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  • FASTag blacklisted: Causes and solutions explained

    by mohit bohra | May 06, 2025

    Designed͏ ͏to streamline toll payments an͏͏d͏ minimise congestion͏,͏ FASTag ͏is ͏integral͏ the modern ͏driving͏͏ ͏experience. However, encountering a blacklist in FASTag status can present considerable challenges for motorists. Understanding the underlying reason and the necessary steps to resolve it is essential for maintaining smooth and uninterrupted travel.

    Why does a FASTag get blacklisted

    Common FASTag blacklisted reason include low balance, expired KYC, repeated chargeback disputes or violations flagged by law enforcement agencies. If blacklisted, the tag becomes inactive, requiring action to restore its functionality.

    What is blacklisted FASTag?

    A blacklist FASTag refers to a scenario where the tag is rendered inactive, preventing it from facilitating electronic toll payments. This deactivation can stem from various factors.

    Reasons behind FASTag getting blacklisted

    Several factors can lead to the blacklisting of a FASTag:

    • Insufficient balance: If your FASTag showing blacklist, it may be due to insufficient balance to process toll payments, leading to its deactivation.
    • KYC non-compliance: Incomplete or outdated KYC documentation can blacklist a FASTag, as regulations require up-to-date user information to prevent misuse.
    • Vehicle-specific blacklisting: Law enforcement agencies may blacklist a vehicle's FASTag due to violations such as non-payment of fines or involvement in legal disputes to ensure compliance with legal and regulatory frameworks.
    • Technical issues: Occasionally, technical glitches or discrepancies in the FASTag system can lead to inadvertent blacklisting, thus disrupting the seamless functioning of the tag.
    • Misuse or fraudulent activities: If a FASTag is suspected to be involved in fraudulent activities or is being misused, the issuing authority may blacklist it to prevent further discrepancies.

    How to check whether a FASTag is blacklisted?

    Before a long trip, it's wise to perform a FASTag blacklisted check to ensure your tag is active and avoid toll payment issues. Here are the methods to check if a FASTag is blacklisted:

    • Issuing bank's portal or mobile application: Most banks and FASTag issuers provide dedicated online platforms and mobile apps where users can log in to monitor their FASTag status, balance and transaction history.
    • Customer care services: Contacting the customer support of the issuing bank or agency can provide real-time information regarding the FASTag status. Support agents can offer insights into any issues and guide corrective measures.
    • SMS and email notifications: Issuing authorities often send alerts regarding the status of a FASTag. Monitoring these communications regularly can help detect issues early.
    • National Highway Authority of India (NHAI) portal: The NHAI offers a platform where vehicle details can be input to check the status of a FASTag. This centralised system provides a comprehensive overview of the tag's functionality.

    How to activate a blacklisted FASTag?

    The following steps outline the activation process:

    • Replenish the balance: If the FASTag is blacklisted due to low funds, promptly adding the required amount can lift the blacklist status. Regular balance checks can prevent such issues.
    • Update KYC details: Ensure that KYC information is current and accurate. Submitting the necessary documents to the issuing authority can resolve blacklisting due to non-compliance.
    • Resolve legal issues: Law enforcement may request a blacklist in FASTag if the vehicle is involved in violations. Clearing outstanding fines or legal issues promptly can facilitate reactivation.
    • Regular monitoring: Regularly checking the account can help detect and address anomalies, preventing future blacklist FASTag status.
    • Contact the issuing authority: If the FASTag is blacklisted due to technical issues, contacting customer support can provide tailored guidance for resolution.

    FAQs

    1. How long does it take to reactivate a backlisted F͏AS͏Ta͏g͏?

    The time to reactivate a blacklisted FASTag depends on the reason for the blacklist. If it was due to low balance, recharging usually restores it within a few minutes. For issues like KYC expiry or violations, reactivation may take 24 to 48 hours after updating the required details with the issuing bank.

    1. Can a blacklisted FASTag be used for toll payments?

    No, the vehicle owner must resolve the reason for blacklisting before it can be used again.

    1. Is FASTag mandatory for car insurance?

    Yes, as of February 15, 2021, possessing a valid FASTag is mandatory for purchasing car insurance online and third-party car insurance policies. This mandate ensures vehicular ͏͏͏compliance ͏and͏͏ promote digital transactions͏͏.͏

    Conclusion

    Maintaining͏͏ ͏a͏͏n active FA͏STag is essential ͏for seamless travel ͏on͏ India’s͏ ͏highways. Understanding the reasons behind a FASTag blacklisted status empowers vehicle owners to take proactive measures. Additionally, having an active FASTag is essential for purchasing car insurance online, including third party car insurance. Third party car insurance, which is mandatory in India, covers damages to third-party property, injuries,or fatalities resulting from an accident involving your vehicle. Comprehensive car insurance policies, which are optional but highly recommended, offer extended coverage, including damages to your own vehicle due to accidents, natural disasters, theft or fire.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Understanding the Different Types of Car Clutches

    by Almog Ramrajkar | May 06, 2025

    Did you know how your car smoothly transitions from a stop or shifts gears without a hitch? The key component that facilitates this is the clutch. The clutch connects the engine's power to the drivetrain, enabling smooth transitions and efficient power delivery. Understanding the various types of clutch in the automobile industry enhances your knowledge of vehicle operations and maintenance.

    Various types of clutches in car

    Clutches are categorised based on their operational characteristics, engagement methods, and applications.

    Here is a detailed look at the most common car clutch types:

    1. Single plate clutch:

      The single plate clutch is widely used in modern vehicles. It consists of a clutch plate that is coated with a high-friction material. It is located between the engine's flywheel and a pressure plate loaded by a spring. A release mechanism eases the pressure plate away from the clutch disc when the clutch pedal is pressed. This allows the disc to free spin and disengage the engine from the drivetrain for gear shifting. This type of clutch is favoured for its simplicity and effectiveness in transferring engine torque while maintaining smooth driveability.
    2. Multi-plate clutch:

      The multi-plate clutch contains several friction discs stacked within a compact unit. It dramatically increases the surface area for friction. The clutch is designed for high-performance vehicles and motorcycles that require robust torque management. This arrangement allows for a much greater transmission of force, which is essential in vehicles with high power outputs. This type of clutch can also be immersed in oil to reduce wear and enhance heat dissipation, making it ideal for racing and heavy-duty applications.
    3. Diaphragm clutch:

      The diaphragm clutch modernises the traditional spring mechanism by incorporating a conical spring, which serves as both a spring and pressure plate. This design allows for a reduction in size and a more uniform pressure distribution across the clutch plate. It is particularly beneficial to reduce pedal effort and improve the ease of gear transitions. This clutch is both responsive and durable, which makes it great for high-performance cars where good driving feedback and reliability are important.
    4. Cone clutch:

      The cone clutch is used primarily in low-speed applications or where space constraints exist. Its cone-shaped design offers a larger friction surface area when engaged. This type of clutch is good for situations that need precise control. However, its use in modern automobiles is limited due to its tendency to stick when fully engaged.
    5. Hydraulic clutch:

      Hydraulic clutches operate by utilising fluid mechanics to transmit pressure from the clutch pedal directly to the clutch mechanism. This system allows for a more smooth and responsive clutch operation as it can be adjusted to suit various driving conditions. Most of its uses are in vehicles requiring exact engagement and disengagement. It also performs well consistently, no matter the load or speed. The hydraulic system minimises the physical effort that is needed to operate the clutch.
    6. Electromagnetic clutch:

      This clutch uses an electric current to generate a magnetic field, which engages the clutch. This type of clutch is useful in situations that need continuous fast responses. Its ability to engage and disengage without direct mechanical contact reduces wear and increases the lifespan of the clutch components.
    7. Semi-centrifugal clutch:

      The semi-centrifugal clutch combines the features of mechanical and centrifugal activation. This clutch uses springs for engagement at lower speeds. It also has weights that help as engine speeds go up. The semi-centrifugal clutch is made for demanding applications where more power is needed without the driver having to adjust it all the time. The semi-centrifugal clutch effectively bridges the gap between manual control and the need for automatic response under high-load conditions. It combines control and user-friendliness ideally.
    8. Freewheel clutch:

      This clutch is also known as an overrunning clutch. It allows the drivetrain to disengage from the engine when the driving shaft rotates faster than the engine speed, such as in downhill driving conditions. Freewheel clutch has benefits such as preventing driveline stress and reducing wear on components. The freewheel clutch is crucial to enable coasting capabilities in vehicles—it allows the wheels to turn freely without engine power, which is essential to reduce fuel use and improve the efficiency of the powertrain of the car.

    Conclusion

    Understanding each type of clutch used in automatic transmission and selecting the right one is vital for your vehicle’s performance and durability. 

    Make sure you are protected against various unforeseen events by securing comprehensive car insurance online.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of Car Radiators: Ensuring Optimal Engine Performance

    by Almog Ramrajkar | May 06, 2025

    Did you know what prevents your car's engine from overheating during long drives or in bumper-to-bumper traffic? It is the radiator. The radiator is an important part of a car’s cooling system and manages overheating by dissipating the engine-generated heat. It functions as a heat exchanger, where the hot coolant absorbs engine heat and then passes through a network of fins and tubes. Air moving over the fins cools the coolant, thereby maintaining the engine at a safe operating temperature. Good cooling is important to keep engine temperatures at the right level. It can help avoid problems like engine failures and blown head gaskets, which can be expensive to fix.

    Let us learn more about the types of radiators in automobile applications.

    What are the different types of car radiators?

    The radiators come in unique forms and are made for different driving situations.

