 18 to get an NOC or No Objection Certificate from the original RTO, which needs to be verified for transferring the vehicle across state borders.
    3. The form includes important details such as the vehicle’s registration number, engine and chassis number, and the details of the applicant/owner of the vehicle.

    How to Fill RTO Form 18?

    The process of filling out Form 18 is quite simple once you have gathered all the necessary information and documents. Here’s an easy guide to completing and submitting Form 18:

    1. Fill in your personal details such as name, current address, and previous address with state and PIN code.
    2. Fill in the registration details, vehicle make and model and type of vehicle.
    3. State the reason behind the transfer of the vehicle between states. Ensure you give a clear and valid reason.
    4. Sign the form and confirm that the information is complete and true.

    Tips for Accuracy

    • Double-check details such as numbers and spelling of names.
    • Use capital letters for alphabetic entries.
    • Do not overwrite or use a whitener for correction.

    How to Download RTO Form 18?

    Form 18 can be easily obtained from the official website of the transportation ministry, ensuring a convenient and accessible process for vehicle owners. Here’s a step-by-step guide:

    1. Visit the official website of the Ministry of Road Transport and Highways
    2. Go to the “Forms” section under “Download.”
    3. Search for Form 18
    4. Click on the appropriate option and download the form
    5. Save the soft copy of Form 18 and take a printout to fill in the details and complete the necessary formalities.

    Documents Required for RTO Form 18

    When submitting RTO Form 18, you need to attach certain documents and their copies. These are required to verify your details, check your background, and ensure that everything is completed according to the proper procedure.

    Given below is a list of all the mandatory and optional documents you need for submitting Form 18:

    Mandatory Documents

    1. The Original Registration Certificate or RC for the vehicle
    2. The Insurance Certificate for the vehicle
    3. The Pollution Under Control (PUC) Papers
    4. Identity Proof (An original document)
    5. Address Proof
    6. The Receipt of Road Tax Payment
    7. NOC or No Objection Certificate from the original RTO

    Optional Documents

    Some RTOs and states require a few additional documents, such as:

    1. Affidavit declaration of the reason behind transferring the vehicle
    2. Passport-size photo of the applicant

    Conclusion

    If you are planning to transfer from one state to another in India, you will need to ensure that your vehicle moves with you. Form 18 is an important document that formally records the re-registration of the vehicle under the new RTO and its transfer from the original RTO.

    To fill out Form 18, certain documents are required by law, such as policy documents. It's important to get car insurance online and always keep documents like the RC and PUC up to date to avoid any hassle when completing official processes related to your vehicle, such as filling out RTO Form 18.

    Whether you are moving for a job or personal reasons, make sure to comply with the rules of the road so you have one less thing to worry about. An appropriate car insurance policy can also help keep your vehicle in pristine condition, ensuring hassle-free legal compliance. It also provides financial coverage in the event of an accident or other damage.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • RTO Form 31: How to Download & Fill

    by Almog Ramrajkar | Apr 04, 2025

    Indian RTOs play a crucial role in managing vehicle registration, ownership, transfer, and compliance assurance.

    One of the most important documents that ensures road safety compliance is RTO form 31, used to transfer the ownership of a vehicle when the previous owner passes away. While the process of obtaining and filling out Form 31 is quite simple, it may seem complicated if you are not familiar with all the steps. In this blog, we will explain what Form 31 is, the correct process for filling and submitting it, and the documents you need to complete the form. This will ensure that the process is hassle-free for you.

    What is RTO Form 31?

    RTO form 31 is a legal document used to transfer the ownership of a vehicle in case of the registered owner’s death. This form ensures that the right nominee gets timely ownership of the vehicle. Filling out Form 31 is mandatory under traffic and road laws. Submitting it on time provides the new owner the lawful right to the vehicle, which is essential for completing other vehicle-related formalities, such as re-registration and applying for a car insurance policy.

