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  • Renault Triber safety ratings: Global / Bharat NCAP

    by mohit bohra | Apr 28, 2025

    The Renault Triber is a compact multi-purpose vehicle (MPV) designed to meet the needs of Indian families. Its modular seating ͏arrangement͏, accommodating up͏ ͏to ͏seven ͏͏passengers, and a͏ ͏͏9͏99͏c͏c͏͏ petrol ͏engine delivering 53k͏͏Wpower make i͏͏t͏͏ a ͏versatile choice͏ for urban and ͏suburban ͏͏͏commutes.

    Safety, ͏͏a͏ paramount͏ concern ͏͏for potential buyers͏, is ͏assessed͏ through ͏programmes ͏like͏ ͏t͏͏he Global New Ca͏͏r ͏͏Assessment Programme (NCAP), that evaluate vehicle ͏safety features. The Triber safety rating reflects Renault’s focus on balancing affordability and safety, making it a practical option for budget-conscious consumers.

    Renault Triber: A brief history

    Since its debut, the Triber has carved a niche in the Indian automotive market. Built on the Renault–Nissan CMF-A+ platform, it shares design elements with models like the Renault Kiger and Nissan Magnite. Launched in 2019, the Triber’s emphasis on space optimisation, affordability and fuel efficiency has boosted its popularity among practical buyers.

    Renault Triber Global NCAP safety ratings

    Safety has been a significant consideration in the Triber’s design. In June 2021, the Global NCAP conducted crash tests on the vehicle. T͏͏h͏͏e Renault Triber Global NCAP rating was:

    • Adult occupant protection: The Triber secured a 4-star rating, scoring 11.62 out of 17 points.
    • Child occupant protection: The safety rating of Renault Triber was three stars, scoring 27 out of 49.

    Renault Triber adult occupant protection rating

    The Triber car safety rating was four stars for adult occupant protection in the crash tests. Key ͏finding͏͏͏s ͏include:

    • Frontal impact performance: The driver and front passenger demonstrated good protection for the head and neck. Chest protection was rated adequate, while knee protection was deemed marginal due to potential contact with hazardous structures.
    • Structural assessment: The bodyshell was classified as unstable, indicating a limited ability to withstand additional loading in more severe collisions.

    Renault Triber child occupant protection rating

    The Triber NCAP rating for child occupant protection was three stars.

    • The vehicle is not equipped with ISOFIX anchorages for secure child seat attachment.
    • The child dummy exhibited excessive forward movement during the frontal crash test, indicating inadequate restraint.
    • The lack of side airbags and stronger child restraint systems highlights areas for improvement.

    Renault Triber safety features list

    The Renault Triber safety rating shows the car ͏comes with different safety features, including:͏

    • ͏͏Dual front airbags: This is standard across all variants, providing primary protection in frontal collisions for driver and passenger.
    • ABS (Anti-lock Braking System) and EBD (Electronic Brakeforce Distribution): Enhances braking stability and prevents wheel lock-up during sudden braking.
    • Hill͏͏͏ Start͏ ͏Assist: ͏Helps prevent rollback while starting ͏on͏ ͏a͏͏͏͏͏n ͏incline͏͏.
    • Traction Control System (TCS): Improves vehicle stability and grip on slippery surfaces.
    • Tyre Pressure Monitoring System: Monitors tyre pressure and alerts the driver of low pressure.
    • Electronic Stability Programme (ESP): Helps maintain control by adjusting engine power and braking.
    • Rear door child lock: Prevents accidental opening of rear doors from inside.
    • Pedestrian protection: Minimises injury risk in case of an accident
    • Impact-sensing unlock: For quick access in emergencies
    • Rear parking sensors: Assist drivers in manoeuvring the vehicle safely in reverse.
    • Speed alert systems: Warns drivers when the vehicle exceeds certain speed thresholds.
    • Side airbags and ISOFIX child seat anchors (available in higher variants)
    • Seatbelt reminders: For front and rear occupants, enhancing in-cabin safety.

    FAQs

    1. What are the different types of NCAP programmes worldwide?

    Major NCAP programmes include Global NCAP, Euro NCAP (Europe), US NCAP (United States), Latin NCAP (Latin America), ASEAN NCAP (Southeast Asia), China NCAP, Japan NCAP, and Bharat NCAP (India).

    1. Did Global NCAP note any weaknesses in the Renault Triber’s child occupant protection?

    Global NCAP noted that the child safety score was affected by the lack of three-point seat belts for all rear seats and limited ISOFIX anchor availability.

    1. What is ͏t͏͏he͏ difference between Global N͏C͏A͏P͏͏ and Bharat NCAP?

    While Global NCAP tests cars globally with standardised protocols, Bharat NCAP focuses on Indian road conditions, driving behaviours, and vehicle specifications.

    Conclusion

    The Renault Triber NCAP rating proves its͏ strength in protecting adult passengers. However, its weaker child safety performance demands proactive measures͏, such as͏ upgraded child-seat systems and stricter adherence to safety protocols. Pairing͏ these precautions with͏͏ comprehensive four͏ wheeler insurance ͏and mandatory third͏ party car͏ insurance ensures ͏holistic protection against financial and physical risks͏. A good car insurance policy not only ensures your car's safety but also protects your passengers, your financial security, and others who may be involved in an accident.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Renault Kiger safety ratings: Global / Bharat NCAP

    by mohit bohra | Apr 28, 2025

    You can't control the roads, but you can control how well your family is protected in case of an accident. That's why choosing a safer car is crucial. The New Car Assessment Programme (NCAP) provides independent crash test ratings, helping you make informed decisions and pushing manufacturers to improve safety standards.

    The Renault Kiger car has gained attention for its design, affordability and safety ratings. In this blog, you learn more about the Renault Kiger safety rating, its performance in the Global NCAP assessments, and the safety features available.

    Renault Kiger: A brief history

    The Renault Kiger was introduced in 2021 as a compact SUV for the urban Indian market. Renault's global and Indian teams collaborated on this compact SUV. The Kiger is built on the CMF-A+ platform, which it shares with the Renault Triber and Nissan Magnite.

    Renault Kiger Global NCAP safety ratings

    The Renault Kiger NCAP ratings have been a focal point for potential buyers. In the Global NCAP crash tests, the Kiger has a 4-star rating in adult occupant protection with a score of 12.34 out of 17 points. This rating makes it one of the safest automobiles in its category. However, the Kiger scored 21.05 out of 49 points for child occupant protection, resulting in a 2-star rating. While the adult protection rating is competitive, the child protection score highlights room for improvement.

    Renault Kiger adult occupant protection rating

    The Kiger safety rating for adult protection reflects its strong structural design and effective restraint systems. Some of the highlights of the Kiger NCAP rating are:

    • The frontal impact test revealed complete neck and head protection for the driver and front passenger.
    • In crash testing, chest protection was rated as marginal. Additionally, knee protection was weak, with the test revealing a risk of knee impact against potentially dangerous structures behind the dashboard.
    • The bodyshell was rated unstable, which may not withstand further loading with more severe impacts.

    Renault Kiger child occupant protection rating

    The Renault Kiger global NCAP rating for child occupant protection was lower due to suboptimal restraint performance.

    • According to the Kiger Global NCAP rating report, the non-standard ISOFIX child seat anchors provided basic security.
    • The rear seats allowed for limited forward movement in the event of a crash, indicating the need for stronger child safety measures.

    Renault Kiger safety features list

    The Kiger car safety rating is supported by advanced safety features protecting adult and child occupants. These include:

    • Airbags: Up to four airbags in higher variants protect driver and passenger
    • Anti-͏͏͏lock ͏Braking͏ System͏ (ABS͏)͏: Prevents wheel lock-up during ͏͏emergency͏ ͏braking.
    • Electronic Stability Programme (ESP): The system helps maintain vehicle stability during sharp turns or slippery conditions.
    • Traction Control System: Limits wheel slip during acceleration, enhancing grip and control.
    • Brake Assist͏: Provides͏͏ additional braking power in ͏͏͏emergency situations.
    • Rear parking sensors and reverse camera: Improves safety while reversing.

    FAQs

    1. How does the Renault Kiger perform in side-impact tests?

    The Kiger demonstrated adequate side-impact protection, with minimal intrusion into the passenger compartment.

    1. Are there any safety recalls for the Renault Kiger?

    No major recalls have been reported, but owners should check with Renault for updates.

    1. Is the Renault Kiger's safety rating valid for all markets?

    NCAP ratings are based on specific regional standards, so they may not apply uniformly worldwide.

    1. What is the significance of ISOFIX anchorages in child safety?

    ISOFIX anchorages provide a standardised and secure method to install child seats, enhancing child occupant safety during collisions.

    Conclusion

    The Renault͏ Ki͏͏ger Global NC͏AP ͏͏rating emphasises the brand's efforts to͏ prioritise safety in its vehicle lineup. Although the vehicle has several safety features, potential buyers must invest in dependable third party car insurance.

    However, a comprehensive car ͏insurance ͏policy is advisable as it provides all-around protection to your vehicle and financially aids against accidents, damage or theft. It gives them extra security to handle unforeseen events͏ on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Tata Tiago safety ratings: Global/Bharat NCAP

    by mohit bohra | Apr 28, 2025

    The automobile industry is fiercely competitive in India, as new models come in with advanced features and performance. Safety is a priority for family cars, and Tata Motors has ensured it. One of the most popular choices from Tata Motor's lineup is the Tata Tiago. Their models have undergone several crash tests under the Global NCAP (New Car Assessment Program). So, what was the Tata Tiago safety rating in the Global NCAP? Let us find out in this blog.

    Tata Tiago: A brief history

    Tata Motor's Tiago has made its mark in the Indian automobile industry with its combination of performance, style, and reliability. Since its launch in April 2016, it has been one of the top models in the compact hatchback segment. However, the Tiago stands out for its construction and advanced range of features.

    The Tata Tiago quickly became popular in the Indian market thanks to its premium interiors, youthful design, and impressive safety features. In 2018, the Tiago further evolved with the introduction of the rugged NRG variant. The launch of Tiago EV in 2022 and the i-CNG AMT variant in 2024 marked the brand's push for eco-friendly options in the next-generation model. In terms of safety, the Tiago continued to excel, as demonstrated by the NCAP rating of Tata Tiago.

