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  • Best Bikes Under ?15 Lakhs in 2025

    by Almog Ramrajkar | Apr 22, 2025

    Looking for a fast, good-looking and affordable bike? Whether you’re a speed enthusiast or someone who prefers comfortable cruisers, there’s something out there for everyone. Selecting the right bike can get overwhelming with so many options out there.

    But don’t worry because we’ve got you covered. We have carefully curated a list of the best bikes under 15 lakh in India for 2024. These bikes are packed with features that offer exceptional performance and cater to every rider’s needs.

    Bikes Under ₹15 Lakhs in India

    The following are some of the best bikes under ₹15 lakhs:

    1. Benelli TRK 502

    Price: ₹7 lakh (approx.)

    Benelli’s TRK 502 can be the perfect companion for city rides and countryside getaways. A top bike under 15 lakh, it has a punchy 500cc twin-cylinder engine, good wind protection, and plush suspension. Powered by a 500cc parallel-twin engine producing 48 HP and 45 Nm of torque, the TRK 502 is more than capable. Additionally, its advanced braking setup ensures reliability and dependability on any terrain.

    Gearbox

    6 speed

    Engine

    500cc twin-cylinder engine

    Engine type

    2-cylinder, 4-stroke, 8-valve

    Bore x Stroke (mm)

    69X66.8

    Maximum Horse Power

    35kW at 8500 r/min

    Maximum Torque

    46N·m/6000 r/min

    Compression Ratio

    11.5:1

    Weight

    210 kg

    Braking System

    Dual disc brakes

    Clutch Type

    Wet multi-plate

    Battery

    12V8Ah

     

    Why choose it: Great wind protection, plush suspension, and reliable performance.

    1. Moto Morini X-Cape 650X |

    Price: ₹6.8 lakh (approx.)

    The Moto Morini X-Cape 650X features a lightweight Cr-Mo steel frame for durability, impact resistance, and a comfortable riding experience. Its advanced TFT dashboard, with an Italian-inspired design, offers HD clarity, Bluetooth connectivity, and navigation, ensuring seamless control. White-backlit handlebar switches enhance functionality, while the superior foam seat and Brembo adjustable brakes provide reliable braking performance.

    Gearbox

    6 speed

    Engine

    649cc

    Engine type

    In-Line 2-Cylinder, Liquid-Cooled, 8-Valve, DOHC

    Bore x Stroke (mm)

    83X60

    Maximum Horse Power

    60HP/8250rpm

    Maximum Torque

    54Nm/7000rpm

    Compression Ratio

    11.2:1

    Weight

    235 kg

    Braking System

    298mm Dual-Discs, Brembo Floating 4-Piston Calipers for Front, 255mm Single-Disc, Brembo 2-Piston Calipers for Rear Brakes

     

    Why choose it: Advanced features and exceptional braking performance.

    1. Moto Morini Seiemmezzo STR

    Price: ₹7.9 lakh (approx.)

    The Moto Morini Seiemmezzo STR is a stylish bike that blends the brand's heritage with modern performance and sportiness. Its sleek, youthful design, premium materials, and advanced technology deliver a dynamic and exciting ride. Equipped with 18" front and 17" rear tubeless rims, Pirelli Angel GT tyres, and tyre pressure sensors, it ensures stability, safety, and reliable performance.

    Gearbox

    6- Speed

    Engine

    649cc

    Engine type

    In-Line 2-Cylinder, Liquid-Cooled, 8-Valve, DOHC

    Bore x Stroke (mm)

    83×60

    Maximum Horse Power

    55.65HP/8250rpm

    Maximum Torque

    54Nm/7000rpm

    Compression Ratio

    11.3:1

    Weight

    215kg

    Braking System

    298mm Dual-Discs, Brembo Floating 4-Piston Calipers for Front, 255mm Single-Disc, Brembo 2-Piston Calipers for Rear Brakes

     

    Why choose it: Stylish design, premium build, and road-ready performance.

    1. Kawasaki Ninja 650

    Price: ₹8 lakh (approx.)

    The Kawasaki Ninja 650 stands out with its striking bodywork featuring bold colours and pinstripe graphics. Equipped with a slipper clutch and a six-speed gearbox, it delivers exhilarating speed and performance. Twin LED headlights enhance its sharp look, while a variety of colour options gives riders a chance to express their style.

    Gearbox

    6- Speed

    Engine

    649cc

    Engine type

    4-Stroke, Parallel Twin, DOHC, 8-Valve, Liquid Cooled

    Bore x Stroke (mm)

    83.0 x 60.0mm

    Maximum Horse Power

    67.0HP/8,000rpm

    Maximum Torque

    48.5lb-ft/6,700rpm

    Compression Ratio

    10.8:1

    Weight

    192 kg

    Braking System

    Dual 300mm petal-type discs and 2-piston callipers for Front, Single 220mm petal-type disc and single-piston calliper For Rear Brakes

     

    Why choose it? Sleek design, slipper clutch, and superior performance.

    1. Kawasaki Z900

    Price: ₹9.20 lakh (approx.)

    The Z900 is an impressive bike under 15 lakh, blending an aggressive streetfighter attitude with high-end features. Its bold design exudes a commanding presence, while the 948cc engine delivers an exhilarating roar that ignites the challenger spirit like never before.

    Gearbox

    6- Speed, return shift

    Engine

    948cc

    Engine type

    4-Stroke, In-line 4-Cylinder, DOHC, 16-Valve, Liquid-Cooled

    Bore x Stroke (mm)

    73.4 x 56.0mm

    Maximum Horse Power

    123.0HP/9,500rpm

    Maximum Torque

    73.1lb-ft/7,700rpm

    Compression Ratio

    11.8:1

    Weight

    212 kg

    Braking System

    Dual 300mm semi-floating discs with radial-mount 4-piston callipers and ABS for Front, Single 250mm disc with single-piston calliper and ABS for Rear Brakes

     

    Why choose it: Aggressive styling and unbeatable performance.

    Conclusion

    No matter which bike you choose from the list, you're sure to find one that matches your style, performance needs, and budget. However, before hitting the road, it's important to remember the value of good two wheeler insurance. Ensuring your bike is properly covered will provide peace of mind, protecting both you and your ride. So, choose your dream bike, secure it with reliable insurance, and get ready to make unforgettable memories on the open road with confidence!


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Bikes Under 3 Lakh in India : 2025

    by Almog Ramrajkar | Apr 22, 2025

    If you have landed on this page, you’re definitely looking for the best performance a bike can offer within the budget of Rs 3 lakh. Finding the perfect motorcycle that meets your performance, design, and budget requirements can feel overwhelming. We thought we’d help you out with this unique compilation listing the best bikes under 3 lakh in the country. Each motorcycle listed in this guide is a fusion of superior engineering, attractive design, and robust technology.

    Top Bikes Under 3 Lakh in India

    There are many motorcycles that range between 2 to 3 lakh rupees in the country. Here are some prominent mentions:

    1. TVS Apache RR 310

    Designed for premium leagues, the TVS Apache RR 310 is the highest-priced sports motorcycle in the popular TVS Apache series.  This top-selling bike under 3 lakh comes in three variants and two colours – racing red and bomber grey. With the price starting from Rs. 2,75,000, you can get the racing red bike for about Rs. 2,92,000 and the bomber grey for around Rs. 2,97,000.

    Powered by a 312.2cc BS6 single-cylinder, liquid-cooled engine, the TVS Apache RR 310 is a beast embodying advanced features, such as climate-controlled seats, cruise control, cornering ABS, etc.

    Pros:

    • Premium design
    • Climate-controlled seats
    • Equipped with quick-shifter

    A similarly priced variant is the TVS Apache RTR. Featuring a forward weight bias and ideal power-to-weight ratio, this bike comes in its iconic shades of fury yellow and arsenal black.

    1. Royal Enfield Himalayan 450

    Are you a fan of retro, sport-finish bikes? The Royal Enfield Himalayan 450 is for you. An adventure bike, you can choose from four variants and five classic colours. A blend of classic charm and modern engineering, this motorcycle is built for versatile function in mountainous terrain. The Royal Enfield Himalayan 450 is powered by a 452cc BS6 engine, producing power of 39.47 bhp and a torque of 40 Nm, ensuring a smooth ride.

    Featuring an anti-lock braking system, you can purchase the Royal Enfield Himalayan 450 for Rs 2,85,000 to 2,98,000.

    Pros:

    • Timeless design with a robust build
    • Smooth power delivery
    • Unique off-road capabilities in high altitudes
    1. KTM 250 Duke

    The KTM 250 Duke is a street motorcycle available in three different colours: ebony black, electric orange, and atlantic blue. Its 250cc BS6 engine offers thrilling performance. In addition, the KTM 250 Duke has front and rear disc brakes and an anti-locking braking system for sharp handling.

    Moreover, this bike received its biggest upgrade this year, not only aesthetically but also performance-wise. The engine has been redesigned, the cylinder head and gearbox optimised, and cycle parts altered, making the bike more potent than before.

    Pros:

    • Aggressive styling
    • Advanced safety features
    • Good riding and handling abilities
    1. Bajaj Dominar 400

    Enjoy a bike adventure without breaking the bank with Bajaj Dominar 400, one of the best bikes under 3 lakh. Equipped with a 373.3cc BS6 engine producing 39.42 bhp and 35 Nm, it excels in both power and efficiency. Although the bike is heavier, with a weight of 193 kg, it’s a power cruiser with many amazing features like an all-LED lighting setup, a twin-channel Anti-lock Braking System, and a slipper clutch.

    Moreover, priced at over Rs. 2,26,000, the Bajaj Dominar 400’s muscular design and sturdy build quality make it a reliable companion for those who like to go mile-munching.

    Pros:

    • Packed with premium features enabling safe travel through unexpected sharp turns
    • Comfortable for long-distance touring, with quick and efficient clutch and brakes
    • Powerful engine for excellent highway performance
    1. Honda CB300R

    The Honda CB300R is yet another amazing bike under 3 lakh. Based on the retro cafe-racer style, this street motorcycle is designed to make a statement. It sports attractive muscular bodywork and round headlights, and is available in two colours– matte massive grey and pearl spartan red.

    The Honda CB300R’s 286cc BS6 single-cylinder liquid-cooled engine delivers a power of 30.7 bhp and 27.5 Nm torque, offering a zippy yet controlled ride. Linked to a six-speed gearbox, this bike also features a slip-and-assist clutch.

    Pros:

    • Bold, unique design
    • Lightweight and easy to handle with great braking performance
    • Superior mid-range acceleration and shock absorption
    1. Honda Hness CB350

    With a starting price of Rs. 2,09,845, the Honda Hness CB350 is a motorcycle you can consider investing in. It's an interesting contrast of budget-friendly and royal look and feel.

    The motorcycle comes in four variants and a whopping 10 different colours. The latest iteration of the Honda Hness CB350 debuts segment-first fire ring-type LED winkers, a side stand with engine inhibitor, dual-channel ABS, and the Honda Smartphone Voice Control System (HSVCS), providing a premium feel. Moreover, its 348.36cc single-cylinder, air-cooled engine delivers 20.78 bhp and 30 Nm, offering a smooth and powerful ride.

    Pros:

    • Classic retro styling with a sporty look
    • Smooth engine performance
    • The sound of the exhaust makes a roaring statement
    1. Harley-Davidson X™440

    Bring a touch of luxury to your automobile collection with the Harley-Davidson X™440. This bike under 3 lakh combines American legacy with affordability. Priced at nearly Rs 2,40,000, this model has two more variants – the X™440 S and X™440 Vivid.

    Moreover, it comes in a wide variety of aesthetically appealing colours, from mustard, redline red, and baja orange to vivid black and goldfish silver. Its 440cc air/oil-cooled engine produces 27 bhp power and 38 Nm torque, providing a powerful and refined ride. Meanwhile, the top-spec model is equipped with premium features like Bluetooth connectivity, diamond-cut alloy wheels, and 3D logos.

    Pros:

    • Powerful engine offering good mid-range performance
    • Iconic build and design features such as the wide, flat handlebars, and turtle tank
    • Comfortable seat and legroom for long rides

    Conclusion

    With top-selling options available, choosing the perfect motorcycle under 3 lakh rupees is easy. Whenever you are investing your hard-earned money in any automobile, don’t forget to protect it with a two-wheeler insurance policy. Go for vehicle insurance plans that provide maximum coverage.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of Motorbike Handlebars

    by mohit bohra | Apr 22, 2025

    For most riders, the handlebar is not just a functional part of the bike; it's an important element that defines your comfort, style, and riding experience. Be it a highway ride, an off-road adventure, or simply driving around town, the type of motorcycle handlebar you choose makes all the difference. Read on to explore the different types of motorbike handlebars.