    Here are the different types of car radiators:

    1. Classification by material

    Material choices in car radiators significantly impact their efficiency, cost, and suitability for various vehicles. Each material offers different benefits suited for multiple driving needs and types of engines. Let us understand the classification better: 

    •   Copper-brass radiators: Copper-brass radiators are the traditional choice in automotive cooling systems. These radiators are known to be strong and good at transferring heat, but they are usually heavier and cost more. They work very well in vehicles that need to release a lot of heat. This includes older cars and high-performance models. However, manufacturers are gradually shifting towards lighter and more economical materials.
    •   Aluminium radiators: Aluminium radiators are the most prevalent type of radiator in modern vehicles. They offer a lighter and less costly alternative to copper-brass radiators. While they may not be as efficient in heat transfer as their copper-brass counterparts, modern designs of aluminium radiators are highly effective at cooling engines, making them a popular option in many cars today.
    •   Plastic and aluminium radiators: These radiators combine an aluminium core with plastic tanks. They are among the lightest and least expensive options available. Although generally less durable than all-metal radiators, plastic radiators provide adequate cooling for moderate climates and less demanding driving conditions. Plastic radiators are primarily found in small, low-powered engines where advanced cooling capacity is less critical.
    1. By coolant flow design

    Coolant flow design in radiators is a key determinant of how effectively a vehicle manages engine heat. From traditional downflow systems to efficient crossflow configurations and advanced dual-pass designs, each coolant flow pattern is engineered to meet specific cooling demands and vehicle performance criteria. The different radiator types based on coolant flow design include:

    •   Downflow radiators: In downflow radiators, coolant enters from the top and flows vertically downward through the tubes while air passes horizontally through the fins. This traditional design is typically found in older vehicles. It offers simplicity but tends to be less efficient than more contemporary designs due to less optimal airflow and cooling dynamics. As a result, downflow radiators are becoming less common in new vehicle models.
    •   Crossflow radiators: Crossflow radiators feature a design where the coolant moves horizontally across the tubes as air flows vertically through the fins. This configuration allows for better contact between the coolant and air, leading to more efficient heat dissipation. Crossflow radiators are favoured in high-performance and modern vehicles because of their enhanced cooling efficiency and even temperature distribution.
    •   Dual-pass radiators: Building on the crossflow design, dual-pass radiators allow the coolant to traverse the radiator core twice. This double passage significantly increases cooling efficiency, making these radiators ideal for automobiles that require intense thermal management, such as racing cars and heavy-duty vehicles. However, the increased complexity of this design can add to maintenance considerations.
    1. By coolant type

    Different coolant types in radiators are also crucial in how vehicles manage internal heat and maintain optimal engine performance. Let us take a closer look at these types of car radiators:

    •   Traditional liquid-coolant radiators: These are the most common type of radiator found in vehicles, and they utilise a mixture of water and antifreeze to transfer heat away from the engine. They are available in various materials and flow designs, such as copper-brass, aluminium, plastic, downflow, crossflow, and dual-pass. This makes them versatile for a wide range of environments and vehicle specifications.
    •   Electric radiators: Unlike traditional radiators, electric radiators are used primarily in electric vehicles to manage the heat generated by the battery pack or electric motor. These radiators are part of a coolant loop that transfers heat from the electrical components to a heat exchanger. This effectively cools the electric drivetrain without dealing with combustion engine heat.
    •   Oil coolers: These specialised radiators regulate the temperature of engine oil, automatic transmission fluid, and other high-temperature lubricants during operation. They can use either engine coolant or air as the cooling medium. These coolers are essential for maintaining vehicle performance under heavy-duty or high-stress conditions. Depending on the design requirements, oil coolers can be placed in different parts of the car to improve cooling performance.

     

    Conclusion

    Selecting and maintaining the right radiator is essential for engine health and the long-term performance of your vehicle.

    Also, arranging comprehensive car insurance online offers wider coverage during accidents, damages or theft involving your vehicle.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • A complete guide to car brake discs: Features, pros & cons

    by Almog Ramrajkar | May 06, 2025

    Brake discs are an important part of a car’s braking system. Also known as rotors, they are attached to the hub of a wheel. They work with brake pads to slow down or stop the vehicle by creating friction. There are different types of brake discs, each designed for the braking system's safety, performance, and durability. Understanding the types of brake discs and how their design works can help make the right choice for vehicles.

    Various types of brake discs for cars

    Below are the most common types of brake discs used in cars:

    1.     Solid brake discs

    Solid brake discs, also known as non-vented discs, are made from a single piece of metal and have a smooth, flat surface.

    Features:

    • Simple and cost-effective design
    • Made from cast iron or steel
    • Smooth, flat surface without any ventilation

    Advantages:

    • Affordable and widely available
    • Easy to manufacture and replace
    • Suitable for light vehicles and city driving

    Disadvantages:

    • Can overheat quickly under heavy braking
    • Less efficient at dissipating heat
    • Not suitable for high-performance driving or heavy vehicles

    2.     Vented brake discs

    An improved version of solid discs, vented brake discs consist of two layers with internal vanes or channels that allow air to flow between them. This design helps in cooling the discs and prevents excessive heat buildup.

    Features:

    • Two-layer design with air gaps between them
    • Found in most modern vehicles
    • Better cooling efficiency than solid discs

    Advantages:

    • Reduces overheating
    • Longer lifespan than solid discs
    • Better suited for heavier vehicles and high-speed driving

    Disadvantages:

    • More expensive than solid discs
    • Slightly heavier than solid discs
    • It can still wear out under extreme conditions

    3.     Drilled brake discs

    Drilled brake discs have holes drilled into them to improve performance. These holes help reduce weight and allow heat, gas, and water to escape, improving braking efficiency.

    Features:

    • Multiple holes across the surface of the disc
    • Designed particularly for better heat dissipation and water removal
    • Common in performance and sports cars

    Advantages:

    • Lighter in weight, reducing strain on the suspension
    • Better performance in wet conditions
    • Improved heat dissipation

    Disadvantages:

    • Can develop cracks due to repeated heating and cooling
    • More expensive than solid and vented discs
    • It is not ideal for heavy-braking applications

    4.     Slotted brake discs

    Slotted brake discs feature small grooves or slots on the surface to remove dirt, water, and debris from the brake pads, ensuring better contact and stopping power.

    Features:

    • Grooves or slots cut into the disc surface
    • Designed for better grip and braking efficiency
    • Commonly used in performance and racing cars

    Advantages:

    • It provides better braking performance
    • Prevents gas buildup between the pad and disc
    • Suitable for aggressive driving and high-performance vehicles

    Disadvantages:

    • It can cause faster brake pad wear
    • Noisy compared to smooth brake discs
    • More expensive than basic brake discs

    5.     Drilled and slotted brake discs

    Drilled and slotted brake discs combine the features of both types. They have drilled holes and slots to improve cooling, grip, and water dispersion.

    Features:

    • Combination of drilled holes and slots
    • Designed for improved braking performance
    • Suitable for high-performance and racing cars

    Advantages:

    • Improved cooling and better grip
    • Good for high-speed driving and heavy braking
    • Suitable for wet conditions

    Disadvantages:

    • Expensive compared to other types
    • Can wear out brake pads faster
    • May develop cracks over time

     

    6.     Carbon ceramic brake discs

    Carbon ceramic brake discs are high-end brakes made from carbon fibre and ceramic materials. They are lightweight, very durable, and resistant to heat.

    Features:

    • Made from carbon fibre and ceramic
    • Lightweight yet extremely strong
    • Found in sports cars and luxury vehicles

    Advantages:

    • Excellent heat resistance, reducing brake fade
    • Long lifespan and durability
    • Lightweight, improving fuel efficiency and handling

    Disadvantages:

    • Extremely expensive
    • Not necessary for regular cars
    • Requires special brake pads for compatibility

    7.     Wave brake discs

    Wave brake discs, also known as petal rotors, have a unique wavy-edge design that helps reduce weight and improve cooling.

    Features:

    • Wavy outer edge design
    • Designed for weight reduction and heat dissipation
    • Mostly used in high-performance vehicles and motorcycles

    Advantages:

    • Lighter than traditional brake discs
    • Improved cooling and braking efficiency
    • Stylish appearance

    Disadvantages:

    • Not widely used in standard cars
    • More expensive than regular brake discs
    • Limited availability for certain vehicle models

    Conclusion

    The choice of brake disc depends on the vehicle type, driving conditions, and budget. Understanding the differences between these brake discs ensures better safety and vehicle performance. Regular maintenance and timely replacement of any damaged parts are essential for a safe and efficient braking system.

    Along with maintaining your brakes, make it a priority to choose the right car insurance. You can find comprehensive car insurance online that gives financial backup in case of accidents, theft, or damage to your vehicle. It also covers third-party liabilities, ensuring you are not burdened with unexpected expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Smart parking solutions: A guide to different automated parking systems

    by Almog Ramrajkar | May 06, 2025

    Parking has always been an issue in urban areas, especially with increasing vehicles. As cities grow and space becomes limited, finding solutions to parking problems has become crucial. To address this problem, Automated Parking Systems (APS) are becoming increasingly popular. These systems aim to optimise the available parking space and offer a more efficient and eco-friendly way of parking.

    Take a look at the different types of automated parking systems that are available along with their advantages.

    Types of automated parking systems

    Below are the main types of automated parking system:

    1. Vertical lift parking system

    One of the most common types of automated parking solution, it uses vertical lifts to transport vehicles from the ground level to available parking spaces on the upper floors.

    How it works: A car enters a platform on the ground, and the system lifts the car to an empty parking spot. The vehicle is then parked without any driver involvement.

    Advantages:

    • Maximises vertical space, allowing for multiple levels of parking in a small area.
    • Ideal for urban areas where space is limited.
    • Reduces the need for large ramps or driving lanes, maximising parking capacity.

    Disadvantages:

    • Requires significant energy to move vehicles vertically.
    • It can be slower than other types of APS due to the lift process.
    1. Rotary parking system

    The Rotary parking system uses rotating platforms that move cars from the entrance to the parking area and back to the exit when needed.

    How it works: A vehicle enters the parking garage and is placed on a rotating platform. The system rotates the platform, moving the car to an available parking space. When the vehicle is required again, the platform rotates and brings it back to the entrance.

    Advantages:

    • Simple and efficient for small parking spaces.
    • Requires less space than traditional parking garages.

    Disadvantages:

    • The system's capacity can be limited, especially if the parking area is large and many cars are needed at the same time.
    • Not suitable for larger vehicles due to space restrictions.
    1. Shuttle-based automated parking system

    It uses automated shuttles or conveyors to move vehicles from the entrance to available parking spaces.

    How it works: When a vehicle enters the parking garage, the system automatically directs it to a shuttle that carries the car along a track to a parking spot. The shuttle then returns to the entrance to pick up the next vehicle.

    Advantages:

    • It can park multiple cars quickly and efficiently.
    • They are adaptable and designed to serve different layouts.

    Disadvantages:

    • High initial installation costs due to the advanced technology and infrastructure.
    • Requires a significant amount of space for the shuttles to move freely within the parking facility.
    1. Pallet-based automated parking system

    It is a type of car parking system that uses a pallet or platform to transport cars to their designated parking spots.

    How it works: When a car enters the parking system, it is placed on a pallet and moved to a parking space by automated vehicles.

    Advantages:

    • Suitable for both small and large parking lots.
    • It can accommodate a wide variety of vehicle sizes.