    As per the Motor Vehicles Act, vehicle ownership cannot be transferred officially without proper documents and due procedure. RTO Form 31 facilitates this transfer legally and ensures that the new owner does not face any issues due to non-compliance.

    Some of the important details you need to provide while filling out Form 31 are:

    • Personal Details: Information of the person nominated as the new owner  
    • Vehicle Information: Details such as the vehicle’s registration number and model
    • Details of Ownership Transfer: Personal details of the previous and new owners
    • Declaration Documents: Proof of nomination from the deceased owner and documentation for the transfer of ownership

    How to Fill Form 31?

    The process of filling out Form 31 is simple. You can follow the steps below to complete the form successfully:

    1. At the top of the document, provide the details of the RTO office and the registration number of the vehicle.
    2. Enter application details, such as full name, address, and relationship with the original owner.
    3. Fill in vehicle information, including registration number, model details, engine number, and chassis number, in the designated space.
    4. Provide the nominee information as specified in Form 1.
    5. Sign the form to declare that the details you have provided are correct.
    6. Submit the form to the RTO for verification and wait for approval to complete the process.

    How to Download Form 31?

    You can easily download Form 31 from the official website of the Regional Transport Office. Follow the steps below:

    1. Visit RTO’s official website.
    2. Go to the “Forms” or “Download” section, usually under the “Services” menu.
    3. From the dropdown list, find Form 31.
    4. Download and save the form as a PDF document.
    5. Print the form for submission after filling it out.
    6. Make sure that you download the form from an official website to avoid any issues during submission.

    Documents Required for Form 31

    You need to attach and verify certain documents along with RTO Form 31. Below is the list of required documents:

    • Death certificate of the deceased, original owner
    • Registration Certificate (RC) of the vehicle
    • Car insurance policy documents
    • Pollution Under Control (PUC) Certificate
    • Proof of address for the applicant
    • Identity proof of the applicant

    If there is more than one heir, a No Objection Certificate (NOC) is required from the other heirs of the deceased.
    Moreover, a declaration from the previous owner naming the applicant as the new owner or nominee for the vehicle is necessary.

    Conclusion

    RTO Form 31 is an important document required for transferring ownership of the vehicle after the death of the registered owner. Correctly filling out the form with accurate personal details, verifying original documents, attaching copies of the required documents, and submitting the form on time are essential steps to ensure a seamless (and legal) ownership transfer process.

    Although it may seem like a minor task, officially transferring and registering the vehicle to the new owner is a crucial step. This simple formality ensures that the new owner can fully benefit from claims under their car insurance policy and avoid penalties for non-compliance. By taking proactive steps in a timely manner, you save valuable time and resources while protecting your interests.

    With Form 31, it is prudent to acquire a comprehensive car insurance policy that can financially protect you and your vehicle in the event of accident, loss or damage.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • RTO Form 46: How to Download & Fill

    by Almog Ramrajkar | Apr 04, 2025

    The interstate traffic in India is controlled through several documents by the RTO (Regional Transport Office) to ensure vehicle owners comply with all rules and regulations. Among the many vital documents that check and smoothen the flow of traffic is the RTO Form 46. If you are planning to move your vehicle to another state for a short period, Form 46 is the document that verifies and facilitates this journey hassle-free.

    In this blog, we will explore the importance of RTO Form 46 and explain the process of downloading and submitting this important document.

    What is RTO Form 46?

    Form 46 is an official document that a vehicle owner needs for an all-India permit. It allows them to temporarily move their vehicle from its registered state to another state. According to the Motor Vehicles Act 1989, Rules 86 and 87, a national permit allowing vehicles to move between states is given for at least four Indian states. Form 46 is one of the formalities the vehicle owner must complete to get a national permit necessary for the smooth transit of personal and goods vehicles.

    It is usually submitted with Form 28, also called the “Application for Grant of No Objection Certificate." The form officially verifies that the vehicle has no pending dues, legal fees, or penalties, giving the owner a green flag to transfer it to another state.