    List of various types of motorcycle handlebars

    Let’s dive into the most common types of motorbike handlebars and what makes each one unique:

    1. Drag Handlebars

    Drag handlebars are straight and minimalistic, and they give your bike an aggressive, stripped-down look. Ideal for cafe racers and custom builds, drag handlebars suit riders who prefer leaning forward and a sporty position. The drawback of this handlebar is that there’s a chance you will experience intense wrist pain on longer rides.

    1. Frisco Handlebars

    Named after San Francisco's iconic chopper culture, Frisco handlebars are tall but simplistic and offer a unique combination of height and accessibility. Great for city cruisers and minimalist bikes, they place everything within easy reach of the controls.

    1. Z-Bars

    The Z-bar gets its name from its unusual zig-zag shape. Besides their aesthetics, Z-bars offer a slightly raised hand position, allowing for a comfortable yet commanding stance. They're great for bobbers and custom motorcycles.

    1. Clubman Handlebars

    For those who dream of racing through tight corners, Clubman handlebars are the way to go. These low-slung, inward-angled bars are designed to put you in a tucked riding position, reducing wind resistance. Often seen on cafe racers, they have an iconic vintage racer aesthetic and a slim profile for superior aerodynamics.

    1. Keystone Handlebars

    Keystone handlebars combine the aggressiveness of Z-bars and the minimalism of drag bars. They provide an extremely aggressive riding stance without compromising on comfort. Keystone handlebars are particularly popular among custom builders who love experimenting with unconventional designs.

    1. Buckhorn Handlebars

    Comfort is key when it comes to buckhorn handlebars. It curves back toward the rider and allows the rider to hold an upright position with a relaxed posture. Buckhorn handlebars are mostly found in cruisers and are great for those long highway rides.

    1. Moustache Handlebars

    As the name suggests, moustache-shaped handlebars are curved in a moustache shape. Although they’re not as common, moustache bars stand out for their retro chic style combined with laid-back ergonomics, making them a hit with classic bike enthusiasts.

    1. Breezer Handlebars

    Breezer handlebars combine ruggedness and versatility and are originally made for mountain biking due to their ergonomic shape. They have great control over stability and are perfect for adventure mountain bikers.

    1. Clip-On Handlebars

    Clip-ons are synonymous with sports bikes and racing motorcycles. Instead of a single bar, they're two pieces clamped onto the bike's front forks. These are not the comfiest for everyday riding, as they emphasise a low, aggressive riding position.

    1. Ape Hangers

    Ape hangers are an old trademark of choppers and classic cruisers. These bars can be much higher than shoulder height, making your bike look wild and radical. Ape hangers may not be ideal for long rides, but they are the type you’d choose if you want your motorcycle to stand out.

    1. Window Handlebars

    Window handlebars are similar to Z-bars but have a rectangular "window" cut out in the middle, giving your bike a modern, geometric look. Window handlebars are great for custom builds and bobbers, offering a mix of style and functionality.

    1. Motocross Handlebars

    Motocross handlebars are featured on every dirt bike and off-road motorcycle. They're wide and sturdy, offering excellent leverage and control on rough terrain. These handlebars often include a crossbar for extra strength and are designed for durability and performance.

    1. H-Bars

    Shaped like the letter "H," H-bars are minimalist, functional, and simple. They provide a comfortable grip and a clean look, making them ideal for those who prefer an understated style.

    1. Chumps Handlebars

    Chumps handlebars are the modern version of classic cruiser bars. They have a slight rise and pullback to give a comfortable and relaxed riding position. They are the perfect type of motorcycle handlebars for everyday riders looking for style and comfort.

    1. Tracker Bars

    Tracker handlebars are a classic choice for scramblers and flat track-style bikes. These wide and low bars provide excellent control for quick manoeuvres and tight turns. Tracker bars are ideal for city riders or people who enjoy leaning into a curve on a windy road.

    1. Beach Bars

    Nothing says cruising like beach bars. With their wide, sweeping design, they offer a relaxed riding posture. Beach bars go well with cruisers and touring bikes, giving you that relaxed riding stance.

    1. Reach Bars

    Reach bars are designed for ergonomics and work well with riders of all sizes. They bring the grip closer to the rider, easing the strain on the shoulders and back. They’re one of the best options if you want comfort, a rider-friendly option, and something suitable for long trips and commuting.

    Conclusion

    Handlebars are an extension of your bike's character. Whether you go for the hardcore look of drag bars or the dirt-ready appeal of motocross bars, the right handlebar equals the right attitude.

    So, what is your perfect match? Are you leaning toward the dramatic ape hangers, the racer-inspired clip-ons, or the ever-reliable chumps? Whichever handlebar you choose, always make sure that you protect your drive with the appropriate two-wheeler insurance policy. Bike insurance provides essential protection against unforeseen events, such as accidents, theft, or sudden mechanical failures. It offers financial coverage to help with repair costs, medical expenses, and even replacement if your bike is damaged or stolen.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Different Types of Motorbike Mirrors

    by mohit bohra | Apr 22, 2025

    Motorcycle mirrors might not be the first thing you think about bike accessories. However, they play a crucial role in keeping you safe because the right bike mirror makes it easier to check what is behind you without taking your eyes off the road.

    Whether you are zipping around the city in traffic or down a highway, the appropriate mirrors are essential for your safety and those around you.

    Various types of motor bike mirrors

    The right type of bike mirror can improve visibility, reduce blind spots, and make your riding experience more comfortable.

    Here are some of the different types of bike mirrors:

    1. Handlebar Mirrors

    For many reasons, the handlebar mirror is perhaps the most popular bike mirror type. It is mounted directly on the handlebar, giving the user a wide range of visibility without any obstruction.

    Handlebar mirrors are great for daily rides through heavy traffic and/or long highway rides. They keep a good view of what's happening behind you. They come in round, rectangular, and even teardrop designs. These mirrors are reliable, easy to install, and easily adjustable, so you can enjoy the perfect visibility.

    1. Bar-End Mirrors

    The minimalist style of a bar-end mirror makes them wildly popular. Installed at either end of the handlebars, this type of mirror gives quite a unique streamlined appearance, making them popular among cafe racers, naked bikes, and cruisers.

    One advantage of bar-end mirrors is the fact that they offer a much wider field of vision. They are effective at eliminating blind spots since they protrude past the width of your handlebars. They do, however, take some getting used to because of their placement. If style and functionality are of equal importance to you, this type of bike mirror may be a good fit.

    1. Fairing-Mounted Mirrors

    If you have a bike with a fairing, you should consider fairing-mounted mirrors. The mirrors are integrated into the fairing for a nice, smooth look. It is generally used on touring and sports bikes, where aerodynamics and appearance are of importance.

    They offer great visibility, reduced vibration as compared to handlebar and bar-end-mounted mirrors, and no obstructions in your view. However, they are designed for specific models of bikes, so customisation options will be limited. Fairing-mounted mirrors are perfect if you’re looking for unbeatable looks and good performance.

    1. Clamp-On Mirrors

    Clamp-on mirrors are a great choice as they are crafted to attach directly to your existing handlebars or bike frame without major modifications. This is ideal for cyclists who need a temporary or customisable solution.

    Clamp-on mirrors benefit off-road and adventure bikers since they can be positioned in various places. With such flexibility, keeping track of the vehicles behind is easier.

    1. Convex Mirrors

    These curved mirrors show much more area than normal mirrors. Convex mirrors are commonly used with other mirrors, such as handlebars or fairing-mounted mirrors, to help eliminate blind spots.

    It may take some time to adjust to the somewhat distorted image, but once you do, you'll appreciate the increased visibility. Convex mirrors are perfect for riders who spend a lot of time on crowded streets and highways.

    1. Flat Mirrors

    Flat mirrors are simple, basic, and traditional bike mirrors that give an accurate view of the vehicles behind. These mirror types are mostly picked because of their simplicity and effectiveness. It provides an elevated view, allowing you to accurately judge distances while riding.

    Flat mirrors don't provide the same wide field of view as convex mirrors but really shine when it comes to precise and reliable rear visibility. They're common on sport bikes and touring motorcycles, where judging exact distances is important. Flat mirrors are a good choice for riders who prefer clarity to a wider view.

    1. Foldable Mirrors

    These are great, practical, and innovative bike mirrors. They fold inwards when not in use, making them a good option for riders who park in small places or squeeze through tight lanes while riding. They're also extremely popular among adventure bikers and people who ride frequently in the city.

    Folding also protects the mirrors from being damaged unintentionally. If you're someone who values versatility and practicality, you may want to consider foldable mirrors.

    Conclusion

    Bike mirrors might seem small, but they make the ride safe and enjoyable. Whether you like the simplicity of handlebar-mounted mirrors, the style of a bar-end-mounted mirror, or the versatility of a foldable mirror, there is a type of motorcycle mirror to suit every user.

    Browse through all the types of bike mirrors to explore your options and find the one that works best for you. While upgrading your bike, it’s equally important to consider protecting both yourself and your ride. Comprehensive two wheeler insurance provides essential coverage in case of accidents, theft, or damage. It can also help with repair costs and medical expenses and even protect you from third-party liability if you damage someone else’s property.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best upcoming electric bikes in India 2025

    by Tanmay Ahuja | Apr 21, 2025

    Top electric bikes hitting the Indian market in 2025

    With a growing push for sustainability in India, electric bikes are gaining momentum in the country. These bikes represent a shift towards smarter, cleaner, and more efficient ways to travel. The advancements in battery technology, coupled with a growing consciousness about environmental sustainability, make electric bikes an increasingly appealing option. This year promises to showcase some of the most innovative designs and technologies in electric mobility. They vouch to transform our rides and how we think about our daily commute. The upcoming range of electric bikes could be the perfect fit for anyone looking to reduce their carbon footprint while enjoying a reliable and exhilarating ride.

    List of best upcoming electric bikes

    Let us take a closer look at the upcoming electric bikes that are set to dominate the market:

    1. Harley-Davidson LiveWire

    This bike is a groundbreaking entry from an iconic brand that is transitioning from traditional combustion engines to electric. It is designed for motorcycle enthusiasts who appreciate both the Harley-Davidson legacy and the benefits of modern electric technology.

    Launch date: March 1, 2025

    This model features:

    • Battery capacity: 15.5 kWh, supporting a high-performance electric motor.
    • Range: 235 km per charge, ideal for extended city rides and short trips.
    • Charging time: Over 12 hours, with options for faster charging via compatible high-speed chargers.
    • Traction control: Advanced systems ensure stability and safety on various terrains.
    • Additional features: Includes multiple riding modes, regenerative braking, and a touchscreen display with navigation and Bluetooth connectivity.
    1. Hero Electric AE-47 E-Bike

    This bike's affordability and modern features make it a popular choice among urban commuters looking for a reliable electric bike.

    Launch date: March 20, 2025

    The Hero Electric AE-47 offers an economical and efficient travel option with:

    • Battery capacity: 3.5 kWh, powering a lightweight yet powerful motor.
    • Range: 160 km, making it suitable for daily commuting without range anxiety.
    • Charging time: Approximately 4 hours, which means quick turnarounds for busy users.
    • Charging point: Has standard charging capabilities for ease of use.
    • Headlight: LED lighting for enhanced visibility and safety.
    • Build: Sleek design with a digital dashboard and smartphone connectivity for navigation and tracking.
    1. Okinawa Oki100

    This model is aimed at young professionals and tech-savvy riders looking for a stylish, efficient, and feature-rich commuting option.

    Launch date: May 31, 2025

    Okinawa's Oki100 is designed to merge style with functionality.

    • Battery capacity: 63 Ah, providing ample power for daily rides.
    • Range: 150 km per charge, suitable for city and moderate-distance travel.
    •  Charging time: An impressive 2 hours with fast charging technology.
    • Design: Sporty aesthetics with a compact frame for agile urban navigation.
    • Smart Features: A smart dashboard, GPS tracking, and anti-theft features.
    1. Harley-Davidson Edt 600R

    This bike caters to those who seek adventure and long-distance touring without any carbon footprint.

    Launch date: August 20, 2025

    The Edt 600R from Harley-Davidson blends classic styling with new-age features.

