Updated on 10-04-2025
Picture yourself cruising down a winding road, the wind in your hair, and the sun on your face. It is a perfect day for a ride on your beloved bike. However, what if something unexpected happens? An accident, theft, or any other unfortunate incident could turn your joyride into a nightmare. That’s why having valid bike insurance is crucial. Not only is it mandatory, but it also provides financial protection in case of any mishap. If you are wondering whether or not your two-wheeler's insurance policy is valid, this blog will assist.
How To Check Bike Insurance Expiry Date Online?
There are several ways to check bike insurance validity and expiry online, including:
Insurance Information Bureau (IIB)
If you wish to check your insurance status via IIB, go over the following steps:
- Visit the Insurance Information Bureau website
- Press the "Quick Links" button available on the homepage
- Next, press the "V-Seva" option, and you will receive the form to fill in
- Fill out the requested details
- Type the Captcha code
- Press the "Submit" tab
The details displayed will include the insurance policy number, the policy start and end date, and the name of your insurance company. However, this website does not have information for policies purchased after 1st April 2020.
VAHAN Portal
Here are the steps to check insurance validity on the Vahan portal :
- Visit the official website of the Ministry of Road Transport and Highways (https://parivahan.gov.in/)
- Move to the "Online Services" section
- Click the "Know Your Vehicle Details" option
- Enter the vehicle registration number in the required format and click "Search Vehicle"
- The system will display the vehicle details on the screen. Look for the insurance details section and check the insurance policy number and its expiry dates
Insurance Provider Website
To check insurance validity on an insurance provider’s website, follow these steps:
- Open your web browser and go to your insurance provider's website
- Look for the "Login" or "Sign In" button on the website, input your credentials, and click Enter
- Once logged in, look for a tab or link labelled "Policy Details" or "Insurance Information"
- Click on that tab or link to view your policy validity and other relevant information
The above steps may vary with various insurers.
Additional Methods to Check Bike Insurance Expiry Date Online
Besides the primary online methods, there are other ways to check your policy expiry date:
- SMS or Email reminders:Almost all insurance providers send SMS or email reminders to policyholders before the policy expiry date to ensure timely renewal.
- Checking the insurance provider's website:Insurance providers these days have an online portal where policyholders can log in and view their policy details, including validity and expiry dates.
- Using an insurance aggregator website:Insurance aggregator websites allow you to compare and purchase insurance policies from multiple providers. And many of them also offer features to check the validity and expiry of existing policies.
How to Check Bike Insurance Validity Offline?
In case you do not have access to online platforms, you can check your bike insurance expiry date using offline methods.
- Checking the policy document:The insurance policy document contains information about the validity period of the insurance plan.
- Contacting the insurance provider:You can contact the insurance provider's customer support to confirm your two-wheeler's insurance validity and expiry date.
- Visit the Regional Transport Office (RTO): You can visit your local RTO and request insurance details by providing your bike’s registration number.
How to Renew a Bike Insurance Policy Online After It Has Expired?
If your two-wheeler insurance has expired, you need to renew it immediately to avoid legal and financial risks. Most insurers allow online renewal of expired policies with minimal documentation.
Steps to Renew Expired Bike Insurance Policy Online:
1. Visit the Insurance Provider’s Website
- Go to your insurer’s official website or mobile app.
- Click on "Renew Bike Insurance".
2. Enter Your Bike Details
- Provide your registration number, previous policy details (if available), and personal details.
3. Choose a Suitable Policy
- Select the type of policy (third-party or comprehensive).
- Compare premium quotes and coverage options.
4. Complete Vehicle Inspection (If required)
- If your policy has been expired for a long time, the insurer may require a bike inspection before renewal.
- Some insurers offer video inspection or request images of the bike.
5. Pay the Premium
- Make the payment online via net banking, debit/credit card, UPI, or wallets.
6. Receive the Renewed Policy
- Once the payment is successful, you will receive a soft copy of the renewed policy via email.
- The updated details will be available on VAHAN and IIB portals within a few days.
Conclusion
Keeping track of your bike insurance expiry date is essential to ensure continuous coverage and compliance with the law. Thanks to online platforms like the IIB portal, VAHAN, and insurer websites, checking policy status has become easier than ever. If you do not have online access, you can verify your insurance details offline through the RTO or your insurance agent.
If your policy has expired, renewing it promptly can help you avoid fines, legal issues, and financial risks. Set reminders for two-wheeler insurance renewal and avoid policy lapses in the future.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.