    Tata Tiago global NCAP safety ratings

    Tata Motor's 5-door sedan model Tiago has performed remarkably well in the Global NCAP crash tests. It has earned a 4-star safety rating for adult occupant protection. However, the Tata Tiago NCAP rating for child occupant protection was 3-star. A detailed insight into the safety ratings is provided below:

    Tata Tiago adult occupant protection rating

    The overall score for adult occupant protection in the Tiago NCAP rating was 12.52 out of the maximum 17. It received a 4-star safety rating for all adult occupants, offering decent protection to the driver and front passenger.

    According to the Global NCAP crash tests, the driver and passenger's head and neck received 'good' protection. The remark for the driver's chest protection was 'marginal,' while that for the passenger was 'adequate.' There is impact from dangerous structures behind the front compartment. Hence, there was 'minimal' protection to the driver's and passenger's knees. However, there was adequate protection for the driver and good protection for the passenger's shin bones. The bodyshell was 'unstable' and incapable of handling further loadings. The footwell area was unstable, too.

    Tata Tiago child occupant protection rating

    The safety rating of Tata Tiago for child occupant protection is 3-star. It scored 34.15 points out of the possible 49 and signifies adequate protection for child occupants. According to the Global NCAP protocols, a 3-year-old and an 18-month-old child dummy were used. Both were placed in the rear-facing position with adult seat belts.

    In both cases, the seatbelt was able to prevent forward movement in case of a crash. The CRS (Child Restraint System) for the 18-month-old dummy was permanent, and both dummies received 'good' chest and head protection. The recommended child restraint system was compatible with the car. However, the Tiago offers only a lap belt in the rear centre position with no ISOFIX anchorages. The model, therefore, does not provide a three-point belt in all seating positions, reducing the Tiago safety rating to 3-stars for child occupants.

    Tata Tiago safety features list

    Now that you are familiar with the safety rating of Tiago let's look at some of its most significant safety features:

    1. Dual Airbags: The driver and passenger airbags reduce the impact of collision.
    2. ABS (Anti-lock Braking System): The ABS prevents the locking up of wheels during intense braking. 
    3. EBD (Electronic Brakeforce Distribution): The EBD maintains a balance between the braking forces of the front and rear wheels.
    4. CSC (Corner Stability Control): The CSC offers additional stability and balance while cornering.
    5. Rear Parking Sensors: The rear parking sensors assist with safe parking.
    6. Seat Belt Reminder: It alerts everyone in the vehicle to wear seatbelts to avoid injuries in a collision.
    7. Child Safety Lock: This lock prevents children from accidentally opening the rear doors.
    8. Speed Dependent Auto Door Locks: The system automatically locks doors based on vehicle speed.

    FAQs

    1. What is the Tata Tiago Global NCAP rating?

    Tata Motor's Tiago received a 4-star safety rating in the Global NCAP crash test series.

    1. What is the engine immobilizer feature in the Tata Tiago?

    Tata Tiago comes with an engine immobiliser feature. It is an advanced safety feature to prevent unauthorized engine starts.

    Conclusion

    The Tata Tiago is a top choice for families and city drivers. A powerful blend of style and performance, it also prioritises the safety of its passengers. The 4-star safety ratings of Tiago, combined with comprehensive car insurance, make it a reliable companion on the road. Secure your peace of mind while driving with car insurance online for your Tata Tiago. Good insurance provides financial coverage in case of accidents, repairs, theft and damage from natural calamities.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Ertiga safety ratings: Global/Bharat NCAP

    by mohit bohra | Apr 28, 2025

    The Maruti Suzuki Ertiga has been a popular choice for families and fleet operators thanks to its performance, space, and practicality. However, the aspect of safety is paramount when it comes to choosing a family car. The Global NCAP (New Car Assessment Program) is a recognised organisation that evaluates the safety of new vehicles in terms of crashes or collisions. This blog gives you detailed information about the Ertiga NCAP rating

    Ertiga: A brief history

    The Maruti Suzuki Ertiga is a hit with Indian families due to its various features and affordable pricing. Since 2012, this multi-purpose vehicle (MPV) has been targeting the Indian automobile market. The latest models of Tiago, introduced in 2022, offer practical build, spacious interiors and fuel efficiency. However, there is always room for improvement, especially when it comes to safety levels. The Maruti Ertiga safety rating went down from 3-star to 1-star in 2024. 

    Ertiga global NCAP safety ratings

    The Global NCAP rating is a stringent test for evaluating the safety levels of cars. Under its Safer Cars For India (2019) program, the Ertiga performed well and earned a 3-star rating for adult and child occupant protection. However, the latest round of crash tests under Global NCAP's Safer Cars for Africa program was held in 2024. The Maruti Ertiga safety rating plummeted to 1-star for adults and 2-star for child occupant protection. Provided below is a detailed insight into the 2024 Maruti Suzuki Ertiga safety rating:

    Ertiga adult occupant protection rating

    The safety rating of Ertiga in adult occupant protection tests is 1-star. It could only secure 23.63 points out of the maximum 34, 69.5%. According to the Global NCAP protocols, the key parameters included frontal, side and side pole impact.

    In the frontal impact test, the Ertiga scored 7.937 points, with 'good' neck and head protection for the front occupants. The driver's chest received only 'marginal' protection, while the passenger's chest received 'good' protection. There was 'marginal' protection for the driver's and passenger's knees due to the hazardous structure behind the dashboard that came in contact. The driver's and passenger's tibias also received 'adequate' protection.

    The Ertiga scored 14.693 points on the side impact test. The rating was 'good' for head, abdomen and pelvis protection and 'adequate' for chest protection. Due to the unavailability of curtain airbags, the Global NCAP didn't test for the side pole impact. The safety rating of Ertiga for the body shell and footwell area was 'unstable' and, hence, unable to withstand additional loadings.

    Ertiga child occupant protection rating

    The Ertiga car safety rating for child occupant protection is 2-star. With 19.40 points out of 49, it received a score of 39.77%. The Ertiga global NCAP rating was 14.77 points out of 24 as the dynamic score. The CRS (Child Restraint System) installation score was 4.63 out of 12 points and nil out of 13 for the vehicle assessment score.

    The Global NCAP tests child safety with dummies of 3-year-old and 18-month-old children. ISOFIX mounts and top restraints were used to install the child seats facing forward. During the frontal impact test, the tester noticed successful prevention of head exposure for the seat of the 3-year-old dummy, while limited protection to the chest and neck. The 18-month-old dummy experienced high-speed deceleration with poor protection to the chest and neck. In the side impact test, both dummies received full protection.

    Ertiga safety features list

    Following Ertiga's Global NCAP ratings, let's look at some safety features of this popular choice:

    • Dual front airbags in order to protect the driver and front passenger in a collision.
    • The ABS (anti-lock braking system) prevents wheel lockup on hard braking.
    • The EBD (electronic brakeforce distribution) distributes the brake force between the front and rear wheels.
    • The ISOFIX child seat anchors simplify child seat installation.
    • Pre-tensioner seatbelts automatically tighten during a collision.
    • The reverse parking sensors assist in safe reverse parking.

    FAQs

    1. What is the Global NCAP safety rating for the Maruti Suzuki Ertiga?

    The Ertiga car safety rating under the Global NCAP protocols is 1-star. It shows a poor safety level, with 23.63 points out of 34 for adults and 19.40 points out of 49 for children.

    1. What are the key factors for Ertiga's low safety levels in the Global NCAP ratings?

    The Ertiga's overall structure received a rating of 'unstable' according to the revised Global NCAP protocols. The footwell area received an 'unstable' remark, too, as the pedal displacement increased injury hazards to the lower tibias of the driver.

    1. Does the Maruti Suzuki Ertiga have ABS and EBD?

    The Ertiga has an Anti-lock Braking System (ABS) and Electronic Brakeforce Distribution (EBD). These features become important for maximum safety in situations that need sudden braking.

    Conclusion

    The Ertiga's 1-star safety ratings under the new Global NCAP test show how car features affect passenger safety. Car insurance is necessary for every owner to improve their safety on the road. The right comprehensive car insurance plan covers numerous risks and damages to ensure peace of mind while driving.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • MPFI vs Carburetor Engine: Key Differences

    by mohit bohra | Apr 28, 2025

    The main difference between carburetor engine and MPFI engine is how fuel is delivered into the cylinders. In this case, the carburettor engine is an old technology that mixes air and fuel mechanically. On the contrary, MPFI (Multi-Point Fuel Injection) is an advanced internal combustion engine that uses electronic fuel injectors to supply fuel into the cylinders.

    Read on for a detailed breakdown of the MPFI engine vs carburetor engine.

    What is an MPFI engine?

    MPFI is an internal combustion engine that supplies the exact fuel amount directly into the cylinder via multiple ports using modern fuel injection technology. This is an advanced form of engine with enhanced performance.

    What is carburettor?

    A carburettor engine is an internal combustion engine that mixes air and fuel using a mechanical device before supplying it to the cylinders. The engine uses a simpler and older technology to mix fuel and air.

    Difference between carburettor engine and MPFI engine

    Here's a table with a clear MPFI engine vs carburetor difference.

    Difference

    Carburettor Engine

    MPFI Engine

    Fuel delivery

    The device mixes air and fuel mechanically before supplying it to the engine cylinders.

     

    MPFI systems use electronic fuel injectors to supply fuel into the cylinders by spraying it directly.

             

             

     

    Mechanism

    The carburettor uses a vacuum to take out fuel into the airstream.

            The Engine Control Unit (ECU) guides the fuel injectors in adjusting fuel delivery depending on the engine’s conditions.

    Nature

    Carburettors are simple in design and, hence, easier to repair and maintain.   

    MPFI systems have quite complex designs and require more advanced repair and maintenance.

    Air-fuel mixture

    Carburettors have fixed and less specific air-fuel mixtures, hence less efficient and likely to have higher emissions.

            MPFI systems have more specific control in their air-fuel mixture, hence improving fuel efficiency, with lower emissions.