    • Battery capacity: 5.2 Ah, customised for long-range capabilities.
    • Range: 200 km per charge, perfect for longer rides without frequent stops.
    • Charging Time: 4-7 hours, with variability based on the charging setup.
    • Performance: Engineered for both speed and endurance on long journeys.
    • Comfort: Ergonomic design with adjustable seating and suspension for optimal riding comfort.
    1. Evoke Motorcycles Evoke Urban S

    This bike targets riders who demand peak performance with zero emissions. It is expected to provide a thrilling yet responsible riding experience.

    Launch date: December 2025

    The Evoke Urban S is the epitome of luxury in electric sports bikes.

    • Battery capacity: 7.55 kWh.
    • Range: 200 km per charge, enabling extensive urban and intercity travel.
    • Charging time: About 3 hours, thanks to advanced fast-charging technology.
    • Dynamics: Sporty handling with a focus on high-speed stability and responsive control.
    • Technology: Equipped with a full-colour TFT display, onboard diagnostics, and smartphone integration.

    Conclusion

    The buzz around electric bikes is becoming louder in 2025. They promise to reshape the Indian automotive landscape with their sustainability, efficiency, and advanced capabilities.

    In this exciting new era, securing comprehensive bike insurance has become more crucial. Investing in the right insurance policy safeguards your electric bike against potential risks and ensures your peace of mind.

    With comprehensive bike insurance, riders can confidently explore the vast possibilities these electric bikes offer—they can stay protected against unexpected events and financial setbacks. 




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Epicyclic gear trains: Components and advantages

    by Tanmay Ahuja | Apr 21, 2025

    Have you ever wondered how complex machines operate smoothly within tight spaces? One key innovation behind this efficiency is the epicyclic gear train, also known as a planetary gear set. This ingenious design plays a crucial role in machinery where both space efficiency and high performance are essential. By integrating multiple gear ratios within a compact structure, the epicyclic gear train delivers exceptional speed and torque with remarkable efficiency. Because of its versatility, this mechanism is widely used in industries ranging from automotive transmissions to aerospace engineering.

    What is epicyclic gear train?

    An epicyclic gear train consists of a central 'sun' gear, one or more 'planet' gears which revolve around the sun gear, and a 'ring' gear that encases the planet gears. This setup lets the gear train perform with high efficiency and different output speeds. Various operational modes can be achieved by holding different gears stationary or using them as inputs or outputs. This makes the epicyclic gear train extremely versatile. The key to its functionality is the ability to offer multiple gear ratios by simply adjusting which gears are fixed and which are moving.

    • Versatile Operation: Locking any of the gears easily achieves different configurations. This allows the gear train to produce different speed and torque outputs without physical modification.
    • High Efficiency: The compact arrangement of gears ensures that power is transmitted smoothly with minimal losses. This is crucial in applications requiring precise control over speed and power output.
    • Higher Torque: Epicyclic gear trains can efficiently transmit higher torque and even electricity with little stress on their teeth. This improves their suitability for high-power applications.
    • Higher Gear Ratio: Thanks to its compact design, this gear system can achieve higher gear ratios within a smaller space. This allows for its multiple uses across various industries.
    • Multiple Usages: Its high torque capacity and compact design make the epicyclic gear train ideal for industry machinery and automotive transmissions, where space and efficiency are paramount.

    Components of epicyclic gear train

    The epicyclic gear train comprises several key components. Each plays a pivotal role in its operation:

    • Sun Gear: The central gear around which the planet gears orbit. It is typically connected to the input power source.
    • Planet Gears: These gears revolve around the sun gear and are mounted on a rotating carrier, which may also serve as the output or input.
    • Ring Gear: A large outer gear with internal teeth that mesh with the planet gears. It can rotate independently or be held stationary. This depends on the desired gear ratio.
    • Carrier: Holds the planet gears in place as they orbit the sun gear. The carrier's movement is crucial as it can serve as either the input, the output, or a stationary frame. It influences the gear train’s speed and torque.

    Advantages of epicyclic gear train

    Due to its sophisticated design, the epicyclic gear train offers significant benefits in mechanical applications. They include:

    • Compact Efficiency: It achieves a higher reduction ratio within a compact space, ideal for tight installations where large reductions are necessary.
    • Coaxial Configuration: The input and output shafts are aligned on the same axis, simplifying machinery design and improving torque transmission.
    • High Torque Capability: This gear train efficiently transmits more torque. It is suitable for heavy-duty uses in automotive and industrial applications.
    • Increased Transmission Efficiency: Its setup minimises energy losses and ensures superior efficiency over traditional gear systems.
    • Smooth and Quiet Operation: Fewer vibrations and reduced noise levels make it preferred for environments where noise is a concern.
    • Lightweight Design: Being lighter than other gear types, it is advantageous in industries where reducing system weight is crucial.
    • Even Load Distribution: Makes sure that all gears share the load equally, which reduces wear and extends gear life.
    • Flexible Adaptability: The ability to change stationary and moving components allows it to meet varied operational demands effortlessly.

    Conclusion

    The epicyclic gear train is a crucial component that ensures motorcycles run smoothly and efficiently.

    While this advanced system optimises your bike’s performance, it is necessary to undertake certain security precautions. Comprehensive bike insurance can safeguard both your ride and your finances. Accidents, theft, or unexpected repairs can happen anytime, but the right insurance coverage ensures you're protected from costly surprises.

    With a reliable bike insurance plan, you can enjoy every ride worry-free, knowing that your bike is secured.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best scooty bikes under 70000 in India

    by Tanmay Ahuja | Apr 21, 2025

    Looking for a reliable and budget-friendly scooty under ₹70,000? With countless options available, finding the perfect ride that balances affordability, performance, and low maintenance has never been easier. Exploring economical scooters that offer great value for money ensures you get a smooth and cost-effective commuting experience.

    List of best scooty bikes under 70000

    Finding the right scooter means balancing cost with features, efficiency, and style. Here is a roundup of top picks that ensure you do not sacrifice quality for price:

    1. Ola Gig Standard

    The Ola Gig Standard is a practical solution for B2B delivery and ride-sharing. Its 250W motor offers a modest top speed of 25 km/h and a riding range of 112 km per charge. This model emphasizes cost efficiency, with basic features such as front and rear drum brakes and a minimalistic design, including a luggage rack and telescopic forks for practical urban logistics.

    • Price: ₹39,999 (approx.)

    2. Ola Gig Plus

    The Gig Plus is an upgrade from the standard model. It provides a longer range of 157 km and a higher top speed of 45 km/h, thanks to its 1.5 kW motor. It is built for more demanding commercial uses and offers removable batteries for extended service and vibrant colour options with improved body cladding for durability and style.

    • Price: ₹49,999 (approx.)

    3. Ola S1 Z

    The Ola S1 Z stands out with its performance-focused design. It delivers a top speed of 70 km/h and a range of 146 km. It features a powerful 3 kW motor, making it suitable for bustling city rides and longer journeys. The scooter comes in multiple variants and colour options, and it is equipped with drum brakes and additional features that cater to the premium electric scooter segment.

    • Price: ₹59,999 (Standard) / ₹64,999 (Plus) (approx.)

    4. Benling Kriti

    Benling Kriti offers a balance of performance and affordability with a top speed of 25 km/h and a range of 60 km. This scooter is designed for easy urban commutes. It features a front disc and rear drum brake setup, a USB charging port and comes in various colours.

    • Price: ₹64,151 (approx.)

    5. Yo Drift DX

    Drift DX is designed for short urban commutes. It provides a simple and efficient ride with a top speed of 25 km/h and a range of 60 km. This scooter includes a USB charging port for on-the-go charging and a seating height that offers a comfortable riding posture.

    • Price: ₹65,000 (approx.)

    6. Okinawa R30

    The Okinawa R30 is aimed at users looking for a reliable low-speed scooter with a top speed of 25 km/h and a riding range of 60 km. It focuses on safety and convenience, with features such as electronically assisted braking and a low-charging time of 4-5 hours.

    • Price: ₹61,998 (approx.)

    7. Okinawa Lite

    This model offers a stylish and lightweight design ideal for casual urban commuting. With a top speed of 25 km/h and a range of 60 km, it caters to those needing a compact and easy-to-handle scooter. It features an electronic braking system and multiple colour options.

    • Price: ₹69,093 (approx.)

    8. Ampere Reo Li Plus

    The Reo Li Plus from Ampere combines affordability with efficient performance. Its 250W motor powers it to a top speed of 25 km/h and offers a riding range of 70 km. The model also features front and rear drum brakes that provide reliable stopping power in various conditions. It is available in four different colours, which allows for personal expression while maintaining practicality with features like a USB charging port.

    • Price: ₹59,900 (approx.)

    9. Lectrix SX25

    Lectrix’s SX25 is an economical yet capable electric scooter. It is available in lead-acid and lithium battery versions. The SX25 has a riding range of 60 km and a top speed of 25 km/h. Its lightweight design makes it ideal for urban environments. The model weighs only 70 kg. Additional conveniences include a USB charging port, making it ideal for commuters.

    • Price: ₹54,999 (Lead Acid), ₹67,999 (Lithium Ion) (approx.)

    Conclusion

    Choosing a scooty under 70000 does not mean compromising on quality. There are several options available in the market that fit your budget and match your riding preferences and style. You must also consider running costs, service availability, and personal comfort.

    Securing a comprehensive two wheeler insurance policy is a smart move to protect your investment. It covers repair costs in case of accidents or damage and provides financial security against theft and unforeseen incidents, ensuring a worry-free riding experience.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Helmet Brands in the World

    by mohit bohra | Apr 16, 2025

    Best helmet brands safeguard your head in an accident while riding. Choose from the top helmet brands prioritising safety standards, ensuring the helmet meets recognised certifications such as DOT, ECE, or Snell. The best helmet brands fit snugly without causing discomfort. Again, the best helmet companies offer products that align with your riding style—full-face, open-face, or modular. Further, the best helmet brands have clear and scratch-resistant visors, proper ventilation, chin straps, or D-rings for reliable retention, and weigh reasonably for reduced strain. Additionally, ensure you have comprehensive two-wheeler insurance to stay financially protected in case of unforeseen accidents.

    List of Top 10 Helmet Brands in the World

    Several companies manufacture motorcycle helmets, but not all are reliable. Some models may cost cheap, but the safety they provide needs to be more credible. Hence, to make things easier for you, this article lists the top 10 helmet brands in the world that are reliable and cost-effective.

     

    Brand Name

    Helmet type

    Certification

    Price

    THH 

    Open-face, full-face, industrial, and flip-up

    SLSI, ISI, and ECE

    Rs 1,099 onwards

    Studds

    Open-face, full-face, industrial, and flip-up

    SLSI, ISI, and ECE

    Rs 870 onwards

    MT

    Full-face, half-face, and flip-up

    SNELL, DOT, and ECE

    Rs 900 onwards

    Shark

    3/4th, modular, open-face, full-face

    INMETRO, DOT, ECE, and AS/NZS

    Rs 900 onwards

    Arai

    Full-face and open-face

    SNELL and DOT

    Rs 750 onwards

    AGV

    Full-face and open-face

    ECE and DOT

    Rs 1,500 onwards

    LS2

    Full-face, flip-up,  and open-face

    ECE and DOT

    Rs 4,600 onwards

    HJC

    Full-face and open-face

    ECE, SNELL, and DOT

    Rs 3,499 onwards

    Shoei

    Full-face and open-face

    SNELL and DOT

    Rs 4,500 onwards

    Bell

    Snowmobile, 3/4th, full-face and open-face

    SNELL and DOT

    Rs 2,000 onwards

     

     

     

     

     

    Frequently Asked Questions

     

    Q1. Which are the popular full-face helmets for women?

    If you are looking for a budget-friendly helmet for women among the best helmet brands in the world, go for ARAI, Shark, or Studds helmets. 

    Q2. Which helmets have the highest safety rating?

    For the highest safety rating helmets among the top 10 helmet brands in the world, you can choose from the HJC, Shark, MT, or THH brands. 

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

     

     

    Related Articles:

  • Best 125cc Scooters in India

    by mohit bohra | Apr 16, 2025

    Scooters provide a convenient and efficient mode of transportation. They typically feature a step-through frame design, automatic transmission, and a platform for resting your feet. Scooters are known for being user-friendly, making these two-wheelers ideal for urban commuting and short-distance travel.