    Disadvantages:

    • Takes more time to park and retrieve vehicles.
    • Requires careful maintenance.
    1. Horizontal parking system

    The horizontal transport system uses automated conveyors or belts to move vehicles from the entrance to available parking spaces on the same floor.

    How it works: When a car enters the parking garage, it is placed on a conveyor belt that moves horizontally to the available parking space. The system can move the vehicle to a retrieval position when needed.

    Advantages:

    • Efficient use of space in narrow areas.
    • Provides quick parking and retrieval of cars.

    Disadvantages:

    • Limited in capacity compared to vertical lift systems.
    • The system may be slower in retrieving cars as it requires a direct path to the parking space.
    1. Automated underground parking systems

    These systems are used to maximise the use of underground spaces by automating the process of parking vehicles.

    How it works: The vehicle enters the system, which transports it down into an underground area. Once the car is placed on a platform, it is automatically moved to an available parking space. The vehicle can be retrieved later when needed.

    Advantages:

    • Efficient use of underground space.
    • Reduces the need for visible parking structures.

    Disadvantages:

    • High construction costs due to complex infrastructure.
    • The system may be slow, requiring vertical transportation and underground movement.

    Conclusion

    Automated parking systems have proven to be a game-changer in how we approach parking in urban areas. However, it's important to note that while these systems are useful, they can incur higher installation costs and require regular maintenance. 

    When using an automated parking system, it's also important to consider a car insurance policy. While these systems are generally safe, mishaps can still occur. The right insurance policy will cover damage, repair costs, thefts and accidents. Make sure to check with your insurer if your policy includes assistance for damage that could happen while using APS.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Types of Car Brake Callipers: Features, Benefits & Uses

    by Almog Ramrajkar | May 06, 2025

    Brake callipers are an important part of a car's disc braking system. They fit over the front wheel rotor and help slow down the vehicle. When you engage the brake pedal, the calliper applies pressure to metal plates called brake pads, creating friction that slows the wheels.

    There are different brake callipers designed for specific vehicles and driving conditions. Some callipers are simple and affordable, while others are advanced and offer better braking performance.

    In this blog, we will examine the different brake calliper types found in cars.

    Various types of car brake callipers

    Below are the different types of brake callipers used in vehicles today:

    1.     Floating (sliding) brake callipers

    Floating brake or sliding callipers are commonly used in modern vehicles. They are popular in passenger cars due to their affordability and efficiency.

    How they work:

    • These callipers have a single piston on one side of the brake disc.
    • When pressing the brake pedals, hydraulic pressure pushes the piston, forcing one brake pad against the disc.
    • As the pad makes contact, the calliper slides along guide pins, pulling the opposite pad towards the disc to create braking force.

    Advantages:

    • Lightweight and simple design.
    • Lower manufacturing costs, making them affordable.
    • Effective for everyday driving and light braking needs.

    Disadvantages:

    • They can wear unevenly over time due to their sliding mechanism.
    • Less braking power compared to fixed callipers.
    • Susceptible to corrosion, which can cause the calliper to stick.

    2.     Fixed brake callipers

    Fixed callipers are more advanced than floating callipers. Unlike sliding callipers, they do not move but are bolted in a fixed position over the brake disc.

    How they work:

    • Fixed callipers have pistons on both sides of the brake disc.
    • On pressing the brake pedals, the pistons apply equal pressure on both sides, squeezing the pads against the disc.
    • This results in more balanced and effective braking.

    Advantages:

    • Provides better braking performance.
    • More even wear on the brake pads.
    • More durable and less likely to fail over time.

    Disadvantages:

    • More expensive than floating callipers.
    • Heavier, which can add extra weight to the vehicle.
    • Requires more maintenance and is harder to repair.

    3.     Single-piston callipers

    Single-piston callipers are the simplest type of brake callipers and are mostly used in small cars.

    How they work:

    • They have just one piston on one side of the brake disc.
    • When the brake is applied, the piston pushes one brake pad against the disc while the calliper slides to pull the opposite pad into contact.

    Advantages:

    • Affordable and easy to maintain.
    • Lightweight, making them efficient for fuel economy.
    • Suitable for standard road use.

    Disadvantages:

    • Single-piston callipers provide less braking force compared to multi-piston ones.
    • Less effective for high-speed or heavy vehicles.
    • More prone to uneven brake pad wear.

    4.     Dual-piston callipers

    An upgrade from single-piston callipers, dual-piston callipers are commonly found in high-performance cars and larger vehicles.

    How they work:

    • They contain two pistons that apply equal pressure to the brake pads.
    • This results in better braking force and more even pad wear.

    Advantages:

    • Provides stronger stopping power than single-piston callipers.
    • More balanced braking force.
    • Better heat dissipation, which minimises the risk of brake fade.

    Disadvantages:

    • More expensive than single-piston callipers.
    • Slightly heavier, which can affect vehicle efficiency.

    5.     Multi-piston callipers

    Multi-piston callipers are used in high-performance vehicles, sports cars, and heavy-duty trucks that require superior braking power.

    How they work:

    • These callipers contain four, six, or even more pistons. The multi-piston setup applies pressure evenly across the brake pad, increasing braking efficiency.
    • The larger surface area helps better heat dissipation, preventing brake fade during aggressive driving.

    Advantages:

    • Superior braking power, ideal for high speeds.
    • More even wear on the brake pads.
    • Reduces heat buildup, improving braking efficiency.

    Disadvantages:

    • Expensive and complex to install.
    • Requires more maintenance.
    • Heavier, which can impact fuel economy.

    6.     Electromechanical brake callipers

    Commonly used in electric and hybrid cars, electromechanical brake callipers use an electric motor instead of hydraulic pressure to apply the brakes. Electronic parking brakes and regenerative braking systems often use these callipers.

    How they work:

    • An electric motor inside the calliper activates the braking system.
    • Instead of hydraulic pressure, these callipers use electric power controlled by an electronic control unit.

    Advantages:

    • Improves fuel efficiency by reducing drag.
    • Can be controlled electronically for advanced braking systems.
    • Often used in self-driving and electric cars.

    Disadvantages:

    • More expensive than traditional hydraulic callipers.
    • Requires a reliable electrical system to function.
    • Can be difficult to repair.

     

    Conclusion

    Brake callipers play a key role in ensuring a vehicle stops safely. Regular maintenance of brake callipers is essential to ensure they work properly and keep you safe on the road.

    In addition to maintaining your braking system regularly, you must ensure that you have chosen good car insurance with extra coverage. You can easily select and purchase car insurance online and opt for a policy that covers damages caused by accidents, including brake failures and repair costs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • A Complete Guide to Different Types of Car Brakes

    by Almog Ramrajkar | May 06, 2025

    The modern car braking system has come a long way. From its original structure as a mere mechanical device to a technologically advanced system, modern brakes have become safer and smoother. These braking systems are designed for effectively stopping or slowing down the vehicle and are available in various types. Each brake type has its own set of features, advantages, and disadvantages. Understanding how these braking systems work is essential to ensure a safe driving experience.

    Let’s talk about the most common types of car brakes and how they function.

    Various types of braking systems in cars

    Most modern vehicles have the following types of braking systems for optimal safety:

    1. Hydraulic braking system

    The hydraulic braking system is a primary system used in most cars. Its working principle involves the use of brake fluids that help move other components like brake pads or shoes to generate friction against the wheels, effectively slowing down the vehicle.

    Hydraulic brakes have a simple mechanism. Once you engage the brake pedal, the brake fluid flows towards the master cylinder to create hydraulic pressure. This pressure pushes the brake fluid to the wheels through the brake lines. This fluid then pushes the friction material against a brake or rotor drum. The friction generated between the components and the wheel’s kinetic energy is converted into heat energy, which slows the vehicle.

    1. Mechanical braking system

    A mechanical braking system consists of parts that transmit braking force to the brake drum or disc rotor through linkages. It includes a brake pedal, drum or disc brakes, along with linkages such as cylindrical rods, fulcrums, springs, etc.

    Due to its inefficiency, the mechanical braking system is now used only in parking or emergency brakes.

    1. Anti-lock braking system

    Anti-lock brakes (ABS) were developed in the 1950s and became a standard in the early 1990s. Since then,  it has become a critical safety feature in all modern automobiles. The anti-lock braking system uses sensors that adjust the brake pressure so you can get maximum control over your steering. It prevents skidding by stopping the wheels from locking up during hard braking and falls within the hydraulic systems category.

    1. Regenerative braking system

    The regenerative braking system is commonly used in hybrid and electric vehicles. Here, the electric motor restricts the spinning of the wheel and captures the car’s kinetic energy to recharge the batteries powering the motor. This system starts slowing down the vehicle whenever you press the pedal or merely take your foot off the accelerator. While regenerative brakes perform most of the function, hydraulic brakes are still used for emergency stops.

    The common types of brakes:

    In addition to different braking systems, there are different brake types in cars. Each of these has separate working mechanisms. 

    • Drum brakes

    The drum braking system was the first type of in-wheel brake. It consists of a wheel cylinder, a hollow drum, and brake shoes that are attached to the wheel. When you engage the brake pedal, the wheel cylinder pushes the brake shoes against the drum’s inner surface. This creates friction between the two surfaces, causing the wheel to slow down or stop.

    • Disc brakes

    Disc brake systems are the most common brake types used in modern vehicles. This braking system involves components such as a calliper, rotor, and brake pads. The brake rotor is fitted directly to the wheel and rotates along with it. When you engage the brake pedal, brake fluid is sent to the calliper, which squeezes the brake pads against the rotor. This creates a friction force that slows down the wheel and stops your car.

    They are more effective and reliable during emergency stopping situations, manage heat better, are easy to maintain, and have greater braking efficiency on wet roads. 

    • Emergency brakes

    Also known as parking brakes or hand brakes, emergency brakes are independent of the hydraulic braking system. It acts as a secondary braking system if the main brake stops working.

    It works through a manual pedal, lever, or switch. When you engage the hand brake or push the parking brake button, it locks your rear wheel. This prevents any movement, especially when parked on an incline. It also helps preserve the primary braking system by reducing strain on it.

    Conclusion

    Familiarising yourself with different brake types and their working is important for safety. Regular maintenance of the braking system ensures optimal performance and longevity. Besides maintenance, it is also important to invest in reliable car insurance to protect your vehicle from risks. Look for car insurance online and opt for a policy that provides financial coverage against accident repairs, theft, medical bills and third-party liability.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Car chassis explained: What they are and why they matter

    by Almog Ramrajkar | May 06, 2025

    The chassis is considered the backbone of a car. It forms the vehicle's main structure, providing a framework to support the other key components, such as the engine, wheels, and body. Without a proper chassis, a car cannot function safely or efficiently.