    Emissions

    Carburettor engines generally produce more emissions than MPFI engines due to less complete combustion.

            MPFI engines produce fewer emissions than carburet

            tor engines due to more complete combustion.

     

     

    MPFI engine vs carburetor engine difference: Which is best?

    In comparing the carburetor engine vs. MPFI engine, the MPFI engines are considered best since they have better fuel efficiency than carburettor engines and enhanced performance in power output. The specific fuel delivery enables complete combustion, minimises fuel wastage and boosts acceleration.

    Conclusion

    The key MPFI engine vs. carburetor engine difference is how fuel is supplied to the engine's cylinders. Note that even with the best engine, you still need to insure your vehicle with a comprehensive car insurance policy that offers broad coverage for a wider range of risks. You also need to secure your trips with third party car insurance, which the law recommends. The policy financially safeguards you from the high costs of vehicle repairs, replacements, or legal fees resulting from road accidents, car theft, or other unpredicted events.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Electric Cars with 500KM+ Range in India 2025

    by mohit bohra | Apr 28, 2025

    India has experienced a major change in the automobile scene, with electric vehicles gaining ground. One of the biggest worries for possible EV buyers has always been range. However, several manufacturers have now launched models that offer amazing ranges. Let's discover some of the most exciting 500 km range electric car in the Indian market.

    List of electric cars with 500 KM range

    Here’s the list of some of the best 500km range electric car:

    1.   Tata Curvv EV

    The Tata Curvv EV, with its sleek coupe-SUV style, stands out on Indian roads while providing usefulness and economy. The level of its effectiveness says a lot about Tata's technical skills. The car strikes the right balance between speed and price, making EV technology available to more customers. Its low-price plan makes it easy to enter the long-range EV market.

    • Range: 502 km
    • Battery Capacity: 55 kWh
    • Ex-showroom Price: 17.49 - 21.99 Lakh

    2.   BYD Atto 3

    The Atto 3 is unique because it uses cutting-edge Blade Battery technology, which is known for being very safe and effective. The car's interior has features like a rotating navigation screen and high-quality materials. BYD's commitment to sustainability can be seen with eco-friendly materials throughout the vehicle's construction.

    • Range: 521 km
    • Battery Capacity: 48 kWh
    • Ex-showroom Price: 24.99 - 33.99 Lakh

    3.   Mercedes-Benz EQB

    The Mercedes-Benz EQB brings German luxury into the electric SUV space. It works smoothly with Mercedes's world of linked services, giving buyers a tech-forward experience. The vehicle's MBUX navigation system with EV-specific features helps drivers maximize range and find charging spots. Answering real issues of luxury EV ownership in India.

    • Range: 535 km
    • Battery Capacity: 5 kWh
    • Ex-showroom Price: 72.20 - 78.90 Lakh

    4.   Audi e-Tron GT

    The top Audi e-Tron GT marks the peak of electric speed in India. This four-door grand tourer blends stunning power with surprising flexibility. What separates the e-Tron GT is its focus on driving performance. Despite its speed, the car doesn't compromise on comfort.

    • Range: 500 km
    • Battery Capacity: 93 kWh
    • Ex-showroom Price: 1.72 Cr

    Conclusion

    As charging infrastructure grows, these long-range EVs will be crucial in driving electric mobility. Protecting your investment with a four wheeler insurance is important when investing in electric cars. Comprehensive car insurance for electric vehicles offers security against natural disasters, theft, and third-party risks. As the EV market changes, insurance companies are creating customised plans that handle the unique needs of electric cars.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best hybrid cars in India under 20 lakhs

    by mohit bohra | Apr 28, 2025

    A hybrid car combines the best of both petrol or diesel-powered vehicles and electric vehicles. They deliver a high mileage with low emissions that is further paired with less maintenance. If you are searching for a fuel-efficient vehicle, then the hybrid car is the best option.

    But the market is full of them, so how do you determine the right fit that is also within your budget? We have created a list of hybrid cars in India under 20 lakhs to ease your search. If that is your budget, then take a look at them and pick the one you want.

    List of best hybrid cars under 20 lakhs in India

    Here are some of India's best hybrid cars available under 20 lakhs that could meet your needs.

    1.      MG Hector Plus

    The MG Hector Plus has some of the most iconic designs that create a bold statement and complement an extraordinary style. It has a sleek rear cluster and a new brand front design that boosts its commanding presence.

    This is one of the best hybrid cars in India under 20 lakhs which also prioritises your safety by incorporating features like hot stamped B pillar, thick door panels and use of high-strength steel in the body.

    Check out its specifications to determine whether it will be suitable for your needs.

    • Ex-showroom price: Rs. 17.50 - Rs. 23.67 lakh (approx.)
    • Engine: 1451 cc - 1956 cc
    • Power: 04 - 167.67 bhp
    • Seat capacity: 7
    • Fuel tank capacity: 60 L
    • Length x width x height (mm): 4,699 x 1,835 x 1,760

    2.      Toyota Urban Cruiser Hyryder

    The Toyota Urban Cruiser Hyryder has many great features, including a fuel efficiency of 27.97* km per litre. It also has a 1.5L TNGA or K-series engine, depending on the variant you choose. You can further select from three transmission modes, including the 5-speed MT, 6-speed AT and e-drive.

    With a Global NCAP safety rating of 4-star, the car also has robust safety features with 6 units airbags, advanced body structure and cruiser control. The Urban Cruiser Hyryder's frame can disperse any impact energy, even when a collision occurs.

    Here is some information that will help determine whether the car is suitable for your needs.

    • Ex-showroom price: Rs. 11.40 - 19.99 lakh (approx.)
    • Engine: 1462 cc - 1490 cc
    • Power: 63 - 101.64 bhp
    • Seat capacity: 5
    • Fuel tank capacity: 45 L
    • Length x width x height (mm): 4,365 x 1,795 x 1,645

    3.      Maruti Suzuki Grand Vitara

    The Maruti Suzuki Grand Vitara is popular for its large number of variants that all differ in specifications and prices. But no matter which variant you take, they are all hybrid cars under 20 lakhs in India.

    This car has a distinct design, industry-redefining fuel efficiency, segment-leading features and sophisticated interiors. It provides a variety of colours from blue, red, grey and white.

    Here are some of its specifications that help determine its suitability:

    • Ex-showroom price: Rs. 11.19 - 20.09 lakh (approx.)
    • Engine: 1462 cc - 1490 cc
    • Power: 87 - 101.64 bhp
    • Seat capacity: 5
    • Fuel tank capacity: 45 L
    • Length x width x height (mm): 4,345 x 1,795 x 1,645

    FAQs

    1. Are hybrid cars better than other vehicles?

    Hybrid cars can be incredibly great if you are looking for improved fuel economy, lower emissions and dual advantages of electric and petrol power. They also need less maintenance, so they are convenient to use regularly.

    1. How do hybrid cars work?

    Hybrid cars combine an electric motor, a gasoline engine and a battery to deliver efficient performance. The motor operates the vehicle at low speed or under low power demands. At the same time, the gas engine comes into full throttle at higher speed and efficiency. At the same time, these cars can also work on electric power alone but only for short distances.

    1. How to determine whether a hybrid car is the right vehicle?

    By considering your driving needs, you can determine whether the best hybrid cars in India under 20 lakh are suitable for you. If you need a combination of an electric and petrol/diesel vehicle, then this might be a good option. But also take into account the fuel efficiency, environmental impact and the total cost of such a vehicle.

    Conclusion

    Buying the right vehicle depends on several factors. While we have included some of the best ones, you can also look into the upcoming hybrid cars in India under 20 lakhs if you find what you want.

    At the same time, a big part of getting your vehicle is prioritising good car insurance. You can look into getting it directly from an insurance company. But you can also compare its benefits with a third party car insurance. No matter which one you pick, some benefits like no claim bonus, zero depreciation, cashless garage network, etc., are available with premium policies.

  • Top Muscle Cars in India to Watch in 2025

    by mohit bohra | Apr 28, 2025

    Muscle cars have won their place in automotive history and are gradually making their presence felt in India's changing car culture. These beasts are respected worldwide for their strong engines, unique body shapes, and unforgettable exhaust sounds. Let's discover the best muscle cars in India that have caught the attention of car enthusiasts in 2025.

    List of best muscle cars in India

    Muscle cars are American-made 2 door coupes with strong engines (usually V8s). These automobile icons mix raw power with bold, unique looks that continue to turn heads decades later. Here’s the list of best muscle cars:

    1.     Ford Mustang Boss 429 (1969)

    The Boss 429 Mustang is the highest version of Ford's pony car. With its NASCAR-spec big block V8 engine, this monster was built for one reason: pure, unadulterated speed. The Boss 429 has a 7.0L V8 engine capable of making 355 hp in the Shelby GT500 version.

    2.     Dodge Charger (1968)

    The 1968 Dodge Charger is one of the most powerful sports cars ever built. It was among the first cars to feature an aeroplane wing-inspired rear spoiler, mixing style with efficient function. Under the hood, the Charger packs a huge 6.3L V8 engine. The Charger offers an exciting driving experience that still impresses in 2025.

    3.     Chevrolet Camaro (1967)

    The 1967 Chevy Camaro was Chevrolet's answer to the Mustang, and it quickly established its famous position. Defined by its sharp yet powerful shape, the Camaro was built for speed. What's interesting about the Camaro is how overlooked its power was from the beginning. The Camaro was known as one of the most powerful muscle cars of its age.

     

    Disclaimer

    Most of the classic power cars described in this piece are not easily available in the Indian market through official means. Enthusiasts usually import these cars from other countries through the Completely Built Up (CBU) method, which includes large import fees and taxes. This results in American muscle in India prices being costly.

    Conclusion

    The love for fast cars is timeless. Their unique V8 rumble and elegant yet sporty forms continue to excite automobile fans worldwide, including in India. Getting proper car insurance is important for those investing in these automobile icons. Given muscle cars' high worth, comprehensive car insurance protects against possible damage, theft, or crashes. Today, car insurance online sites make comparing plans from multiple sources easier than ever.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Upcoming Hydrogen Cars Launching in India 2025

    by mohit bohra | Apr 28, 2025

    The future of automobile technology in India seems promising and exciting. The commitment to green hydrogen adoption indicates a secure market for India's hydrogen-powered automotive, towards zero-emission, eco-friendly transport. The anticipated hydrogen-powered vehicles, including cars, trucks, buses, and SUVs, will enhance sustainability and cater to a wide audience's transport needs.