    The term "125cc" in scooters refers to the engine's displacement or the volume of air and fuel mixture the engine's cylinders can hold. If you want the best 125cc scooters in India, this article is for you.

     

    Detailed List of 125 cc Scooters In India 

     

    Most scooters available in India have engine displacements of 125cc as this category is considered the most fuel-efficient and easy to manoeuvre in Indian traffic conditions, which one can describe as crazy. Some highly popular and best mileage scooters in India in the 125cc category have been listed below in some detail.

     

    Model

    Max. Power

    Max. Torque

    Top Speed

    Mileage

    Hero Maestro Edge 125

    9 bhp @ 7,000 rpm

    10.4 nm @ 5,500 rpm

    90 kmph

    45 kmpl

    Honda Active 125

    8.18 bhp @ 6,500 rpm

    10.3 nm @ 5,500 rpm

    90+ kmph

    46.5 kmpl

    Suzuki Access 125

    8.6 bhp @ 6,750 rpm

    10 nm @ 5,500 rpm

    90 kmph

    48 kmpl

    TVS Ntorq 125

    9.25 bhp @ 7,000 rpm

    10.5 nm @ 5,500 rpm

    95 kph

    40.5 kmpl

    TVS Jupiter 125

    8.04 bhp @ 6,500 rpm

    10.5 nm @ 4,500 rpm

    95 kmph

    50 kmpl

    Yahama Fascino 125

    8.04 bhp @ 6,500 rpm

    10.3 nm @ 5,000 rpm

    90 kmph

    50.5 kmpl

    Honda Grazia

    8.14 bhp @ 6,000 rpm

    10.3 nm @ 5,000 rpm

    90 kmph

    45 kmpl

    Aprilia SR 125

    9.78 bhp @ 7,700 rpm

    9.7 nm @ 6,000 rpm

    90 kmph

    40 kmpl

    Vespa ZX 125

    9 .78bhp @ 7,000 rpm

    9.6 nm @ 5,500 rpm

    95 kmph

    NA

    Suzuki Burgman Street 125

    8.58 bhp @ 6,750 rpm

    10 nm @ 5,500 rpm

    95 kmph

    50 kmpl

     

     

     

     

     

     

    Conclusion

    The 125cc engine size in scooters impacts factors such as power and performance. It balances fuel efficiency and offers reasonable acceleration, making the scooters suitable for city rides while maintaining manageable fuel consumption. When purchasing a 125cc scooter, consider its mileage, power delivery, and price. The 125cc scooters in the Indian market come with almost the exact specifications, giving you several options within a specific budget. 

    A 125cc scooter is the perfect bike for a beginner rider or a veteran looking for fun and convenience. Given its high mileage offering, it offers the ideal size for commuting within city limits and is a definite money saver. Check out the above best 125cc scooters in India and get yours right away!

     

    Frequently Asked Questions

     

    Q1. Is a driving license required for a 125cc scooter?

    You will need an active driver's license to ride a 125cc scooter in India. A license is not required for gearless bikes with an engine capacity of less than 100cc.

     

    Q2. Is bike insurance mandatory for scooters?

    Yes, like any other vehicle, purchasing at least third-party liability cover is mandatory to ride 125cc bikes in India legally.

     

    Q3. What is commonly the top speed for the best 125cc scooters?

    125cc scooters are not very fast, with most in this category having a top speed range from 90-95 kmph.

     

    Q4. What is the average fuel efficiency of the 125cc scooter segment?

    The average fuel efficiency of the 125cc scooter segment typically ranges from 40 to 50 kilometres per litre, depending on factors such as riding conditions and maintenance.

     

    Q5. What are the different types of insurance policies for scooters?

    Scooter insurance includes third-party liability, which covers third-party damages, and comprehensive insurance, which covers third-party liabilities and own damage. You can also buy riders such as roadside assistance, zero depreciation, and engine protection cover.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

     

    Related Articles:

  • Tops bikes in India Below 1 Lakhs

    by Almog Ramrajkar | Apr 15, 2025

    As cars become increasingly common on Indian roads, the demand for two-wheelers is soaring thanks to their convenience and cost-effectiveness. A bike is the perfect answer for complex commuting issues such as unreliable and overcrowded public transport and work-hour traffic. A bike promises a quick, easy, cheap, and enjoyable mode of transport.

     

    Bikes are a great way to get around and are often used as a symbol of freedom, adventure, and style. They let you explore the city at your own pace, avoid the hassle of finding a spacious parking spot, and save money on fuel and maintenance. They also let you express your personality and taste, as there are many models and brands to choose from. Today, we will discuss some of the best bikes under 1 lakh.

    Detailed List of the Best Automatic Bikes in India

     

    It is necessary to learn the key features of each model to choose a bike within your budget. Take a thorough look at the models below to find the one that matches your style:

     

    1. Hero HF Deluxe

     

    The Hero HF Deluxe is an excellent pick if you want a reliable and efficient bike for your daily commute. This bike has a 97.2 cc BS6 engine that delivers 7.9 bhp of power and 8.05 Nm of torque, along with the best-in-class mileage of 65 km. The Hero HF Deluxe also comes with advanced features such as xSens technology, which adjusts the air-fuel mixture for optimal performance, and the i3S system, which saves fuel by switching off the engine when idle. The bike has a sleek design with alloy wheels, tubeless tires, and a long seat for comfort. You can choose from 11 colours and six variants, starting from ₹56,194 (ex-showroom).

     

    2. TVS Sport

     

    TVS Sport is a commuter bike that combines performance, efficiency, and style. It has a 109.7 cc fuel-injected engine that delivers a power of 8.29 PS and a torque of 8.7 Nm. It also features the Eco Thrust Fuel Injection Technology that gives it 15% more mileage than its predecessors. TVS Sport has a sleek design and a sporty look, with a length of 1950 mm, a diameter of 705 mm, and a height of 1080 mm. Its wheelbase is 1236 mm and has a ground clearance of 175 mm, making it suitable for Indian roads. It also has a 10-litre fuel tank capacity and a kerb weight of 110 kg. TVS Sport is available in seven attractive colours and delivers a top speed of 90 km/h, starting at ₹46,375 (ex-showroom).

     

    3. Honda Shine 100

     

    Honda Shine 100 is a new commuter bike that combines style, performance, and affordability. It has a 4-stroke SI engine with PGM-FI technology, delivering 7.38 ps of power and 8.05 N-m of torque. It has a 4-speed gearbox and a multi-plate wet clutch for smooth and easy riding. It has drum brakes on both wheels with a Combi-Brake System and an equaliser for enhanced safety and stability. It has a diamond-type frame and a telescopic front suspension for durability and comfort. It has a long seat of 677 mm and a ground clearance of 168 mm for optimum ergonomics. The price of the Honda Shine 100 starts from ₹64,900 (ex-showroom).

     

    4. Hero Splendor Plus

     

    The Hero Splendor Plus is a practical, stylish, all-rounder motorcycle with unmatched performance and fuel efficiency. A 97.2 cc air-cooled engine with programmed fuel injection produces 7.91 bhp of power and 8.05 Nm of torque. The engine has a 4-speed gearbox and an integrated braking system for enhanced safety. The bike has a tubular double cradle frame, telescopic front, and a 5-step adaptable rear suspension for a comfortable ride. The bike also has a 9.8-litre fuel tank, a digital-analogue instrument cluster, and a 12V halogen headlight. The Hero Splendor Plus is available in 11 colour options, starting at ₹75,141(ex-showroom). 

     

    5. Hero Passion Plus

     

    The Hero Passion Plus is one of the best bikes that offers a blend of elegance, efficiency, and comfort. This bike runs on a 97.2 cc air-cooled, four-stroke engine that produces 7.91 bhp at 8000 rpm and 8.05 Nm at 6000 rpm. The Hero Passion Plus has a smooth and durable body that can cope with any road situation. The bike has an 11-litre fuel tank and a 115-kg kerb weight. The bike has a digital console, a self-start system, and a charging point for your ease. The Hero Passion Plus also has a drum brake on both wheels and a double cradle frame for steadiness. It has a starting price of ₹76,301 (ex-showroom). 

     

    6. TVS Star City Plus

     

    TVS Star City Plus is a bike that combines style, comfort, and fuel efficiency. It has a 109.7 cc BS6 engine producing power of 8.08 bhp and torque of 8.7 Nm. It also has ETFi technology that improves its mileage by 15% compared to the previous model. You can select from three variants: Mono Tone, Dual Tone, and Disc, based on your preference for drum or disc brakes. The bike also has a full LED headlamp, a USB mobile charger, a five-step adjustable rear shock absorber, and a dual-tone seat. The TVS Star City Plus comes at a starting price of ₹63,338 (ex-showroom).

     

    7. Bajaj Platina 110

     

    The Bajaj Platina 110 is a bike for those who value fuel efficiency, reliability, and comfort. Its 115.45 cc DTS-i engine produces 8.6 PS and 9.81 Nm of torque, making it a powerful and smooth ride. It also has an ABS feature that ensures safe and accurate braking, even on rough roads. You can choose between two models, Drum and ABS, which cost ₹70,400 and ₹79,821, respectively (ex-showroom, Delhi). The bike has a stylish look, a large seat, and a 10.5-litre fuel tank. It also has tubeless tyres, alloy wheels, and a 35/35W headlamp. The Bajaj Platina 110 bike can adapt to the terrain and offer a pleasant riding experience.

     

    8. Honda Livo

     

    The Honda Livo bike offers a simple and elegant ride for urban riders. The bike is powered by a 109.51 cc single-cylinder engine that produces 8.67 bhp and 9.3 Nm of torque. The bike also has a 4-speed gearbox, a digital instrument cluster, an LED headlamp and tail lamp, and a combi-brake system. The Honda Livo is priced at ₹77,800 (ex-showroom) and offers a mileage of 74 kmpl.

     

    9. Benling Aura

     

    The Benling Aura is an electric bike that offers green riders an eco-friendly and futuristic ride. The bike is powered by a 2.5 kW BLDC motor that produces a top speed of 60 kmph. The bike also comes with a 72 V 40 Ah lithium-ion battery that offers a range of 120 km on a single charge. The bike also has a digital instrument cluster, LED headlamp, tail lamp, and reverse gear. The Benling Aura is priced at ₹91,667 (ex-showroom) and offers a running cost of 0.2 ₹/km.

     

    10. Hero Glamour 125

     

    The Hero Glamour 125 might be the perfect choice for you if you want a commuter bike that is powerful and stylish. This bike has a muscular and sleek design that will catch everyone’s eye on the road. The bike runs on a 125 cc, single-cylinder, air-cooled engine that produces 10.6 bhp of maximum power and 10.6 Nm of maximum torque. It also features Hero’s i3S technology that conserves fuel whenever you stop. The bike has a 5-speed transmission and can operate on E20 fuel as well. The Hero Glamour 125 has a combined braking system with drum brakes on both wheels for safety. 

    Conclusion

     

    There are many budget-friendly bikes under 1 lakh and above. These bikes are not only inexpensive, but their running costs are also lower. Moreover, regardless of the bike you buy, you must invest in bike insurance. Bike insurance covers most instances that can damage your two-wheeler. These incidents include earthquakes, cyclones, floods, riots, accidents, and fires. Even if you lose your bike in a theft, the insurer pays for the bike’s insured declared value. When buying insurance, assess your needs and explore various add-ons to increase the coverage scope.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Monoshock Suspension in Bikes: Enhance Ride Stability

    by mohit bohra | Apr 10, 2025

    The world of motorcycles is constantly evolving as manufacturers look for innovations to improve riders' comfort, stability, and performance. One such tech advancement is the monoshock suspension system. It is a real game-changer compared to the earlier twin-shock suspension that dominated bikes.

    Wondering what is a monoshock suspension, and how it differs from traditional dual-shock systems in terms of performance? 

    Read further to find answers to these queries. 

    What is Monoshock Suspension on Bikes?

    Monoshock is also termed as monocross suspension. It is a type of rear suspension system that uses one shock absorber in place of the conventional dual-shock setup. It is seen to enhance the handling, balance, and comfort of bike riding. The monoshock is positioned centrally between the chassis and the rear swingarm while maintaining the balance and agility of rides.

    Yamaha developed this concept to improve the performance of motocross bikes. Gradually, many manufacturers adopted this technology because it offers various advantages over the traditional dual-shock system.

    What are the Elements of a Monoshock Suspension?

