Gold Multi Trip Travel Insurance - Frequent Flyer Travel Insurance Plan - ICICI Lombard
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Travel Insurance

What would be the maximum duration of your trips?

When do you depart from India for your first trip?

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*All the travelling members are Indian residents and will be travelling from India

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Travel Insurance

Select travel scope by geography
  • USA or Canada
  • Asia
  • Schengen
  • Rest of the World
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Or if you aren’t sure which geography to select, tell us the countries you’re visiting.
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You can select maximum 50 countries.
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Trip Start Date
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Travel Insurance

How many people are travelling?

3 months - 50 Years
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51 - 60 Years
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61 - 70 Years
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Please select atleast one member
71 - 85 Years
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Total Travellers

0
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*All the travelling members are Indian residents and will be travelling from India

All the travellers have a non-immigrant visa
  • I agree to the Terms and Conditions
    Please accept terms & conditions
  • To manage your WhatsApp preferences click here

7 reasons to buy ICICI Lombard Gold Multi Trip Travel Insurance

  • Customise your policy as per your travel calendar

    Our Multi Trip Travel insurance lets you secure up to 30, 45 or 60 days of travel per year, at one go

  • Experience more coverage without travel worries

    Secure your travel with an insurance plan that offers you a sum insured of up to $ 500,000

  • If you lose luggage, we will compensate the loss

    We offer coverage for total loss of checked-in baggage including handbag

  • Take care of your loved ones, even when you are miles away

    Get value added services like medical concierge, automotive and lifestyle assistance

  • Access high-quality medical care when you need it

    Benefit from our tie-up with United Health International (UHI), one of the largest and most diverse healthcare companies in the United States

  • If you face a medical emergency abroad, get immediate help with our cashless facility

    Your travel insurance plan lets you avail cashless hospitalisation facilities worldwide

  • >Age should be no bar to make travel plans

    Our Multi Trip travel insurance is available for individuals of up to 70 years of age

FAQs in relation to Covid-19 for International Travel Insurance claims

Will the insured receive the full refund if he/she chooses to cancel his/her travel insurance?

Yes. We will waive off the INR 300** cancellation charge and pay full refund of the policy premium to the insured if he/she decides not to travel to the destination country as a precautionary measure due to COVID-19.

Full refund of policy premium will be payable only if the insured has not left the country to start his/her scheduled trip

** A cancellation charge of INR 300 is charged as per policy terms and conditions if insured cancels his/her policy after the free look up period of 15 days and prior to the start of the policy period.

Can the insured claim hospitalisation expenses if he/she has been hospitalised due to COVID-19?

Hospitalization expenses (both in-patient and out-patient) will be payable in case the insured is hospitalized* in the destination country due to COVID-19.

If the insured’s scheduled trip is cancelled due to hospitalisation, will insurance cover the losses?

Claims will be payable for the financial loss incurred by the insured if the scheduled trip is cancelled or interrupted due to hospitalization* of the insured/immediate family member due to COVID-19

*Mandatory hospitalization of 3 days is required

The insured’s family member gets infected while travelling with the insured. Will the travel insurance remain valid and claim payable?

The medical expenses will be borne by the travel insurance policy if the said family member is covered in the policy up to Sum Insured.
The following types of claims will be payable:

  • Medical In-patient and out-patient claims
  • Trip Cancellation/Interruption/Re-scheduling
  • Trip Delay– except any delay at the Indian port of origin of the insured trip

 

The insured is not in a restricted country but has a return flight that stops in a restricted country. Will the travel insurance claim be paid in that case?

No country specific restriction has been imposed for Travel policy claims. The following types of claims will be payable:

  • Medical In-patient and out-patient claims
  • Trip Interruption/Re-scheduling
  • Trip Delay

 

Will the insured’s expenses incurred due to trip delay be covered?

Claims will be payable for food and lodging expenses in case the trip is delayed abroad due to cancellation or re-scheduling of flights done at the instance of the common carrier due to COVID-19

The insured is travelling to a non-restricted country but has to stop over in a restricted country. Will the travel insurance claim remain valid and claim payable?

No country specific restriction has been imposed for Travel policy claims. The following types of claims will be payable:

  • Medical In-patient and out-patient claims
  • Trip Cancellation/Interruption/Re-scheduling
  • Trip Delay – except any delay at the Indian port of origin of the insured trip

 

The insured has to travel to a restricted country due to compulsion. Will the travel insurance remain valid and claim payable?

No country specific restriction has been imposed for Travel policy claims. The following types of claims will be payable:

  • Medical In-patient and out-patient claims
  • Trip Cancellation/Interruption/Re-scheduling
  • Trip Delay – except any delay at the Indian port of origin of the insured trip

 

The insured has both of our health and travel insurance. Will the claim be applicable in both cases and how?

With respect to Medical in-patient and out-patient expenses, if the events happen in India, then health insurance policy claim will be triggered. If it happens abroad, then travel insurance claim will be applicable as follows:

  • Medical In-patient and out-patient claims – If India (Health policies); If abroad (Travel Policy)
  • Trip Cancellation/Interruption/Re-scheduling
  • Trip Delay – except any delay at the Indian port of origin of the insured trip

 

The insured is in one of the restricted countries as specified by the government. Will the travel insurance policy remain valid and claim payable?

No country specific restriction has been imposed for Travel policy claims. The following types of claims will be payable:

  • Medical In-patient and out-patient claims
  • Trip Interruption/Re-scheduling
  • Trip Delay

 

UNDERSTAND YOUR MULTI TRIP TRAVEL INSURANCE POLICY COVERAGE

Your policy covers:

  • Total Loss of Checked-In Baggage
  • Trip Cancellation & Interruption
  • Delay of Checked-In Baggage
  • Emergency Cash Advance
  • Missed Flight Connection
  • Personal Accident
  • Loss of Passport
  • Cashless Hospitalisation Cover

Your policy does not cover:

Any claim due to or arising out of pre-existing medical condition/ailment, whether declared or undeclared, is not covered under the policy. Your policy will also not include the following:

  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Naturopathy treatment, ayurvedic/homeopathic therapies
  • Treatment relating to removal of physical flaws - cosmetic or plastic surgery
  • Costs incurred relating to rest or recuperation at a spa or health resort

It's always a good idea to be aware of what is excluded from your policy; so make sure you read the Policy Wordings.

Travel Insurance
International Travel Insurance
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