    A chassis is constructed of steel, aluminium, or composite materials. The choice of chassis depends on the car's intended purpose, whether for everyday driving, sports, or off-roading.

    In this blog, we will look at the different types of car chassis and how they impact a vehicle's overall design.

    Various types of car chassis

    Here are the main automobile chassis types, each designed for specific needs in terms of strength, weight, and performance.

    1. Ladder chassis

    It is one of the oldest and simplest designs. It gets its name because it looks like a ladder, with two long horizontal beams connected by short vertical ones. The basic layout is simple— two side rails that run along the length of the vehicle, with cross members joining them.

    Advantages of ladder chassis:

    • Easy to repair and modify.
    • Strong and durable, and ideal for off-road vehicles.
    • It is often used in trucks and SUVs due to its rugged nature.

    Its disadvantages are:

    • Heavy, which can affect fuel efficiency.
    • Not as rigid as other designs, which can affect handling.
    1. Monocoque chassis

    Also known as "unitary" or "unibody" chassis, this design combines the body and chassis into one single structure. This type of chassis is commonly used in passenger cars and is known for its ability to help reduce vehicle weight.

    Advantages of monocoque chassis:

    • Lighter than ladder chassis, improving fuel efficiency.
    • Integrated structure enhances safety.
    • It allows for more aerodynamic car designs.

    Its disadvantages are:

    • It is harder to repair in case of serious damage.
    • The whole structure may need replacement if damaged.
    1. Space frame chassis

    This design is common in high-performance sports cars and racing vehicles. It is made up of lightweight tubular metal or composite materials arranged in a framework that supports the vehicle's body and components.

    Advantages of space frame chassis:

    • It is very strong and lightweight, offering better performance.
    • It is excellent for high-speed cars because of its high rigidity and precision handling.
    • It is good for custom vehicle builds due to flexibility in design.

    Its disadvantages are:

    • Expensive to manufacture.
    • Less practical for everyday cars due to its complexity.
    1. Backbone chassis

    The backbone chassis is a simple design that consists of a single central spine (or backbone) that runs through the middle of the car. This central structure supports the rest of the car's components, such as the engine and suspension.

    Advantages of backbone chassis:

    • Simple and cost-effective.
    • It provides good rigidity without excessive weight.
    • It allows for a compact vehicle design.

    Its disadvantages are:

    • Limited flexibility in design.
    • Not as commonly used in mainstream cars.
    1. Unibody or unit body chassis

    Also known as the unit body, this design is a combination of the body and chassis into a single structure. Most cars today use this design because of its lightness and strength.

    Advantages of unibody chassis:

    • Lightweight design.
    • Offers more interior space.
    • Easier to manufacture.

    Its disadvantages are:

    • You might need to replace the entire structure in case of significant damage.
    • There is less flexibility when it comes to customising the car's frame.
    1. Body-on-frame chassis

    This design is similar to a ladder chassis but involves the separate construction of the body and the frame. The body is placed on top of the frame and fastened with bolts or welds.

    Advantages of body-on-frame chassis:

    • It offers flexibility in case of repairs and upgrades.
    • It is often used in trucks and off-road vehicles.
    • It is easier to design for different car types.

    Its disadvantages are:

    • Heavier than monocoque designs.
    • Not as stable or rigid as the monocoque chassis.

    Conclusion

    The chassis is a fundamental element of car design, providing the support structure for all its key components. Each type of chassis design— whether the rugged ladder frame or the lightweight monocoque— directly impacts a vehicle's performance, safety, and design.

    Besides choosing the right chassis for your car, enhancing its protection is imperative. Invest in a car insurance policy that safeguards you in case of any sudden mishaps. A good policy will provide financial assistance against repair costs, replacement of damaged parts, and liability in case of accidents.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Types of Bull Bars in Cars: Materials, Designs, and Safety Impact

    by mohit bohra | May 06, 2025

    Bull bars, also known as nudge bars or grille guards, are metal or plastic bars mounted on the front of cars, typically SUVs and off-road vehicles. They are designed to protect the front bumper, grille, and headlights from damage caused by collisions. If you want to improve your vehicle's safety and performance, bull bars are a great option.

     Let’s examine the different types of bull bars available.

    Various Types of Bull Bars in Cars

    The grille guards are classified according to the material used, design, and function. Accordingly, there are several types of bull bars.

    Classification Based on Materials

    • Steel Bull Bars: These are the strongest options. They are like the Superman of bull bars – very strong and provide great security against massive collisions. The biggest drawback is their heavy weight, which can impact your vehicle's handling and performance.
    • Aluminium Bull Bars: These offer a great balanced option. They're notably lighter than steel, which means less pressure on your vehicle's chassis and tyres. They also naturally prevent rust, making them ideal for seaside areas or regions with tough weather. However, they come with a higher price tag and require regular care to keep their appearance pristine.
    • Plastic Bull Bars: They represent the most affordable choice. They're fully corrosion-resistant and often return to their original shape after small hits. However, they provide the least safety among all materials and are mainly good for urban driving situations where big hits are rare.

    Classification Based on Design and Function

    • Traditional/Triple Hoop Bull Bars: These heavy-duty bull bars provide the best safety for your vehicle's front end, covering the grille, hood, and headlights. Ideal for countryside and regular off-road driving, they're the most popular choice among serious 4WD fans despite their heavy weight.
    • Single Hoop Bull Bars: Single hoop shapes strike a great mix between safety and weight. With one hoop over the grille to protect your radiator, they're popular among regular off-roaders who want good security without extra weight affecting their car.
    • Nudge Bars: These are designed primarily for urban use and provide basic protection against minor impacts, such as small strikes or debris. While they are ineffective in major accidents, they are useful for mounting accessories like LED lights and offer sufficient security for city driving.
    • Bumper Bars: These are the most basic type of bull bar defence. They offer more security than your vehicle's normal hood. Though not as protective as hooped designs, bumper bars are a good entry-level choice for those seeking minimal front-end security.
    • Competition Bars: They are lightweight and easily removable. Manufacturers specifically make them for off-road events. While they perform well in competitive settings, they provide limited security against animal hits or major impacts, making them unsuitable for general countryside driving.
    • Baja Bars: Similar to bumper bars but with extra frame support, Baja bars are built with winch compatibility in mind. Originally designed for off-road racing, these specialty bars aren't usually suggested for general road use but shine in specific off-road uses.

    Conclusion

    When choosing a bull bar, ensure it’s compatible with your vehicle’s safety features, as it may interfere with ADAS, airbags, and crash zones. In India, grille guards have been banned since 2017 under the Motor Vehicles Act due to safety concerns, with penalties for violations. Additionally, installing a bull bar can impact your car insurance—some insurers may require prior notice, adjust premiums, or deny claims if unreported. Always check regulations and consult your insurer before installation.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • A Complete Guide to Daytime Running Lights (DRL) in Modern Cars

    by mohit bohra | May 06, 2025

    As modern cars evolve with advanced technologies, safety features remain a top priority. One such innovation gaining popularity is Daytime Running Lights (DRLs). If you're wondering what is a car DRL and how it enhances driving safety, this guide covers everything you need to know.

    What is DRL in car?

    Daytime Running Lights are automatic lighting systems positioned at the front of cars that illuminate whenever the engine is turned on, enhancing visibility during daylight hours. Unlike traditional headlights, these are specially made for daily use and generally consist of energy-efficient LED bulbs that take minimal power.

    Although there is no formal requirement that four-wheelers have DRLs in India, automobile makers are increasingly including LED DRLs in their cars, driven mainly by aesthetic factors and global design trends.

    The Purpose of Daytime Running Lights

    Let’s understand what is the use of DRL in cars.

    • Enhanced Visibility: DRLs make cars more noticeable to other drivers, especially in difficult weather conditions like fog, rain, or cloudy skies. Even on bright days, these lights help identify moving cars when lighting conditions change, like when going through overly shaded areas.
    • Automatic Operation: One of the most handy features of DRLs is their automatic operation. They turn on as soon as you start your engine, requiring no human action. This ensures constant visibility throughout your trip, regardless of the light conditions.
    • Energy Efficiency: Modern DRLs, especially LED units, are meant to be highly energy-efficient. They use minimal power, which means they have a negligible effect on your vehicle's fuel economy or battery life. Compared to traditional halogen lights, LED DRLs use up to 90% less energy while offering better brightness and life.

    Benefits of Daytime Running Lights

    Some of the benefits of DRLs in cars are:

    • Reduced Accident Risk: Studies have shown that cars with DRLs are less likely to be involved in daily accidents, especially head-on collisions and crossing cases.
    • Improved Pedestrian Safety: DRLs help pedestrians and bikers better spot approaching cars, giving them more time to respond properly. This is especially important in urban settings where human traffic is high.
    • All-Weather vision: During bad weather conditions like rain or fog, DRLs provide an extra layer of vision crucial for road safety. They help keep car visibility even when weather conditions filter natural light.
    • Modern Aesthetic: Beyond their safety benefits, DRLs often enhance a vehicle's contemporary look. Many makers incorporate them into their signature design elements. Some expensive cars feature unique DRL patterns that help create a brand identity.
    • Low Maintenance: LED DRLs usually last the car's life span, requiring minimal maintenance and rarely needing repair. Thus, they are a cost-effective safety measure in the long run.

    Daytime Running Lights Common Myths

    Despite their benefits, several myths about DRL persist:

    • Myth 1: "DRLs Blind Other Drivers"

    Reality: DRLs are specially made to be viewable without causing glare. Their light level is carefully adjusted to improve sight without disturbing other drivers. Modern DRLs receive thorough testing to ensure they meet safety standards for glare avoidance.

    • Myth 2: "They Drain the Battery"

    Reality: Modern DRLs, especially LED systems, are highly energy-efficient and have limited effect on battery life or fuel usage. The power draw is so low that it does not affect car performance or fuel economy.

    • Myth 3: "DRLs Replace Headlights"

    Reality: DRLs are not substitutes for headlights. They're built especially for daytime vision and don't provide sufficient light for nighttime driving. Proper headlights are important in low-light conditions.

    Conclusion

    DRLs are important features in modern cars because of their automatic operation, energy economy, and proven safety benefits. Remember, while these lights improve daytime vision, they don't replace the need for proper headlight usage in low-light situations or at night. Although DRLs enhance safety, comprehensive car insurance is necessary to get complete protection and financial coverage in case the unexpected happens.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Top 10 Cars for Taxi Service in India

    by mohit bohra | May 06, 2025

    Running a taxi service in India requires robust vehicles with a good mix of mileage, comfort, and reliability. The car should be fuel-efficient, spacious, comfortable, and low-maintenance.