    In addition to Form 46, to successfully obtain a national or All India Tourist Permit (AITP), your vehicle should not be older than 12 years (in the case of a goods vehicle) or more than 15 years old (for multi-axel vehicles). A bus applying for an India permit must be painted white with a 5 cm blue ribbon in the centre of the exterior body. If the vehicle is a car, it must have “Tourist” printed on both sides.

    How To Fill Form 46?

    To fill out Form 46, you must get a copy of the document from the Parivahan portal, the official website of the Ministry of Road Transport and Highways.

    The process of filling out RTO Form 46 is simple and can be completed by following this guide:

    1. Get a copy of Form 46 from the online portal or nearby RTO.
    2. Fill in the details—full name, address, and state you are travelling with the vehicle.
    3. Provide information on the car, such as the registration number, type of vehicle, and its model.
    4. Declare and sign it to verify that the vehicle has no pending penalties or dues and is not involved in any ongoing cases of theft or fraud.
    5. Attach all the necessary documents with the form.

    Consult the authorities if you have a question related to the process. Make sure that your vehicle complies with all the other requirements for obtaining an All-India permit.

    How To Download Form 46?

    To download Form 46, go to the government's online portal dedicated to such services.

    1. Visit the Parivahan Sewa website.
    2. Find the “Forms” section on the portal under “Information Services.”
    3. Select Form 46 from the list provided.
    4. Download the form and print it.

    Documents Required for Form 46

    Documents attached with RTO Form 46 verify the vehicle's ownership and the reason for taking it to another state. These documents include:

    1. The Registration Certificate or RC for the vehicle.
    2. The car insurance policy or insurance documents for the type of vehicle you own.
    3. The Pollution Under Control Certificate, or PUC, proves the vehicle follows environmental norms.
    4. The Identity Proof of the owner, such as Aadhar, PAN, or any other official ID.
    5. Address proof, including a temporary proof of residence for the new state you are moving to.
    6. Receipt to prove road tax payment in the original state.
    7. Form 28 duly filled.
    8. A clearance certificate verifying that no dues are pending in the registered state.

    Get copies of these documents and carry the originals with you during the verification process. It is always recommended to keep these essential documents updated to save time.

    Conclusion

    RTO Form 46 is used to issue an All-India Tourist Permit for a vehicle, which simplifies the temporary transfer of vehicles from one Indian state to another. The Motor Vehicles Act mandates it, which is crucial if you plan to move to another state with your vehicle. In this blog, we have explained the use and process of downloading and filling out Form 46. By following these simple steps, you can have the crucial papers in order and make sure you relocate to another state without any unnecessary delays.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • RTO Form 32: Steps to Download & Fill

    by Almog Ramrajkar | Apr 04, 2025

    When buying or selling a vehicle in the country, specific formalities must be carried out through the RTO (Regional Transport Office).

    To ensure that the sale and purchase are done legally and in compliance with the rules of the transport department, documents such as RTO Form 32 are required. This form is necessary when a vehicle is purchased through a government auction. For those who have bought a vehicle at a government-organised auction, Form 32 is a crucial step, as it grants them full rights to their newly acquired car.

    Without this form, the transaction remains incomplete and the buyer may not be able to register the vehicle in their name. In this blog, we will explore the use of Form 32, its significance, and the process of downloading and filling it out, ensuring that you can complete the necessary procedures without any complications.

    What is RTO Form 32?

    Form 32 is a document used by the RTO to officially transfer the ownership of a vehicle purchased at a public auction conducted by the government. Under the Motor Vehicles Act of 1988, it is necessary to record and verify any change in vehicle ownership. Form 32 serves as an official document confirming the transfer of the vehicle and all its responsibilities from the previous owner to the new buyer. Once the sale is completed during the auction, the buyer is recorded as the new owner of the vehicle, replacing the previous holder. To formalise this change in ownership, Form 22 is used.

    How To Fill Form 32?