    A monoshock suspension comprises several critical components, each playing a vital role in ensuring effective performance. Below are the key elements:

    • Shock Absorber

    The central part of the system, the shock absorber, helps minimise the impact of bumps and vibrations on the rear wheel.

    • Swingarm

    An important motorcycle part, the swingarm, fixes the rear wheel to the frame, and the shock absorber is attached to it.

    • Linkages

    Some types of monoshock suspensions have a linkage, which helps distribute forces so that they have an equal effect on the suspension performance.

    • Spring

    There's a big spring that soaks up the impact and shock from the road. This spring is built to give comfort and support while riding.

    • Damper

    The damper helps control the rate at which the spring compresses and rebounds, providing stability and control over different terrains.  

    Together, these components work to ensure that the monoshock suspension system delivers an unparalleled riding experience.

    How Does a Monoshock Suspension Work?

    Monoshock suspension absorbs and dissipates energy generated when the rear wheel runs over bumps or irregularities on the road.

    This is how it works:

    • Impact Absorption

    Upon hitting a bump, the rear wheel moves upward, shifting the force or impact to the shock absorber by the swingarm.

    • Spring Compression

    When the initial impact occurs, the coil spring compresses, decreasing the force passed to the bike and the rider.

    • Damping

    The shock absorber's hydraulic mechanism slows down the spring's rebound motion, preventing the bike from bouncing wildly.

    • Energy Distribution

    With linkage systems, forces are spread out evenly through the suspension components, improving stability and performance.

    This centralising mechanism guarantees that the motorcycle will not lean even if the surface is bumpy. Such a design makes it an important requirement for high-performance bikes.

     

    What are the Advantages of Monoshock Suspension?

    Monoshock suspension system boasts many benefits, making this suspension so popular with both riders and manufacturers. Some of the benefits are:

    • Better Stability

    The system delivers better balance and stability to the biker, even when riding at high speed. Monoshock suspension increases the bike's manoeuvrability when encountered with potholes or bad roads.

    • Reduces Shock

    The system successfully dampens shocks, giving minimal vibrations and therefore delivering overall rider comfort.

    • Easy Maintenance

    Maintenance for monoshock is minimal due to fewer components and is easier than that of twin-shock systems.

    • Better Load Distribution

    The monoshock provides a balanced weight distribution, thus perfect for carrying heavy loads.

    • Compact Design

    The single-shock setup allows a sleek, contemporary motorcycle design that ultimately contributes to its aerodynamics.

    • Durability

    High-quality monoshock systems have been built to withstand intense wear and tear, making them last long.

    FAQs About Monoshock Suspension

    1. Are monoshock suspensions suitable for off-road riding?

    Yes. Most adventure and off-road bikes have monoshock suspension because it performs much better on uneven ground.

    1. Is monoshock better than dual-shock?

    While both systems have advantages, monoshock suspensions generally offer superior handling, better load distribution, and enhanced rider comfort, making them more suitable for modern motorcycles.

    1. Does having a monoshock suspension in a bike affect insurance plans?

    Advanced features like monoshock suspension can contribute to a bike's overall safety and performance, potentially influencing insurance premiums. Riders should compare bike insurance policies to ensure comprehensive coverage for motorcycles. 

    1. Can I upgrade my suspension to a monoshock system?

    Modifying a monoshock system is possible, though some modifications will depend more on your bike's design. For a deeper understanding, consult a professional mechanic or technician.

    1. How should a monoshock be maintained?

    Proper maintenance of the monoshock involves constant checks on leakage, fluid level, and mounting points to ensure optimal performance.

    Conclusion

    For those new to motorcycling, knowing what is monoshock suspension can help understand the technological advancements in bike engineering.

    The monoshock suspension system has transformed motorcycle dynamics, allowing unprecedented stability, comfort, and performance. Its centralised design and efficient load distribution make it superior to traditional twin-shock setups, especially for riders seeking enhanced control and smoother rides. 

    When buying a bike, in addition to checking for its features, evaluate available bike insurance plans, such as third-party liability cover or comprehensive cover. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Engine Braking in Motorcycle: A Key to Control Speed

    by mohit bohra | Apr 10, 2025

    Every bike has brakes on the front and rear wheels. However, experienced bikers often use the engine as a third braking component. Many nurture the myth that engine braking damages the motorcycle engine. On the contrary, engine braking is a good technique to safely and efficiently lower the bike's speed without losing control over it.

    Understanding what is engine braking in a bike can help you enhance your overall control of the vehicle and reduce brake fade.

    Read further to know what is engine braking in a motorcycle, how it is done, and its benefits.

    What is Meant by Engine Braking in a Motorcycle?

    Engine braking is slowing down a motorcycle without engaging the brake. In that case, the motorcycle starts to decelerate due to the friction created by its engine. This is attained through the closure of the throttle when the bike is still in gear. In the engine braking process, engine drag is allowed, which creates internal friction and vacuum that slow down the bike. 

    When nearing a curve or sharp turn, bikers mostly roll off the throttle to downshift one gear, amplifying the engine braking effect. Gear downshifting increases engine speed, thus increasing the engine drag effect.

    How Does Engine Braking in Motorcycle Work?

    When the throttle valve in a motorcycle closes, the air intake valve closes, too, allowing only a minimal amount of airflow to the engine. Consequently, the engine burns less fuel and decreases its RPM. This decrease in RPM causes the engine to resist the rotation of the wheels, hence slowing down its speed.

    In the closed throttle, the higher the engine RPM, the stronger the suction. Hence, the greater the engine-braking force.

    Engine braking in bikes involves two forces:

    • Vacuum: Vacuum develops inside the engine when its throttle is closed.
    • Internal friction: This is the resistance inside the engine and drivetrain that slows down the wheels.

    Learning how to do engine braking in a bike correctly provides an advantage in situations where controlled deceleration is necessary.

    When Do You Need to Use Engine Braking?

    Situations where engine braking in a motorcycle comes in handy are:

     

    • In Heavy Traffic

    When the vehicles in front of you slow down, engine braking helps you decelerate gradually, in sync with the surrounding traffic, rather than relying solely on your brakes. This reduces excessive wear on your brake pads and other components.

     

    • While Riding Downhill

    While riding a bike downhill, it can quickly reach breakneck speed. At such a time, engine braking comes in handy, avoiding brake fade.

    How to Use Engine Braking in a Motorcycle?

    Knowing how a bike engine works is necessary to understand the context of engine braking.

    Here's how to use engine braking in bikes efficiently:

     

    • Press the Clutch

    First, press the clutch to disengage the engine from the drivetrain, which will cause the engine RPM to drop.

    • Downshift to a Lower Gear

    Shift to a lower gear. This increases the engine speed while decreasing the vehicle speed and thereby enhances the effect of the engine braking.

    • Release the Clutch Gently

    After downshifting, release the clutch smoothly to avoid jerks or instability.

    Remember that engine braking is effective when combined with careful throttle management. Moreover, knowing how the bike engine works within the context of engine braking ensures that the brake application process is safe and effective.

    Advantages of Engine Braking in a Motorcycle

    Using an engine brake in a bike offers several advantages. Some of these are:

     

    • Minimises Brake Wear and Tear

    Engine braking reduces the number of times you use the brake, thereby decreasing the maintenance costs of brake components such as pads, rotors, and shoes.

    • Increases Fuel Efficiency

    When engine braking is applied, especially in fuel-injected bikes, the throttle valve cuts off air to the engine, reducing fuel consumption. 

     

    • Better Control and Stability

    Engine braking in bikes offers better control over the speed when running in slippery conditions. While friction brakes ensure the wheels lose traction, engine brakes bring about consistent retardation and hence minimise the chance of skidding.

     

    • Prevents Brake Fade

    Continuously applying the brakes tends to heat them up and thus causes brake fade. Engine braking offers an alternative to regulating the bike's speed without putting pressure on the braking system. It prevents overheating and ensures efficiency in performance.

    Conclusion

    Understanding what is engine braking in a motorcycle is essential for riders who want to improve their braking techniques without relying solely on the brakes. Mastering engine braking in bikes keeps the speed smooth and does not strain the brakes as much, thus prolonging their life. However, it needs to be used correctly so that it does not cause over-revving of the engine or rear-wheel slip, especially on wet or slippery roads.  

    Remember that investing in comprehensive bike insurance with some unique add-ons can offer enhanced financial protection for unforeseen events. 

    As the engine is not covered under a comprehensive bike insurance plan, it is highly recommended that a little extra payment for add-ons be made. An engine protection add-on cover provides financial protection against costly engine repair and replacement due to oil, lubricant, coolant, or other leakage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Digital Speedometer for Bikes

    by Almog Ramrajkar | Apr 07, 2025

    For modern-day bikes, a digital speedometer is a cutting-edge tool that not only gauges your bike's speed but also reads it more securely and accurately. Since speedometer in bike is now digital, this information is considerably worth reading and practical.

    Digital Speedometer Display Mechanism

    The digital speedometer's display technology is what makes it so unique. Its electrical sensor gauges the speed of your bike’s wheels and projects the data onto a digital display. You can readily observe the speed at any time of day or night, thanks to the high-quality screen. Besides displaying the speed, a digital speedometer has a host of crucial data readers, such as the trip meter, odometer, and fuel indicator. This digital speedometer is a useful tool for better vehicle condition monitoring and will be helpful when you seek two-wheeler insurance for your bike. It can also come in handy when filing an insurance claim.

    Conclusion

    All things considered, riding a bike with a digital speedometer enhances convenience and safety. In addition to providing precise speed data, it also shows data regarding other crucial aspects. If you're considering replacing your bike’s conventional speedometer, a digital speedometer for bikes can be an excellent option.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Difference Between ABS and Non-ABS Bikes

    by Almog Ramrajkar | Apr 07, 2025

    Braking systems are key to keeping riders safe, especially when it comes to motorcycles. Over the years, braking technology has evolved significantly with the Anti-lock Braking System (ABS) standing out as a game changer. However, many riders still opt for nonABS bikes due to various reasons such as cost, weight and personal preference. Keep reading to understand the difference between ABS and non-ABS bikes so you can make an informed decision about which one suits you best.

    What Is Non-ABS Bikes?

    Non-ABS bikes are motorcycles that operate without an anti-lock braking system. These bikes depend solely on the rider's skill to control brake pressure. While they are the traditional choice and remain popular in many regions, they lack the advanced safety mechanisms offered by ABS technology.

    Non-ABS bikes are often seen as the "pure" riding experience by enthusiasts who appreciate the simplicity of their mechanics. However, this simplicity also comes with potential risks, particularly in challenging road conditions.

    How Does Non-ABS Bikes Work?

    The braking system in a non-ABS bike is straightforward. When the rider applies the brakes, hydraulic pressure is transmitted to the brake pads, causing them to press against the discs or drum, slowing the bike down. However, there’s no system to regulate the pressure, which means excessive braking can lead to the wheels locking up.

    In situations like emergency braking or riding on wet or slippery roads, the lack of modulation in brake pressure increases the likelihood of skidding. The rider’s skill and reflexes are the only factors preventing a loss of control, making it a less forgiving option for beginners.

    Pros & Cons of Non-ABS Bikes

    The following are the advantages and disadvantages of non-ABS bikes:

    Pros

    1. Affordability: Non-ABS bikes are generally more cost-effective compared to their ABS counterparts. The absence of advanced braking technology reduces manufacturing costs, making these bikes accessible to a larger audience.
    2. Lighter Weight: Non-ABS bikes tend to be lighter because they don’t have the additional components required for the ABS system. This can result in a marginally better performance in terms of speed and handling.
    3. Simplicity in Maintenance: Maintaining a non-ABS bike is relatively simple. With fewer parts involved, servicing and repairs are straightforward and less expensive.

    Cons

    1. Higher Risk of Skidding: One of the most significant drawbacks of non-ABS bikes is their vulnerability to skidding during sudden braking. This risk is particularly high on wet or uneven surfaces.
    2. Rider-dependent Braking: In a non-ABS bike, braking efficiency relies entirely on the rider’s skill. This can be challenging for beginners who lack experience in managing brake pressure effectively.
    3. Limited Safety: Without an anti-lock mechanism, there’s a higher probability of accidents caused by locked wheels, especially in emergency braking scenarios.

    What is ABS Bikes?

    Anti-lock Braking System is a revolutionary technology that enhances motorcycle safety by preventing the wheels from locking up during braking. This system is designed to provide better control and stability, especially during emergency braking or on slippery surfaces.