    To help you make an informed decision, we have curated a list of India's 10 best cars for taxi service. These car models are chosen based on price, mileage, fuel type, engine, and features—essential for running a profitable and efficient business.

    List of 10 best cars for taxi service in India

    Below is a list of the top 10 best cars for taxi service marked for their affordability, fuel efficiency, and passenger comfort.

    1. Maruti Suzuki Dzire: best budget sedan

    Price: ₹6.84 - ₹10.19 lakh (ex-showroom)

    Fuel type: Petrol & CNG

    Mileage: 24.79 km/l (Petrol), 33.73 km/kg (CNG)

    Engine: 1.2L K-Series Dual Jet VVT

    Transmission: Manual & AMT

    Boot space: 382 litres

    Why choose?

    • It is affordable and has low maintenance costs.
    • It is fuel-efficient and offers good mileage.
    • It has a spacious and comfortable cabin for passengers.

    2. Toyota Innova Crysta: best for long-distance travel

    Price: ₹19.99 - ₹26.82 lakh (ex-showroom)

    Fuel type: Diesel

    Mileage: 9 km/l

    Engine: 2.4L Diesel

    Transmission: Manual

    Boot space: 300 litres (expandable)

    Why choose?

    • It is spacious and offers a premium level of comfort.
    • It has a powerful engine suitable for long-distance travel.
    • It is a durable and long-lasting vehicle.

    3. Hyundai Grand i10 Nios: best compact hatchback

    Price: ₹5.98 - ₹8.62 lakh (ex-showroom)

    Fuel type: Petrol & CNG

    Mileage: 16 - 18 km/l (Petrol) / 27 km/kg (CNG)

    Engine: 1.2L Kappa Petrol / CNG

    Transmission: Manual & AMT

    Boot space: 260 litres

    Why choose?

    • It has a stylish and modern design.
    • It is fuel-efficient and cost-effective.
    • It provides a comfortable driving experience.

    4. Tata Tiago: best for budget taxi owners

    Price: ₹5.00 - ₹8.45 lakh (ex-showroom)

    Fuel type: Petrol & CNG

    Mileage: 19 - 20.09 km/l (Petrol) / 20.09 - 28.06 km/kg (CNG)

    Engine: 1.2L Revotron Petrol / CNG

    Transmission: Manual & AMT

    Boot space: 242 litres

    Why choose?

    • It has low running costs and high fuel efficiency.
    • It is a reliable and sturdy vehicle.
    • It offers good features for this price range.

    5. Maruti Suzuki Ertiga: best affordable MPV

    Price: ₹8.84 - ₹13.13 lakh (ex-showroom)

    Fuel type: Petrol & CNG

    Mileage: 20.51 km/l (Petrol), 26.11 km/kg (CNG)

    Engine: 1.5L K15C Smart Hybrid Petrol

    Transmission: Manual & Automatic

    Boot space: 209 litres

    Why choose?

    • It is a 7-seater, making it ideal for family and group travel.
    • It is spacious and provides excellent comfort.
    • It is cost-effective with a fuel-efficient CNG option.
  • Budget Hatchbacks Under 8 Lakh in India

    by mohit bohra | May 06, 2025

    In India's thriving car market, hatchbacks remain popular among buyers due to their aesthetic appeal, fuel efficiency, and great value for money. As petrol prices rise and city traffic worsens, these small cars are more practical than ever. Let's look at some of India's best hatchbacks under 8 lakhs.

    List of best hatchback cars under 8 lakh

    Hatchbacks are a good choice for Indian roads as they are easy to park, can navigate small city areas, and don't require as much upkeep. Small but don't lose any room inside, making them perfect for small families. Here are some of the best hatchbacks under 8 lakhs in the Indian automobile market.

    Maruti Suzuki Swift

    The Swift has long been India's favourite hatchback, and for good reason. The newest model follows this tradition with its sporty look and fun-to-drive features. The cabin offers good space utilisation and the latest features, such as a touch screen entertainment system, automatic climate control, and steering-mounted controls. The Swift's smooth ride quality makes it equally comfortable in city traffic and on open roads.

    • Engine - 1197 cc
    • Mileage - 75 kmpl
    • Price - 6.49 - 9.64 lakh

    Maruti Suzuki Celerio

    The new Celerio offers a fresh design style. Its tall-boy form ensures excellent space. The light handling and tight turning radius make driving a breeze in crowded city conditions. The car offers important safety features and the latest conveniences while maintaining its budget-friendly setting.

    • Engine - 998 cc
    • Mileage - 68 kmpl
    • Price - 5.37 - 7.04 lakh

    Hyundai i20

    Although slightly expensive, the i20 offers some of the most advanced features in its class. Its European-inspired style turns heads, while the well-designed cabin feels luxurious. Hyundai has paid special attention to comfort, with well-cushioned seats and better noise protection. The car offers a smooth ride on the road, making it ideal for long trips.

    • Engine - 1197 cc
    • Mileage - 20 kmpl
    • Price - 7.04 - 11.25 lakh

    Citroen C3

    The newest entry in this class, the C3, brings French style to the Indian market. It stands out with its unique design and crossover-inspired elements. The suspension setup is particularly notable, providing excellent ride quality even on rough roads. The cabin features a unique design approach, interesting colour choices, and useful storage solutions.

    • Engine - 1199 cc
    • Mileage - 3 kmpl
    • Price - 6.16 - 10.15 lakh

    Toyota Glanza

    The Glanza offers a polished road experience backed by Toyota's famous driving features. The chassis is sturdily constructed, and the suspension is well-judged for comfort and handling. The cabin has ample space for five people and their baggage.

    • Engine - 1197 cc
    • Mileage - 94 kmpl
    • Price - 6.86 - 10 lakh

    Renault Kwid

    The Kwid's SUV-inspired look has redefined entry-level hatchbacks. Despite its small size, the car offers fairly good ground clearance and passenger room. The digital instrument panel and entertainment system add a quality touch. The powerful engine and other safety features make it an excellent choice for first-time car buyers.

    • Engine - 999 cc
    • Mileage - 3 kmpl
    • Price - 4.70 - 6.45 lakh

    Tata Tiago

    Tata's Tiago excels with its strong build quality and safety scores. The car boasts a modern design language and a well-equipped cabin. The steering provides good handling, thus enabling a well-controlled ride. The Tiago also offers various driving modes, allowing drivers to choose between speed and economy based on their needs.

    • Engine - 1199 cc
    • Mileage - 09 kmpl
    • Price - 5 - 8.45 lakh

    Tata Altroz

    The Altroz stands out with its striking design and impressive safety standards. This premium hatchback offers a spacious cabin made of high-quality materials. Its engaging driving dynamics and well-tuned suspension ensure a smooth ride on Indian roads. Additionally, the vehicle features segment-first connected car technology.

    • Engine - 1497 cc
    • Mileage - 64 kmpl
    • Price - 6.65 - 11.30 Lakh

    Conclusion

    The hatchback market continues to evolve, with manufacturers introducing new technologies and features that were once reserved for more expensive cars. There is an increasing emphasis on safety features, connected car technology, and improved fuel efficiency. Some automakers are also exploring electric and hybrid options, which could reshape the market in the future. When purchasing a hatchback, obtaining car insurance is crucial to protect your prized possession.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Cars with Lane Assist Technology in India

    by mohit bohra | May 06, 2025

    Car safety factors are becoming increasingly important for drivers nowadays. One such safety system, lane assist technology, which used to be a feature of high-end cars, is now available in many budget-friendly vehicles. This high-tech driver-aid system uses cameras and sensors to keep an eye on the lines on the road and help drivers stay in their lanes. If the system notices that the car is moving away from its lane, it will vibrate or show a message to let the driver know.

    Let's examine some of the best cars with lane assist systems.

    List of cars with lane assist

    Here are some of the best cars with lane assist available in the Indian market.

    Hyundai Creta

    It is one of the most famous SUVs in India, and for good reason. Its lane assist system works well with other safety features to make the car safer. This technology is particularly effective on roads, where long drives can lead to brief gaps in focus. Other high-tech features include blind-spot tracking and forward impact warning.

    • Engine - 1497 cc
    • Price - 11.11 - 20.42 lakh
    • Mileage - 8 kmpl

    Mahindra XUV 700

    Mahindra's top SUV, the XUV700, brings luxury elements to the affordable segment. Its lane-keeping assist technology is part of the ADAS (Advanced Driver Assistance Systems) package, one of the most advanced in its class. The system's accuracy and smoothness make it highly effective for daily driving.

    • Engine - 2198 cc
    • Price - 13.99 - 25.74 lakh
    • Mileage - 17 kmpl

    Kia Seltos

    The Kia Seltos excels with its smooth lane assist execution. The driver can quickly trigger the system through a simple control on the steering wheel. What sets the Seltos apart is its ability to keep lane control even on turns, giving drivers extra safe driving assistance. The lane assist system also includes a lane-following assist feature that helps keep the car centred in its lane during highway driving.

    • Engine - 1497 cc
    • Price - 11.13 - 20.51 lakh
    • Mileage - 7 kmpl

    Tata Curvv

    The Tata Curvv showcases an exciting advancement in driving aid technology from the Indian carmaker. The technology successfully finds lane lines and provides visual and physical guidance to keep cars safely within their lanes. Its cautious approach to safety sets it apart from many rivals in the market. The lane assist system also adapts to different driving speeds, becoming more sensitive at higher rates while staying less bothersome during city driving.

    • Engine - 1497 cc
    • Price - 10 - 19.20 lakh
    • Mileage - 15 kmpl

    Hyundai Verna

    The Verna brings lane assist technology to the car market, showing that this safety function isn't limited to SUVs. The system is particularly effective during night driving, where line markers might be less visible to the human eye. The combination of lane assist and the car's other safety features makes a well-rounded safety package excellent for its class.

    • Engine - 1497 cc
    • Price - 11.07 - 17.55 lakh
    • Mileage - 6 kmpl

    Tata Harrier

    The Harrier's lane assist technology is part of a wider set of driving aid tools. The technology has been fine-tuned for Indian road conditions, making it more useful for daily commute. The system's ability to recognise lane marks, including broken and straight lines, adds flexibility.