    Form 32 can be easily acquired from the online portal of RTO, Parivahan. Once you have the printout of the form, follow these steps to fill and submit it successfully:

    1. Download the form or get it from your nearest RTO.
    2. Fill in the details of the previous owner along with the registration number and other details of the vehicle.
    3. Provide the personal details of the new owner or buyer.
    4. State the reason for the change in ownership of the vehicle.
    5. Add details of the auction in case the vehicle is purchased from a public sale.
    6. Verify the form along with the documents attached.

    How To Download Form 32?

    Downloading RTO Form 32 is very straightforward. It can be done through the online portal of the Ministry of Road Transport and Highways. Follow the steps below:

    1. Go to the Parivahan portal of the ministry.
    2. Find the “Downloads” or “Forms” section under the “Information Services.”
    3. Search for Form 32.
    4. Click on download and save the form as a PDF.
    5. Print the form for further processing.

    Ensure that you download the form from the Parivahan portal or website of your state’s transport department only. Do not use unauthorised sources, as they may generate faulty or incomplete forms that can be rejected by the authorities during verification. This will waste a lot of time and money.

    Documents Required for Form 32

    A number of official documents and their copies are required for the verification and submission of Form 32-

    1. The Registration Certificate of the Vehicle
    2. The documents of the car insurance policy (or insurance papers of the vehicle involved)
    3. The Pollution Under Control or PUC Certificate
    4. The proof of inheritance or auction certificate or receipt of sale
    5. A declaration to verify the claims of the new owner
    6. The ID Proof of the Owner
    7. Proof of Residence
    8. Tax Receipts for Road Tax
    9. Photographs (two passport-size photos of the new owner)

    Read all the details carefully and verify the documents before visiting the RTO to submit the form. This makes the form error-free and ensures that the process is completed smoothly.

    Conclusion

    When the buyer obtains a vehicle during an auction done by the government or transport authorities, Form 22 is used to officially change the ownership and transfer all the legal and financial obligations. This is important for legally transferring the rights and liabilities of the vehicle and updating its ownership in RTO records to ensure compliance. If you have purchased a vehicle in an auction, it is important to formally transfer it under your name, complete its registration, and obtain other vehicle-related essentials such as a car insurance policy. 

    By familiarising yourself with the process and documents required to fill out Form 32, mentioned in this blog, you can easily complete the formalities and ensure that you legally enjoy the rights of your new vehicle.

    In addition to undertaking legal obligations, it is prudent to acquire a comprehensive car insurance policy to protect your new investment and ensure longevity. You shall also receive financial cover in the event of accident or other damage.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • RTO Form 16: Steps to Download & Fill

    by Almog Ramrajkar | Apr 04, 2025

    In India, the Regional Transport Office (RTO) plays a significant role in ensuring vehicle regulations are adhered to. One of the essential documents that businesses, such as automobile dealers, manufacturers, or vehicle leasing companies, need to apply for is a Trade Certificate. This certificate exempts vehicles used for testing, transportation, or demonstrations from being individually registered. The document that is needed to apply for or renew this certificate is RTO Form 16.

    Understanding how to access and complete RTO Form 16 helps simplify operations and ensure compliance with legal requirements. This guide covers the purpose of the form, the steps to complete it, and the essential documents needed for a successful application.

    What is RTO Form 16?

    RTO Form 16 is officially titled "Form of Application for Grant or Renewal of Trade Certificate." It is specifically designed for automobile dealers, manufacturers, and other stakeholders involved in vehicle-related activities. The Trade Certificate issued via this form permits businesses to legally operate vehicles for testing, demonstrations, or transportation without requiring individual registration.

    This certificate is particularly valuable for manufacturers and dealers who handle a large volume of vehicles. It reduces the administrative burden of registering each vehicle before it is sold. However, it is essential to note that a Trade Certificate is only valid for designated purposes and should not be used for personal or unrelated business activities. Not following these rules can result in penalties.

    How To Fill Form 16?

    Filling out RTO Form 16 is a systematic process that requires accuracy and attention to detail. Below is a step-by-step guide:

    1. Address the Authority

    Begin by addressing the form to the appropriate Regional Transport Office (RTO) where you intend to apply. This ensures the correct authority processes the form.

