Travelling is a rejuvenating experience, especially whenever you are taking a holiday abroad. But travelling has its share of drawbacks, just like any change. Common colds, coughs, and tummy troubles can result from a change in diet, the environment, or weariness brought on by travel, or you could get ill or hurt.
Receiving medical attention abroad or being hospitalised during such tough times can drain your finances. As a precaution, get travel medical insurance before you embark on your journey. Although there are no rules requiring you to acquire travel insurance for all countries when going abroad, it would be prudent for you to purchase it. Travel medical insurance pays for any unanticipated medical costs that can arise while you are away from home. Things like doctor appointments, hospital stays, and even medical evacuation may fall under the ambit of travel medical insurance.
Things to do when you fall sick on your trip abroad
To make your foreign trip stress-free, these are how you can protect your well-being:
- Thinking about getting travel insurance online if you intend to take a trip overseas is crucial. In a medical emergency or other unforeseen circumstance, this can help you secure your finances. There are several benefits of travel medical insurance, including the peace of mind that you’ll have in the event of a medical emergency. Since medical expenses can be expensive, your policy will provide you with financial protection.
- In case you fall sick during your trip abroad, stay calm and think clearly. Examine your symptoms to determine the severity of your illness, make sure to stay hydrated, and get plenty of rest. If you have travel insurance, they will be able to assist you in locating a doctor or hospital in your area and even cover your medical transportation. Visit the doctor if you’re not feeling better after a few days.
- If you are unable to find a doctor or hospital covered by your travel medical insurance, get in touch with your Embassy or Consulate. They might be able to assist you in locating a doctor or facility covered by your insurance plan or make arrangements for your evacuation back to your home country.
Things to do before you leave for your trip
Preventive measures can significantly reduce the risk of falling sick while travelling. Here are some steps to take before your journey:
- Travelling is a great way to experience new things and make memories that will last a lifetime. But you should research before visiting any country and learn as much as possible about the places you will be visiting, including the climate, the culture, and the safety concerns.
- Confirm your flight tickets, hotels and other travel arrangements and that you have all the necessary documentation, like your Passport and visa.
- If anything gets stolen, having a digital copy of all your important documents makes the process of getting a replacement easier.
- Pack all necessary items for your trip, including clothing, prescription drugs, and other necessities, and keep them within easy reach.
- Most importantly, get travel medical insurance. This will protect you financially if you get injured or fall sick while travelling or during your stay abroad.
- Look up the Forex rates and exchange your currency for the local money used in the country you intend to visit.
- Learn about the local customs and culture so you don't make any cultural faux pas. Be aware of popular tourist scams; never keep all your cash in one place.
- Keep your money and credit cards in two or three places so you aren’t completely out of money if one of your stashes gets stolen.
- Be flexible, as things don’t always go according to plan when you travel, so remain prepared to adjust your plans if necessary. When you are exploring the nightlife, drink safely and keep an eye on your drinks at all times.
Leave a copy of your planned itinerary with someone you trust. Someone will know how to reach you if you ever need assistance while travelling. Travelling is an incredible chance to discover new places and cultures. Unwind and relish your journey!
Common medicines to carry while travelling
Packing essential medications can help you manage minor health issues without visiting a doctor. Here are some must-have medicines:
- Pain relievers (Paracetamol, Ibuprofen) – For headaches, fever, or body pain.
- Antihistamines (Loratadine, Cetirizine) – For allergies and insect bites.
- Antidiarrheal medicines (Loperamide) – In case of food poisoning or an upset stomach.
- Motion sickness pills (Dimenhydrinate) – Useful for long flights or boat rides.
- Cold and flu medications – To relieve symptoms like cough, congestion, and sore throat.
- Electrolyte sachets – Helps with dehydration caused by vomiting or diarrhoea.
- Antiseptic wipes and band-aids – For minor cuts and injuries.
- Prescription medications – If you take regular medications, carry enough for the entire trip.
Conclusion
Travelling abroad can be a great experience, but it is important to remain prepared for anything that may happen. While choosing your international travel insurance online compare it to other plans available, and read the fine print. While comprehensive insurance is more suitable for multiple journeys, a single trip insurance policy can better cover a one-time trip. Comparing all these plans will help you know what is covered by the insurance plan. See which fits your needs and budget before you pay the premium. Finding the correct match will ensure you’re covered and prepared for unexpected situations.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.