    ABS bikes are equipped with sensors and controllers that monitor the speed of the wheels. When the brakes are applied, the system ensures that the wheels maintain traction with the road, reducing the chances of skidding.

    How Does ABS Bikes Work?

    The working of ABS in motorcycles involves continuous monitoring of wheel speed through sensors placed on both the front and rear wheels.

    Here’s how it functions:

    • The sensors detect the speed of the wheels in real-time.
    • If the system detects a significant reduction in wheel speed that could lead to a lock-up, it modulates the brake pressure by rapidly applying and releasing it.
    • This modulation allows the wheels to maintain traction, preventing skidding and ensuring that the rider retains control over the bike.

    ABS works seamlessly to provide a safer riding experience, especially in adverse conditions such as rain or loose gravel.

    Pros & Cons of ABS Bikes

    The following are the advantages and disadvantages of ABS bikes:

    Pros

    1. Improved Safety: The main benefit of ABS bikes is that they can avoid wheel lock-up, which drastically lowers the chance of sliding incidents.
    2. Enhanced Control: ABS ensures that the bike remains stable during braking, allowing riders to steer even in emergency situations.
    3. Versatile Performance: ABS performs efficiently across various terrains making it ideal for both city commuting and long-distance touring.
    4. Beginner-friendly: ABS bikes are an excellent choice for new riders who may not have mastered the art of manual braking.

    Cons

    1. Higher Cost: ABS-equipped bikes are more expensive due to the advanced technology involved. This can be a deterrent for the more budget-conscious buyers.
    2. Complex Maintenance: Repairs and servicing of ABS systems require specialised tools and expertise, leading to higher maintenance costs.
    3. Added Weight: The inclusion of ABS components increases the overall weight of the bike, which may slightly impact performance.

    Difference Between ABS and Non-ABS Motorcycles

    Understanding the differences between ABS and non-ABS bikes can help you make a conscious decision based on your priorities.

    Feature

    ABS Bikes

    Non-ABS Bikes

    Safety

    Provides enhanced safety by preventing wheel lock-up

    Higher risk of skidding and loss of control

    Control

    Ensures better stability and control

    Entirely dependent on the rider's skill

    Cost

    More expensive due to advanced technology

    Relatively affordable

    Maintenance

    Requires specialised servicing

    Simpler and cheaper maintenance

    Performance

    Ideal for all terrains and conditions

    Limited to experienced riders

    Weight

    Slightly heavier

    Lighter due to fewer components

     

    Conclusion

    When considering ABS vs non ABS bikes, the right choice depends on your riding style, experience level, and budget. While non-ABS bikes offer a raw and traditional riding experience, they require more skill and caution, particularly in challenging conditions. On the other hand, ABS bikes prioritise safety and control, making them ideal for riders who value advanced technology and peace of mind.

    Regardless of the braking system you choose, protecting your motorcycle with a comprehensive two wheeler insurance policy is crucial. Insurance covers accidental damages and theft and offers financial protection against third-party liabilities. Investing in the right insurance ensures you can enjoy your ride with confidence, knowing you’re covered in any unforeseen incidents.

    So, which one fits your style—ABS or non-ABS? Make your choice wisely, and ride safely!


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Spoke Wheels Vs Alloy Wheels - Which is Better?

    by Almog Ramrajkar | Apr 07, 2025

    When it comes to bikes, wheels are more than just a functional part. Choosing the appropriate wheels for your bike can make a dramatic difference in performance, durability, and even aesthetics. Whether you’re a daily commuter, a touring enthusiast, or an off-road adventurer, deciding between spoke wheels and alloy wheels can be a tough call. Each type of wheel has its own set of strengths and weaknesses, making them suitable for different riding conditions.

    This blog covers everything you need to know about these two types of wheels to help you decide what’s best for your ride.

    What Is Spoke Wheels?

    Spoke wheels are the older and more traditional type of bike wheels. They consist of a hub, a rim, and multiple thin, tensioned metal wires known as spokes, which connect the hub to the rim. Spoke wheels are commonly found on off-road bikes, adventure motorcycles, and classic cruisers due to their durability and timeless design.

    Benefits of Spoke Wheels

    The following are the major advantages of spoke wheels:

    1. Excellent Durability on Rough Terrains

      Because of its shape, spoke wheels can easily navigate uneven and rugged terrain. They are perfect for extended rides across difficult terrain and off-road bicycling because of their shock-absorbing capabilities.
    2. Flexible and Sturdy

      The multiple spokes distribute weight and pressure evenly across the wheel. This makes them more resistant to damage from impact compared to rigid wheels like alloy wheels.
    3. Easier Repairs

      It is possible to replace a broken spoke separately rather than having to replace the complete wheel. This makes repairs relatively easy and affordable, especially in remote areas where service facilities are limited.
    4. Classic and Timeless Design

      For riders who value the vintage and rugged look, spoke wheels are unmatched. They give bikes a vintage character, which makes them popular with fans of classic motorcycles.

    Spoke Wheels - Disadvantages

    The following are some disadvantages of spoke wheels:

    1. High Maintenance

      Spoke wheels require regular tuning and adjustments to maintain their balance and structural integrity. Over time, the spokes can loosen, affecting performance.
    2. Incompatible with Tubeless Tyres

      Most spoke wheels are designed for tube-type tyres, which are more prone to punctures and harder to repair on the go compared to tubeless tyres.
    3. Heavier Design

      Spoke wheels are generally heavier than alloy wheels which can impact the overall speed and fuel efficiency of the bike.

    What Is Alloy Wheels?

    Alloy wheels are made from lightweight metals such as aluminium or magnesium. These wheels are cast or forged into a single solid piece, providing a sleek and modern design. Alloy wheels are commonly found on sports bikes and commuter motorcycles.

    Benefits of Alloy Wheels

    The following are some notable benefits of alloy wheels:

    1. Lightweight Construction

      Alloy wheels are much lighter than spoke wheels, which improves the bike's speed, handling, and fuel efficiency. This makes them an excellent choice for riders who prioritise performance.
    2. Supports Tubeless Tyres

      Unlike spoke wheels, alloy wheels are compatible with tubeless tyres, which are safer and easier to repair. Tubeless tyres are less likely to deflate suddenly, offering a more secure ride.
    3. Low Maintenance

      Once installed, alloy wheels require minimal maintenance. They don’t need regular tuning like spoke wheels, which is a big plus for riders who prefer hassle-free upkeep.
    4. Stylish and Modern Look

      Alloy wheels are available in a variety of modern and eye-catching designs, making them a popular choice for modern bikes. They enhance the bike’s overall aesthetics and add a sporty touch.

    Alloy Wheels - Disadvantages

    The following are some disadvantages of alloy wheels:

    1. Less Durable on Impact

      Alloy wheels are rigid and cannot absorb shocks as effectively as spoke wheels. This makes them more prone to cracks and damage when subjected to heavy impacts, especially on rough roads.
    2. Expensive Repairs

      If an alloy wheel gets damaged, it usually requires complete replacement rather than repair, which can be costly.
    3. Not Ideal for Off-Roading

      Alloy wheels are best suited for smooth roads and highways. They lack the flexibility and durability needed to handle extreme off-road conditions.

    Differences: Spoke Wheels Vs Alloy Wheels

    The following are the key differences between alloy wheels vs spoke wheels:

    Feature

    Spoke Wheels

    Alloy Wheels

    Durability

    Best for rough and uneven terrains.

    Ideal for smooth roads and highways.

    Weight

    Heavier, affects speed and fuel efficiency.

    Lightweight, enhances performance.

    Maintenance

    Requires regular tuning and adjustments.

    Low maintenance, hassle-free.

    Compatibility with Tyres

    Mostly used with tube-type tyres.

    Compatible with tubeless tyres.

    Style

    Offers a retro and classic look.

    Provides a modern and sporty appearance.

    Cost of Repair

    Affordable and easy to repair.

    Expensive, and often requires replacement.

    Ideal Usage

    Suitable for off-road and adventure biking.

    Best for urban, commuter, and sports bikes.

     

    Now comes the big question: spoke wheels vs. alloy wheels – which is better? The answer is contingent upon your riding preferences, terrain, and style.

    • Choose Spoke Wheels If:
      • You frequently ride on rugged terrains or take your bike off-road.
      • You own an adventure or cruiser bike and prefer a classic, retro look.
      • You don’t mind regular maintenance and adjustments for optimal performance.
    • Choose Alloy Wheels If:
      • You ride mostly on smooth roads or highways.
      • You own a commuter or sports bike and value speed, performance, and fuel efficiency.
      • You prefer a low-maintenance, modern-looking wheel with advanced features like tubeless tyres.

    Conclusion

    In the alloy vs spoke wheels debate, there's no one-size-fits-all answer. Both kinds of wheels are appropriate for various bike models and riders, each with unique benefits and drawbacks. While spoke wheels excel in off-road durability and classic aesthetics, alloy wheels shine in lightweight performance and modern design.

    So, take a good look at your riding habits, the type of roads you’ll be on, and your bike’s overall style before making a decision. And remember, whatever wheels you choose, ensure your bike’s safety with a reliable bike insurance policy. Buying bike insurance online is easy and hassle-free, letting you enjoy your rides without worrying about possible dangers.

    Choose wisely, stay safe, and enjoy your rides!


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Bikes for Leh Ladakh Road Trip in 2025

    by Almog Ramrajkar | Apr 07, 2025

    Planning a trip to Ladakh? It’s one adventure every biker wants to tick off their bucket list. The thrill of riding through breathtaking mountains, rugged roads and serene valleys is unmatched. However, embarking on this journey requires more than just luck–it needs the right bike. The best bikes for a Leh Ladakh trip are the ones that combine strength, power and comfort, ensuring you can tackle difficult roads with ease.

    But before you hit the road, don’t forget to invest in comprehensive two-wheeler insurance. Remote places like Ladakh come with their own challenges, and having the right insurance ensures you are covered for unexpected incidents.

    This blog explores the 10 best motorcycles to conquer the incredible roads of Ladakh.

    List of Bikes for Leh Ladakh Road Trip

    1.     Royal Enfield Himalayan

    Royal Enfield Himalayan, built for adventure, is a great choice for a trip to Ladakh. It has a rugged build, high ground clearance and a powerful 411cc engine specifically designed for off-road adventures. With long suspension travel and a comfortable seat, it is ideal for long drives on uneven terrain.

    Price:  Rs. 2.15 lakh (approx.)

    Key features: 411cc engine, dual-channel ABS, comfortable seats, and high floor clearance.

    1.     KTM 390 Adventure

    The KTM 390 Adventure is a good choice for those who prefer a lightweight yet capable bike. Its powerful engine, advanced electronics, and quick handling make it versatile for mountain riding. The bike is equipped with off-road ABS and a slipper clutch for better handling on challenging roads.

    Price: Rs 3.39 lakh (approx)

    Key features: 373cc engine, off-road ABS, lightweight frame, TFT display.

    1.     Bajaj Dominar 400

    The Bajaj Dominar 400 combines power, comfort and affordability, making it popular for long-distance road trips. Its 373cc engine provides plenty of power for steep climbs, while its ergonomic design ensures comfort on long drives.

    Price: Rs.2.29 lakh (approx)

    Key features: 373cc engine, dual-channel ABS, LED headlights, and tour-friendly ergonomics.

    1.     Hero XPlus 200 4V

    It is a perfect choice for those on a budget. The Hero XPulse 200 4V is an adventure bike perfect for the rugged terrain in Ladakh. Its lightweight frame and proper suspension setup ensure easy handling, while the 200cc engine delivers enough power for off-road adventures.

    Price: Rs.1.44 lakh (approx)

    Key features: 200cc engine, rally kit compatibility, high floor clearance, comfortable seat.

    1.     Royal Enfield Interceptor 650

    If you’re looking for a blend of retro style and power, the Royal Enfield Interceptor 650 is the ideal choice. Its 648cc parallel twin engine makes operation easy, while its rugged cabin can handle the rough terrains of Leh Ladakh.

    Price: Rs.3.03 lakh (approx)

    Key features: 648cc engine, dual-channel ABS, retro design, comfortable seats.

    1.     Suzuki V-Strom SX

    The Suzuki V Strom SX is designed for adventure touring. Its tall chariot stance and powerful 249cc engine make it a reliable companion on the high-altitude roads of Ladakh. The bike is equipped with traction control and other features for better safety.