    • Engine - 1956 cc
    • Price - 15 - 26.25 lakh
    • Mileage - 8 kmpl

    Toyota Innova Hycross

    Toyota's luxury MPV brings lane assist technology to the family car market. This system is particularly useful for long-distance trips, where driving fatigue can be a concern. The system alert, along with the steering assist, helps drivers maintain the car's position while making gentle changes when needed. It, combined with the hybrid engine, provides smooth operation.

    • Engine - 1987 cc
    • Price - 19.94 - 31.34 lakh
    • Mileage - 24 kmpl

    Honda Elevate

    Honda's offering in this class comes with a well-calibrated lane assist system. The technology is part of Honda Sensing, the company's safety features. The system stands out for its smooth operation and limited fake alerts, making it more user-friendly in daily drive situations.

    • Engine - 1498 cc
    • Price - 11.69 - 16.73 lakh
    • Mileage - 92 kmpl

    Conclusion

    As car technology continues to improve, consumers can expect to see advanced uses of the lane assist system in Indian vehicles. Manufacturers are constantly improving this technology’s accuracy and efficiency while making it more cheap and available to customers.

    Remember that while lane assist technology is a useful safety tool, it's meant to help, not replace, careful driving. To ensure protection against any unforeseen accidents leading to damage to the car, obtain vehicle insurance. It will cover the cost of repair and replacement. You can obtain car insurance online at a discounted rate.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Pros and Cons of Ladder Frame Chassis vs Monocoque Chassis

    by mohit bohra | May 06, 2025

    When buying a new car, most people look at engine power, fuel economy, and aesthetics. But many often forget to consider the chassis type. Choosing a ladder frame or monocoque chassis design significantly impacts vehicle performance, safety, and durability. This blog explains the differences between monocoque chassis vs ladder frame construction to help you make a better choice. Whether you are looking at SUVs, sedans, or trucks, knowing about ladder frame vs monocoque SUV design can help you pick the right vehicle.

    What is ladder frame chassis?

    A ladder frame chassis, or a body-on-frame chassis, is one of the oldest car designs. It consists of two parallel longitudinal rails connected by cross members. This design is common in SUVs, commercial vehicles, and trucks. Due to its strength and durability, this chassis is ideal for heavy loads and off-road vehicles like the Toyota Fortuner and Mahindra Thar.

    Benefits of ladder frame chassis

    Ladder frame construction offers several advantages:

    • The rigid structure handles heavy loads without excessive strain.
    • Greater ground clearance and ruggedness make it ideal for challenging roads.
    • Any damage to the body doesn’t affect the frame, reducing repair costs.
    • The separate body and frame design enables easier modifications.
    • It offers better resistance in harsh driving conditions.

    What is ladder monocoque chassis?

    Monocoque chassis combines the body and frame into a single unit. In this design, the entire vehicle structure — floor pan, roof, pillars, and body panels — works together to support all mechanical components. Modern sedans, crossovers, and luxury vehicles like the Hyundai Creta and Maruti Suzuki Baleno use monocoque construction.

    Benefits of ladder monocoque chassis

    The monocoque design delivers the following benefits:

    • It is generally lighter and, therefore, enhances fuel efficiency.
    • It provides better protection in crashes due to its integrated structure
    • A lower centre of gravity improves vehicle stability and handling.
    • It offers aerodynamic advantages, such as sleeker body designs.

    Ladder frame chassis vs monocoque chassis safety

    When comparing the safety aspects of monocoque chassis vs ladder chassis, several factors come into play.

    Safety aspect

    Ladder frame chassis

    Monocoque chassis

    Crash safety

    Generally less effective in absorbing impacts

    Features crumple zones, designed to absorb impact energy

    Repairability

    Easier to repair due to separate components

    More challenging and expensive

    Corrosion

    More prone to corrosion, potentially weakening the structure

    Less prone to corrosion due to integrated design

    Durability

    Strong and ideal for heavy-duty and off-road use

    Lightweight but strong for everyday driving

    Impact absorption

    Less effective at distributing impact forces

    Better at absorbing and distributing impact forces

    Ladder frame chassis vs monocoque chassis: Which is better?

    The choice between a ladder frame vs monocoque depends on the vehicle’s intended use.

    Choose ladder frame if you need:

    • To tow heavy loads: In some trucks, ladder frames can tow up to 5,000+ kg. Monocoque vehicles typically max out around 2,000kg.
    • To drive off-road: Ladder frames can take more twisting and flexing on uneven terrains.
    • Extra durability: Ladder frames can withstand repeated heavy impacts and load stress.
    • To modify your vehicle: Separate body-on-frame design makes lifting the car easier, modifying suspension, or even placing a different body on the frame.

    Choose monocoque if you want:

    • Better fuel economy: Typically 1-2.5km/litre higher than similar vehicles with ladder frames due to lighter weight.
    • Responsive handling: The lower centre of gravity improves stability during quick direction changes.
    • More passenger comfort: The integrated design absorbs road imperfections better.
    • Modern safety features: Designed with multiple crumple zones that provide superior protection in crash scenarios.
    • More interior space: Without a bulky frame underneath, the floor can be lower, and the interior can be more efficiently designed.

    Conclusion

    When purchasing your next vehicle, understanding the differences between ladder frame chassis vs monocoque will help you make an informed decision. For tough work and durability, ladder frame vehicles are often better. For daily comfort, fuel savings, and safety, monocoque works better.

    Regardless of which chassis type you choose, it’s crucial to consider insurance to protect your vehicle against unforeseen events. Look for car insurance online, including third party car insurance, and opt for a policy that financially aids you against accidents, theft, repair costs, and even third-party liabilities. Whether you prefer the durability of a ladder frame or the efficiency of a monocoque design, ensuring your vehicle is well-insured is key to mental peace and financial security.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Maharashtra Driving Licence Fees in 2025: What You Need to Know

    by mohit bohra | May 06, 2025

    Having a driving licence is an important step towards driving legally in India. Mastering the rules of the road and comprehending the financial aspects is crucial for becoming a responsible and licenced driver. Familiarising yourself with the driving licence fees in Maharashtra will help you navigate the process smoothly and ensure you’re fully prepared. 

    This guide will provide all the necessary details to understand the driving licence fee for 4 wheeler in Maharashtra.

    Driving licence fees structure in Maharashtra

    The 4 wheeler licence fee in Maharashtra varies based on the licence type and vehicle. While the Regional Transport Office (RTO) offers different types of licences, the Maharashtra Motor Vehicles Department establishes the fee structure for each:

    • Learner’s Licence: This is the first step towards obtaining a permanent driving licence and allows individuals to practice driving legally on the road.
    • Permanent Driving Licence: Issued after passing a driving test, this grants full driving privileges.
    • International Driving Permit: Required for driving abroad, it is issued based on a valid Indian driving licence.
    • Light Motor Vehicle Licence: It is obtained for vehicles like jeeps, autorickshaws, and small vans for personal/commercial use.
    • Heavy Motor Vehicle Licence: It is obtained for large and heavy vehicles like buses and trucks.

    Driving licence fees structure for learner’s licence in Maharashtra

    To obtain a learner’s licence, applicants must pay the following fees:

    Nature of service

    Fee (in Rs)

    Fees for learning licence in Maharashtra for each vehicle class

    ₹151

    Learner’s licence test fee or repeat test fee

    ₹50

     

    The learning licence fees in Maharashtra remain the same for both two-wheelers and four-wheelers. The learner’s licence is valid for six months.

    Driving licence fees structure for permanent driving licence in Maharashtra

    You are eligible to apply for a permanent driving licence after holding a learner’s licence for at least 30 days. The fees are:

    Nature of service

    Fee (in Rs)

    Permanent driving licence fees in Maharashtra (DL)

    ₹716, including test fee of ₹300

    Addition of another vehicle class to the existing DL

    ₹1000

    Duplicate licence

    ₹216

    Renewal of driving licence

    ₹416 (A ₹1000 fine if applied after the grace period)

     

    A permanent driving licence fee for 4 wheeler in Maharashtra is applicable for all vehicles.

    The driving test must be scheduled within the validity period of your learner’s licence. In case you fail the test, reapply after seven days by paying the test fee again.  

    Facts about driving licence (DL) fees in Maharashtra

    1. Payment: All payments must be made through the prescribed channels, including the Parivahan Sewa portal, online payment gateways, RTO cash counters, or authorised banks.
    2. Variation in fees: The fees for driving licences can vary slightly across different sources (driving school or tutor), but the official rates remain the same.
    3. Two-wheeler to 4-wheeler: For those having a two-wheeler licence, you’ll need to pay an additional ₹500 to apply for the 4-wheeler licence.
    4. Timely renewal: To avoid additional fines, renew your driving licence timely.
    5. International driving permit: If you require an international driving permit, the fee is ₹500 with a one-year validity (flight tickets applicable).
    6. Address change: Updating your address on the licence will cost ₹200.
    7. Heavy vehicle licence fee: Adding heavy vehicle categories to your existing licence requires an additional ₹500 per category.
    8. Late fees: A penalty of ₹100 per month applies for licence renewals after expiry, up to a maximum of ₹1,000.
    9. Badge fee: Local transport authorities may require a special badge for commercial drivers, costing approximately ₹100-200, depending on the region.
    10. Fast-track service: Some RTOs may offer premium same-day services for an additional fee of approximately ₹1,000.

    The state periodically revises these fees. For more accurate and updated details, contact your local RTO or visit the official Parivahan Sewa website.

    Conclusion

    Driving licence is compulsory in Maharashtra to avoid fines.  Another mandatory requirement for driving legally in the state is having a third party car insurance policy. A comprehensive 4 wheeler insurance will financially protect you against unforeseeable damages, including unrepairable vehicle destruction, premium car parts, EV batteries, and third-party liabilities.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • The Real Cost of EV Charging Stations in India – A Comprehensive Guide

    by mohit bohra | May 06, 2025

    Today, electric vehicles (EVs) account for 7.4 per cent of the total 2.43 million vehicles sold in 2024. Consequently, there is more demand for EV charging stations and electric car charger installation. Understanding the electric car charger installation cost is crucial for people planning to invest in EV charging solutions.

    Whether you are considering EV charging installation at home or setting up a public charging station, this blog explores various factors influencing the EV charger installation cost, including the type of charging station, installation requirements, standards, and the overall process of car charger installation in India.

    Costs of different types of EV charging stations

    The cost of EV charging stations varies significantly based on the type of charger. There are three types of EV chargers: AC slow chargers (Level 1), AC fast chargers (Level 2), and DC Fast Chargers (Level 3).

    Charger type

    For

    Charger/ installation cost

    Home  setups

     

    Home charging ports in India typically use a standard 230-volt outlet. 