     

    Read on to discover some of the best upcoming hydrogen fuel cell cars in India.

    List of upcoming hydrogen cars in India

    Here are some of the anticipated hydrogen-powered cars in India.

    1.   Toyota Mirai- (starting from Rs 60 lakh (ex-showroom)

    Toyota Mirai is one of the best hydrogen cars in India, which gives a sneak peek of the exciting future of automobiles. Since 2014, the Toyota Mirai has been launched, and the car has gone through several makeovers.

    Features and specifications:

    • 3-inch infotainment system
    • 8-inch digital driver's display
    • Wireless charger
    • Head-up display
    • Digital rearview mirrors
    • Variants: Available in three trims
    • Engine: 3698 cc
    • Power: 152 bhp
    • Fuel: Hydrogen
    • Range: Around 646 km on a full tank

    2.   MG Euniq 7

    Having showcased their first fuel cell vehicle in India in a 2023 auto expo, MG plans to launch the Euniq 7 MPV in India, though they haven't yet announced the date. The fuel cell reinforces MG's capability of operating under sustainable transport, adding to the world's eco-friendly driving experience.

    Features and specifications:

    • Sliding doors
    • Panoramic sunroof
    • Digital driver display
    • Electronic parking brakes
    • Electronically-operated rear doors
    • Power output: 150 kW (approximately 200 bhp)
    • Emission: H2O (Water) is the only byproduct
    • Fuel: Hydrogen
    • Range: Approximately 650 km on a single refill

    3.   Hyundai Nexo

    Hyundai NEXO is a compelling hydrogen-powered transport alternative. It is a promising hydrogen fuel cell SUV offering advanced technology and superior efficiency. The vehicle can be refuelled in only 5 minutes, showcasing the potential of being among the best upcoming hydrogen cars in India.

    Features and specifications:

    • 3-inch touchscreen display and navigation
    • Ventilated seats
    • Wireless charging
    • Remote smart parking
    • Heated steering wheel
    • Hyundai SmartSense ADAS
    • Fuel: Hydrogen
    • Range: Up to 666 km on a single hydrogen tank

     

    Conclusion

    Although India is still in the early stages of hydrogen fuel cell technology, the future of hydrogen-powered vehicles looks promising. Government initiatives like the Production Linked Incentive (PLI) scheme push the automotive sector towards sustainable transport solutions.

    Also, investing in third party or comprehensive car insurance is essential to cover specific requirements for hydrogen fuel cell cars. Third party car insurance protects you financially against damage caused to third parties, helping you avoid unnecessary financial stress. At the same time, you enjoy the benefits of owning an advanced, eco-friendly vehicle.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Fastest Hatchbacks in India You Can Buy in 2025

    by mohit bohra | Apr 28, 2025

    In the dynamic world of automobile performance, hatchbacks have transformed from mere city passengers to strong, high-performance machines. Let's examine the most exciting, fastest hatchback cars in India.

    List of fastest hatchback in India

    Here’s the list of the fastest hatchback in India:

    1.   Mercedes-Benz AMG A 45 S

    The Mercedes-Benz AMG A 45 S is a true winner when luxury meets raw speed. This isn't just a car; it's a statement of engineering greatness. The small hatchback breaks normal expectations with its turbocharged engine. Its clever all-wheel-drive system ensures maximum grip, while the advanced suspension keeps the car fixed.

    • Engine: 1991 cc
    • Mileage: 10 kmpl
    • Top Speed: 270 kmph
    • Ex-showroom Price: 94.80 Lakh

    2.   Mini Cooper JCW

    The Mini Cooper John Cooper Works (JCW) version brings British racing DNA to the Indian car scene. With a rich racing history, this hatchback is more than just a car. Its small size masks its great performance powers. The JCW model turns the classic Mini design into a performance-oriented machine. It hits a great mix between everyday usability and track-day excitement.

    • Engine: 1998 cc
    • Mileage: 15 kmpl
    • Top Speed: 246 kmph
    • Ex-showroom Price: 44.90 - 55.90 Lakh

    3.   Hyundai i20 N-Line

    Hyundai has successfully filled the gap between cost and speed with the i20 N-Line. Designed for the young, eager driver, it brings sports looks and real performance qualities to the mass market. The i20 N-Line offers a surprisingly exciting driving experience with its small engine and excellent tuning. It's proof of Hyundai's drive to make performance available to a wider public.

    • Engine: 998 cc
    • Mileage: 20 kmpl
    • Top Speed: 190 kmph
    • Ex-showroom Price: 9.99 - 12.56 Lakh

    4.   Tata Altroz Racer

    The Tata Altroz Racer marks a major milestone for Indian car production. It shows that homegrown names can fight with foreign players in the speed car market. With carefully designed changes, the Altroz Racer turns the normal hatchback into an exciting driving machine. It's a great moment for Indian car fans, who can now enjoy world-class speed from a local maker.

    • Engine: 1199 cc
    • Mileage: 18 kmpl
    • Top Speed: 190 kmph
    • Ex-showroom Price: 9.49 - 11 Lakh

    Conclusion

    These hatchbacks reflect more than just fast cars. They represent the changing automobile environment in India, where speed, technology, and ease are merging. When buying these fastest hatchback cars, securing appropriate protection for your vehicle is as important as maintaining it. A car insurance policy is a legal requirement and a crucial shield for your vehicle. Comprehensive car insurance financially protects against natural disasters, theft and accidental damage. The digital transformation of insurance services has made comparing policies, filing claims, and managing coverage more accessible than ever.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best electric cars under 25 lakhs in India

    by Almog Ramrajkar | Apr 25, 2025

    As India embraces the electric vehicle (EV) revolution, car manufacturers are introducing attractive options that balance sustainability with affordability.

    EVs are becoming more accessible, efficient and feature-rich. If you want to switch to electric vehicles without going over budget, here's a look at some of the best electric cars under 25 lakhs.


    Top electric cars under 25 lakhs in India: Price, features & specifications

    From small city runners to feature-packed SUVs, these vehicles represent the future of travel—cleaner, smarter, and more cost-effective. Whether you're a tech lover, an environmentally conscious driver, or simply looking to reduce your running costs, an electric car in this price range will suit your needs. Here are the most exciting electric cars under 25 lakhs in India, each with unique features and powers.

    1.   Mahindra BE 6

    The Mahindra BE 6 is a game-changer in the electric SUV market. Its remarkable range makes it impressive, and it leads the pack in this price class. The vehicle's current design shows Mahindra's growth in the EV space, while its complete feature set makes it a strong competitor for tech-savvy buyers.

     

    • Ex-showroom Price: 18.90 to 26.90 Lakh (approx.)
    • Range: 535 to 682 km
    • Charging Time: 8 Hours (AC), 20 minutes (DC)
    • Features: Auto Park Assist, In-Car Camera, 360 camera & Sensors, Digital Instrument Cluster, Wireless Charger, Automatic Climate Control, Cruise Control, Parking Sensors, Power Windows and many more.

    2.    Hyundai Creta Electric

    Hyundai's Creta Electric shows the brand's commitment to sustainable travel. The electric version brings familiar ease with futuristic technology. Its relatively quick charging time sets it apart, making it useful for daily commutes and weekend getaways. With ADAS in this price range, it stands out for bringing advanced safety technology to a broader audience.

     

    • Ex-showroom Price: 17.99 to 23.5 Lakh (approx.)
    • Range: 390 to 473 km
    • Charging Time: 4 Hours (AC), 58 minutes (DC)
    • Features: 8-way Powered Driver Seat With Memory Function, a Digital Instrument Cluster, a Wireless Charger, Keyless Entry, Automatic Climate Control, Rear AC Vents, Voice Commands, a Sunroof, Advanced Internet Features, ADAS, an Air Purifier, and many more.

    3.    Tata Curvv EV

    The Tata Curvv EV reflects the company's futuristic approach to electric transport. Its coupe-SUV shape breaks conventional design rules,  offering something fresh for style-conscious buyers. The amazing range and modern internet features make it an appealing package for those wanting a mix of efficiency and luxury.

    • Ex-showroom Price: 17.49 to 21.99 Lakh (approx)
    • Range: 502 to 585 km
    • Charging Time: 8 Hours (AC), 40 minutes (DC)
    • Features: Panoramic Glass Roof,, a Wireless Charger, an Auto-Dimming IRVM, Keyless Entry, a 12.3-inch touchscreen with wireless Apple CarPlay and Android Auto, Voice Commands, and more.

    4.    MG Windsor EV

    MG's Windsor EV is an attractive option for urban families. While it may not boast the longest range in its class, it offers a well-rounded mix of comfort and convenience.

    • Ex-showroom Price: 14 to 16 Lakh (approx.)
    • Range: 331 km
    • Charging Time: 5 Hours (AC), 55 minutes (DC)
    • Features: Reclining Rear Seats, a Panoramic Glass Roof, a Digital Instrument Cluster, an Auto-Dimming IRVM, a Rear Camera, Rear AC Vents, Voice Commands, Cruise Control, Parking Sensors, Advanced Internet Features, and many more.

    5.    Tata Punch EV

    The Tata Punch EV is a compact SUV with small dimensions that make it perfect for crossing busy city streets.   It offers amazing range and is a practical option for daily city commutes. The quick charge time is particularly helpful for urban users needing chargeup during short breaks.

    • Ex-showroom Price: 9.99 to 14.29 Lakh (approx.)
    • Range: 315 to 421 km
    • Charging Time: 6 Hours (AC), 56 minutes (DC)
    • Features: Electric Parking Brake (with Auto Hold), a Touch-based Climate Control Panel, Ventilated seats, a 360-degree Camera, an Air Purifier, Advanced Internet Features, Cruise Control, a Sunroof, and many more.

