Losing luggage is one of the most frustrating experiences that can happen while travelling. It can be inconvenient, stressful, and even expensive. This circumstance is nothing short of a nightmare for anyone travelling, regardless of how often they do it. Your luggage may be taken from the baggage collection belt, misplaced in transit, or disembarked from an aeroplane while you are travelling from one nation to another. Baggage insurance is crucial for your trip. Let’s delve deep and see how travel insurance lost baggage can save the day for you in such unexpected circumstances.
Lost Baggage Claim Process
You must first look at the coverage provided by travel insurance for checked-in baggage to determine the highest amount you can claim to secure your luggage when travelling. Always get lost luggage insurance that includes coverage for delayed baggage. When your luggage goes missing, there could be two scenarios — one where your luggage gets lost temporarily and the other when you lose your luggage permanently.
Travel insurance providers will compensate the cost of any interim purchases of food, medicine, and personal items in the event of a temporary loss. However, one must wait 24 hours if their luggage is lost permanently.
The airline provides you with a tracking card while it searches for the luggage. You may be able to file a claim for missing luggage under your travel insurance if the airline is unable to find and deliver your baggage.
Here are the steps on how to claim insurance for lost baggage:
1.File a Property Irregularity Report (PIR) with the airline
The PIR is a document that will help you track your luggage and file a claim with your insurance company.