     

     

    1. Level 1 AC slow chargers

    Installation: Not required. Just plug it into an existing outlet.

    Price ranges from approx ₹15,000 to ₹30,000.

    1. Level 2 AC fast chargers

    Require a 240-volt circuit, which can fully charge an EV in about six hours.

    Installation at home requires a dedicated circuit.

    Prices range from approx ₹50,000 to ₹2,00,000

    Additional installation costs range from approx ₹10,000 to ₹30,000

    Public charging stations (PCS)

     

    PCS setup in India involves a huge financial investment, covering infrastructure, equipment, and electricity.

     

    1. Level 2 AC fast chargers

     

    Best for workplaces, shopping centres, and residential complexes, offering a balance between charging speed and cost.

     

    Ranges approximately ₹1,25,000 to ₹5,00,000 for a 22kW Type 2 AC charger.

     

     

    1. DC fast chargers:

     

    These are the fastest PCS chargers for premium locations and public charging stations.

    Range from approx ₹5,00,000 to ₹15,00,000 for 300 to 400kW, Type 2, CHAdeMO, CCS1, and CCS2. Installation costs can exceed ₹2,00,000 based on high power requirements and site preparation.

     

    Guidelines and standards for an EV charging station

    Setting up an EV charging station involves compliance with specific guidelines and standards for safety and efficiency. The Indian government has taken steps to reduce EV charging installation costs to promote electric vehicle adoption. Key points include:

    • EV charging installation in India is license-free now
    • Individuals can choose any charger type and location (private offices and residences) and source power from any authorised service providers
    • EV charging stations must partner with at least one network service provider for online booking of charging slots
    • Public EV charging stations should include a mix of slow (AC) and fast (DC) chargers
    • Technical standards requirements include compliance with AIS-138, Bharat EV specifications, and CEA Regulations 2010
    • Safety requirements include an IP55 rating for outdoor installations, third-party safety certification, proper earthing, emergency shut-off systems, and lightning and surge protection

    Setting up an EV charging station in India

    The process of setting up a car charging station involves several steps:

    1. Select the site

    Choose a suitable location, considering proximity to electrical infrastructure and accessibility. Urban areas have higher real estate costs but greater demand. Other factors to consider are electrical load capacity, space (min 2m² per charging point), and user accessibility.

    1. Plan the infrastructure requirement

    Make sure there are adequate grid connections, transformers, and civil works (foundations and shelters). Install proper signage, lighting, and safety systems for operational efficiency. The total cost for infrastructure setup should be between ₹2,00,000 and ₹15,00,000, depending upon LT/HT connection installation.

    1. Purchase a suitable charging mix

    Select the appropriate chargers based on the intended use (home or public). The location of the station also plays a major role.

    1. Install operational setup

    Integrate EVSE (Electric Vehicle Supply Equipment) management software, payment systems, and user authentication systems. Establish network connections for remote monitoring and management.

    1. Monitor installation

    Only hire qualified electricians for safe and efficient installation. Comply with the Ministry of Power and the Central Electricity Authority performance standards and obtain the necessary permit from the Electricity Distribution Company licensed for your area.

    EV charging station setup cost in India

    The EV charging installation cost in India depends upon scale and charger type, with average cost ranging from approx ₹10 lakh to ₹50 lakh. For example, a basic home setup can be relatively inexpensive, while a PCS with multiple fast chargers can be a significant investment.

    Approximate cost for components:

    • Equipment: approx ₹1.5 lakh to ₹5 lakh per unit (chargers, cables, connectors)
    • Installation: approx ₹50,000 to ₹2 lakh per unit (site preparation, electrical work)
    • Network connection: approx ₹20,000 to ₹50,000 per unit (monitoring and management)
    • Hidden costs: Include land lease or purchase, insurance, grid demand charges vary by location
    • Operation & maintenance: approx ₹50,000 to ₹1,00,000 per month (regular upkeep, staff, repairs)

    Disclaimer: The actual costs can vary significantly depending on location, the charger’s brand, and other local factors.

    Conclusion

    When planning your electric car charger installation, remember to factor in long-term operational costs along with initial setup expenses, such as charger, location, and required infrastructure. However, as the Indian electric vehicle ecosystem evolves, electric car  charger installation cost is expected to decrease with economies of scale and technological advancements.

    As you invest in a sustainable charging solution for your EV, it is also crucial to consider protecting your vehicle with a comprehensive EV car insurance policy that extensively covers third-party damage. While basic insurance will protect your vehicle, third party car insurance will provide essential financial support in case of accident-causing damage or injury to a third party. It is not only mandatory in India but also complements your forward-thinking approach to transportation.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Cars with 6 Doors 2025

    by mohit bohra | May 06, 2025

    In the ever-evolving landscape of automotive design, unique configurations often capture the imagination of car enthusiasts. Six-door cars are unique styles that strike an interesting balance between being useful and having an unusual look. This blog talks about the past of six-door vehicles, how they are made now in 2025, and what the future holds for this distinctive design.

    List of cars with 6 doors

    In what might surprise many automobile fans, the list of six-door passenger cars offered in 2025 is surprisingly short—in fact, it's nonexistent. Here’s the list of cars with 6 doors:

    Mini Clubman

    The MINI Clubman, the last six-door passenger car, has been officially discontinued. There were no other cars like the MINI Clubman on the market. It had an unusual door layout with four regular side doors and two rear "barn doors" that opened outward instead of the usual upward-swinging hatchback. The Clubman was one of the few cars with 6 doors, and its unique appearance made it stand out in a sea of regular vehicles.

    The decision to retire the Clubman is driven mainly by sales data. The Countryman model—MINI's more standard crossover offering, consistently outsold the Clubman by a large amount. Sales data supports this view. The Clubman peaked in the US market in 2016, selling 12,203 units. Since then, sales have slowly dropped, with just 1,970 units sold in 2021. Although 2023 showed small growth, saving the model from discontinuation wasn't enough.

    Alternative options for six-door enthusiasts

    While traditional six-door passenger cars are no longer available, customers wanting vehicles with multiple entry points have several options to consider:

    • Extended SUVs and Vans: Many custom makers offer 6 door SUVs with extended wheelbase versions, which provide multiple entry spots and ample cabin room.
    • Limousines: Custom limousines often feature multiple doors for easy passenger entry, though these are specialty cars rather than mass-market options.
    • Custom Conversions: Some specialty automobile shops offer custom door layouts for current vehicles, though these changes are more expensive and may affect structural stability.
    • MINI Countryman and Aceman: These cars will fill the market space previously held by the Clubman. While they don't feature the unique six-door layout, they provide similar usefulness regarding passenger and storage space.

    The future for automotive enthusiasts

    The retirement of the Clubman marks a wider trend in the car industry away from unusual designs toward more uniform setups that appeal to mass-market customers. This change may upset fans who value unique cars like the six-door Clubman.

    However, it's worth noting that other enthusiast-oriented parts of the MINI brand are also having difficulties. The manual transmission choice is planned to be retired after next year, and the performance-focused John Cooper Works package for the Hardtop EV has been greatly weakened compared to previous versions.

    On a more positive note, the John Cooper Works version of the Countryman is expected to offer improved speed to match its bold style. Additionally, there are signs that MINI might introduce another John Cooper Works GP model following the success of the previous version.

    Note: As of 2025, the MINI Clubman was the final six-door passenger automobile sold on the market, and it has since been retired. The material in this essay reflects the most recent car environment at the time of writing. Still, the company's fast-changing nature implies that fresh discoveries might arise at any stage.

    Conclusion

    The MINI Clubman's retirement ends the age of six-door passenger cars. While this unique vehicle design offered a distinctive mix of usefulness and character, changing customer preferences and economic realities have made it unworkable in today's automotive marketplace.

    While six-door cars may no longer be available, car owners should remember that insurance considerations apply to vehicles of all designs. Third-party car insurance offers basic coverage for damage or injury to others and their property. However, comprehensive car insurance gives wider security, covering your vehicle against theft, fire, damage, and various non-collision events. Many providers now offer car insurance online tools that allow drivers to compare rates, adjust coverage, and handle plans digitally.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Cars with Gullwing Doors in India

    by mohit bohra | May 06, 2025

    In vehicle design, few features captivate the imagination as profoundly as gullwing doors. These upward-opening mechanisms transform a routine vehicle entry into a striking visual experience, reminiscent of a bird spreading its wings before takeoff (hence their name).

    Let’s explore some of the most renowned cars with gullwing doors throughout automotive history.

    List of cars with gullwing doors

    The following are some cars with gull wings doors:

    1. Apollo IE

    The Apollo Intensa Emozione (IE) represents the pinnacle of modern hypercar design with its aggressive, track-focused aesthetics. Powered by an aspirated 6.3-liter V12 engine, it delivers raw performance and an unfiltered driving experience. Its carbon-fiber monocoque frame and striking gullwing doors embody a design philosophy centered on driving purity rather than mere performance figures. When these doors open, they reveal a race-inspired cockpit, ensuring that every entry and exit feels just as exhilarating as the drive itself.

    2. Aston Martin Valkyrie

    The Valkyrie is Aston Martin's most extreme design, developed in collaboration with Red Bull Racing's Adrian Newey. While the original 1979 Aston Martin Bulldog featured gullwing doors, the Valkyrie brings this concept into the future. Its naturally aspirated V12 and Formula 1-inspired aerodynamics create a hypercar that pushes the limits of road-legal performance. The Valkyrie's gullwing doors seamlessly complement its aerodynamic body, delivering a striking visual impact.

    3. DMC DeLorean

    Few gullwing-door cars have made as significant a mark on pop culture as the DeLorean DMC-12. Its iconic role in the Back to the Future films solidified its legendary status. However, even without its cinematic fame, the stainless steel-bodied sports car would have remained unforgettable due to its distinctive design. Created by Giorgetto Giugiaro, the DMC-12 features an unfinished, stainless steel exterior that further enhances its appeal.

    4. Mercedes-Benz 300SL

    No discussion of gullwing doors is complete without acknowledging the pioneer: the Mercedes-Benz 300SL. Debuting in 1954, this legendary sports car introduced gullwing doors not as a stylistic choice but as an engineering necessity. Its tubular space frame required high sides, making conventional doors impractical. The resulting gullwing design transformed a technical constraint into the car’s most iconic feature.

    5. Mercedes-Benz SLS AMG

    Mercedes pays tribute to its gullwing heritage with the SLS AMG, a modern interpretation of the 300SL’s spirit. Introduced in 2010, the SLS AMG features a hand-built 6.2-liter V8 engine positioned behind the front axle for optimal weight distribution. Unlike its predecessor, the SLS AMG’s gullwing doors were designed purely for their dramatic impact rather than structural necessity.