    6.    MG Comet EV

    At the entry level, the MG Comet EV makes a good case for first-time EV buyers. Its small size and unique design make it stand out in urban traffic. While the range might seem small compared to others on this list, it is sufficient for city travel. The dual-display setup and linked features offer a quality experience at an affordable price. The focus on easy movement and parking make it appealing to new drivers.

    • Ex-showroom Price: 7 to 9.65 Lakh (approx.)
    • Range: 230 km
    • Charging Time: 7 Hours (AC), 60 minutes (DC)
    • Features: Dual 10.25-inch display setup, Distinct design with premium elements like LED head and tail lamps, LED DRLs and dual-tone paint, Easy to park with a rear parking camera, Auto-Dimming IRVM, Keyless Entry, Voice Commands, Advanced Internet Features and many more.

     

    Conclusion

    The development of electric cars in India goes beyond mere specifications. Manufacturers are not just focused on range and charging times but also stress the overall ownership experience. Modern features and smartphone connections ensure these vehicles stay current with technological developments.

    While you consider switching to EVs, you should take certain preventative measures to safeguard your investment. Invest in good car insurance that provides coverage in case of accidents, repair costs and even theft. Electric cars often have different considerations for insurance than standard internal combustion engines.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • The advantages of Nitrogen Vs Air in car tyres

    by Almog Ramrajkar | Apr 25, 2025

    Tyre performance gets the least attention in vehicle maintenance and is sometimes the most neglected car maintenance component, although tread depth, pressure, wheel alignment, and rotation play a big role in how a car drives, handles, and consumes fuel efficiently. Properly filled tyres also ensure adequate contact with the road, which is necessary for safe driving. Tyres were traditionally filled with compressed air. Nitrogen inflation is a recent technology that has received both positive and sceptical reviews. Some say the nitrogen tyres are long-lasting and have fewer pressure changes.

    Are nitrogen-filled tyres truly better than regular air-filled ones?  Let us explore the advantages and disadvantages of nitrogen vs. air in tyres.


    Advantages of Nitrogen in Tyres

    We must study chemistry to determine whether nitrogen or air should be used in tyres. Nitrogen is an inert gas that is lighter than regular air. Nitrogen molecules are larger and diffuse at a slower rate than air molecules. Nitrogen is also a dry gas with less moisture content than atmospheric air. Combining these properties results in the fantastic benefits of using nitrogen-filled tyres.

    • Longer-lasting tyre life: Car tyres last longer when pressure fluctuations are minimal. Additionally, if a tyre remains at the right pressure for longer, it wears out evenly. Thus, nitrogen gas is best for filling tyres. Compressed air tyres do not hold pressure for long, while nitrogen tyres keep a steady pressure for longer because the larger molecules take longer to seep out of the rubber. Moreover, atmospheric temperature affects air pressure, as cool air contracts and hot air expands. This changes the tyre air pressure as weather conditions change outside. Nitrogen tyres won't be affected by temperature drop or increase.
    • Lower chances of tyre metal parts rusting: Moisture condensation in tyres can seep into wheel rim and tube caps, causing rust to form. On the other hand, since nitrogen is an inert gas and moisture-free, this is not a possibility in nitrogen-filled tyres.
    • Better fuel economy: Adequately pressured tyres result in steady drives and better driver handling, which impacts fuel consumption. Thus, nitrogen for car tyres is a good way to enhance your vehicle’s long-term mileage.
    • Lower blowout risk: Blowouts occur when the tyre is under-inflated or overinflated. The consistent pressure in Nitrogen tyres reduces the likelihood of a blowout.


    Disadvantages of Nitrogen in Tyres

    Before deciding on nitrogen gas tyres, knowing their disadvantages is important:

    • Nitrogen is more expensive to fill tyres than regular compressed air, which is usually free at most filling stations.
    • Nitrogen filling stations aren't as widely available as regular air compressors.
    • Nitrogen filling takes longer because it requires a more complex process than regular air filling.
    • More frequent maintenance and regular pressure checks are recommended
    • There is no significant performance difference between well-cared-for-air-filled tyres vs nitrogen tyres


    Nitrogen vs Air in tyres: Which one is better?

    The decision to have nitrogen or air tyres is personal, depending on what is best for you and your car. Nitrogen might be better if you want steady tyre pressure for longer-lasting tyre life and road performance. However, you need to be ready to pay the corresponding price.

    You can have excellent performance from air tyres with maintenance and care. You will enjoy considerable long-term cost savings and adequate tyre performance with air-filled tyres.

    Tips for optimal tyre performance

    • Regularly check your tyre pressure—ideally every two weeks for air-filled tyres and always before long journeys—to ensure safety and optimal performance.
    • Always follow the recommended tyre pressure settings for your car. You can find this in the car manual or the tyre sidewall.
    • Rotate your tyres (position) once in six months. Check your car manual for instructions. Tyre rotation distributes wear a tear.
    • Balance your tyres and align the wheel angles. This essential check gives you a smooth ride and preserves tyre life.
    • Check your tyre tread (grooves in the rubber) depth. It should not drop below 1.6 millimetres.
    • To prevent damage, don’t spin the wheels or overload a car.


    Conclusion

    To conclude, the air vs nitrogen choice is yours. Nitrogen car tyres aren’t necessarily a game-changer for every car owner. The more important thing is to focus on regular tyre care and maintenance to extend tyre life, and improve drive safety and fuel economy.

    Tyres are a big investment. You can protect yourself from heavy expenses in case of accidents by buying a car insurance policy with an add-on that covers tyre damage and replacement costs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Top Electric Cars to Consider Under 20 Lakhs in India

    by Almog Ramrajkar | Apr 25, 2025

    The world is gravitating towards clean energy, so technologies like electric vehicles (EVs) are gaining more traction in India. The rising demand for sustainable transportation is encouraging manufacturers to launch electric cars that are both affordable and efficient.

    If you are looking to purchase electric cars under 20 lakhs, this blog provides a rundown of the best options available in India, along with their features and specifications.

     

    Top electric cars under 20 lakhs in India: Price, features & specifications

    Here’s a look at 9 of the top electric cars under 20 lakhs that you can consider:

     

    • Mahindra BE 6

    Ex-showroom Price: ₹18.9 to 26.9 Lakh (approx.)

    Range: 535 to 682 km/charge

    Charging Time (approx): 6-8 hours (AC) / 20 minutes (DC)

     

    The Mahindra BE 6 is distinguished by its top-notch range and its ability to charge swiftly. This SUV is set to be a versatile choice for many as it is built for both urban and long-distance travel.

     

    • Hyundai Creta Electric

    Ex-showroom Price: ₹17.9 to 23.5 Lakh (approx.)

    Range: 390 to 473 km/charge

    Charging Time (approx): 4 hrs (AC) / 58 minutes (DC)

     

    The Hyundai Creta Electric combines style and performance. It comes with advanced features and a spacious interior, making it a favourite among families.

     

    • MG Windsor EV

    Ex-showroom Price: ₹13.9 to 16 Lakh (approx.)

    Range: 331 km/charge

    Charging Time (approx): 6.5 hours (AC) / 55 minutes (DC)

     

    The MG Windsor EV does not compromise on quality. It is an affordable car with a decent range and is ideal for daily city commutes.

     

    • Tata Curvv EV

    Ex-showroom Price: ₹17.49 to 22 Lakh (approx.)

    Range: 430 to 502 km/charge

    Charging Time (approx): 6.5 hrs (AC) / 40 minutes (DC)

     

    With its modern make and robust performance, Tata Curvv EV offers a competitive range and quick charging, making it a strong contender in the EV market.

     

    • Tata Nexon EV

    Ex-showroom Price: ₹12.5 to 17.19 Lakh (approx.)

    Range: 426 to 465 km/charge

    Charging Time (approx): 2 hrs (AC) / 60 minutes (DC)

     

    The Tata Nexon EV stands out as a leading electric car, offering stylish design, advanced functionalities, and a seamless driving experience.

     

    • Tata Tigor EV

    Ex-showroom Price: ₹12.49 to 13.7 lakh (approx.)

    Range: 315 km per charge

    Charging Time (approx): 9 hrs (AC) / 59 minutes (DC)

     

    The Tigor is a compact sedan that boasts manoeuvrability through heavy traffic, quiet operation, and comfy interiors for stress-free driving. It packs enough range for both daily commutes and occasional highway trips.

     

    • Tata Tiago EV

    Ex-showroom Price: ₹7.9 to 11.4 Lakh (approx.)

    Range: 250 – 315 km/charge

    Charging Time (approx): 2.6 hrs (AC) / 57 minutes (DC)

     

    The Tiago is a compact hatchback that is affordable and capable of executing advanced functions, making it a good pick for first-time EV buyers.

     

    • Mahindra XUV 400 EV

    Ex-showroom Price: ₹16.74 to 17.69 Lakh (approx.)

    Range: 375 to 456 km/charge

    Charging Time (approx): 6.3 hours (AC) / 50 minutes (DC)

     

    The Mahindra XUV 400 EV combines style and efficiency, making it ideal for families. With a sleek design, advanced safety features, and ample cabin space, it offers a premium look while delivering an impressive driving experience.

     

    • Citroen eC3

    Ex-showroom Price: ₹12.7 to 13.4 Lakh (approx.)

    Range: 320 km/charge

    Charging Time (approx): 10 hours (AC) / 57 minutes (DC)

     

    The Citroen eC3 is a stylish hatchback that is a practical choice for city traffic. It has a lightweight design, user-friendly features and offers easy manoeuvrability for people dwelling in urban areas.

     

    • Tata Punch EV

    Price: ₹9.99 to 14.29 Lakhs (approx.)

    Range: 412 km/charge

    Charging Time (approx): 5 hrs (AC) / 56 minutes (DC)

     

    The Tata Punch EV is a compact SUV that offers efficient city driving. It features a good range and is built in a way that allows for easy manoeuvrability in urban environments.

     

    P.S.: The charging time of each model depends on factors like battery size, state of charge, and the charging station’s power.

     

    Conclusion

    The demand for electric vehicles in India is rising, and automakers are stepping up to meet this growing need. With a strong push toward sustainable transportation, the market now offers a variety of EVs that not only help reduce environmental impact but also come with stylish designs, advanced features, and cost-effective benefits.

