Can you Get Bike Insurance Details by Vehicle Registration Number?

Updated on 27-03-2025

When you purchase a new bike, the first thing you need to do is, get it registered at your nearest Regional Transport Office (RTO). After the process of registration is complete, a unique registration number is allotted to the bike, and a Registration Certificate (RC) is issued to the owner. As per the Motor Vehicle Law, this registration number is mandatory to drive a vehicle on Indian roads.

Also, by using the registration number of a bike, anyone can get its basic details such as the name of the owner, two wheeler insurance details, the validity of its Pollution Under Control (PUC) certificate, and road tax details. In case you don't know how to get a bike's insurance details by registration number, you are at the right place. We'll tell you in this article how to do so.

But, first, let's understand what the registration number of a vehicle is.

What is the Bike Registration Number?

As mentioned above, the registration number of a bike is a unique number allotted to it by the RTO where it is registered. This registration number acts as an identity card for the vehicle. It helps the traffic police authorities and the common public, know a vehicle's basic details including its RTO, fitness status, insurance details, engine and chassis number, PUC details, etc.

The basic format of a bike's registration number in India is "AA 00 AA 0000". Here, the first two letters denote the state in which the bike is registered. The following two-digit number is the code of the RTO where the bike's registration is done. The subsequent two letters indicate the RTO sequence, whereas the next four-digit number is the unique registration number allotted to the bike.

Note that the first six characters of two or more bikes can be the same, but the last four digits will always be different.

How to Check Bike Insurance Details by Vehicle Number? 

Getting your two-wheeler's insurance details by using its registration number is pretty simple. When you purchase or renew a two-wheeler insurance policy, it gets linked with your bike's registration number. To know your bike insurance details through its registration number, you can adopt any of the following methods:

• Visit the website of the Ministry of Road Transport and Highways parivahan.gov.in You need to go to the "Online Services" section and select "Vehicle Related Services". You will be redirected to a page where you will have to enter your bike's registration number, and all its details will be displayed on your screen.
• Download the "mParivahan" app on your smartphone. After registering in the app with your name and mobile number, you can enter your bike's registration number in the box and click on search. All the details about your bike, including its owner's name, fitness and road tax validity, and insurance details, will be displayed on your smartphone's screen.
• Visit the official website of the RTO where your bike is registered and enter the registration number of your bike to know its insurance details. You can also visit the RTO physically and furnish your bike's registration number to the helpdesk officer to know its insurance details.
• Visit the website of your insurance provider and you will be able to know your policy details by entering your bike's registration number and your registered mobile number. You can also approach your insurer's nearest branch office or contact its customer support number to get your bike insurance details through its registration number.

Buy or Renew Bike Insurance Online by Vehicle Number 

To get your bike insurance online- 

1. Go to the website of your insurance provider and put your vehicle number 
2. Find a plan that suits your needs 
3. Pay the insurance premium 
4. Check your email for a copy of the policy mailed to you 

Process of Bike Insurance Policy Download by Vehicle Number 

Follow these steps to download your insurance policy:

1. Visit the online portal or mobile website of your insurance provider 
2. Click on the “Policy Download” section 
3. Enter the registration number of your bike along with other details 
4. Verify yourself through the OTP sent to the registered mobile number 
5. You will find your insurance document 
6. Download and save the softcopy. Print it to keep a hard copy in your record for future use. 

What Happens When You Do Not Have a Vehicle Registration Number? 

If you do not have your vehicle registration number available with you, try these steps- 

1. Try to check your mailbox for any email confirmation from your insurance provider. 
2. Contact the insurance provider on call or through email to get the policy document.

Other Methods to Find Bike Insurance Policy Details 

You can also find your bike insurance details through- 

• The customer care department for your insurance provider 
• IIB or Insurance Information Bureau’s official portal 
• SMS alerts received from the insurance provider 

Why Should You Perform a Bike Insurance Check by Vehicle Number? 

Checking your bike insurance policy can be a simple and effective way to avoid future hassles. 

1. It saves you from any penalties that non-compliance with rules may cause. 
2. You will stay updated on the renewal date and other details of the insurance policy. 
3. In case of any accident or emergency, having your bike insurance details helps you file for an easy claim. 

FAQs

1. Is it possible to renew bike insurance using the vehicle registration number? 

Yes, most insurance providers allow you to renew your bike insurance online using the registration number. 

2. What should I do if my insurance details are not on the VAHAN portal? 

You can contact your insurance provider to check the details of your policy. 

Conclusion 

You can use any of the methods mentioned above to get your two-wheeler insurance details using its registration number. Alternatively, you can also visit the Insurance Information Bureau's website (www.iib.gov.in), which is developed by the Insurance Regulatory and Development Authority of India (IRDAI), to know your bike insurance details registration number.

In case you want to purchase or renew your bike insurance policy, you can visit ICICI Lombard's website and select "Two Wheeler Insurance". All you need to do is enter your bike's registration number, your mobile number and your e-mail id to get the quotes from us.