    1. Applicant Details

    Fill in the applicant’s basic details, including:

    • Name: Enter your full name as per your identification documents.
    • Parentage: Mention the name of your father or husband, depending on the form’s requirements.
    • Address: Provide your complete residential or business address. Ensure the address matches the one on your submitted address proof.
    1. Business Classification

    Specify the type of business you are engaged in. This could be one of the following:

    • Manufacturer of motor vehicles.
    • Dealer of motor vehicles or ancillary parts.
    • Vehicle testing agency (as defined under Rule 126).
    • Approved vehicle repairer.
    • Provider of hire-purchase, lease, or hypothecation services for vehicles.
    1. Number of Trade Certificates Required

    Indicate the number of Trade Certificates you need. This will depend on the volume and types of vehicles you handle.

    1. Class of Motor Vehicles

    Specify the class or type of vehicles for which the Trade Certificate is requested. Examples include motorcycles, cars, or heavy commercial vehicles.

    1. Fee Payment Details

    Mention the total fee paid for the application, calculated based on the number of certificates required and the vehicle types. Attach proof of payment, such as a receipt or challan.

    1. Renewal Information (If Applicable)

    If you are applying for the renewal of an existing Trade Certificate, provide the following details:

    • Certificate number.
    • Date of issue.
    • The expiry date of the existing certificate.
    1. Declaration

    Complete the form with a declaration section where you affirm the accuracy of the information provided. Add the date, place, and signature at the end of the form.

    Ensure that all details are accurate and supported by valid documents to avoid delays or rejections during the verification process.

    How To Download Form 16?

    Downloading an RTO Form 16 is a straightforward process. Here’s how you can download it:

    1. Visit the Official Portal

    Go to the official website of the Ministry of Road Transport and Highways (MoRTH) at https://parivahan.gov.in/.

    1. Navigate to Downloadable Forms

    • On the homepage, click on the “Informational Services” tab.
    • From the dropdown menu, select “Downloadable Forms.”
    • Click on “All Forms” to access a comprehensive list of RTO-related forms.
    1. Find Form 16

    Scroll through the list of forms to locate “Form 16.” Click on the link to download the PDF version of the form.

    Alternatively, you can download the form directly from this link.

    Once downloaded, print the form and fill it out as per the instructions.

    Documents Required for Form 16

    Submitting Form 16 requires attaching specific supporting documents. Here is a list of commonly required documents:

    1. Identity Proof

    Provide valid ID proof such as a PAN card, Aadhaar card, passport, or driving license.

    1. Address Proof

    Attach a proof of address document such as a utility bill, rental agreement, or Aadhaar card.

    1. Business Proof

    Include documents that validate your business, such as a trade license, GST registration certificate, or certificate of incorporation.

    1. Existing Trade Certificate

    If you are renewing a Trade Certificate, attach a copy of the current certificate and its details.

    1. Fee Payment Receipt

    Attach proof of payment for the application fee.

    Ensure all documents are current and accurately reflect the information provided in the form.

    Conclusion

    RTO Form 16 simplifies operations for automobile businesses by avoiding separate vehicle registrations. For companies involved in vehicle sales or leasing, understanding the link between RTO Form 16 and car insurance compliance is essential, as proper documentation often includes ensuring vehicles have valid insurance coverage.

    Ensuring all documents are accurate, fully prepared, and updated can help prevent delays or any issues during the application process. Every step, from specifying the vehicle category to submitting appropriate business documentation, is critical for the successful approval or renewal of a Trade Certificate.

    For more information, including guidance on vehicle compliance and car insurance requirements, visit the official Parivahan website or contact your local RTO office for personalised assistance.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • RTO Form 29: Steps to Download & Fill

    by Almog Ramrajkar | Apr 04, 2025

    Buying a pre-owned car can be a wise, cost-effective decision when you want to bring home a vehicle without stretching your finances. For sellers, selling an old car at a reasonable price allows them to recoup part of their investment.

