It is important to be aware of the legal procedures before submitting an automobile insurance claim. One frequently raised issue is, "Is FIR mandatory for car insurance claims?" This requirement depends on the type of incident.
Situations Where An FIR Is Needed Before A Car Insurance Claim
An FIR is created by the police upon learning of a serious crime, such as theft or an automobile accident. This report is crucial for initiating a car insurance claim and, in some cases, serves as the basis for a police investigation. You must file an FIR for car insurance claims at the nearest police station if you are in a car accident, especially if the accident has caused an injury, death, or major property damage.
Your insurer may require a copy of the FIR while processing your auto insurance policy for a claim on any loss arising from an accident. This also helps clear up any third-party responsibility issues. An FIR is necessary for car insurance claim as it helps throughout the claim evaluation and accident investigation.
Conclusion
It is imperative to file an FIR when making a claim for theft, collisions involving other people, or damage resulting from illegal activities. Ensuring prompt reporting facilitates a seamless claims procedure with our car insurance policy.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information
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