    Price: Rs.2.12 lakh (approx.)

    Key features: 249cc engine, traction control, straightforward ergonomics, lightweight build.

    1.     Yamaha FZ-X

    The Yamaha FZ-X strikes a great balance between affordability and performance. Its neo-retro design, reliable engine and comfortable suspension system make it a good choice for a Ladakh trip.

    Price: Rs.1.37 lakh (approx)

    Key features: 149cc engine, neo-retro styling, high ground clearance, lightweight design.

    1.     Jawa Perak

    Known for its exquisite bobber design, Jawa Perak has the resources to tackle the rough roads of Ladakh. Its 334cc engine and sturdy cabin provide the much-needed power and stability in challenging terrains.

     Price: Rs.2.15 lakh (approx.)

    Key features: 334cc engine, single seater system, dual-channel ABS, retro appeal.

    1.     Honda CB500X

    For spendthrift riders, the Honda CB500X is a premium adventure bike perfect for Ladakh’s demanding trails. Its 471cc parallel twin engine, long travel suspension and advanced safety features ensure a smooth ride on the hills.

    Price: Rs.5.81 lakh (approx.)

    Key features: 471cc engine, advanced braking system, upright riding position.

    1. TVS Ronin

    The TVS Ronin, with its unique styling and all-rounder capabilities, is a versatile bike for a Ladakh trip. Its 225cc engine offers a perfect balance between power and performance, making it suitable for city rides and steep mountain roads.

    Price: Rs.1.49 lakh (approx.)

    Key features: 225cc engine, comfortable seats, all-terrain capability, retro-modern design.

    Conclusion

    The bike you pick will play a big role in making your trip to Ladakh unforgettable. Whether it’s the adventure-ready Royal Enfield Himalayan or the budget-friendly Hero XPulse 200, there’s a bike for every type of rider.

    Also, remember to have adequate two-wheeler insurance before you start your journey. Good insurance is as important as picking the right bike for your journey. It’s better to be safe than sorry, especially in rough terrains.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Bikes Above 650cc in India 2025

    by Almog Ramrajkar | Apr 07, 2025

    For motorbike enthusiasts, the thrill of riding a powerful machine and feeling the rush of the open road is like no other. Whether you crave heart-thumping speed, rugged off-road adventures or the elegance of a sleek cruiser, there’s a motorcycle option for you.

    Let’s explore the top contenders for the best 650cc bikes in India this year.

    List of Bikes Above 650cc

    1. Royal Enfield Continental GT 650

    Price: Rs.3.18 lakh (approx.)

    The Royal Enfield Continental GT 650 is a dream come true if you like a retro aesthetic. Its timeless café racer design pairs perfectly with a reliable 648cc parallel-twin engine that produces 47 bhp and 52 Nm of torque. This bike is all about blending old-school charm with modern performance.

    Why Choose It?

    •   Classic retro-inspired styling
    •   Comfortable riding posture
    •       Dual-channel ABS and smooth slipper clutch

    2. Kawasaki Z900

    Price: Rs.9.38 lakh (approx.)

    This bike comes with aggressive styling and advanced electronics that are built for thrill seekers. If raw power and agility excite you, then the Kawasaki Z900 is sure to impress you. Powered by a 948cc inline-four engine, it produces 123.64 bhp and 98.6 Nm of torque.

    Why Choose It?

    •   Traction control and multiple riding modes
    •   Sharp, naked sports bike design
    •       LED lighting for better visibility

    3. BMW S 1000 RR

    Price: Rs.20.75 lakh (approx.)

    The BMW S 1000 RR is not just a bike—it’s a statement. Known for its track-ready prowess, it houses a 999cc inline-four engine delivering 206.51 bhp and 113 Nm of torque. The sleek aerodynamics and cutting-edge electronics make it a showstopper.

    Why Choose It?

    •   Dynamic traction control and quick shifter
    •   Aerodynamic winglets for stability
    •       Full-colour TFT display

    4. Suzuki Hayabusa

    Price: Rs.16.91 lakh (approx.)

    A legend in the motorcycle world, the Suzuki Hayabusa is synonymous with speed and luxury. With its 1340cc engine generating 190 bhp and 150 Nm of torque, it’s ideal for long-distance touring and exhilarating rides.

    Why Choose It?

    •   Enhanced aerodynamics and refined engine
    •   Dual-channel ABS for safety
    •     Iconic design with modern touches

    5. Ducati Panigale V4

    Price: Rs.27.72 lakh (approx.)

    A true masterpiece, the Ducati Panigale V4 is designed for track enthusiasts. It’s powered by a 1103cc V4 engine that pumps out 212.5 bhp and 124 Nm of torque. With its jaw-dropping design, this bike is a feast for the eyes and the heart, making every ride unforgettable.

    Why Choose It?

    •   Aerodynamic winglets and cornering ABS
    •   Dynamic suspension for precise control
    •   Premium Italian design and craftsmanship

    6. Triumph Tiger 900 Rally Pro

    Price: Rs.15.7 lakh (approx.)

    For off-road travellers, the Triumph Tiger 900 Rally Pro is an unbeatable friend. Its 888cc inline-three engine produces 94 bhp and 87 Nm of torque, making it perfect for off-road escapades in rough terrain and long journeys.

    Why Choose It?

    •   Adjustable suspension for varied terrains
    •   Multiple riding modes and TFT display
    •       Rugged build for off-road adventures

    7. Harley-Davidson Sportster S

    Price: Rs.18.79 lakh (approx.)

    When talking of bikes, how could Harley Davidson not come into the picture? Harley’s Sportster S brings a modern twist to classic cruisers. With its 1250cc V-twin engine delivering 121 bhp, this bike is built for riders who value comfort and style.

    Why Choose It?

    •   TFT touchscreen display with connectivity
    •   Lightweight chassis for easier handling
    •       All-LED lighting system

    8. Honda CBR1000RR-R Fireblade

    Price: Rs.23.56 lakh (approx.)

    This superbike is a beast on the track, boasting a 999cc inline-four engine that delivers 217 bhp and 113 Nm of torque. It’s lightweight, agile, and packed with top-tier electronics.

    Why Choose It?

    •   Aerodynamic design with winglets
    •   Quick shifter and cornering ABS
    •       Advanced performance features

    9. KTM 890 Adventure

    Price: Rs.11.5 lakh (approx.)

    The KTM 890 Adventure is perfect for riders who crave versatility. It's equally comfortable on city streets and rugged trails, powered by an 889cc parallel-twin engine with 105 bhp and 100 Nm of torque.

    Why Choose It?

    •   Adjustable suspension for a smooth ride
    •   Lightweight frame and off-road capability
    •     Intuitive TFT display

    Conclusion

    The bikes above 650cc in India have a lot to offer. From adrenaline-pumping speedsters to rugged adventurers, these machines cater to every riding style and preference.

    While purchasing a premium motorcycle is a thrilling experience, ensuring adequate bike insurance is equally important. A comprehensive insurance policy provides financial protection against damages, theft and third-party liabilities, allowing you to enjoy your ride without worries. When selecting insurance, compare policies to find the best coverage for your best 650cc bike.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Bikes Under 80000 in India 2025

    by Almog Ramrajkar | Apr 07, 2025

    The Indian two-wheeler market is a centre for innovation and efficiency, working to provide for riders from all walks of life. The year 2025 is expected to see the release of a new range of motorcycles featuring thrilling designs and impressive features. For those seeking a dependable and budget-friendly option, bikes under ₹80,000 offer the perfect blend of performance, mileage, and affordability.

    In this guide, we’ve listed the best bikes under ₹80,000. From impressive fuel economy to high-tech features, each of these models promise high performance without compromising on quality or style.

    Read on to explore the best bikes under 80000 to help you plan for your next purchase.

    List Of Best Bikes Under 80000

    Some of the top contenders in the under-₹80,000 price bracket are as follows:

    1. Hero Passion Plus

    This high-tech 97.2 cc engine-powered two-wheeler is an efficient option. Delivering a power output of 5.9 kW @ 8000 rpm and 8.05 Nm @ 6000 rpm torque, the Hero Passion Plus provides riders with a smooth and reliable driving experience.

    With decent mileage and an 11-litre fuel tank capacity, it allows you to cover extra miles without frequent refuelling. The 80/100-18 front and rear tyres ensure maximum stability for a safe and comfortable ride.

    This model is available in a single variant, the Passion Plus 13S Drum Brake, and comes in four exciting colour options.

    Specifications and Features:

    • Mileage: 60 kmpl
    • Engine:2 cc
    • Top speed: 85 km/hr
    • Tyres: Tubeless
    • Fuel capacity: 11 L
    • Speedometer: Analogue
    • Starting: Air Cooled
    1. TVS Fiero 125

    The TVS Fiero 125 is a well-known and popular motorcycle that is celebrated for its exceptional performance and advanced technology. Blending style, power, and efficiency, it’s sure to turn heads wherever you ride.

    Powered by a 124.8cc engine, the Fiero 125 delivers a notable power output of 11.2 bhp @ 7,500 rpm and a torque of 11.2 Nm @ 6,000 rpm, offering riders a thrilling and adaptive experience. Its large fuel tank capacity ensures extended rides with fewer stops, making it ideal for both city commutes and highway adventures.

    Equipped with a high-performance disc braking system, the bike offers superior control and safety. These features and its ability to handle rough terrains provide riders with a smooth, stable, and comfortable experience. The TVS Fiero 125 is available in a single variant, the Fiero 125 Standard.

    Specifications and Features:

    • Mileage: 67 kmpl
    • Engine:8 cc
    • Cooling system: Air cooled
    • Ignition: Digital
    • Body type: Commuter
    • Transmission: Manual
    • Gear Box: 5 Speed
    • Suspension Front: Telescopic front fork
    • Suspension Rear: Monoshock
    1. Hero Splendor Plus Xtec

    The Hero Splendor Plus Xtec is an excellent choice for anyone seeking a technologically advanced and dependable two-wheeler. This motorcycle offers a superior riding experience, supported by its high-tech features and specifications. With a power output of 7.91 bhp @ 8000 rpm, it delivers a unique combination of performance and style that’s sure to turn heads wherever it goes.

    The Hero Splendor Plus Xtec is available in two variants:

    • Splendor Plus Xtec Drum
    • Splendor Plus Xtec Disc

    Specifications and Features:

    • Mileage: 60 kmpl
    • Engine:2 cc
    • Top speed: 87 km/hr
    • Tyres: Tubeless
    • Fuel capacity: 9 L
    • Speedometer: Digital
    • Starting: Electric start

     

    1. Bajaj CT 125 X

    The Bajaj CT 125 X features advanced specifications and is regarded as one of India's most popular two-wheelers. Its efficient and powerful 124.4 cc engine produces 10.7 bhp @ 8000 rpm and 11 Nm @ 5500 rpm torque, delivering a strong and smooth performance.

    The bike offers a respectable mileage of 60 kmpl, ensuring a superior riding experience. Coupled with an 11-litre fuel tank capacity, it provides a commendable driving range. The Bajaj CT 125 X also has impressive braking and suspension features, enabling smooth navigation even on rough terrains. Additionally, its enhanced and robust braking system ensures maximum control for a safe and enjoyable ride.

    Bajaj CT 125 X has two different variants, including;

    • CT 125 X Drum
    • CT 125 X Disc

    Specifications and Features:

    • Mileage: 60 kmpl
    • Engine:4 cc
    • Top speed: 95 km/hr
    • Tyres: Tubeless
    • Fuel capacity: 11 L
    • Speedometer: Analogue
    • Starting: Kick and self-start
    • Cooling system: Air cooled
    • Tyres: Tubeless
    • Wheel type: Alloy
    • Body type: Commuter
    • Transmission: Manual
    1. Honda CD 110 Dream

    This Honda model is among the most reliable commuter bikes in the Indian market, offering a comfortable experience for everyday urban rides. It is also one of the most affordable and durable bikes, featuring practical elements that ensure fuel efficiency on both short and long distances.

    Whether navigating city streets or covering long distances, you can trust this two-wheeler to deliver a smooth ride with excellent mileage. With a maximum output of 8.67 horsepower at 7500 rpm and 9.30 Nm of torque at 5500 rpm, the engine provides enough power for daily commuting without sacrificing fuel efficiency. Additionally, the model includes a modern suspension system for effortless riding, complemented by an advanced braking system for added safety.