    However, selling a pre-owned car is rarely a quick affair. It involves a lot of legalities and formalities, particularly in transferring ownership of the car. This is where the RTO Form 29 becomes essential.

    This article explores what RTO Form 29 is and everything you need to know before engaging in any pre-owned car transaction.

    What is RTO Form 29?

    RTO Form 29 is a mandatory document issued by the Regional Transport Office (RTO). Officially known as the "Application for Transfer of Ownership of a Motor Vehicle", it serves as a formal notification to the RTO indicating that a particular vehicle is changing ownership.

    Thus, an RTO Form 29 allows the RTO authorities to make a note of the sale and update their legal records accordingly. It confirms that the vehicle owner and seller have all the right documentation in place to make the change of vehicle ownership happen.

    Why is RTO Form 29 Important?

    Submitting RTO Form 29 is crucial for the ownership transfer to be legally recognised under Indian law. Failure to submit this form can lead to legal complications and penalties for both buyer and seller.

    Upon successful transfer, the new owner becomes responsible for the vehicle’s insurance and road tax obligations. The RTO will then issue a new Registration Certificate (RC) in the buyer’s name, reflecting the change in ownership.

    How to Fill Form 29

    Contrary to the popular belief that a change of car ownership is complicated, obtaining and filling out the RTO Form 29 is relatively easy. Follow these simple steps:

    1. Get the Form
    • Online: You can download the form from the Parivahan website or the state RTO website.
    • Offline: Visit the relevant RTO office to collect the form, fill out and submit it in person.
    1. Complete the Form Accurately
    • Provide the personal information of both the seller and the buyer.
    • Include accurate vehicle details such as make, model, registration number, engine number, and chassis number.
    • Specify the date of sale and the sale price of the vehicle.
    • If required, fill in any other relevant information as required by the form.
    1. Submit the Form
    • Submit the filled-out form along with all the supporting documents, either to the concerned RTO office or online.
    1. Necessary Documents

    Apart from filling in the RTO Form 29, you will also have to submit other necessary documents such as identity proofs, vehicle documentation certificates, etc. Here is a list of required documents:

    • The original RC of the vehicle.
    • A valid PUC certificate is mandatory.
    • A valid car insurance policy.
    • A valid driver's licence of the new owner.
    • If the vehicle is being transferred from another state, an NOC from the previous owner's RTO is required. This is known as the RTO Form 28.
    • Proof of residence of the new owner (e.g., Aadhaar Card, Voter ID, Passport).
    • A legally binding sale deed or agreement detailing the sale of the vehicle.
    1. Pay Applicable Fees

    After submitting the form, you will need to pay any applicable fees for the vehicle transfer. This can be done either at the RTO office or via an online payment platform. Note that this fee may vary from state to state.

    How to Download RTO Form 29

    Downloading RTO Form 29 is simple:

    1.   Visit the Parivahan website – parivahan.gov.in
    2. Locate and click on the “Informational Services” tab. 
    3.   Navigate to “Downloadable Forms” and select “All Forms”.
    4. Find and download Form 29 from the list, saving it as a PDF on your system. 

    Conclusion

    The importance of RTO Form 29 in the sale or purchase of a vehicle and the transfer of ownership is undeniable. It is one of the many forms required to prove the legality of the transaction and confirm that no pending dues or penalties prevent the sale.

    To ensure a seamless transfer of ownership, verify that all details on the form are accurate and error-free. Retain copies of all submitted documents for your records. If needed, do not hesitate to consult a legal expert or a vehicle registration expert to clear any doubts.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Day and Night IRVM: Importance & Benefits for Safe Driving

    by mohit bohra | Mar 28, 2025

    You may be wondering what is day and night IRVM?  Well, this is one of the rearview mirror technologies and a mandatory feature every car should have. The technology works such that whenever brighter lights generated from the vehicles behind hit the IRVM in your car, you can adjust the mirror to avoid glare. Some cars have an already fixed day-and-night adjustable IRVM, while others have it as a manual component.