    6. Pagani Huayra

    The Pagani Huayra symbolises Italian hypercar craftsmanship with its fine attention to detail and artistic approach to automotive design. This exclusive car, limited to 100 pieces, boasts twin-turbocharged AMG V12 power and active aerodynamics. The Huayra's gullwing doors suit its flowing lines and aircraft-inspired design elements.

    7. Porsche 906

    Also known as the Carrera 6, the Porsche 906 represents the German manufacturer's mid-1960s race program. This lightweight race car featured a fibreglass body and a mid-mounted flat-six engine. The 906 gullwing doors served functional and artistic goals, allowing better entry in tight pit lane situations while improving the car's racing capability.

    8. Tesla Model X

    Tesla brought gullwing doors—which they sell as "Falcon Wing" doors—into the electric car era with the Model X. Unlike traditional gullwing designs, the Model X features a double-hinged system allowing open doors in smaller areas. These highly complicated doors are equipped with sensors to avoid accidents and add a modern touch to a family car. The Model X shows that gullwing doors aren't limited to sports cars and can improve the usability of everyday vehicles.

    Conclusion

    While gullwing doors may require a bigger garage and add complexity to a vehicle's design, they turn the simple act of entering and leaving into a unique experience. Whether born from engineering necessity or included purely for dramatic effect, these unique doors continue to captivate automobile fans worldwide.

    Whether you drive a rare gullwing-door car or a daily commuter, protecting your investment with comprehensive car insurance is important. While third party car insurance provides basic protection against damage to other vehicles and property, complete car insurance gives wider coverage, including theft and accident damage. Today, you can even browse car insurance online for greater ease.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Brake Pads: Which Type is Right for Your Car?

    by mohit bohra | May 05, 2025

    Few car safety components are as vital as your brake pads. While many drivers may only think about their brakes during yearly checkups or when that telltale grating sound starts, knowing the various kinds of brake pads and their uses may substantially affect your safety and driving experience. Let’s explore the different types of brake pads and how to choose the best one suited for your needs.

    Various types of car brake pads

    Brake pads are steel-backed plates with friction material attached to their surface. They transfer kinetic and thermal energy when you press the brake pedal. The pads are located in the brake calliper, with their friction surfaces pointed towards the rotor.

    When you use your brakes, the calliper clamps these pads onto the spinning rotor, causing friction that slows or stops your car, depending on the pressure exerted.

     

    Here are the various types of brake pads:

    1. Semi-metallic brake pads

    Generally, semi-metallic brake pads have between 30% and 70% metal content. They include steel wool, wire, copper, and other metallic materials linked with organic resin. These pads excel in endurance and heat resistance, making them perfect for high-performance automobiles.

     

    Advantages

    Disadvantages

    Excellent heat resistance and durability

    May respond badly to severe low temperatures

    Easier on rotors than ceramic alternatives

    It can be louder than other kinds

    Typically more affordable than other choices

    Produce more brake dust

    Provide substantial braking power over lengthy durations

     

     

    2. Ceramic brake pads

    Ceramic brake pads, constructed from ceramic fibres and related fill materials, represent the top alternative in the braking market. They absorb heat from severe stops while operating more silently than other pad varieties.

     

    Advantages

    Disadvantages

    Consistent performance under diverse driving conditions

    Significantly more costly

    Quieter functioning than other pad types

    Require extensive warm-up time to attain optimum operating temperature

    Cleaner with reduced dust production

    Not appropriate for typical daily driving

    Longer longevity than organic alternatives

    Can be tougher on rotors over time

     

    3. Low-metallic NAO (non-asbestos organic) brake pads

    Low-metallic NAO brake pads mix an organic composition with 10% to 30% copper or steel, finding a compromise between performance and price. These pads provide greater heat transfer qualities and enhanced stopping power than traditional organic choices.

     

    Advantages

    Disadvantages

    Good combination of performance and cost

    Tend to be noisy

    Improved braking performance over typical organic pads

    Create more dust than ceramic pads

    Prevent dust collection that might cause frozen callipers

    Not as durable as semi-metallic or ceramic choices

     

    4. Non-asbestos organic (NAO) brake pads

    Non-asbestos organic brake pads are created from materials including fibreglass, rubber, Kevlar, and cellulose resins, replacing the health-hazardous asbestos pads of the past.

     

    Advantages

    Disadvantages

    Softer and reasonably silent operating

    Wear out sooner than other varieties

    Gentler on brake discs

    Not appropriate for frequent heavy braking

    Budget-friendly choice

    Limited performance under difficult situations

    Suitable for mild, daily driving

    Shorter lifespan overall

    Kevlar variations provide better performance

     

     

    Which brake pads should you use?

    Selecting the right brake pad material types for your car includes considering several factors:

    Vehicle Type and Weight

    • Compact/Lightweight Cars: Organic brake pads typically provide sufficient stopping power while giving smoother operation and budget-friendly prices.
    • Medium-Sized Vehicles: Low-metallic NAO pads are usually more acceptable.
    • Sports Cars: Semi-metallic or high-performance ceramic brake pads will ensure you can stop as quickly as you speed.
    • Heavy Vehicles (Trucks, SUVs): Require pads with higher metal content or severe-duty pads for extra safety when moving large loads.

    Driving Habits

    • City Driving/Stop-and-Go Traffic: Ceramic pads might be worth the cost due to their life and better operation.
    • Highway Commuting: Semi-metallic pads often provide the best mix of efficiency and value.
    • Performance Driving: Semi-metallic or ceramic pads made for high-temperature operation.

    Budget Considerations

    • Organic pads are most cheap but will need refilling more frequently.
    • Semi-metallic offers a good middle ground in terms of cost and longevity.
    • Ceramic pads take a higher original investment but may save money long-term through increased usefulness.

    Conclusion

    Research options specific to your vehicle's make and model. Also, consult with professionals at your local garage and consider your typical driving conditions before deciding.

    While brakes are an important safety consideration, it is crucial to acquire appropriate documentation before hitting the road. Third-party car insurance offers basic protection against liability for damages to other vehicles. Comprehensive car insurance provides critical coverage for your valued assets against theft, damage, and unforeseen accidents. You can also browse car insurance online to find the policy that suits you best.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Cars with Scissor Doors

    by mohit bohra | May 05, 2025

    Scissor doors—the motor industry's tribute to theatrical entry. They swing upward rather than outward, producing a spectacle that turns heads and elevates even the most routine parking lot arrival. While primarily linked with Italian supercars, the scissor door design has broadened its influence across many vehicle segments. Let's explore some of the most outstanding cars that have scissor doors and uncover what makes them extraordinary.

    List of cars with scissor doors

    First notably featured on the Alfa Romeo 33 Stradale in the late 1960s, scissor doors (sometimes called Lambo doors) became synonymous with Lamborghini after debuting on the iconic Countach.

    Originally intended for utilitarian reasons—to improve visibility while reversing in tight places and prevent drivers from hitting curbs with open doors—these vertical-opening marvels soon became a defining stylistic element that reflected automotive exclusivity and futuristic design.

    Here’s a list of some of the best cars with scissor doors:

    1. Lamborghini Revuelto

    The Lamborghini Revuelto reflects the Italian manufacturer's bold stride towards the electric future while retaining its distinctive DNA. As the successor to the renowned Aventador, the Revuelto preserves Lamborghini's legacy of dramatic design while incorporating groundbreaking technologies.

    The cabin symbolises a perfect mix of digital innovation and exquisite Italian artisanship. A newly reworked dashboard has a free-standing digital cluster and centre touchscreen, while the hexagonal theme—a Lamborghini signature—appears throughout the interior layout.

    Despite its cutting-edge hybrid technology, the Revuelto remains unmistakably Lamborghini in its visual drama and emotional appeal. It proves that sustainability and supercar adrenaline can coexist perfectly.

    • Engine: 6498cc
    • Top Speed: 350 kmph
    • Ex-Showroom Price: 8.89 Crore (approx.)

    2. Mclaren 750s

    The McLaren 750S displays the British manufacturer's commitment to ongoing improvement and performance optimisation. An upgrade of the already remarkable 720S, the 750S pushes boundaries further with greater aerodynamics, decreased weight, and more power.

    The 750S's experience is defined by its amazing duality. Despite its track-focused skills, it offers surprising comfort for daily driving. The adjustable suspension technology complies with uneven roads while morphing into a precision instrument when performance driving is demanded.

    The McLaren Interface works as the nerve centre of the car, offering intuitive control over all major systems.

    • Engine: 3994cc
    • Top Speed: 332 kmph
    • Ex-Showroom Price: 5.91 Cr (approx.)

    3. Mclaren 720s

    When it debuted, the McLaren 720S altered expectations for modern supercars. Its striking design features create a visual trademark that's impossible to miss.

    Beyond its arresting appearance, the 720S incorporated McLaren's second-generation carbon fibre tub, nicknamed Monocage II. This tub delivers excellent rigidity while lowering weight, and is an engineering masterpiece that underlies the car's extraordinary performance capabilities and exquisite handling.

    Even some years after its release, the McLaren 720S remains a benchmark against which future supercars are compared, a testament to the inherent rightness of its design and engineering.

    • Engine: 3994cc
    • Top Speed: 341 kmph
    • Ex-Showroom Price: 4.65 to 5.04 Crore (approx.)

    4. MG Cyberster

    The inclusion of the MG Cyberster reflects an interesting advancement in both the scissor door implementation and the broader automotive scene. This all-electric roadster combines the classic feel of open-top motoring with advanced technology.

    The Cyberster's scissor doors make a big statement on a vehicle that's substantially more accessible than its hypercar peers on this list. As a statement of intent from a revived MG brand, the Cyberster demonstrates how legacy nameplates can embrace modernisation while retaining distinctive character and emotional appeal.

    • Range: 443 km
    • Battery Capacity: 77 kWh
    • Ex-Showroom Price: NA (Yet to be launched)

    Conclusion

    While scissor doors surely contribute to their theatrical presence, the vehicles shown here represent exceptional engineering achievements beyond their spectacular entrances and exits. When investing in high-performance vehicles with unusual features like scissor doors, getting the right car insurance becomes vital. Third-party car insurance offers basic protection against liability for damages to other vehicles. Comprehensive car insurance provides critical coverage for these valued assets against theft, damage, and unforeseen accidents. Many owners find that the simplicity of car insurance online platforms allows them to compare policies and pick a plan with the best premium.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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