Credit Card Travel Insurance: A Practical and Helpful Guide

Credit card insurance claim process

When something goes wrong during the travels, you should file for a claim. Here’s how you must do that:

• You should contact the insurance helpline instantly.
• Make sure to provide all the information about the incident.
• Submit all required documents, which include proof of payment with the credit card, FIR report for lost times, medical bills, boarding pass, flight tickets, etc.
• You should keep a record of all the communications until the claim is settled.
• Once the claim gets approved, the insurance firm will transfer the claim amount to your account.

Conclusion

A credit card travel insurance policy is a highly beneficial option for all Indian travellers, protecting them from all common travel issues without any additional cost. When you have a credit card that offers this specific feature, it can save up funds and stress during your travels.

For any additional coverage, you can obtain international travel insurance. To find the ideal policy, fill out the form on this page. We will help you with tailored solutions.

FAQ

Is the credit card travel policy valid for both international and domestic travel?

It depends heavily on the credit card. Some might cover international trips, and others might include domestic travel.

Do I need to inform my bank before I travel?

In the majority of cases, you don't need to inform your bank. However, some banks might need prior notification to activate some advantages.

Is it possible to claim from the credit card travel policy and a separate policy?

Yes. However, you must notify both insurers. The claim amount will be divided according to their policies.

What is excluded from the credit card travel plan?

Some of the common exclusions in the credit card travel plan are risky activities, such as bungee jumping or scuba diving, pre-existing medical ailments and losses because of illicit activities. However, read the policy wording of your credit card travel insurance to find the list of all exclusions.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.