    Let’s find out more about day and night adjustable IRVM.

    What is Day Night IRVM in Cars?

    Day and night IRVM is a type of rearview mirror used in vehicles. It is an anti-glare car feature that enables drivers to view the back part of the car during daytime and nighttime. The mirror features unique designs that ease its adjustment to different angles. This helps accommodate different lighting conditions.

    The day-night IRVM is an essential feature in automobiles. Most modern-day vehicles already have this element integrated. However, some cars have it as a manual piece. The whole concept of the IRVM is to ensure that there’s less light reflection. It helps the driver drive clearly without facing any lighting issues.

    Car manufacturers integrate mirrors on the windshield or dashboard to give a clear view of the vehicle’s behind. In the daytime, the mirror works like a normal rearview mirror, giving an open view from the backside. 

    The mirror adjusts its angles in the evening or whenever the driving conditions appear dark. It switches automatically to reduce the glare from the headlights of oncoming vehicles, streetlights, or any other obstructing light beam.

    As a result, it becomes easier for a driver to see traffic behind his vehicle both during the day and at night. This improves overall visibility and enhances safety on roads.

    What is the Technology Behind Day and Night Adjustable IRVM?

    The two technologies behind day-and-night adjustable IRVMs are automatic and manual. Let’s look at each one below.

    ·        Automatic Technology

    The automatic day-night IRVM operates on sensor technology. Whenever there’s a car behind, it dims the lights coming from the headlamp of the other vehicle. The two different rear view mirrors have an electrically conductive material coated on them. These mirrors work with glare and ambient sensors. They also contain electrochromic ions or gels that often turn dark whenever they gather any voltage. The glare sensor often gathers the amount of light coming at the mirror. The glaring light acts upon the ions to darken the mirror. As soon as the glare from the headlamps finishes, the mirror returns to normal. The ambient sensor picks up the intensity of the flare coming from the headlamps of other vehicles. It then sends a message to its unit to dim the rearview mirror.

    ·        Manual Technology

    The manual IRVM technology in cars works with a lever. In this case, the car’s mirror is prismatic, with a wedge-shaped mirror inside.

    The light generated by the headlights can usually cause too much strain on the driver’s eyes, which can lead to accidents. The manual technology functions like this: during the day, objects behind the car reflect from the mirror’s surface. At night, the mirror tends to bounce off any light coming from the headlamps of the vehicles behind.

    What are the Uses of Day-Night IRVM in Cars?

    • Day-night IRVM is especially essential at night. It enables the flare coming from the cars behind to bounce off.
    • In the daytime, the mirror works like a normal rearview, enabling drivers to see what's behind the car. It clearly shows the traffic behind.
    • The rearview mirror ensures the safety of drivers, passengers, and other road users. The driver can see clearly and concentrate on the road ahead, hence managing to drive carefully.
    • It helps the driver check the mirror without straining the eyes too much. Remember, the rearview mirror is very crucial for drivers. Whenever the light from another vehicle’s headlamps is too bright, the driver’s concentration can waver and cause collisions. 
    • Both during day and night, the IRVM operates with two different surfaces (back and front) aligned. They aren’t parallel like in conventional rearview mirrors, where the frontal and back parts are parallel. So, the mirror’s frontal part is the usual straight glass, and the back part contains a reflective coated surface. The frontal part functions like a simple glass, while the back one works to reflect the oncoming flare. During the day, you can view the bright reflections from the back surface, while at night, you can view the fainter reflection from the front.

    Conclusion

    Day and night adjustable IRVMs are technological innovations in the automobile sector that enhance the visibility and safety of drivers during day and night conditions. You can adjust the angle of the rear mirror to accommodate different lighting conditions. This reduces glare and improves overall driver visibility. So, while you ensure that your car has the IRVM feature, purchasing a good car insurance policy is necessary for added safety and security. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Error message here