    However, while purchasing an EV, it's essential to consider additional factors, one of the most important being car insurance. A comprehensive insurance plan protects your investment against accidental damage, theft, natural calamities, and third-party liabilities, ensuring peace of mind as you embrace the future of mobility.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • How to Clean Your Car Interior: A Beginner’s Guide

    by Almog Ramrajkar | Apr 25, 2025

    A clean car is not just about appearance; it also enhances your driving experience. Cars should pass a basic level of hygiene check in order to be comfortable for the driver and passengers. It also helps with the overall maintenance and durability. But simply giving the car exterior a quick wipe or wash from time to time isn’t enough.

    Over time, dust, grime, odour and other pollutants can accumulate inside your car. Thus, maintaining a clean interior is important in creating a healthy and hygienic cabin. Sure, you can always get your car serviced, but it can cost a lot.

    Read on to learn how to clean the car interior like a pro.


    Recommended products for your car interior

    To begin with, it is essential to acquire the appropriate equipment and products to clean your car’s interior. Here is a list of what you’ll typically require:

     

    • All-purpose cleaner: Use an all-purpose cleaner for wiping down dashboards, doors, and consoles of your vehicle. Find a cleaner which is safe for plastics, rubber, and leather.
    • Leather conditioner: Apply conditioner to keep your leather seats or trim supple and soft. Pick a leather conditioner made for automobile leather.
    • Glass cleaner: Choose a cleaner that is safe for tinted surfaces to avoid damage and acquire a streak-free finish.
    • Fabric cleaner: Use a fabric cleaner made for automobile fabrics. Some of these cleaners also work as stain removers.
    • Spray protectant: Spray a protectant to shield your interior against water, UV rays, and dirt. Pick a spray that's safe for your car’s interior materials.
    • Disinfecting wipes: Keep disinfecting wipes handy to immediately clean up spillages or mess.
    • Garbage bags: Place garbage bags in your car for easy disposal of trash.


    Cleaning equipment to clean your car

    Next up, we have a list of a few essential products that’ll help you clean your car effectively.

    • Car vacuum cleaner: Essential for removing debris, dust, and dirt out of your car’s interior. Ideally, it should come with attachments for different surfaces.
    • Microfiber towels: Excellent for wiping and polishing surfaces without leaving behind lint or scratches. They can be used for dashboards, windows and other components.
    • Brushes and scrubbers: Useful to remove stubborn stains or dirt buildup from your car. Opt for a soft-bristled brush to clean without damaging the interior.
    • Applicator: A sponge or foam applicator might be useful for transferring cleaners or protectants to bigger surfaces.
    • Gloves for protection: Important for protecting your hands from chemicals and dirt while cleaning your car’s interior.
    • Detailing spray bottle: Useful while mixing and spritzing cleaning products. It also comes in handy while spot-cleaning particular areas.


    Step by step: Detailing a car interior

    Follow these suggestions and make use of the equipment and products to get a deep clean.

    1. Prepare your workspace: Clean your car in a dry, well-ventilated location to avoid exterior debris and dust.
    2. Remove all loose items: Remove any loose items from your vehicle, including floor mats, flooring liners and ashtrays. This will make all areas simpler to reach and clean.
    3. Vacuum the whole interior: The first thing is to vacuum the carpets, floors and seats completely. Use attachments to reach hard-to-reach spaces and crevices.
    4. Wash the upholstery: Use fabric cleaner on the seats and carpets, especially on stains. Let it soak for some time before vacuuming once more.
    5. Clean the leather seats and trim: Clean leather surfaces with a leather cleaner. After cleaning, apply a leather conditioner to hydrate and protect the leather.
    6. Clean dash, doors and consoles: Dab an all-purpose cleaner onto a microfiber towel and wipe them down, paying particular attention to buttons, vents and other points.
    7. Clean the windows and mirrors: Wipe the windows and mirrors inside and out with the help of a clear glass cleaner and a soft cloth.
    8. Spray with protectant: Once things are dry, squirt a protectant spray on areas including the dashboard, seating, and carpets to avoid future stains and dirt.
    9. Replace items removed: Reinstall any floor mats, floor liners or ashtrays you removed earlier.
    • Deodorise: Always deodorise the cabin during your detailing session, no matter whether your car’s interior smells bad or not. You can use car perfume or air freshener to deodorise.
    • Final inspection: Give the interior of your car a final wipe-down to ensure things are in place and spotless.


    Conclusion

    Giving your car’s interior a deep clean at least twice a year can ease your worries about car hygiene and contribute to healthier, more enjoyable drives. If you travel around with children or the elderly, then clean interiors are a must to prevent any allergic reactions or the spread of infection.

    Maintaining a clean and well-kept car can help protect your investment, which is why it is a good idea to ensure you invest in comprehensive car insurance. A solid policy will provide coverage against any sudden mishaps while ensuring you’re protected in case of accidents, damage and theft. Opting for comprehensive insurance will also make sure you are covered in case of damages caused by vandalism or natural disasters, giving you peace of mind and a good driving experience.

    Cleaning your car is not complex at all. Make sure that you have the correct supplies and equipment handy, and create a schedule for frequent clean-ups.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Guide to the Ideal Tyre Pressure for Cars

    by Almog Ramrajkar | Apr 25, 2025

    Tyre pressure plays a big role in your car’s overall safety, performance and fuel efficiency. Maintaining the correct pressure ensures optimal traction and handling, and helps maximise your car’s mileage. Typically, the manufacturer provides a recommended car tyre pressure to help you achieve the best driving experience while enhancing your vehicle’s performance.

     

    While most cars have different recommended tyre pressures based on the type of vehicle and the size of the tyres, anywhere between 28 and 36 PSI is the norm. However, it is crucial that you learn about the ideal tyre pressure for cars to avoid premature wear and tear, and compromised fuel economy.


    Where can I find the correct pressure for my tyres?

    There are several ways of discovering the correct car tyre pressure:

     

    • Owner's Manual: Your vehicle’s owner’s manual includes a dedicated section on tyre pressure, outlining the recommended settings. These guidelines are ideal, as they are based on the manufacturer’s precise knowledge of your specific make and model requirements.

     

    • Driver’s Side Door Jamb: You can also find tyre pressure information on a sticker located on the driver's side door jamb. This sticker generally lists details about the tyres, such as suggested PSI (pounds per square inch) for rear and front tyres.

     

    • Information from the Tyre Manufacturer: Occasionally, the tyres themselves have text marked all over their sides. Note that the numbers here might indicate the maximum pressure the tyre can withstand and not what is optimal. Therefore, it is best to follow exactly what the manufacturer suggests.

     

    • Dealer or Service Centre: In case you cannot locate the information in your manual or on the door jamb, contacting a dealer or even a professional repair shop will help.


    How to check the tyre pressure

    The easiest way to check for car tyre pressure is to visit a petrol station with a tyre air or nitrogen filling facility, and ask them to perform the check. Many newer vehicles also have a TPMS (Tyre Pressure Monitoring System), which warns you in case your tyre pressure is not appropriate. This information is useful, but it's always best to manually check your tyre pressure, as sensors can sometimes be inaccurate or malfunction.

    Thus, knowing how to do it by yourself is a handy skill to have:

     

    1. Gather tools: You will require a tyre pressure gauge. These are fairly affordable and sold at any car parts store or supermarket. They include pen-style gauges or digital ones.
    2. Find the valve stem: The valve stem is typically black and extends out from the wheel. This is exactly where you will mount the gauge.

     

    1. Apply the gauge: Take the cap out of the valve stem and securely place the gauge onto it. You will hear a hiss whenever you turn the gauge on. If you hear a continual hiss, you might not be filling the gauge properly, and air may instead be escaping.

     

    1. Read the measurement: When attached properly, the gauge will display the current pressure. In case you are using a pen-style pressure gauge, the pressure is determined by the distance the internal stick pops out. On digital gauges, the pressure is shown on an LCD display.

     

    1. Compare to recommended pressure: If your tyres are below the recommended level, you will have to pump in more air. In case they're above the recommended level, you might have to blow some air out. You can get this done at the petrol pump, or you can purchase an air compressor to connect to the valve stem and fill in air. To release air, lightly tap the metallic stem within the valve, then check the pressure once again.

     

    1. Replace the cap: When you've established the pressure reading, make sure to screw the cap back on the stem to seal away dirt and moisture.

     

    1. Check all tyres: Front and rear tyres may have different pressures, so check the particular recommendations for each.

     

    Tip: Check when the tyres are cold, i.e., when the car has not been driven around lately or parked in the sun. Tyre pressure increases when tyres are hot or even when the weather is very hot, as gas expands when it heats.


    What is the ideal tyre pressure for cars?

    The optimal tyre pressure differs by the make and model of your automobile. That is why you must check your particular vehicle specifications rather than guessing a broad range of values. Many passenger cars typically have recommended tyre pressures ranging from 28 to 36 PSI. However, this can vary, so always refer to your vehicle’s specifications to ensure optimal type pressure.


    Conclusion

    To ensure the durability of tyres and your vehicle’s optimal performance, always follow the ideal tyre pressure recommended in the owner’s manual. Monitoring tyre pressure regularly can help you avoid poor braking, overheating and lower mileage. Additionally, always keep tyre pressure-checking equipment handy for a quick check, especially if you suspect something wrong.

    Apart from regular maintenance, it is important to take measures to safeguard your car against any possible damage. Investing in good car insurance is a smart move.  It ensures financial protection by providing coverage in case of accidents, risks of theft, and natural disasters, whether it is repair costs or medical emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Remove Scratches from Your Car: Step-by-Step Guide

    by Almog Ramrajkar | Apr 25, 2025

    Car scratches can be frustrating for every car owner. Be it a minor cuff caused by a light brush with an object or a deep slash from an accident, every scratch on a car’s body can feel like a big deal. These scratches diminish your car’s sleek appearance and often come with a time-consuming and costly repair process.

     

    In reality, learning how to remove scratches from a car is an easy skill to master and can be a valuable one for frequent drivers. It is important to understand that not every scratch is removable by hand. Some scratches may be deeper, requiring professional repair.


