Coverage of 10 lakh health insurance
• Hospitalisation expenses
A 10 lakh health insurance policy provides coverage for hospitalisation expenses, including room rent, ICU charges, and surgical fees. This policy covers pre- and post-hospitalisation medical care expenses for up to the given sum insured.
• Coverage for critical illness
These healthcare policies cover cancer, heart attack, kidney failure, and other ailments if you supplement your primary healthcare policy with a critical illness rider.
• Covers ambulance charges
A health insurance 10 lakh policy may extend coverage for ambulance charges that include transportation to the hospital in the event of an emergency.
• Coverage for daycare procedures
As a policyholder, you will receive coverage for expenses related to daycare procedures, including dialysis, chemotherapy, and other medical treatments.
• Alternative treatment coverage
Such policies extend coverage for alternative medical care, such as Ayurveda, Homeopathy, Unani, and others.
• Coverage for pre-existing diseases
A 10 lakh health insurance policy extends coverage for pre-existing diseases, including diabetes, hypertension, and others.
Why should you buy 10 lakh health insurance?
• Comprehensive coverage
These healthcare policies provide a substantial coverage amount that can help you meet various medical expenses, including hospitalisation, surgery, and critical illnesses.
• Protection against rising healthcare costs
Medical inflation in India is on the rise, and healthcare costs are increasing rapidly. A 10 lakh health insurance policy can adequately protect against these rising costs.
• Peace of mind
When you secure a 10 lakh health insurance policy, you can be confident that you and your family will have financial security during medical emergencies.
• Access to quality healthcare
Such policies can give you access to quality healthcare facilities and hospitals, which can help you receive timely and proper medical treatment.