    The motorcycle also features a durable build, a well-cushioned seat, and a streamlined fuel tank. Its user-friendly design ensures ease of use, convenience, and a comfortable riding experience.

    It has one available variant, namely CD 110 Dream Deluxe.

    Specifications and Features:

    • Mileage: 65 kmpl
    • Engine: 110 cc
    • Top speed: 86 km/hr
    • Tyres: Tubeless
    • Fuel capacity:1 L
    • Speedometer: Analogue
    • Starting: Kick and self-start
    • Cooling system: Air cooled
    • Wheel type: Alloy
    • Body type: Commuter
    • Transmission: Manual

     

    1. Bajaj Platina 100

    The Bajaj Platina 100 is one of the best-priced bikes in its category. It stands out as an entry-level, budget-friendly commuter motorcycle, offering comfortable rides and exceptional fuel efficiency. Its robust build and practical design are well-suited for riders who frequently commute.

    Powered by a 102 cc engine with a 4-Stroke, DTS-i, single-cylinder configuration, it delivers 7.77 bhp at 7,500 rpm and an impressive 8.3 Nm of torque at 5,500 rpm, making it ideal for daily commutes.

    The Bajaj Platina 100 is available in one variant: the Platina 100 ES Drum-2021.

    Specifications and Features:

    • Mileage: 75 kmpl
    • Engine: 102 cc
    • Top speed: 90 km/hr
    • Tyres: Tubed
    • Fuel capacity: 11 L
    • Speedometer: Analogue
    • Starting: Electric start

     

    1. Honda Shine 100

    The Honda Shine 100 is a perfect blend of style and functionality. Users appreciate how it combines both aesthetic appeal and practicality. The two-wheeler boasts a sleek design and modern features, including an analogue-digital instrument cluster.

    Highly reliable and durable for daily use, the bike has a solid build and starts effortlessly. It is powered by a 100 cc engine that delivers 7.5 bhp at 7,500 rpm and 8.05 Nm of torque at 5,000 rpm, making it a dependable choice for everyday commuting.

    Specifications and Features:

    • Mileage: 65 kmpl
    • Engine: 100 cc
    • Top speed: 85 km/hr
    • Tyres: Tubed
    • Fuel capacity: 9 L
    • Speedometer: Analogue
    • Starting: Self and Kickstart
    • Cooling system: Air cooled
    • Wheel type: Alloy
    • Body type: Commuter

    Conclusion

    The year 2025 promises to be an exciting one for motorcycle enthusiasts in India, with the arrival of unique and thrilling new bikes. The range of motorcycles under ₹80,000 showcases diverse styles, high performance, and quality to suit various types of riders. From beginners to experienced enthusiasts, there is a model to match every preference.

    Remember, regardless of your level of experience, it’s wise to protect your investment with the right bike insurance online and comply with all legal requirements. A suitable plan will provide financial coverage in the event of accident, theft, or damage from wear, ensuring the longevity of your bike and allowing you to enjoy it for years to come.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • RTO Form 4: How to Download & Fill

    by Almog Ramrajkar | Apr 04, 2025

    According to the Motor Vehicles Act of 1988, it is essential to have a driving licence for two-wheeler and four-wheeler vehicles in India. One of the most vital documents in this process is RTO Form 4, which is important while applying for a driving licence.

    It is illegal to drive a motor vehicle in India if you do not have a driving licence. Therefore, to obtain it, you must follow certain procedures. You must apply for a learner’s licence first, and then after a month of its issuance, you can apply for a permanent driving licence.

    In this blog, we look at step-by-step methods on how to download the form, fill it out and submit it efficiently.

    What is RTO Form 4?

    Form 4 is a legal document that must be filled and submitted at the Regional Transport Office to apply for a driving licence in India. This application validates that the person can legally drive a motor vehicle within the boundaries of the country. Without RTO Form 4, it is impossible for you to obtain a driving licence. 

    Form 4 verifies the identity of the person and their appearance during the driving test. Remember, applicants must be 18 years or above to apply for a driving licence. 

    How to Fill RTO Form 4?

    Filling out RTO Form 4 accurately is essential for a hassle-free experience while applying for a driving licence. It has three categories:

    • The first part consists of the licensing authority’s address, type of vehicle and a box to attach your passport-size image. 
    • In the second part, you’ll need to fill in your personal details. 
    • The third part consists of a certificate of driving competency. 

    Here’s a step-by-step guide: 

    • Write down the address of the RTO, attach your passport-size photograph, and select the vehicle type for which you’re applying for a licence. 
    • Point 1, 2 and 3 requires your name, your father/husband’s name and permanent address. 
    • In case you’re residing at a temporary address, mention that in point 4, include the period of stay at the current location in point 5.
    • Fill your date and place of birth in point 6 and 7. 
    • People born outside India should mention their year of migration in point 8. 
    • Point 9 requires your educational qualifications. 
    • In point 10, mention two visible identification marks (birthmarks, moles on face, arms or legs). 
    • Mention your blood group in point 12. 
    • Point 13 requires you to mention if you already have a valid driving licence. If yes, you need to specify the vehicle category.
    • Enter information regarding the dates of all convictions that were ordered on any permits in your name in point 14.
    • In point 15, mention if you have been previously disqualified from obtaining a driving licence. If yes, state the reason in the second line.
    • Mention your physical fitness evaluation from a driving test in point 16. Mention the date, name of the testing authority, and the result.
    • Point 17 needs you to mention if you have submitted three passport-size photographs. 
    • In point 18, include the date and name of the issuing authority about your learner’s licence.
    • Mention the name and address of the driving school in point 19, if you have a driving certificate.
    • In point 20, you need to mention if you had submitted a parent/guardian consent form while applying for a learner's licence. Similarly, in point 21, mention if you provided a medical fitness certificate when the learner’s licence was issued. 
    • In point 22 and 23, mention whether you were excused from the medical and preliminary exam according to Rule 6 and Rule 11(2) of the Central Motor Vehicles Rules, 1989. 
    • Mention the fees paid while applying for a driving license in point 24. 

    The RTO official will sign the form, mentioning the date and registration number of the vehicle used for the exam. You must also sign here.

    Once the application is accepted, you will be informed via email or called at the RTO for further verification. 

    How to Download Form 4?

    Downloading the RTO Form 4 is quite simple with these steps:

    1. Visit the site- https://parivahan.gov.in/parivahan//en/content/download-forms
    2. Under the Driving Licence section, choose ‘Application for Licence to Drive’, and click on Form 4.
    3. Once redirected to Form 4, click on the download option. 

    Documents Required for Form 4

    You must attach the following supporting documents while filling out the RTO Form 4 to verify your application:

    Identity Proof

    Aadhaar card, Voter’s ID card, Passport, PAN card, Ration card

    Address Proof

    Aadhaar card, Electricity bill, Passport, Ration card, Telephone bill, Voter’s ID card

    Age Proof

    Birth Certificate, Affidavit from Executive or Judiciary Magistrate

    Qualification Proof

    Copy of Board/University certificates. 

     

    Conclusion

    One of the most important processes when applying for a driving licence is completing the RTO Form 4. Accurately completing the form and submitting it successfully helps verify personal details and eventually prepare for the driving test. Always ensure the details are accurate and the attached documents are complete to prevent any errors or delays at the RTO.

    While applying for a driving licence, don’t overlook the importance of maintaining an up-to-date car insurance policy. A valid insurance policy not only protects you financially but also ensures compliance with legal requirements.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best value bikes under 1.5 lakh featuring dual-channel ABS

    by Almog Ramrajkar | Mar 21, 2025

    Choosing the perfect bike can be exciting yet overwhelming, especially when you're on a budget. Safety should always be a top priority when making your selection. If you're looking for an affordable bike that doesn't compromise on safety features, you're in the right place.

    This blog looks at some of the best dual-channel anti-lock braking system (ABS) bikes under 1.5 lakh. If you want an ABS bike under 1 lakh, consider single-channel models.

    List of bikes under ₹1.5 lakh with dual channel ABS

    ABS is one of the most important features of modern motorcycles. Single-channel ABS supports front-wheel braking, while a dual-channel handles both front and back wheels.

    An ABS system ensures the wheels do not lock up during emergency braking, especially on slippery or wet roads. The anti-lock mechanism increases the stopping power but reduces the braking distance, preventing skidding and improving rider control and safety.

    The following are some dual-channel ABS bikes under ₹1.5 lakh, each offering exceptional features, affordability, and safety. Please note that the prices listed are approximate.

    1.   Bajaj Pulsar NS200

    Price: ₹1.58 lakh (approx.)

    Engine: 199cc

    Power: 24.5 PS

    Torque: 18.74 Nm

    Features:

    • The bike features a 6-speed gearbox, offering smooth gear shifting.
    • Dual-channel ABS provides improved braking safety.
    • The front suspension includes upside-down forks, enhancing handling.
    • The bike has a full LED lighting system, including headlamps and DRLs.
    • The instrument cluster comprises a digital speedometer, trip meter, and analogue tachometer.

     

    2.   Bajaj Pulsar N250

    Price: ₹1.49 lakh (approx.)

    Engine: 249cc

    Power: 24.1 PS

    Torque: 21.5 Nm

    Features:

    • The suspension includes upside-down forks (USD) and a Nitrox mono-shock for better handling.
    • Braking is handled by dual-channel ABS with front and rear petal discs for improved safety.
    • The digital console is Bluetooth-connected and offers turn-by-turn navigation.
    • Traction control, assist, slipper clutch, and larger tyres enhance grip and safety.
    • The aerodynamic design features LED projector headlamps and updated graphics for a modern look.

     

    3.   TVS Apache RTR 160 4V

    Price: ₹1.24 lakh (approx.)

    Engine: 159cc

    Power: 17.31 PS

    Torque: 14.73 Nm

    Features:

    • The bike accelerates from 0-60 km/h in 4.8 seconds.
    • It has a telescopic front fork and mono-shock rear suspension.
    • Disc brakes are available, with the option of dual-channel ABS.
    • The design showcases sharp, aggressive styling with LED DRLs.
    • It features SmartXonnect for Bluetooth connectivity and turn-by-turn navigation.

     

    4.   Bajaj Pulsar N160

    Price: ₹1.34 lakh (approx.)

    Engine: 164.82cc, oil-cooled

    Power: 15.68 bhp

    Torque: 14.65 Nm

    Features:

    • The bike features dual-channel ABS with 300mm front and 230mm rear discs for enhanced braking performance.
    • It has telescopic front forks and an advanced monoshock rear for improved suspension.
    • The bi-functional LED projector headlamp improves visibility while riding.
    • Love this bike for Bluetooth connectivity, a gear position indicator, and a mobile charging port are included for convenience.
    • The design is sleek, with aggressive styling and an ergonomic seat height of 795mm for comfort.

     

    5.   Royal Enfield Hunter 350

    Price: ₹1.49 lakh (approx.)

    Engine: 349cc

    Power: 20.2 bhp

    Torque: 27 Nm

    Features:

    • The design is retro-inspired with modern ergonomics and a 790mm seat height for comfort.
    • Dual-channel ABS, 300mm front and 270mm rear discs ensure safety.
    • The 17" alloy wheels with tubeless tyres offer easy manoeuvrability.
    • The bike features a digi-analog instrument cluster and is compatible with Royal Enfield Tripper navigation.

     

    6.   Hero Xtreme 160R

    Price: ₹1.11 lakh (approx.)

    Engine: 163cc

    Power: 14.79 PS

    Torque: 14 Nm

    Features:

    • The bike has 276mm front and 220mm rear petal discs and dual-channel ABS for improved braking performance.
    • It features a telescopic front suspension and an adjustable mono-shock rear for better ride quality.
    • The sleek design includes an LED headlight, a tail lamp, and a sporty muffler cover.
    • The technology consists of an inverted LCD screen and Bluetooth connectivity.
    • It offers wide rear tyres and a new, comfortable pillion seat.

    Conclusion

    There are several excellent motorcycles available under ₹1.5 lakh that feature dual-channel ABS, offering both a thrilling riding experience and enhanced safety, particularly during emergencies. Whether you're drawn to sporty looks, style, or something in between, always prioritise safety when making your choice.

    It’s essential to remember that while these bikes offer great value for money, each has strengths and unique features. Choosing the right one ultimately depends on your riding style, performance preferences, and safety needs. Additionally, it's important to consider getting bike insurance for damage coverage in case of accidents, theft or loss. This ensures you can ride without worrying about the financial fallout from worst-case scenarios.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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