    How to remove a scratch from your car in simple steps

    It is important to know if you can fix the scratch yourself or need professional help. You can handle the repair for small and manageable scratches. You simply need to follow a step-by-step process that requires a certain combination of tools and materials. Let’s learn.

     

    1. Step 1: Examine and Identify the Scratch

    To begin, determine the scratch severity. Car paint is put on in 3 layers: the primer, the base layer, and the clear coat. You need to identify which paint layer the scratch has penetrated.

     

    • The primer is the first layer on the car’s metal body. Its role is to prepare a uniform base for the base paint layer to be applied. It also helps in protecting the car’s body from corrosion.
    • Next, we have the base layer, the second layer of a car’s paint. It gives the car its main colour and is usually applied in multiple coats to ensure a uniform look.
    • Finally, we have the clear coat or the finishing coat, which gives the car a glossy, polished look.

     

    Any one of these layers can get scratched. Here are a few identifiers:

     

    • Primer scratch: Since the primer is the deepest layer, scratches that go this deep are more severe and can be harder to repair. A clear identification mark is a grey-white appearance and peeled-off layers of paint around the scratch. If not fixed, these scratches could start rusting.
    • Base layer scratch: Base layer scratches are easier to remedy and spot. Unlike primer scratches, base coat scratches don’t reveal the car’s metal surface.
    • Clear coat scratch: The most easy-to-remove scratches are ones that only affect the top coat. They are barely visible unless you inspect them closely.

     

    1. Step 2: Gather Your Supplies

    You might require different supplies depending on the scratch type: 

    • Light abrasive compound: For small scratches on the clear coat.
    • Touch-up paint: For scratches deep into the base coat and primer.
    • Clear coat scratch fix kit: For scratches on clear coats.
    • Polishing compound: For tiny, shallow scratches.
    • Clay bar: For minor scratches and surface contaminants.
    • Primer and paint pen: For more severe scratches that show through the primer layer.
    • Water and soap: To clean the area.

     

    1. Step 3: Clean the Area

    Before you start treating your car scratches, scrub the scratch with water and soap to ensure that there is no dirt or debris in the scratched area. Then, ensure that the scratch surface is dry before proceeding.

     

    1. Step 4: Remove the Scratch

    How you remove scratches from your car will depend upon the type of scratch you are treating.

     

    • For Clear Coat Scratches: Use a mild abrasive compound or perhaps a clear coat scratch repair kit. Take the compound, and with the help of a soft towel, rub it in a circular motion around the scratch. Eliminate excess compound with a paper towel. You can also use a clay bar to fix minor scratches. Start by cleaning the area with a clay bar lubricant, then gently rub the clay bar over the surface to smooth it out. Finally, wipe the area clean with a microfiber cloth for a polished finish.
    • For Scratches in the Paint or the Base Coat: Apply touch-up paint to match your car's colour. Make sure that you paint in thin layers and let each layer dry prior to applying the next. Cover with a clear coat to seal the repair.
    • For Primer Scratches: It’s advisable to consult a professional for deep, tough primer scratches. However, if you are confident about doing it yourself and have some experience with the process, apply the primer and then use the paint pen to restore the colour. Let the primer dry first before filling in the scratch. Finish it up with a clear coat.
    1. Step 5: Polish and Protect Your Car

    After the scratch is treated, buff the spot with a polishing compound to make it look new. Use a clean towel to rub the compound in a circular motion. At last, apply wax to seal the repaired area and keep your vehicle looking great.


    Conclusion

    While accidental scratches on the road are unavoidable, you can always learn to fix them yourself with the right tools and techniques. Even though a DIY kit is cost-effective, professional detailing and paintwork in certain situations may be needed for severe damage.

    While prevention is better than dealing with damage, it is essential to take proactive measures to ensure peace of mind. Invest in a comprehensive car insurance policy that provides financial aid for a range of unexpected events, including scratches. The right policy will help you avoid hefty costs and ensure coverage in case of accidents, theft, and severe damages that require professional attention.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • 5 Types of Motors Used in EVs

    by Almog Ramrajkar | Apr 25, 2025

    Sustainability has become an integral part of our lives, resulting in more conscious choices, be it what we wear, how we travel, or even what we drive. As the world embraces sustainable alternatives, the demand for electric vehicles continues to rise.

    Electric vehicles (EVs) differ from their traditional counterparts primarily because of their engines. While the internal combustion engine is the chief technology in fuel-based cars, EVs are powered by electric motors.

     

    Read on to explore the different types of motor used in electric vehicles. There are five main types.


    List of motors used in electric vehicle

    An electrical motor converts the electrical energy stored inside the battery of an EV into mechanical energy. This differs significantly from internal combustion engines, which burn fuel like petrol or diesel to generate energy that powers a car and its systems.

     

    There are five types of motors used in electric vehicles, and each comes with its own set of benefits and drawbacks. Let us learn more about each of them to understand these nuances better:

     

    1. Brushed DC motors

    Brushed DC motors were among the first electric motors used in EVs. Although, they are not as common today as they used to be.

    Let us have a look at their advantages:

     

    • Cost-effective operation and simplicity in design.
    • DC series motors, a subtype of brushed DC motors, deliver higher efficiency and more power output.
    • Lesser consumption of energy, especially at lower speeds.
    • High precision of operation, enabling greater control of both speed and torque.

     

    Brushed DC motors work by passing a direct current through coils to generate magnetic fields and enable rotational motion. They achieve this through various parts of the motor, such as a rotor, a stator, and a commutator. Ultimately, brushed DC motors are highly suitable for low-cost electric vehicles.

     

    However, they are not without their share of disadvantages:

    • Lower efficiency than other standard types of motors.
    • Generate high heat during operation, resulting in the need for proper ventilation.
    • Require regular maintenance to ensure longevity.

     

    1. Brushless DC motors

    Brushless DC (BLDC) motors are a more efficient, modern, and popular alternative to brushed DC motors. The major difference between the two is the lack of brushes in Brushless DC motors.

     

    Brushed DC motors use brushes to create contact between a stator and rotor, while a brushless DC motor utilises an electronic commutator that redirects current between the stator and the rotor.

     

    In contrast, brushless DC motors are more compact. This means that they do not run into the same heat management issues as brushed DC motors. 

     

    The benefits of brushless DC motors in electric vehicles include:

    • Lower maintenance
    • Improved power-to-weight ratio
    • Enhanced longevity
    • Quieter operation

     

    However, brushless DC motors are generally more expensive. Nonetheless, they are well-suited for lightweight EVs.

     

    1. Induction motors

    Induction motors do not have a commutator, unlike DC motors. Induction motors used in electric vehicles use the principle of electromagnetic induction, allowing the transfer of current and power between a rotor and a stator.

     

    Also known as asynchronous motors, induction motors in EVs have many advantages:

    • Provides for higher torque density at lower speeds, which is advantageous for EVs.
    • Enhanced power efficiency and reduced risk of overheating.

     

    However, despite being more advanced than DC motors, induction motors also have disadvantages:

    • Limited range in terms of speed adjustment.
    • More expensive to produce

     

    1. Permanent Magnet Synchronous Motors (PMSMs)

    PMSMs are advanced types of motors used in electric vehicles today. They operate using permanent magnets, generating a magnetic field between the rotor and stator. This results in a variety of operational benefits:

    • These offer higher power density, achieved by generating a comparable torque and speed output using less current.
    • More flexibility in design, thanks to the unique rotor design and the use of variable frequency drives.
    • Customisable winding options for different use cases.
    • Low maintenance, greater reliability, and improved longevity.

     

    The main drawback of PMSMs is their complex manufacturing process, which makes them more expensive than regular EV motors.

     

    1. Switched Reluctance Motors (SRMs)

    An SRM is a type of AC electric motor that uses electromagnets to generate torque through the principle of magnetic reluctance. During operation, this reluctance generates enough force to drive the rotor and provides a higher degree of accuracy in torque control.

    SRMs have certain advantages, they are:

    • Exceptional power efficiency, torque control, and reliability.
    • Reduced noise of operation.
    • Low heat dissipation
    • They are simple to design, produce, and install, making them ideal for affordable EVs.
    • High fault tolerance
    • Cost-effective
    • Low maintenance

     

    Conclusion

    As innovation in EVs continues, we are sure to see enhanced designs and motors used in them. For now, each of the five main EV motors offers distinct advantages in terms of torque control, power output optimisation, noise and heating, maintenance costs, durability, and more. Knowing which one is installed in your vehicle will allow you to understand your EV’s power dynamics and guide you on maintaining it.

    It is crucial to take preventative measures to safeguard your vehicle in case of any unexpected mishaps. A reliable electric car insurance policy acts as a safety net and provides coverage against accidents, damage, theft, and motor malfunctions. With the right policy, you can drive with peace of mind, knowing you're protected from any issues that may arise with your vehicle or its motor.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of EV Chargers Explained

    by Almog Ramrajkar | Apr 25, 2025

    Electric vehicles (EVs) rely on battery-powered electric motors rather than traditional internal combustion engines. These batteries can be recharged using external sources like standard wall outlets or dedicated EV supply equipment (EVSE).

    Understanding the types of EV chargers is important, as each varies in speed, functionality, and application. In this guide, we'll explore the various electric car charger types and EV charging connectors to help you make informed charging decisions.

     

    Types of EV chargers you need to know

    There are two EV charging connector types: the Alternating Current (AC) type and the Direct Current (DC) type. Regular charging stations provide AC plug-in charging, which is slow and takes longer to charge the EV battery. On the other hand, DC charging is rapid but costs more.

    Furthermore, there are three main levels of electric car chargers:

    • Level 1 (Alternating Current, 120V)
    • Level 2 (Alternating Current, 240V)
    • Level 3 (Direct Current)

     

    These levels indicate how quickly you can recharge your electric vehicle. The higher the level of the charger, the faster it will charge.

     

    1. Level 1 AC chargers

    Type: AC

    Charging Speed: Slow

    Outlet: 120 V

    Power Delivery: 1 to 1.4 kW

    An electric car typically comes with a Level 1 charger, the most common type of EV charger available. Many EV owners use it for its convenience and compatibility. These chargers plug into a standard 120V power outlet and can take 8 to 24 hours to fully charge an EV, depending on battery size.

    The J1772 connector is the typical connector for Level 1 AC charging.

     It is advisable to use a Level 1 AC charger for the following reasons:

    • If you have the facility to charge the EV overnight and you do not need to drive long distances
    • If you own a hybrid EV, then your smaller battery can easily be charged by a Level 1 charger.

     

    1. Level 2 AC Charger

    Type: AC

    Charging Speed: Fast

    Outlet: 240 V

    Power Delivery: 6.2 to 19.2 kW

    Level 2 AC chargers are more efficient than Level 1 AC chargers. They are compatible with a 240 V power supply, resulting in up to 8 times faster charging. Level 2 chargers are available at EV charging stations and facilities like malls or restaurants.

    It is advisable to make use of a Level 2 AC charger in the following situations:

    • If you want quicker charging.
    • If you frequently return home with an almost empty battery, then upgrading to the Level 2 AC charger is a must, as it can restore an empty EV battery to 100% overnight with ease.

    Level 2 charging requires a corresponding electrical system to support it.  Not all EVs have fast charging equipment. Most EVs can’t handle the maximum of 19.2 kW that a Level 2 charger can deliver. 

    The standard J1772 connector or even the higher-end, seven-pin Mennekes Type 2 connector is suitable for Level 2 fast chargers.

     

    1. Level 3 DC Charger

    Type: DC

    Charging Speed: Rapid

    Outlet: 400 to 800 V

    Power Delivery: 50 to 300 kW

    The fastest EV chargers on the market are Level 3 chargers. DC chargers, also known as rapid chargers, can supercharge your EV battery on the go. They can reach almost 80% battery level in as little as 30 minutes.

    It is advisable to use a Level 3 DC charger if you frequently take long road trips in your EV.

    Level 3 DC chargers operate on very high voltage and require sockets with additional pins. DC charging should only be conducted at dedicated charging stations.

    In India, the DC-001 connector is fairly standard, offering up to 15 kW of power. Other common connectors for Level 3 DC chargers are CHAdeMO, CCS connectors, and GB/T connectors.

     

    Conclusion

    Ultimately, the choice of your EV charger depends on your driving needs and your vehicle’s battery capacity. Level 1 AC chargers may be too slow for frequent drivers, while Level 2 AC chargers might require additional power capacity and home charging equipment. Level 3 DC chargers offer the fastest charging, provided your car’s battery supports them.

    Additionally, it is important to remember the safety regulations for EV charging and acquire a car insurance add-on that covers potential costs from faulty chargers or mishaps during the charging process. An appropriate electric car insurance policy can also offer protection for other road-related emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Long Stroke vs. Short Stroke Engines Explained

    by Almog Ramrajkar | Apr 25, 2025

    Motorcycles and automobiles feature various engine types, each designed to offer specific performance traits. The more common ones include long-stroke and short-stroke engines. Each engine type has distinct features, performance capabilities, and applications, making them ideal for different purposes. Understanding these characteristics is vital to choosing the right engine for your needs. Keep reading to learn more about the advantages, disadvantages, and uses of the two engines.

    What is a long stroke engine?

    A long-stroke engine, also known as an under-square engine, has a stroke length that exceeds its bore diameter. In other words, the piston in this engine is longer than the diameter of the cylinder itself.

    Hence, long-stroke engines can generate more torque at lower revolutions per minute (RPMs). This function makes them highly suitable in places where low-end power is vital, such as cruisers and touring motorbikes.

    Advantages of long stroke engines

    Long-stroke engines have several benefits. Some of them are as follows:

    • Torque Production: Long-stroke engines produce excellent torque at lower RPMs. The high production is a great advantage for bikes carrying heavy loads or seamless cruising on long rides.
    • Fuel Efficiency: Long-stroke engines are generally more fuel-efficient due to their design, leading to thermal efficiency while driving.
    • Smooth Power Delivery: These engines are easier to handle because they provide a more linear power delivery, especially during city traffic or long rides.
    • Lower Emissions: Long-stroke engines are better for the environment as their efficient combustion means lower emissions.

    Disadvantages of long stroke engines

    Long-stroke engines, however, also have some drawbacks. Some prominent ones are as follows:

    • Lower RPM Range: Their peak power output is limited as they typically do not rev as high as short-stroke engines
    • Increased Friction: Over time, increased friction from the longer stroke may lead to greater wear and tear
    • Weight: Long-stroke engines weigh more than their counterparts due to their design, which may affect the motorcycle's overall weight.
    • Less Top-End Power: Although great at low-end torque, long-stroke engines may struggle to generate power at higher RPMs, making them less suitable for high-speed racing.

    What is a short stroke engine?

    Short-stroke engines, also called over-square engines, have a bore larger than the stroke.

    This configuration allows the engine to rev and produce peak power at higher RPMs, making them a better choice for performance-oriented motorbikes and sports cars. These engines deliver high-speed performance, quick acceleration, and a more responsive throttle, which is especially desirable in racing and performance applications.

     

    Advantages of short stroke engines

    Short-stroke engines offer several advantages. Some notable benefits are as follows:

    • High RPM Capability: Short-stroke engines can achieve peak power by reaching higher RPMs, making them ideal for racing.
    • Lighter Weight: Short-stroke engines are usually lighter, which can translate to better overall vehicle performance.
    • Faster Acceleration: This engine type can rev swiftly and accelerate faster, making it the preferred engine for riders who love an adrenaline rush and thrill while driving.
    • Better Valve Timing: The design of the short-stroke engine improves engine responsiveness through quicker valve timing.

    Disadvantages of short stroke engines

    Despite their advantages, short-stroke engines come with some drawbacks. These are as follows:

    • Lower Torque at Low RPMs: Short-stroke engines usually struggle to generate torque at lower RPMs, making them less suitable for heavy-duty use or cruising.
    • Less Fuel-Efficient: Short-stroke engines can be less fuel-efficient than long-stroke engines due to their build.
    • Higher Heat Loss: The larger surface area of the piston in short-stroke engines causes greater heat dissipation than its counterpart. As a result, this engine suffers from reduced performance while driving.
    • Complex Design: The engineering that short-stroke engines demand can make them more complex and potentially more expensive to manufacture and maintain.

    Long Stroke & Short Stroke Engines: Which One Is Better?

    Ultimately, choosing between the two engines depends on your preference and how you plan to use the bike. If you want a motorcycle with smooth power, great torque at lower speeds, and good fuel efficiency, a long-stroke engine is a good choice, especially for long-distance rides. On the other hand, if you prefer high-speed performance and quick acceleration, a short-stroke engine is better. It’s also ideal for sports bikes and racing, where you need peak power and fast-revving.

    Conclusion

    Whether you’re a motorbike enthusiast or a potential buyer, it’s important to know the difference between the engines. When choosing between long-stroke vs short-stroke engines, think about what you value most in a motorcycle: low-end torque and fuel efficiency or high RPM power and acceleration.

    Whichever engine you choose, protecting you and your vehicle is very important. For this, appropriate car insurance is the answer. At tailored policy safeguards you from unforeseen mishaps, like theft or accident, ensuring you're financially covered while out on a ride.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of Car Parking in India

    by mohit bohra | Apr 22, 2025

    Parking is a crucial aspect of urban infrastructure, directly impacting traffic flow, convenience and road safety. As Indian cities grow, the demand for organised parking solutions has increased. Various types of car parking methods exist to accommodate different spaces, vehicle densities and user preferences. Understanding these parking types can help drivers and city planners improve parking efficiency and minimise congestion.

    This blog explores the different types of parking available in India, detailing their advantages and challenges.

    List of Various Types of Parking You Should Know

    1. On-Street Parking

    On-street parking refers to vehicles parked along the roadside, typically in designated parking zones. This type of parking is common in urban areas where space is limited, but it can contribute to congestion if not properly managed. Due to a lack of strict regulations, illegal on-street parking often leads to blocked roads and accidents.

    1. Off-Street Parking

    Off-street parking involves designated parking lots or garages separate from the main road. These can be privately owned or maintained by municipalities to reduce street congestion. In cities, well-planned off-street parking facilities help prevent haphazard parking, ensuring smoother traffic flow.

    1. Parallel Parking

    In parallel parking, vehicles are parked parallel to the road. This type requires skills to park correctly without blocking traffic. Many cities designate specific parallel parking areas with marked spaces to ensure systematic parking.

    1. Perpendicular Parking

    Perpendicular parking allows vehicles to be parked at a 90-degree angle to the curb. This type is often seen in large parking lots, allowing for a structured arrangement of vehicles.

    1. Angle Parking

    In angle parking, cars are parked diagonally, usually at a 45 to 60-degree angle to the curb. This makes it easier to enter and exit parking spots. Angle parking is preferred in high-traffic areas where quick access to and from a parking space is necessary.

    1. Multi-Level Parking

    Multi-level parking facilities use vertical space to accommodate more vehicles in a limited area. These parking structures can be above or below ground. Multi-level parking garages reduce the need for sprawling land areas while offering secure parking for high-density urban locations.

    1. Automated Parking Systems

    Automated parking uses mechanical systems to park and retrieve vehicles without human intervention. These systems enhance space efficiency and security. Automated parking solutions are gaining popularity in India due to their ability to utilise compact spaces efficiently.

    1. Valet Parking

    Valet parking involves trained attendants who park and retrieve vehicles for drivers. This service is often offered at hotels, restaurants and event venues. It is an excellent option for places where limited parking is available, providing convenience to visitors.

    1. Park-and-Ride

    Park-and-ride facilities allow drivers to park their cars at a designated lot and use public transport to complete their journey, reducing city traffic congestion. These parking areas encourage commuters to use metro services or buses, decreasing urban pollution and congestion.

    Conclusion

    India's growing urbanisation has increased the need for efficient types of car parking solutions. From traditional on-street and off-street parking to advanced multi-level and automated parking systems, each method has its own set of benefits and challenges. Proper parking management, infrastructure development and regulatory enforcement can significantly enhance parking efficiency and ease urban congestion.

    When choosing a car insurance policy, it is essential to consider coverage for parking-related damages, theft and other risks associated with different parking environments.

    Ensuring safe and legal parking can improve overall driving experiences and city traffic management.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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